Digital Nomad Health Insurance for Vietnam

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🌍 Why Is Vietnam a Popular Digital Nomads Destination?

Vietnam has become a very popular spot for digital nomads due to its rich culture, low cost of living, breathtaking scenery, and increasingly excellent digital infrastructure. Ho Chi Minh City, Hanoi, and Da Nang have coworking spaces, good internet, and a lively lifestyle, making Vietnam very convenient for remote work.

Vietnam’s welcoming locals, diverse culinary culture, and beauty—ranging from densely populated city streets to peaceful beaches and mountains—is ideal for achieving a balance between work and discovery. With its increasing number of remote workers, Vietnam is a place where one can network, cooperate, and succeed while living an adventurous life.

digital nomads insurance for Vietnam

When working remotely in Vietnam, the right digital nomad health insurance is a must. Vietnam travel medical insurance provides medical emergency coverage, routine care, and unscheduled travel interruption protection. Compare highly rated Vietnam travel insurance for digital nomads to get the best plan customized to meet your international needs.

🏥 Why Do Digital Nomads Need Health Insurance in Vietnam?

Health insurance is a crucial requirement for digital nomads living and working in Vietnam. Whether on a short-term visa, a long-term stay, or exploring the country while working remotely, having good Nomad health insurance ensures you’re covered for medical care.
Key reasons why Digital Nomads need health insurance in Vietnam:

  • Visa requirement: Some long-term visas or extensions may require proof of health insurance.
  • Access to quality medical care: Although Vietnam has public and private healthcare, private clinics and hospitals provide quicker service and English-speaking physicians.
  • Avoid expensive medical bills: Without insurance, emergency treatment, hospital stay, or surgery can cost an arm and a leg.
  • Global Coverage: Most digital nomad insurance policies cover travel interruptions, medical evacuation, regular checkups, and coverage outside of Vietnam for travel throughout Southeast Asia or worldwide.
  • Coverage for dependents: Insurance may be extended to a spouse or children if traveling with family.

💰 What Is The Cheapest Digital Nomad Insurance For Vietnam?

The cheapest digital nomad insurance plans for Vietnam include Atlas International from WorldTrips, Patriot International Lite from IMG, and Travel Medical Global Basic from Seven Corners.

Atlas International
WorldTrips

$54 per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non US citizens and US citizens traveling outside their home country.
  • Emergency medical evacuation covers up to $1,000,000.
  • Covers acute onset of a pre-existing condition up to 79 years.
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Patriot International Lite
IMG

$55 per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for both Non US citizens and US citizens traveling outside USA.
  • Emergency medical evacuation covers up to $1,000,000.
  • Covers acute onset of a pre-existing condition up to 70 years.
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Travel Medical Global Basic
Seven Corners

$56 per month

Age: 40 years | Plan: $50,000 | Deductible: $250

  • Available for Non US residents traveling to worldwide trips that exclude the USA.
  • Emergency medical evacuation covers up to $250,000.
  • Covers acute onset of a pre-existing condition up to 79 years.
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⭐ What Is the Best Digital Nomad Insurance for Vietnam?

travel_luggage_and_bags Best travel medical insurance plans for Digital Nomads for Vietnam

Atlas Nomads Insurance is the perfect health coverage for digital nomads, offering global medical protection with the flexibility to include or exclude the U.S. Stay covered wherever you work or travel, with convenient monthly or annual payments that fit your location-independent lifestyle.

  • Available for non-U.S. citizens/residents traveling and working abroad.
  • Coinsurance: Plan pays 100% of eligible expenses up to the overall maximum limit
  • Acute onset of pre-existing condition: Covers up to policy maximum limit
  • Emergency medical evacuation: Up to $100,000
  • Urgent care: Up to $50 copayment
  • Trip Interruption: Up to $5,000 maximum
  • Repatriation of remains: Up to $20,000 maximum
  • Policy maximum?
    Up to age 64: $250,000
    Age 65 to 69: $100,000

  • Deductible option?
    $0

  • Period of coverage?
    364 days

Atlas International Insurance offers flexible, reliable health coverage for remote workers and travelers worldwide. Designed for U.S. and non-U.S. citizens abroad, it provides essential medical protection for trips from 5 to 364 days, with customizable benefits to fit your journey. Stay covered and focus on your work and adventures.

