Patriot Travel Insurance for Coverage Clarification

questionHello,
What is the plan that is available for Permanent residents as well as the US citizens who is living abroad and want to visit US for short term?
Thanks,
Adi


Dear Adi,
Thank you for contacting us for your insurance needs. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America. Recently, this company made changes to their plans which allow US citizens who reside abroad to purchase these plans for short trips back home to the US. This plan is also available for permanent residents of the US.
You can get all details about Patriot insurance at -
Patriot America Logo      Plan Details      Buy Now

This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America policy. Here is our website with all the details on that plan:
Patriot America Plus      Plan Details      Buy Now

Please let us know in case of any further questions.

Regards,
Customer care
+1 (877) 340 7910
questionHello,
I want information regarding Patriot America Plus Insurance plan. Specifically, whether the plan covers pre-existing condition..
Thanks,
Shreekant


Dear Shreekant,
Thank you for contacting us at American Visitor Insurance for your travel health insurance needs! Technically, no plan we offer will cover pre-existing medical conditions. That means, if a person requires regular medication or treatment, the plan will not pay for it (nor for a doctor visit to continue such treatment). So, if a person is on dialysis, the plan will not pay for this continued, although necessary treatment. Nor will the plan pay for heart medication for a heart patient.

What it does cover is called "acute onset" of a pre-existing condition for persons under 70 years of age. What this means is, should the person have an emergency due to their pre-existing condition, then they WILL be covered up to the maximum of the plan for that hospitalization and treatment. Note that it cannot be due to lack of required medical treatment, but must be something unexpected. "Acute" refers to the fact that the condition must be taken care of right away and is life-threatening (or to cause major functional harm like loss of limb or blindness).

You can find this outlined in the brochure. Many people find this confusing, because the plan documents will say they DO NOT cover pre-existing conditions as well as say that they do. That is because the coverage is limited in the above way I have described.

Patriot America Plus      Plan Details      Buy Now

I hope this has helped you. It's a great plan and I often recommend it to clients.

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910
questionHello,
Do you not offer Patriot Travel Medical insurance as an option?
Thanks,
Anu


Dear Anu,
We certainly do offer Patriot Travel Medical Insurance! There are several Patriot plans. If you are a non-US citizen, then you can purchase either Patriot America or Patriot America Plus. The message below will explain the differences. The Patriot insurance plan offered by IMG is specifically designed for short term visitors to USA and is a hugely popular choice among tourists to America.

You can get all details about Patriot insurance and can purchase the policy online at -

Patriot America Logo      Plan Details      Buy Now

This company has recently made a new policy which covers "acute onset of pre-existing conditions" for persons under 70 years of age. That policy is called Patriot America Plus and is in all other ways the same as the Patriot America policy. You can get all details and can purchase the policy online for Patriot America Plus -

Patriot America Plus      Plan Details      Buy Now

Feel free to call or email us with any questions or comments you may have.

Regards,
Customer care
+1 (877) 340 7910

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Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
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