Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year. Patriot Multi Trip International offers medical coverage for US citizens who take multiple trips outside the US in a year. Patriot Multi Trip America covers non US Citizens travelling multiple times annually outside their home country. Travellers have domestic health insurance policy while being covered under this plan.It offers coverage for sudden and unexpected recurrence of pre-existing conditions.

Patriot Multi-Trip Insurance Cost

Age
Start Date
Coverage Period
1 Year
Coverage
Citizenship




Trip Duration

Patriot Multi-Trip Insurance Review

Patriot Multi-Trip Insurance
Insurance provider
International Medical Group
Plan life? - 12 months to 36 continous months.
Patriot Multitrip can be renewed online Any one period of coverage cannot exceed 12 months

Deductible options?
$250 per covered sickness
Policy maximum?
$1,000,000
Age 70-75 years: $50,000
Patriot Multi-Trip underwriter

Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Patriot Multi-Trip Links

  • Brochure
  • Benefits
  • Comprehensive
  • Claims
  • Renewal

International Medical Group Patriot Multi-Trip travel insurance summary

EligibiltyEligibility to buy Patriot Multi-Trip insurance
  • US Citizens under 76 years of age travelling outside United States.
  • Non US Citizens under 76 years of age travelling outside their home country.
  • The applicants must have a domestic health insurance policy and must maintain the domestic coverage while covered under Patriot Multi-Trip Insurance.
  • The applicants must travel frequently outside their home country annually.
Expenses incured by customer after deductiblePatriot Multi-Trip insurance coinsurance?
  • For treatment received outside the U.S. & Canada: No coinsurance.
  • For treatment received within the U.S. & Canada:
    • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
    • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
optional-coveragePatriot Multi-Trip insurance sudden and unexpected recurrence of a pre-existing condition
  • Medical:
    • Up to $5,000 per period of coverage
  • Emergency Medical Evacuation:
    • Up to $25,000 of eligible costs and expenses.
RenewalPatriot Multi-Trip insurance renewability
  • The annual plan is renewable up to a total 36 months and is available for U.S. and Non-U.S.citizens who are younger than age 76.
Patriot America Travel insurance optional ridersPatriot Multi-Trip insurance optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Adventure Sports rider
  • Evacuation Plus Rider
AVI customer service

NEED HELP?
Contact our customer service team
We are here to help you!

 (877)-340-7910

Click to send an email

Get quotes for Patriot Multitrip travel insurance!

Review and compare the best Patriot Multitrip visitor medical insurance quotes.

Compare Patriot Multitrip quotes
Find the best insurance quotes

Plan benefits of Patriot Multitrip insurance

Medical Benefits
Hospital room and board? Average semi-private room rate, including nursing services
Intensive care unit? Up to maximum limit.
Hospital indemnity? $100 per overnight inpatient hospitalization, maximum limit of 10 overnights. Not subject to deductible.
Eligible medical expenses? Up to the maximum limit
Emergency local ambulance? Up to the maximum limit
Hospital emergency room? Outside the U.S: Up to the maximum limit
Interfacility ambulance transfer? Company pays 100% (transfer from one licensed health care facility to another licensed health care facility resulting in an inpatient hospital admission)
Emergency Room Accident? Up to the maximum limit
Dental - Sudden dental emergency up to $100
Dental Treatment? Dental injury due to an accident: up to the maximum limit
Emergency medical evacuation? Through age 65 maximum limit: Up to the period of coverage limit Ages 66 to 75 maximum limit: $50,000 Not subject to deductible
Emergency reunion? Up to $50,000 for a max of 15 days
Return of minor children? $50,000 maximum limit. Not subject to deductible.
Political evacuation? Up to $10,000 (Must be approved in advance by the company)
Trip interruption? Up to $5,000. Not subject to deductible.
Identity theft? Up to $500. Not subject to deductible.
Terrorism? Terrorism Coverage: Up to $50,000 lifetime maximum
Lost luggage? Up to $50 per item; maximum of $250. Not subject to deductible
Sudden and Unexpected Recurrence of a Pre-Existing Condition? Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation: Up to $25,000
Sudden and Unexpected Recurrence of a Pre-Existing Condition? Sudden and Unexpected Recurrence of a Pre-existing Condition - Medical (for U.S. citizens only): up to $5,000 maximum, per insured person, per period of coverage (not per trip)
Accidental death & dismemberment? $25,000 principal sum. Not subject to deductible
Common carrier accidental death? $50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible.
Sports & Activities Coverage? Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)

Patriot Multi-Trip Insurance - Common Questions

Is IMG travel insurance legit? Is IMG a real insurance company?

International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.

Does IMG travel insurance cover Covid?

Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.

Does IMG sell Cancel for Any Reason Insurance?

Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.

What does IMG insurance stand for?

International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.

Is IMG a good travel insurance company?

International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.

special-coveragePatriot Multi-Trip Insurance Restrictions

Patriot Multi-Trip Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.

International Medical Group, IMG travel insurance Links

Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required