IMG

Patriot Multi Trip Group Insurance

  • Patriot Multi Trip Group Insurance offers medical insurance coverage for groups of travelers taking multiple trips in a year. Patriot Multi Trip Group International covers groups of US citizens who take multiple trips outside the US in a year. Patriot Multi Trip Group America covers groups of non US Citizens travlling multiple times annually outside their home country.
  • Ideal Plan for these group:
    • Groups of people under 76 who are covered by an individual or group medical plan, and travel outside their home country frequently throughout the year.
  • Eligibility:
    • For US citizens under 76 years of age and traveling outside the United States frequently throughout the year, must currently have a domestic health insurance policy.
    • For Non-US citizens under 76 years of age, must currently have a domestic health insurance policy and traveling outside the home country, and/or country of citizenship frequently throughout the year.
group

Patriot Multi Trip Group insurance plan review

Global Medical Platinum
Insurance provider
International Medical Group
Policy maximum?
$1,000,000.
Plan Name
Patriot Multi Trip Group
Deductible options?
$250 per each injury or sickness.

Patriot Multi Trip Group Link

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  • Renewal

International Medical Group’s Patriot Multi Trip Group plan summary

Plan Options
  • Policy Maximum?: $1,000,000.
  • Deductible?: $250 per covered sickness.
  • Coinsurance?:
    • For treatment received outside the U.S. & Canada: No coinsurance.
    • For treatment received within the U.S. & Canada:
      • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Benefit Period?:$5,000 for a maximum of 30 days with proof of current medical insurance.
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Plan benefits of Patriot Multi Trip insurance

Benefits Coverage
Hospital Daily Indemnity $100/night, maximum 10 days.
Political Evacuation Up to $10,000.
Return of Mortal Remains Up to $50,000.
Trip interruption Upto $5,000.
Sports & Activities Coverage Up to Maximum Limit.
Emergency Medical Evacuation Up to the Maximum Limit.
Intensive care Up to the Maximum limit.
Emergency Dental Treatment Injury due to accident: Up to maximum limit. Sudden dental pain: Up to $100.
Terrorism Coverage Up to $50,000 lifetime maximum.
Return of Minor Children Up to $50,000.
Emergency Reunion Upto $50,000.
Hospital Room and Board Up to the Maximum Limit for average semi-private room rate.

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IMG travel insurance coverage for Coronavirus (Covid 19)

For new policies starting after March 11, 2020, there is no coverage for COVID-19 disease. The World Health Organization (WHO) in announcing coronavirus as a pandemic has designated the entire world a “level 3” travel zone. Since the coronavirus and COVID-19 is now a known threat (not an unknown possibility), it will no longer be covered by IMG policies. However, if your IMG policy had already started prior to the March 11th announcement and it was NOT to travel into a level 3 travel area (at the time of travel), you will be covered for COVID-19 and that coverage will continue on renewals to that policy.

Most of our travel medical plans provide coverage* for COVID-19 related care if you have purchased and entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.. Eligible Medical Expenses that may be considered for coverage include, but are not limited to, charges for illness, injury or medical evacuation.

There is no coverage* if you have not departed your Home Country/Country of Residence and not entered the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.

There is coverage* as long as you depart your Home Country/Country of Residence and enter the destination country prior to either: 1) the CDC issuing a Warning Level 3 (avoid nonessential travel) for your Destination Country; or 2) a government agency of your Home Country publishing or issuing a Travel Warning or Emergency Travel Advisory regarding your Destination Country.

Disclaimer: *This is a summary of a selection of plan benefits offered only as an illustration and does not supersede in any way the Certificate of Insurance and governing policy documents (together the “Insurance Contract”). The Insurance Contract is the only source of the actual benefits provided.

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