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Global Medical Silver Reviews, Global Medical insurance reviews

Global Medical Silver insurance, IMG Global Medical insurance reviews

  • It is eligible for individuals and families of any nationalty.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • Plan maximum options available up to $5 million.

Quotes for Global Medical Silver insurance

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Global Medical Silver
Insurance provider
International Medical Group
Plan life
Lifetime
Policy maximum?
$5,000,000 per individual
Deductible options?
$250 to $10,000 per period of coverage
Global Medical Silver rating
AM Best Rating: "A" (Excellent)
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Global Medical Silver underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Global Medical Silver Links

  • Brochure
  • Application
  • Fixed benefit plan
  • Claims
  • Renewal
  • Provider Network
  • Advantages
  • Disadvantages

Global Medical Silver Insurance advantages

  • Global medical silver is a fixed benefit plan.
  • Global Medical Insurance is available to individuals and families for all nationalities residing outside their home country.
  • Higher deductible options for the insured to choose from.
  • Deductible per period of coverage and 50% waiver of deductible if service is taken within the PPO network.
  • No coinsurance within the PPO network and outside the US and Canada.
  • Coinsurance inside the US & Canada (outside of PPO network) - 80% of the first $5000 after the deductible and then 100% of overall Max per period of coverage.
  • Refund of full premium if policy cancellation request is received within 15 days of receipt of the relevant insurance documents.
  • Policy cancellation request after this period will be granted at the sole discretion of IMG administrator.

Global Medical Silver Insurance Disadvantages

  • No adult wellness benefit.

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A working example of using Global Medical Silver (Offered by IMG) *

  • Insurance coverage is $5,000,000
  • Deductible is $250 per certificate period
  • Your claims for medical expenses is $20,250
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $20,250 minus $250 equals $20,000. Insured bears $250
Global Medical Silver

Global Medical Silver

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Surgery $16,500 $16,500 $0
Intensive care $1,500 per day $1,500 per day $0
Rx coverage $2,000 $2,000 $0
Total $20,250 $20,000 $250

What are some insurance terms important in Global Medical Silver Insurance reviews, IMG Global Medical Silver international reviews?

  • Plan Maximum coverage of Global Medical Silver travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Global Medical Silver insurance offers plan maximum options of $5,000,000 per individual.
  • What is a deductible in Global Medical Silver visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Global Medical Silver insurance has deductible option from $250 to $10,000 per period of coverage.
  • What is a provider network of Global Medical Silver Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Global Medical Silver Travel health insurance
    Global Medical Silver Insurance can be renewed lifetime.
  • Eligibility to buy Global Medical Silver Insurance Online
    It is eligible for individuals and families of any nationalty.Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.Worldwide coverage for non US Citizens.
  • Global Medical Silver Pre-existing conditions for travelers
    Global Medical Silver insurance offers Pre-existing condition limitation for $50,000 lifetime maximum; $5,000 per period of coverage after 24 months
  • Global Medical Silver Insurance underwritten by Sirius International Insurance Corporation and rating "A" (Excellent) by AM Best Rating.

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