  • Available for US and Non US citizens traveling outside USA.
  • Coinsurance: After deductible, plan pays 100% up to policy maximum.
  • Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
  • Emergency medical evacuation: Up to $1,000,000.
  • Urgent care: 15 per incident; no copayment if deductible is $0.
  • Optional add-on benefits.
  • Renewable: Can be renewed and extended up to 364 days.
  • Repatriation of Remains: Equal to the elected overall maximum limit.
  • Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000

  • Deductible option?
    $0, $100, $250, $500, $1,000, $2,500, $5,000

  • Period of coverage?
    364 days

Patriot International Lite is the ideal travel medical insurance for digital nomads, offering essential international coverage so you can work and explore worry-free. With flexible terms from 5 to 364 days, renewable up to 24 months, it suits changing travel plans. Available to U.S. and non-U.S. citizens, it provides customizable benefits for reliable protection wherever your journey takes you.

  • Available for both US and Non-US citizens traveling outside the US.
  • Coinsurance: After deductible, plan pays 100% up to policy maximum.
  • Acute onset of pre-existing condition: Covers up to 70 years.
  • Emergency medical evacuation: Up to $1,000,000.
  • Urgent care: $30 per incident; no copayment if deductible is $0.
  • Repatriation of Remains: Up to overall maximum limit.
  • Renewable: Renewable up to 2 years.
  • Policy maximum?
    $50,000, $100,000, $250,000, $500,000, $1,000,000,$2,500,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500

  • Period of coverage?
    5 days to 364 days

Patriot International Platinum is ideal for Digital Nomads seeking short-term or long-term international medical coverage with flexible duration and customizable benefits. Available for U.S. and non-U.S. citizens traveling outside their home country.

  • Available for both US and Non-US citizens traveling outside the US.
  • Coinsurance: After deductible, plan pays 100% up to policy maximum.
  • Acute onset of pre-existing condition: Covers up to 70 years.
  • Emergency medical evacuation: Up to $1,000,000.
  • Urgent care: $30 per incident; no copayment if deductible is $0.
  • Repatriation of Remains: Up to overall maximum limit
  • Renewable: Renewed for up to 36 months
  • Policy maximum?
    $2,000,000, $5,000,000, $8,000,000

  • Deductible options?
    $0, $100, $250, $500, $1,000, $2,500, $5,0000, $10,0000, $25,0000.

  • Period of coverage?
    5 days to 364 days


globe Long-Term travel medical insurance plans for Digital Nomads in Vietnam

IMG Global Medical Insurance offers comprehensive long-term coverage for digital nomads, with flexible worldwide protection and optional U.S. coverage. Customize your plan with add-ons like preventive and maternity care for total peace of mind wherever you go.

  • Coinsurance: In-network: After deductible, plan pays 100%, Out-of-network: After deductible, pays 80% up to $5,000, then 100% up to the max limit
  • Direct Billing: United health care ppo or First healthcare (in inside USA)
  • Urgent care: Included
  • Pre-existing Conditions: Bronze – Not covered; Silver/Gold – Covered if disclosed and not excluded (unknown: $5K/period, $50K/lifetime after 24 months); Platinum – Covered if disclosed and not excluded with higher limits
  • Emergency medical evacuation: Up to lifetime maximum
  • Repatriation of remains: Up to $50,000 maximum
  • Policy maximum?
    Bronze: $1,000,000 | Silver: $5,000,000 | Gold: $5,000,000 | Platinum: $8,000,000

  • Deductible option?
    $100 to $25,000

  • Period of coverage?
    Lifetime

The BCBS Global Solutions Worldwide Premier Plan is a year-long travel medical insurance made for people who travel frequently outside their home country. Instead of buying a new policy every time you travel, you buy this once a year and you’re covered for unlimited trips during that year.

  • Pre-existing conditions: Immediate coverage of pre-existing conditions with proof of previous coverage.
  • Emergency medical evacuation: Up to $250,000.
  • Repatriation of remains: Up to $25,000 maximum.
  • Accidental Death & Dismemberment: Up to $50,000
  • Emergency Medical Transportation: Up to $250,000
  • 24/7 customer service and support available.
  • Policy maximum?
    Unlimited annual and lifetime maximum

  • Deductible option?
    $0, $1,000, $2,000, $5,000, $10,000

  • Period of coverage?
    Lifetime

💶 How Much Does Digital Nomad Health Insurance Cost in Vietnam?

travel_luggage_and_bags Travel medical insurance plans (Short-Term)

Short-term travel medical insurance for digital nomads starts at just $39 per month. The cost may vary depending on the traveler's age, trip duration, selected policy maximum, and deductible. These plans are ideal for digital nomads taking shorter trips or staying abroad for limited periods. Short-term coverage typically offers essential medical benefits at affordable rates, with policy maximums ranging from $50,000 to $2 million.

