Patriot Platinum Insurance Reviews

Patriot Platinum Insurance advantages

• Patriot Platinum from IMG covers Covid
• It is a comprehensive coverage plan.
• Can be renewed up to three years, if initially purchased for 1 month.
• This plan covers travelers traveling outside their home country.
• $100,000 coverage for above 70-80 year old travelers.
• Max coverage of $8000,000 offered by this plan.
• Wide range of deductibles to choose from.
• Additional benefits for Terrorism, sports activities, incidental home country coverage, trip interruption, common carrier AD&D, AD&D and small pet common carrier accidental death.
• With the exception of the additional riders, available optional riders are for adventure sports, citizenship return rider, personal liability and evacuation plus rider.
• For US citizens: offers medical coverage for sudden recurrence of pre-existing condition - URC to plan max for below 65 years with a primary health plan .
• For Non US citizens: offers coverage for sudden recurrence of pre-existing condition up to $50,000 for below 65 years.
• Refund of premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get refund for unused months after deducting the cancellation charges.
• Universal RX pharmacy discount savings when pharmacy purchased with the participating pharmacies.
• No Co-insurance for treatment outside the US & Canada.
• Coinsurance for treatment received within the US & Canada - No Coinsurance within the PPO network. Out of the network, plan pays 90% of eligible expenses up to $5000, then 100% up to maximum limits.