IMG

Patriot Multi Trip Group Insurance

  • Patriot Multi Trip Group Insurance offers medical insurance coverage for groups of travelers taking multiple trips in a year. Patriot Multi Trip Group International covers groups of US citizens who take multiple trips outside the US in a year. Patriot Multi Trip Group America covers groups of non US Citizens travelling multiple times annually outside their home country.
  • Ideal Plan for these group:
    • Groups of people under 76 who are covered by an individual or group medical plan, and travel outside their home country frequently throughout the year.
group
  • Eligibility:
    • For US citizens under 76 years of age and traveling outside the United States frequently throughout the year, must currently have a domestic health insurance policy.
    • For Non-US citizens under 76 years of age, must currently have a domestic health insurance policy and traveling outside the home country, and/or country of citizenship frequently throughout the year.

Patriot Multi Trip Group insurance plan review

Patriot Multi-Trip Group Insurance
Insurance provider
International Medical Group
Policy maximum?
$1,000,000.
Plan Name
Patriot Multi Trip Group
Deductible options?
$250 per each injury or sickness.

Patriot Multi Trip Group Links

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  • Claims
  • Provider Network
  • Renewal

International Medical Group’s Patriot Multi Trip Group plan summary

Plan Options
  • Policy Maximum?: $1,000,000.
  • Deductible ? : $250 per covered sickness.
  • Coinsurance ? :
    • For treatment received outside the U.S. & Canada: No coinsurance.
    • For treatment received within the U.S. & Canada:
      • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Benefit Period? : $5,000 for a maximum of 30 days with proof of current medical insurance.
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Plan benefits of Patriot Multitrip Group insurance

Medical Benefits
Hospital room and board? Average semi-private room rate, including nursing services
Intensive care unit? Up to maximum limit.
Hospital indemnity? $100 per overnight inpatient hospitalization, maximum limit of 10 overnights. Not subject to deductible.
Eligible medical expenses? Up to the maximum limit
Emergency local ambulance? Up to the maximum limit
Hospital emergency room? Outside the U.S: Up to the maximum limit
Interfacility ambulance transfer? Company pays 100% (transfer from one licensed health care facility to another licensed health care facility resulting in an inpatient hospital admission)
Emergency Room Accident? Up to the maximum limit
Dental - Sudden dental emergency up to $100
Dental Treatment? Dental injury due to an accident: up to the maximum limit
Emergency medical evacuation? Through age 65 maximum limit: Up to the period of coverage limit Ages 66 to 75 maximum limit: $50,000 Not subject to deductible
Emergency reunion? Up to $50,000 for a max of 15 days
Return of minor children? $50,000 maximum limit. Not subject to deductible.
Political evacuation? Up to $10,000 (Must be approved in advance by the company)
Trip interruption? Up to $5,000. Not subject to deductible.
Identity theft? Up to $500. Not subject to deductible.
Terrorism? Terrorism Coverage: Up to $50,000 lifetime maximum
Lost luggage? Up to $50 per item; maximum of $250. Not subject to deductible
Sudden and Unexpected Recurrence of a Pre-Existing Condition? Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation: Up to $25,000
Sudden and Unexpected Recurrence of a Pre-Existing Condition? Sudden and Unexpected Recurrence of a Pre-existing Condition - Medical (for U.S. citizens only): up to $5,000 maximum, per insured person, per period of coverage (not per trip)
Accidental death & dismemberment? $25,000 principal sum. Not subject to deductible
Common carrier accidental death? $50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible.
Sports & Activities Coverage? Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)
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Patriot Multi Trip Group covid travel insurance coverage for Coronavirus, IMG covid insurance Travel insurance for Coronavirus Covid

The Patriot Multi Trip Group insurance includes COVID19 coverage up to the policy maximum for new purchasers after September 1st 2020. Customers who are renewing existing plans purchased before September 1st 2020 and want the new Covid19 coverage benefits should let their existing plan expire and then purchase a new plan. Extending or renewing their existing plan will not provide the additional benefits listed above.

Patriot Multi-Trip Group Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

special-coveragePatriot Multi-Trip Insurance Restrictions

  • Patriot Multi-Trip Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

International Medical Group, IMG travel insurance Links

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