IMG

Global Medical Silver Insurance

Global Medical Silver Insurance Cost, Global health insurance cost

Age
Start Date
End Date
Gender
Payment Type
Coverage
Citizenship
Global Medical Silver Insurance
Insurance provider
International Medical Group
Global Medical Silver Rating
AM Best Rating: "A" (Excellent)
Policy maximum?
$5,000,000 per individual
Deductible options?
$250 to $10,000 per period of coverage
Compare Global Medical Plans
Compare Global Medical Plans
Plan life?
Lifetime
Global Medical Silver Underwriter
Underwritten by a Sirius International Insurance Group Company.

Global Medical Silver Links

  • Brochure
  • Application
  • Reviews
  • Benefits
  • Advantages
  • Disadvantages
  • Fixed benefit plan
  • Claims
  • Renewal
  • Provider Network

Global Medical Silver insurance plan highlights

Global Medical Silver Insurance is an affordable long-term, annually-renewable, major medical insurance. This insurance has specific dollar limits on most benefits. It is the perfect expatriate medical insurance policy for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs.

IMG Global Medical Silver health insurance summary

EligibiltyGlobal Medical Silver insurance eligibility
  • Individuals and families of any nationality.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
  • Worldwide coverage for non US Citizens
Patriot America Travel insurance optional ridersGlobal Medical Silver optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Global term life insurance (including AD & D)
  • Dental or Vision rider
  • Terrorism and Sports Rider
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Plan Benefits

Global Medical Silver insurance benefits

In-Patient Medical Benefits
Hospital room and board? Subject to deductible and coinsurance for average semi-private room rate.All subject to $600 per day /240 day maximum
Surgery? Up to the maximum limit
Intensive care unit? $1,500 limit per day - 180 days of coverage per event.Subject to deductible and coinsurance.
Assistant Surgeon? 20% of primary surgeon’s charge
Hospital Indemnity(Inpatient hospitalization outside the U.S. only)? Private Hospitals: $400 maximum limit per overnight and $4,000 maximum limit per period of coverage
Public Hospitals: $500 maximum limit per overnight and $5,000 maximum limit per period of coverage. Not subject to deductible or coinsurance
Chemotherapy or Radiation Therapy? Subject to deductible and coinsurance
Physical therapy? Subject to deductible and coinsurance.
$40 maximum per visit - 30 visit limit per event.
Treatment Outside the U.S.? 50% of deductible waived, up to a maximum of $2,500. No coinsurance
Treatment Inside the U.S. (using Medical Concierge)? 50% of deductible waived, up to a maximum of $2,500. No coinsurance
Treatment Inside the U.S. (PPO Network)? Subject to deductible. No coinsurance
Treatment Inside the U.S. (Non PPO Network)? Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
Office visits and Diagnostic/X-Ray $300 maximum per visit - lab tests; $250 maximum per visit - diagnostic X-rays
$25 combined maximum visits $70 per visit/examination - specialists/physician charges$50 per visit/examination - chiropractor charges
$500 maximum limit - surgery intervention consultation charges
Subject to deductible and coinsurance
CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy Subject to deductible and coinsurance.
$600 maximum limit per examination
Transplants? $250,000 lifetime maximum
Emergency local ambulance(Injury or Illness resulting in an inpatient hospital admission)? $1,500 maximum limit per event.
Not subject to deductible or coinsurance
Emergency Room Accident? Up to the maximum limit
Emergency room illness? Subject to deductible and coinsurance. Covered only if admitted as inpatient
Non-Emergency Dental Optional Rider
Emergency medical evacuation? $50,000 maximum per period of coverage.Not subject to deductible or coinsurance
Return of mortal remains or cremation/burial? $25,000 maximum limit. Not subject to deductible
Child Preventative Care( Through age 18)? $70 maximum per visit, 3 visit limit per period of coverage. Not subject to deductible
Orphan or Biologic Drugs (Available when all conditions are met)
» Approved in writing by company
» Medically necessary
» Not experimental or investigational
Applies to period of coverage max. Max limit applies towards lifetime max.
Inpatient Treatment maximum limit: $250,000.Subject to deductible and coinsurance.
Healthy Travel Preventative Coverage? $250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination
Vision? Optional Rider
Pre-Existing Conditions Limitation? $50,000 lifetime maximum; $5,000 per period of coverage for unknown conditions. Available after 24 months of continuous coverage.
Prescription Coverage? Subject to deductible and coinsurance.90-day supply per prescription following related covered event.U.S. Retail Pharmacy out-of-network: 80%International Retail Phamacy: 100%
Mental/Nervous? Subject to deductible and coinsurance.
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IMG Global Medical Plans Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

Global Medical Silver Insurance Restrictions

Global Medical Silver Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

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International Medical Group(IMG) Insurance related coverage

International Medical Group(IMG) Insurance related coverage

International Medical Group, IMG travel insurance Links

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