Best Digital Nomad Health Insurance for Greece
🌍 Why Greece Is a Hot Spot for Digital Nomads?
Greece has emerged as one of Europe's most popular destinations for Digital nomads due to its warm Mediterranean climate, low cost of living, and breathtaking natural beauty. From the ancient cobblestone streets of Athens to Crete's beaches and serene lifestyle of Thessaloniki, Greece provides the ideal mix of work and play.
From fast-expanding coworking areas, stable internet connectivity in big cities and even in the Greek Islands, and friendly expat communities to online shops, restaurants, and cafes for Pizza nights in, Greece is a remote worker's paradise. The Digital Nomad Visa Greece which launched in 2021 has made it even more convenient, and it's no wonder so many remote workers are making Greece their home.
🧳 Digital Nomads Insurance for Greece
Having proper Digital nomad health insurance for Greece is a requirement for anyone seeking the Greek Digital Nomad Visa. Digital Nomad insurance provides you with access to healthcare throughout your stay and satisfies visa conditions placed by Greek authorities.
An excellent international or expat medical insurance policy in Greece covers you against unplanned illness, hospitalization, or emergency repatriation while enabling you to live life under the sun of the Aegean without money woes.
🏥 Why Must Digital Nomads Have Health Insurance in Greece?
Digital Nomad Health insurance is not a choice when residing or working abroad in Greece it is a prerequisite for a visa approval. Some other reasons are:
- Visa Compliance: Valid health insurance proof is required for application for the Digital Nomad Visa.
- Access to Healthcare: Greece has both a public and private healthcare system, yet private hospital and clinic access usually needs insurance.
- Evasion of Out-of-Pocket Costs: Without insurance, treatment or hospital care can be expensive, particularly in tourist areas.
- Schengen-Wide Coverage: Most international policies have Schengen-wide coverage so you can travel freely around the EU.
- Family Membership: Dependents may be included under the same policy if you have your family accompanying you to Greece.
💸 What Is the Cheapest Digital Nomad Insurance for Greece?
The Cheapest digital nomad insurance for Greece is Atlas International from WorldTrips. The other affordable Greece travel insurance for digital nomads are Patriot International Lite from IMG and Travel Medical Global Basic from Seven Corners.
- Available for Non US citizens and US citizens traveling outside their home country.
- Emergency medical evacuation covers up to $1,000,000.
- Covers acute onset of a pre-existing condition up to 79 years.
- Available for both Non US citizens and US citizens traveling outside USA.
- Emergency medical evacuation covers up to $1,000,000.
- Covers acute onset of a pre-existing condition up to 70 years.
Travel Medical Global Basic
Seven Corners
$56 per monthAge: 40 years | Plan: $50,000 | Deductible: $250
- Available for Non US residents traveling to worldwide trips that exclude the USA.
- Emergency medical evacuation covers up to $250,000.
- Covers acute onset of a pre-existing condition up to 79 years.
💡 What Is the Best Digital Nomad Insurance for Greece?
travel_luggage_and_bagsBest travel medical insurance plans for Digital Nomads for Greece
Atlas Nomads Insurance is the perfect health coverage for digital nomads, offering global medical protection with the flexibility to include or exclude the U.S. Stay covered wherever you work or travel, with convenient monthly or annual payments that fit your location-independent lifestyle.
- Available for non-U.S. citizens/residents traveling and working abroad.
- Coinsurance: Plan pays 100% of eligible expenses up to the overall maximum limit
- Acute onset of pre-existing condition: Covers up to policy maximum limit
- Emergency medical evacuation: Up to $100,000
- Urgent care: Up to $50 copayment
- Trip Interruption: Up to $5,000 maximum
- Repatriation of remains: Up to $20,000 maximum
Policy maximum?
Up to age 64: $250,000
Age 65 to 69: $100,000Deductible option?
$0Period of coverage?
364 days
Atlas International Insurance offers flexible, reliable health coverage for remote workers and travelers worldwide. Designed for U.S. and non-U.S. citizens abroad, it provides essential medical protection for trips from 5 to 364 days, with customizable benefits to fit your journey. Stay covered and focus on your work and adventures.
- Available for US and Non US citizens traveling outside USA.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Up to policy maximum for ages up to 79 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: 15 per incident; no copayment if deductible is $0.
- Optional add-on benefits.
