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Swine Flu Medical Coverage

Travelers can get free quotes of different insurance plans providing coverage for medical expenses incured from Swine flu. Please fill the below form to avail free quotes for the required medical coverage.

Swine flu

Swine flu is a pandemic caused because of the virus `Influenza A' subtype `H1N1'. There is a general misconception that the cause for swine flu is eating pork. It is a flu virus passed like any other (through air or contact) from another infected person. As the flu is a sudden illness, it will be covered by any visitors insurance like any other illness. The outbreak of swine flu began in Mexico. The Mexican government came to know about it only after months of the outbreak. The WHO declared it as a pandemic only after the disease spread globally.

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  • Swine flu has the common traits of seasonal flu and lasts up to a week. The virus is spread by coughing, sneezing and touching contaminated surface and then contacting nose or mouth.
  • Symptoms are fever, sneezes, sore throat, coughs, headache, and muscle or joint pains. Although this disease poses a serious threat to mankind, death cases are seen more in patients with weaker immune system and cases with pre-existing diseases like asthma, diabetes, hypertension, obesity and heart disease.
  • Wearing facial masks may not help very much in preventing, since facial masks are designed for industrial purposes and do not filter out virus or any biological agents.
  • As the disease is air borne, those who get infected are recommended to stay home from School, Work or public places to avoid spreading. More than 2800 fatalities have been reported from different parts of the world.

Visitor Medical Insurance for Swine Flu

USA alone has already recorded more than 500 death cases since the start of pandemic. The US center for disease control (CDC) expects more than 1.8 million hospitalizations this fall and winter and 90,000 fatalities. Barack Obama has been constantly urged by his scientific advisory council to speed up vaccine production to tackle this epidemic disease. Travelling at this point of time is risky from the point of view of health. We never know how these air borne diseases infect us. It is advisable to buy medical insurance before travelling abroad. The insurance plan will be helpful while you are in a foreign country and need hospitalization and treatment. Now the question is does this plan covers Swine flu? Yes, it does covers Swine flu or any other sickness only if the plan is effective before the sickness occurs. Buy insurance and shield yourself with travel medical insurance plan of your choice rather than spending your time and money buying facial masks. Then what are you waiting for? Buy health insurance and stay secured. `If you hear hoof beats, look for horses, not Zebras'. So choose the right insurance of your choice. You can conveniently compare the plans and make your choice while buying.

USA travel insurance coverage highlights:

What does Travel Medical Insurance cover? What is travel Insurance USA?

Some of the other important travel health insurance for USA benefits are listed below. Travelers can compare visitor travel insurance to review specific coverage details offered by the different companies and insurance plans.

Medical coverage for accidents and emergency medical ailments:
The high cost of healthcare in the US makes it imperative for travelers to have good travel health insurance while traveling outside ones home country. The best travel insurance medical maximum coverage varies based on the travel insurance plan chosen, however travelers have the option of getting coverage up to $1,000,000. The available medical maximum coverage however decreases for travelers over 70 years.

Doctors visit:
This allows travelers to visit Doctors for sudden unanticipated medical ailments (continuing treatment for pre-existing ailments and preventive care are not covered). The Co-pay and deductible will vary depending on the travel insurance plan chosen, travelers do have the option of No Co-pay and $0 deductible.

Pharmacy drugs:
Doctor prescribed eligible pharmacy drugs are covered up to $50,000, but this varies from plan to plan.

Emergency surgery treatment will be covered. The maximum available amount for surgery is typically $50,000, but this varies from plan to plan.

Medical Evacuation:
The best travel insurance provides coverage for medical evacuation up to $1,000,000 if the traveler has to be evacuated to get access to proper medical treatment in the event of a medical emergency.

Repatriation of remains:
The repatriation of remains benefit pays for the repatriation expenses back to the home country in the event of death of the traveler for any reason. While this depends on the travel insurance plan chosen, one can get repatriation coverage up to $50,000.

Emergency dental coverage:
Emergency dental coverage up to $300 is available for acute onset of pain to natural teeth.

Given all these benefits, it is important that international travelers buy the best travel insurance given the relative low cost of travel insurance when compared to the cost of healthcare. This is particularly important for Seniors citizens, as older travelers are most vulnerable and likely to need the benefits offered by the best USA travel insurance plans.

Different types of US Visitors travel insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option.
Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive travel insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

Steps to buy US travel insurance online

Step 1: Finding all available US travel insurance plans
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.
Step 2: Compare different travel health insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.
Step 3: Buy the travel insurance you like best and review documents
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
Step 4: Review the visitors insurance documents & download visa letter is required
Review the visitors insurance documents & download visa letter is required.