Global Medical Silver Insurance

Global Medical Silver Insurance is an affordable long-term, annually-renewable, major medical insurance. This insurance has specific dollar limits on most benefits. It is the perfect expatriate medical insurance policy for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.

  • Brochure
  • Application
  • Reviews
  • Benefits
  • Advantages
  • Disadvantages
  • Fixed Plan
  • Claims
  • Renewal
  • Provider Network

Quotes for Global Medical Silver insurance

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Global Medical Silver insurance review

Global Medical Silver

Global Medical Silver

Insurance provider
International Medical Group
Plan life
Policy maximum?
$5,000,000 per individual
Deductible options?
$250 to $10,000 per period of coverage
Global Medical Silver rating
AM Best Rating: "A" (Excellent)
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Global Medical Silver underwriter

International Medical group Global Medical Silver plan summary

What is the eligibility to buy Global Medical Silver Insurance?
Global Medical Silver insurance eligibility
  • Individuals and families of any nationalty.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
  • Worldwide coverage for non US Citizens
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Global Medical Silver optional riders
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Global term life insurance (including AD & D)
  • Dental or Vision rider

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Plan benefits of Global Medical Silver insurance

Benefits Coverage
Deductible Carry Forward Included
Treatment Outside the U.S. 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
Treatment Inside the U.S. (using Medical Concierge) 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
Treatment Inside the U.S. (PPO Network) Subject to deductible. No coinsurance.
Treatment Inside the U.S. (Non PPO Network) Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.
Hospitalization/room and board In U.S. – 100% of average semi-private room rate.
Outside of U.S. - 100% of private room rate (not to exceed 150% of semi-private room rate).
Intensive care $1,500 per day - 180 days of coverage per event
Surgery 100%
Assistant Surgeon 20% of surgery benefit
Office visits and Diagnostic/X-Ray
25 visits: $70 doctor/specialist maximum limit; $60 psychiatrist maximum limit; $50 chiropractor maximum limit; $500 surgery intervention consultation maximum limit
$250 X-Ray per exam maximum limit; $300 lab tests per exam maximum limit.
Chemotherapy or Radiation Therapy Subject to deductible. No coinsurance
Transplants $250,000 lifetime maximum
Emergency room illness (Additional $250 deductible if not admitted as an in patient) 100%
Emergency room accident 100%
Local ambulance due to injury or illness resulting in hospitalization $1,500 maximum limit per event - not subject to deductible or coinsurance
Emergency evacuation Up to $50,000 maximum per period of coverage.
Not subject to deductible or coinsurance.
Emergency reunion NA
Return of mortal remains $25,000 lifetime maximum - not subject to deductible or coinsurance.
Rx coverage 100%
Physical therapy Maximum $40 per visit - 30 visit maximum
Emergency dental due to accident $1,000 per period of coverage
Hospital indemnity (Outside the U.S. only) Private Hospitals: $400 per overnight and $4,000 maximum limit per period of coverage.
Public Hospitals: $500 per overnight and $5,000 maximum limit per period of coverage.
Pre-Existing Conditions Limitation $50,000 lifetime maximum; $5,000 per period of coverage after 24 months

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