- Renewable: Can be renewed and extended up to 364 days.
- Repatriation of Remains: Equal to the elected overall maximum limit.
- Adventure Sports: Includes coverage for eligible sports injuries and illnesses during vacation at no additional cost.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000Deductible option?
$0, $100, $250, $500, $1,000, $2,500, $5,000Period of coverage?
364 days
Patriot International Lite
Patriot International LitePatriot International Lite is the ideal travel medical insurance for digital nomads, offering essential international coverage so you can work and explore worry-free. With flexible terms from 5 to 364 days, renewable up to 24 months, it suits changing travel plans. Available to U.S. and non-U.S. citizens, it provides customizable benefits for reliable protection wherever your journey takes you.
- Available for both US and Non-US citizens traveling outside the US.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Covers up to 70 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: $30 per incident; no copayment if deductible is $0.
- Repatriation of Remains: Up to overall maximum limit.
- Renewable: Renewable up to 2 years.
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000,$2,500,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500Period of coverage?
5 days to 364 days
Patriot International Platinum
Patriot International Platinum is ideal for Digital Nomads seeking short-term or long-term international medical coverage with flexible duration and customizable benefits. Available for U.S. and non-U.S. citizens traveling outside their home country.
- Available for both US and Non-US citizens traveling outside the US.
- Coinsurance: After deductible, plan pays 100% up to policy maximum.
- Acute onset of pre-existing condition: Covers up to 70 years.
- Emergency medical evacuation: Up to $1,000,000.
- Urgent care: $30 per incident; no copayment if deductible is $0.
- Repatriation of Remains: Up to overall maximum limit
- Renewable: Renewed for up to 36 months
Policy maximum?
$2,000,000, $5,000,000, $8,000,000Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,0000, $10,0000, $25,0000.Period of coverage?
5 days to 364 days
globe Long-Term travel medical insurance plans for Digital Nomads in Greece
IMG Global Medical
IMG Global Medical Insurance offers comprehensive long-term coverage for digital nomads, with flexible worldwide protection and optional U.S. coverage. Customize your plan with add-ons like preventive and maternity care for total peace of mind wherever you go.
- Coinsurance: In-network: After deductible, plan pays 100%, Out-of-network: After deductible, pays 80% up to $5,000, then 100% up to the max limit
- Direct Billing: United health care ppo or First healthcare (in inside USA)
- Urgent care: Included
- Pre-existing Conditions: Bronze – Not covered; Silver/Gold – Covered if disclosed and not excluded (unknown: $5K/period, $50K/lifetime after 24 months); Platinum – Covered if disclosed and not excluded with higher limits
- Emergency medical evacuation: Up to lifetime maximum
- Repatriation of remains: Up to $50,000 maximum
Policy maximum?
Bronze: $1,000,000 | Silver: $5,000,000 | Gold: $5,000,000 | Platinum: $8,000,000Deductible option?
$100 to $25,000Period of coverage?
Lifetime
Worldwide Premier
Worldwide PremierThe BCBS Global Solutions Worldwide Premier Plan is a year-long travel medical insurance made for people who travel frequently outside their home country. Instead of buying a new policy every time you travel, you buy this once a year and you’re covered for unlimited trips during that year.
- Pre-existing conditions: Immediate coverage of pre-existing conditions with proof of previous coverage.
- Emergency medical evacuation: Up to $250,000.
- Repatriation of remains: Up to $25,000 maximum.
- Accidental Death & Dismemberment: Up to $50,000
- Emergency Medical Transportation: Up to $250,000
- 24/7 customer service and support available.
Policy maximum?
Unlimited annual and lifetime maximumDeductible option?
$0, $1,000, $2,000, $5,000, $10,000Period of coverage?
Lifetime
💰 How Much Does Digital Nomad Health Insurance Cost in Greece?
Short-term travel medical insurance for digital nomads starts at just $39 per month. The cost may vary depending on the traveler's age, trip duration, selected policy maximum, and deductible. These plans are ideal for digital nomads taking shorter trips or staying abroad for limited periods. Short-term coverage typically offers essential medical benefits at affordable rates, with policy maximums ranging from $50,000 to $2 million.
| Plan name | Policy Maximum | Cost for 30 yrs* | Cost for 40 yrs* | Cost for 50 yrs* |
|---|---|---|---|---|
| Atlas International | $50,000 | $39 | $68 | $116 |
| Patriot International Lite | $50,000 | $41 | $69 | $118 |
| Atlas Nomads | $250,000 | $57 | $93 | $147 |
| Patriot Platinum International | $2,000,000 | $87 | $145 | $246 |
*Based on ages of digital nomads, with a $0 deductible.
