The J1 visa group insurance is specially designed for groups of J1 visa applicants. International Medical Group (IMG) offers the Patriot Exchange group medical insurance as an affordable exchange scholar health insurance by satisfying the US J1 visa consular requirements.
The J visa group insurance plan can also be customized to satisfy any special requirements. You can contact our Group insurance specialist for customizing your group insurance plan. After completing the Group J visa application and purchase, we will also provide the required J1 visa letter along with the group insurance document.
The US Department of State has established the following insurance requirements to maintain the J1 Visa or J2 Visa status:
J1 Scholar (Exchange Scholar) Health Insurance policy must provide "medical benefits of at least $100,000 for each accident or illness." Students with older $50,000 policies (Prior to 2015 J visa requirement) should be able to “upgrade” their policies this one time by paying the increased rate.
If a J visa holder dies in the U.S., then the policy must provide at least $25,000 in medical evacuation and repatriation insurance benefits to send the remains to the home country for burial.
The J-1 exchange visitor health insurance deductible should not exceed $500 per accident or illness.
The co-payment of medical expenses (the portion not covered by insurance that the insured pays him or herself) should be of no more than 25%.
If, because of a serious illness or injury, you must be sent home on the advice of a doctor, the policy must pay up to $50,000 for the expenses of your travel.
J1 Scholar (Exchange Scholar) Health Insurance policy may establish a waiting period before it covers pre-existing conditions (that is, health problems you had before you bought the insurance), as long as the waiting period is reasonable by current standards in the insurance business.
If you elect to satisfy the insurance requirement through a policy issued in your home country, the policy must be backed by the full faith and credit of your government. Otherwise, the company providing the insurance must meet minimum rating requirements established by Department of State (an A.M. Best rating of "A-" or better, an Insurance Solvency International, Ltd. (ISI) rating of "A-1" or better, a Standard & Poor's Claims-Paying Ability rating of "A-" or better, or a Weiss Research, Inc. rating of "B+" or better).
These J1 visa health insurance plan requirements apply to both J-1 visa students and J-1 visa exchange scholars and to their J-2 dependent visa spouse and J2 visa children.
American Visitor Insurance has many years of expertise in designing the best group insurance plan for different groups of travelers based on their needs.
Do you need to satisfy specific university or different consulate requirements? We will provide the plan that best satisfies those needs.
Setting up a group insurance plan can be complicated, however we will do all the work to make it easy for you. We will set up the group plan such that a single credit card transaction will result in all the insurance cards being issued to a single address.
After rigorous searching for suitable student health insurances online, I stumbled upon the American visitor Insurance.
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There are many J1 visa holders currently in the US either without adequate health insurance, or having medical insurance that does not provide coverage for Covid19. At American Visitor Insurance, we are committed to providing the best J1 visa medical insurance with Covid19 coverage that is available in these uncertain times.
These are some of the few Covid 19 J1 visa health insurance.
These plans satisfy J visa requirements and cover medical expenses arising from Covid19 illness. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
There are also many J1 visa holders currently stranded in the US who are not enrolled in any courses. In this situation they are not limited to buying j1 visa insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for exchange scholars in the US while they are not enrolled in courses. J1 visa holders can review and compare visitor insurance plans and find Covid 19 USA J1 visa insurance coverage that fit your needs.
Please know we are here to help you make the best, informed decision to get Covid 19 J visa health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
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