Traveling outside one’s own home country now more common given today’s global village. People travel overseas as many have their children and families living in different countries including the US whom they visit, people also travel for their education and skill development, career prospects and work, last but not the least, people travel on vacations to explore new lands.
Travel Insurance or travel health Insurance or Visitor Health Insurance is very important along with other important items one might consider. When it comes to travel insurance the health insurance that you might have in your home country is not of any use while outside your home country.
For international travel, especially while traveling to the United States there are many popular travel insurance plans made available by private insurance companies. You need to consider some vital factors before buying visitor insurance. Some among them are 2 kinds of travel insurance plans namely Fixed and Comprehensive visitor insurance .
Let's focus on a comprehensive plan that is very popular and suitable for many visitors visiting the US. Atlas America travel insurance is a comprehensive visitor health insurance plan from the company WorldTrips. This plan is an ideal plan for parents visiting US or visitors visiting US. This plan offers policy maximum coverage for acute.
onset of pre-existing conditions visitor insurance for people below the age of 80. This plan is the only visitor plan that offers coverage for pregnancy complications for a pregnant woman visiting US for a short term. This pregnancy complication coverage is available only up to 26 weeks of pregnancy after which pregnancy is treated as pre-existing condition.
This plan has another major bonus that it does not charge the premium for a child who is under 10 years of age when the child is accompanied by an adult. This provision is available for only one child accompanied with one adult.
Apart from these this plan does not have any arrival time restriction which makes it perfect for people who are living in US for a while on their work Visa like H1B or on OPT status while they are without any insurance temporarily during changing jobs or visiting US on an official purpose occasionally. This is how Atlas America insurance plan works, it has a 20% co insurance applicable after the deductible while paying the expenses.
This co insurance quotient is applicable only to the first $5,000 of the expense. If you happen to visit a provider within their PPO network which is United HealthCare, then this co insurance is waived and 100% of the expense after the deductible is paid by the insurance company. All these features of Atlas America travel insurance plan make it very attractive.
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Health care expenses"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon......."
"I am pleased to say that your company is very professional in the field of Insurance.
The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need. "
While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. The new Omicron and Delta Plus variants are considered highly infectious when compared to the previous variants and it is of great importance for travelers to have travel health insurance.
Travelers can be resassured that regardless of which variant has caused the corionavirus illness covid-19 coverage will be provided by the insurance provider. At America visitor insurance travelers can get visitors insurance for Covid-19 illness.
We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.
Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Atlas travel insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.
Covid travel insurance - Know more
