Losing your passport while traveling can be stressful, costly, and disruptive, especially when you’re in a foreign country. Lost passport coverage in visitor insurance helps reimburse travel and replacement expenses if your passport is lost, stolen, or damaged during your trip. This benefit helps ease the financial burden of securing new travel documents so you can continue your journey with confidence and minimal delay.
Losing your passport while traveling abroad can quickly turn into a stressful and expensive situation. Replacing a passport often involves unexpected costs such as embassy visits, expedited processing fees, and courier charges. Lost passport coverage helps reduce these financial burdens during an already difficult time. It allows travelers to focus on resolving the issue and continuing their trip with confidence.
Travel insurance with lost Passport typically starts from $44 and can go up to $1033 per month, depending on the plan’s maximum coverage. The cost varies based on several factors, including the traveler’s age, selected coverage limit, and deductible amount.
The pricing shown below applies to travelers aged 18 to 79 and reflects one month of coverage. The cost varies depending on the traveler’s age and the selected maximum coverage amount.
| Plan name | Max coverage range | Deductible | Lost Passport | Cost range |
|---|---|---|---|---|
| Patriot America Lite | $50,000 - $2,500,000 | $0 - $2500 | $50 per item, $500 maximum limit. | $44 - $337 |
| Patriot International Lite | $50,000 - $2,500,000 | $0 - $2500 | $50 per item, $500 maximum limit. | $29 - $214 |
| Patriot Platinum | $8,000,000 | $0 to $25,000 | $50 per item, $500 maximum limit. | $59 - $289 |
| Travel Medical Choice | $50,000 - $1,000,000 | $0 to $2,500 | $50 per article; $500 per occurrence | $94 - $1033 |
| Travel Medical Basic | $50,000 - $1,000,000 | $0 to $2,500 | $50 per article; $250 per occurrence | $57 - $528 |
| Diplomat America | $20,000 - $1,000,000 | $0 to $5,000 | $50 per article; up to a maximum of $250 | $63 - $353 |
| Safe Travels USA Comprehensive | $50,000 - $1,000,000 | $0 to $5,000 | $1000 | $50 - $470 |
Source: AMERICAN VISITOR INSURANCE®
If your passport is lost or stolen, you must first report the loss to local authorities and your airline or travel provider. Then, file a claim with your insurance provider with the appropriate documentation, such as a police report or embassy receipts. Once the claim is approved, you will be reimbursed for eligible expenses up to the coverage limits specified in your plan.
Lost passport coverage does not apply in certain situations. Common exclusions typically include:
Yes, some visitor insurance plans include lost passport coverage, which helps reimburse eligible expenses if your passport is lost, stolen, or damaged while traveling abroad. Coverage and limits vary by plan, so it is important to review the policy details before purchasing.
Lost passport coverage may reimburse costs such as passport replacement fees, expedited processing charges, travel expenses to the nearest embassy or consulate, and courier or document delivery fees, subject to the plan’s maximum limits.
Some plans may cover visa re-issuance fees if the visa was lost along with the passport, while others may exclude it. Coverage depends on the specific visitor insurance plan terms and conditions.
Reimbursement is usually limited to a specified maximum amount. The insurance will cover eligible expenses up to that limit, not the full cost if it exceeds the plan’s coverage amount.
No, not all visitor insurance plans include lost passport benefits. Coverage availability, limits, and exclusions differ by insurer, which is why comparing plans through American Visitor Insurance is recommended.