Health Insurance for new baby born in US

Student Health Insurance for new baby born in US
People come to US on different visas for various purposes like research, higher education, business, vacation, job, visiting family... There are times when people come on visas like J1, F1…with their spouses on J2 and F2 accompanying them to the US. Normally the J1 and F1 holders who are the primary holders get health insurance coverage from the University or School that they are enrolled in. Sometimes they go in search of private health insurance plans which satisfy the requirements of the University/School and any insurance needs of the visa that they hold. They might need coverage for their spouse alone sometimes. Few private health insurance plans do cover the J2 and F2 Visa holders alone without the J1 and F1 being on the plan. Sometime we face situations where the spouse is pregnant and going to give birth in the US. Health Insurance plans for J1 visa and Student Health Insurance plans suitable for J1 and F1 provide coverage for maternity ONLY if the conception has occurred after the plan is effective. Few of the plans do not have maternity coverage. Going through the plan in detail is the key to know the availability of benefits.

There is another aspect that needs attention for the spouse who is pregnant and is going to give birth in the US. The baby born in US is going to be US citizen and it is important for the parents who are on J Visa, F Visa or any other status to know that private health insurance plans do not cover this new baby in US as the baby is now US citizen. Only domestic health insurance plans will cover the baby in the US.

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Popular international health insurance for students plan comparison






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The students must be pursuing their education outside their home country
 
US Students abroad
International Students in the United States
 
Categories:
  • Plan Maximum
  • Deductible
  • Incidental home country 15 days per three months
  • $5k coverage for sports
  • Maternity   Maternity
  • Pre-existing conditions coverage available

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  • Plan Maximum
  • Deductible
  • Incidental home country 15 days per three months
  • $5k coverage for sports
  • Maternity   80% covered
  • Pre-existing conditions coverage after 6 months

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  • Plan Maximum
  • Deductible
  • Incidental home country up to a cumulative 14 days
  • $5k coverage for sports
  • Maternity   Maternity
  • Pre-existing conditions coverage after 6 months

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  • Plan Maximum
  • Deductible
  • Sports
  • Maternity  Maternity
  • Pre-existing conditions covered with creditable coverage
  • Preventive care services available

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  • Plan Maximum
  • Deductible
  • $5k (high school sports)
  • Maternity  Maternity
  • $5k pre-existing conditions coverage for US citizens only
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  • Plan Maximum
  • Deductible
  • Sports
  • Maternity  Maternity
  • Pre-existing conditions coverage after 6 months
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  • Plan Maximum
  • Deductible
  • $5k coverage for sports
  • Maternity  80% covered for maternity
  • Pre-existing conditions coverage after 6 months
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  • Plan Maximum $1,000,000
  • Deductible $25
  • $5k coverage for sports
  • Maternity  Maternity
  • Pre-existing conditions coverage after 6 months
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Insurance for International Students (F1 Visa)

International students often purchase their health insurance in the University. While this is most popular and convenient, it is often expensive. The plans offered on our website are cheaper and provide comparable coverage. You can compare the plans that we offer by getting quotes which also shows the coverage details. We can facilitate getting the insurance waiver form completed if required by your college.

These plans are also available for international students with M1 Visa taking part in vocational or technical training.

Limitations
  • Student Secure Select, Patriot Exchange and Student Health Advantage Platinum do not provide coverage for wellness/routine and preventive care services.
  • Plan Maximum
  • Deductible $50
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Covers one physical exam

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  • Plan Maximum
  • Deductible
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Includes Mental health

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  • Plan Maximum
  • Deductible
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Pre-existing conditions coverage after 6 months
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  • Plan Maximum
  • Deductible $100
  • Mental  Mental health
  • Sports
  • Maternity  Maternity
  • Plan cover for dependents, Sports, can be purchased for J2 only Know More
  • Plan Maximum $50,000
  • Deductible $0
  • Great coverage for a great price.

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  • Plan Maximum
  • Deductible $100
  • Plan can be purchased even if the F1 visa or J1 visa holder is not covered under this plan. Know More
  • Plan Maximum
  • Deductible $0
  • Always eligible for purchase no matter what age and how long a person has been in the US Know More

Insurance coverage for F2 or J2 Visa holders

Spouse and Childrens of F1 and J1 visa holders are issued the F2 and J2 visas respectively. While J1 visa holders have insurance requirements mandated by the US consulate, given the high health care costs in the US, it is prudent for F2 and J2 visa holders to also have proper insurance coverage.
  • Plan Maximum
  • Deductible
  • Great coverage for a great price.

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  • Plan Maximum
  • Deductible $0
  • Always eligible for purchase no matter what age and how long a person has been in the US Know More
  • Plan Maximum
  • Deductible
  • Pre-existing conditions coverage after 6 months, sports and maternity is also covered
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Plan options for students in OPT status

International students on the F1 visa are allowed to enroll for optional practical training(OPT). This allows students to work off campus, or work without being enrolled for coursework in the university. Since students in this OPT visa status are not enrolled in coursework, they will be ineligible for some student insurance plans. KNOW MORE
  • Plan Maximum
  • Deductible
  • $5,000 maximum per injury or illness medical expenses only
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  • Plan Maximum $1,000,000
  • Deductible
  • Provide Adventure Sports Rider upto $50,000 lifetime maximum.
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  • Plan Maximum Unlimited
  • Deductible
  • Sports related injuries are covered.

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Student health insurance information

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