Insurance Providers |
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Covid19 Coverage |
Covered |
Seven corners Travel Medical coronavirus travel insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2
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Medical Maximum Options |
Worldwide including US
Age 14 days to 69: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000
Ages 70-79: $50,000, $100,000 or $150,000
Ages 80+: $10,000
Worldwide excluding US
Age 14 days to 69: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000
Ages 70-79: $50,000, $100,000 or $150,000
Ages 80+: $10,000
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Worldwide including US
Age 14 days to 69: $50,000, $100,000, $500,000, $1,000,000
Ages 70-79: $50,000, $100,000
80 years and older: $10,000
Worldwide excluding US
Age 14 days to 64: $50,000, $100,000, $500,000, $1,000,000, $2,000,000, $5,000,000
Ages 65-74: $50,000, $100,000
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Deductible Options |
$0, $100, $250, $500, $1,000, $2,500 or $5,000 |
Worldwide including US
$0, $100, $250, $500, $1,000, $5,000
Worldwide excluding US
Age 14 days to 64: $0; $100; $250; $500; $1,000; $5,000
Ages 65-74: $0; $250; $500; $1,000; $5,000 |
Coinsurance |
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit.
Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. |
Coverage in USA
In PPO - The plan pays 90% of the first $5,000, then 100% to the medical maximum.
Outside PPO - The plan pays 80% of the first $5,000, then 100% to the medical maximum.
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Length of Coverage |
Minimum : 5 days Maximum : 364 days |
Minimum: 5 days Maximum: 364 days |
Renewability |
Yes : Up to 364 days |
Yes. If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions.
$5 administrative fee is charged for each renewal. |
Medical Benefits |
Hospital room and board |
Average semi-private room rate up to the maximum limit. Includes nursing service |
URC to medical maximum |
Hospital indemnity |
$100 per day of inpatient hospitalization (not subject to deductible or coinsurance). |
$150 per overnight inpatient confinement, maximum limit of 30 overnights. Not subject to deductible |
Urgent Care Clinic |
Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment. |
URC to medical maximum $20 copay |
Emergency Services |
Emergency local ambulance |
Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient. |
Up to $10,000 |
Hospital emergency room |
Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury) |
URC to medical maximum up to $100 copay |
Dental |
Emergency dental treatment |
Up to $300 (not subject to deductible or coinsurance). |
$$250 maximum limit due to accident and $100 for sudden relief of pain |
Acute Onset of Pre-Existing Condition |
Acute Onset of Pre-Existing Conditions |
Covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions) |
Worldwide Including the United States:
- Ages 14 days to 69 years: $50,000
- Ages 70 to 79 years :$5,000
Worldwide Excluding the United States:
- Ages 14 days to 64 years: $50,000
- Ages 65 to 74 years :$10,000
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Life |
AD&D |
Members under age 18: Up to $5,000 lifetime maximum. Members age 18-69: Up to $25,000 lifetime maximum. Members age 70-74: Up to $12,500 lifetime maximum.
Members age 75 and older: Up to $6,250 lifetime maximum. $250,000 maximum benefit any one family or group. Accidental death & dismemberment buy up: $25,000 |
primary Insured or Travel Companion $25,000 Principal Sum Eligible Dependent Children $5,000 Principal Sum Aggregate limit of $250,000 for total number of insureds on the plan |
Common carrier AD&D |
Up to $50,000 for ages 18 through 69 Up to $10,000 under age 18 Up to $25,000 for ages 70 through 74 Up to $12,500 for ages 75 and older Maximum of $250,000 for any one family or group. |
primary Insured or Travel Companion $50,000 Principal Sum Eligible Dependent Children $10,000 Principal Sum Aggregate limit of $250,000 for total number of insureds on the plan |
Evacuation |
Emergency medical evacuation |
$1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition. |
Up to $500,000 |
Emergency reunion |
Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance) |
$200 per day, 10-day limit $100,000 maximum |
Return of mortal remains or cremation/burial |
Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit. |
Up to $50,000 |
Return of minor children |
Up to $50,000 (not subject to deductible or coinsurance). |
$50,000 maximum limit. Not subject to deductible |
Political evacuation and repatriation |
Up to $100,000 lifetime maximum (not subject to deductible or coinsurance). |
$10,000 |
Natural disaster evacuation |
Up to $250 a day for 5 days (not subject to deductible or coinsurance). |
$50,000 maximum limit. Not subject to deductible |
Trip interruption |
Up to $10,000 (not subject to deductible or coinsurance). |
$5,000 maximum limit. Not subject to deductible |
Terrorism |
Up to $50,000 lifetime maximum for eligible medical expenses only. |
$25,000 maximum limit. Not subject to deductible |
Unique Advantages |
Atlas Travel Insurance Advantages:
- Atlas America Insurance is designed for travelers on H1B/H4 visa holders or students on OPT status.
- Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
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Travel Medical Plus Insurance Advantages:
- Best for American Expatriates visiting the US.
- Optional coverage for hazardous sports.
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Travel Insurance |
Underwriter |
Atlas Travel Insurance Underwriter
Lloyd's |
Travel Medical Plus Insurance Underwriter
For Including USA Underwritten by Crum & Forster SPC
For Excluding USA Underwriters at Lloyd’s, London
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Rating |
Atlas Travel Insurance Rating
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA- |
Travel Medical Plus Insurance Rating
AM Best Rating: "A" (Excellent)
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US Network of hospitals and doctors |
» US PPO Network |
» US PPO Network |
International Network of hospitals and doctors |
» International PPO Network |
» International PPO Network |
Brochure and Details |
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