Plan name Policy Maximum Cost for 30 yrs* Cost for 40 yrs* Cost for 50 yrs*
Atlas International $50,000 $39 $68 $116
Patriot International Lite $50,000 $41 $69 $118
Atlas Nomads $250,000 $57 $93 $147
Patriot Platinum International $2,000,000 $87 $145 $246

*Based on ages of digital nomads, with a $0 deductible.


globe Long-term travel medical insurance plans

Long-term travel medical insurance for digital nomads starts at around $1,500 per year. The cost may vary based on the traveler's age, length of coverage, policy maximum, and deductible. These plans are ideal for digital nomads living abroad for extended periods or frequently relocating across countries. Long-term insurance typically offers broader medical coverage, higher policy limits (up to $10 million), and enhanced global support services.

Plan name Policy Maximum Deductible Cost of 30 yrs# Cost of 40 yrs# Cost of 50 yrs#
Worldwide Premier $10,000,000 $0 $870 $1,099 $1,774
Global Medical Bronze $1,000,000 $250 $1,523 $1,827 $1,921
Global Medical Gold $5,000,000 $250 $3,576 $4,116 $7,404

#Based on ages of digital nomads.

📑 What Are the Requirements for Remote Work in Vietnam?

Vietnam does not yet have a specific digital nomad visa as some other countries like Spain, but remote workers typically find it easiest to come on long-term tourist visas, business visas, or multiple-entry visas. Some of the things to keep in mind are:

  • Passport validity: At least six months.
  • Visa type: The majority of remote workers arrive on tourist or business visas, which might necessitate extensions.
  • Proof of funds: Banks can ask for proof of adequate funds.
  • Private health insurance: Optional or sometimes obligatory for visa renewal.
  • Clean police record: Some visas will need this.
  • Proof of remote work: Although not an explicit requirement for tourist visas, it can assist in clarifying your intention of stay if questioned.

📦 What Does Digital Nomad Insurance Cover?

Digital nomad insurance provides peace of mind when living and working overseas. The Standard Digital nomad insurance coverage includes:

public Coverage in multiple countries: Covers you traveling throughout Southeast Asia or globally.
medical_services Emergency medical expenses: Payment for unexpected illness or injury overseas.
local_hospital Emergency medical evacuation: Transportation to the closest appropriate medical facility
airplane_ticket Repatriation of remains: Pays in the event of death.
luggage Lost or delayed baggage: Replacement or reimbursement for lost, stolen, or delayed bags.
favorite Pre-existing conditions: Limited or full coverage by some policies.
downhill_skiing Adventure sports: Covers mishaps incurred while participating in eligible activities such as hiking, biking, or diving.

⏳ Long-Term Health Insurance for Digital Nomads in Vietnam

If you’re relocating to Vietnam for remote work or extended travel, comprehensive international health insurance is essential. Long-term plans provide coverage for medical emergencies, routine doctor visits, hospitalization, preventive care, maternity, travel-related disruptions, and more. Wherever you are located in Ho Chi Minh City, Hanoi, Da Nang, or venturing into Vietnam's mountains and beaches, the proper digital nomad insurance means access to good care and tranquility of mind.

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❓ Travel Health Insurance for Digital Nomads in Vietnam FAQs

🩺 Do You Need Health Insurance for the Vietnam Digital Nomad Visa?

Although Vietnam lacks a digital nomad visa, many of its long-term visas strongly suggest or mandate health insurance for:

  • Full coverage throughout your stay
  • Emergency and hospitalization for medical care
  • International travel insurance if you travel to nearby countries

Tip: Purchase your Digital nomad medical insurance prior to arrival to have coverage from day one and hassle-free visa processing if necessary.

🛡️ Can You Buy Digital nomad Insurance After Arriving in Vietnam?

Yes. While it's best to buy in advance, you can purchase international health insurance after your arrival in Vietnam. This provides cover for medical emergencies, hospitalization, and travel interference while you're there.

🧳 Can Travel Insurance Count as Digital Nomad Insurance in Vietnam?

Yes. Most international travel medical insurance policies available on American Visitor Insurance are a good fit for digital nomads, particularly those with extensive benefits, zero waiting periods, and Vietnam coverage.

⏳ How Long Does Your Insurance Coverage Need to Last?

Your coverage should be equal to your visa length or planned stay. For extended stays, renewable or annual plans are ideal.

💰 Is Digital Nomad Insurance Costly in Vietnam?

Not necessarily. Prices differ by age, limits of coverage, length of time, and if you wish to have global coverage or just in Southeast Asia. Several low-cost plans have generous benefits for remote workers. You can compare and buy the best digital nomad insurance easily on American Visitor Insurance.

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Which Are the Best Visitors Insurance Companies?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Venbrook International, Global Underwriters, GeoBlue, HTH Worldwide, Trawick International, Travel Insurance Services, INF insurance, Travelex and BlueCross BlueShield Global Solutions.

Which are the best visitors insurance companies?

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HTH Worldwide
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