Long-term travel medical insurance for digital nomads starts at around $1,500 per year. The cost may vary based on the traveler's age, length of coverage, policy maximum, and deductible. These plans are ideal for digital nomads living abroad for extended periods or frequently relocating across countries. Long-term insurance typically offers broader medical coverage, higher policy limits (up to $10 million), and enhanced global support services.
| Plan name | Policy Maximum | Deductible | Cost of 30 yrs# | Cost of 40 yrs# | Cost of 50 yrs# |
|---|---|---|---|---|---|
| Worldwide Premier | $10,000,000 | $0 | $870 | $1,099 | $1,774 |
| Global Medical Bronze | $1,000,000 | $250 | $1,523 | $1,827 | $1,921 |
| Global Medical Gold | $5,000,000 | $250 | $3,576 | $4,116 | $7,404 |
#Based on ages of digital nomads.
📋 What Are the Requirements for Remote Work in Greece?
Greece offers a Digital Nomad Visa to remote workers and freelancers based outside the country. Long-term stay is permitted while working online through this visa. General conditions are:
- Valid passport: Must be valid during your planned stay.
- Visa category: Greece Digital Nomad Visa.
- Evidence of remote employment: Contracts or evidence of freelance work done for overseas businesses or clients.
- Health insurance: Required must include emergency and hospitalization in Greece.
- Document of accommodation: Rent or property agreement in Greece.
- Professional documentation: Work contract or portfolio.
- Clean criminal record: Required for visa application.
🛡️ What Does Digital Nomad Insurance Cover?
Good digital nomad insurance coverage for Greece typically features:
- Emergency hospital and medical costs.
- Outpatient care and specialist visits.
- Prescription drug.
- Medical evacuation or repatriation.
- Accident or unforeseen illness coverage.
- Baggage loss or delay protection.
- Adventure activities and pre-existing condition optional coverage.
Your policy needs to satisfy Schengen visa minimum requirements and provide coverage of €30,000–€100,000, including hospitalization and repatriation.
⏳ Long-Term Health Coverage as a Digital Nomad in Greece
If you're staying for the long haul, look into international or expat health insurance that offers local care in Greece as well as global coverage. These cover physician visits, wellness check-ups, maternity care, and mental health perfect for digital nomads residing in the country for a number of years.
❓ Travel Health Insurance for Digital Nomads in Greece FAQs
🩺 Do You Need Health Insurance for the Greece Digital Nomad Visa?
Yes. Documentation of active health insurance is required for all digital nomad visa applications in Greece. Your application will be refused if you lack valid insurance.
🛡️ Can You Get Digital Nomad Insurance Once You Arrive in Greece?
Yes, you can purchase insurance after arriving in Greece. However, it’s strongly recommended to have active coverage beforehand, as it’s a mandatory requirement for visa approval. To avoid processing delays, it’s best to buy a Digital Nomad insurance plan from American Visitor Insurance before traveling and set the policy to begin on your arrival date.
🧳 Can Travel Insurance Be Utilized as Digital Nomad Insurance in Greece?
Only if it is Greek and Schengen compliant. It should cover hospitalization, emergency medical evacuation, and repatriation that is valid throughout the stay. Most short-term travel insurance policies are inadequate for extended stays, so international digital nomad insurance is better.
⏳ How Long Should Your Digital Nomad Insurance Coverage Last?
Your insurance must extend for the entire length of your visa or residence permit. Choose annual or multi-year renewable policies if you intend to stay more than a year in Greece.
💰 Is Digital Nomad Insurance Costly in Greece?
The cost of Digital Nomad insurance in Greece depends on factors such as age, duration of stay, and the level of coverage chosen. While Greece offers excellent yet affordable healthcare, several U.S.-based insurers provide budget-friendly, globally accepted plans designed for digital nomads and expatriates. Through American Visitor Insurance digital nomads can easily compare top-rated insurance options and select the plan that best fits their needs offering the perfect balance of cost, quality of care, and flexibility for those living or working remotely in Greece.
