Patriot Multi Trip is designed by IMG to cover travelers taking multiple trips in a year. Patriot Multi Trip International offers medical coverage for US citizens who take multiple trips outside the US in a year. Patriot Multi Trip America covers non US Citizens travelling multiple times annually outside their home country. Travellers have domestic health insurance policy while being covered under this plan.It offers coverage for sudden and unexpected recurrence of pre-existing conditions.
The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
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|Emergency local ambulance||Up to the maximum limit|
|Hospital emergency room||Outside the U.S: Up to the maximum limit|
|Interfacility ambulance transfer||Company pays 100% (transfer from one licensed health care facility to another licensed health care facility resulting in an inpatient hospital admission)|
|Emergency Room Accident||Up to the maximum limit|
|Emergency medical evacuation||Through age 65 maximum limit: Up to the period of coverage limit Ages 66 to 75 maximum limit: $50,000 Not subject to deductible|
|Emergency reunion||Up to $50,000 for a max of 15 days|
|Return of mortal remains or cremation/burial||$50,000 maximum limit|
|Return of minor children||$50,000 maximum limit. Not subject to deductible.|
|Political evacuation and repatriation||Up to $10,000 (Must be approved in advance by the company)|
|Sudden and Unexpected Recurrence of a Pre-Existing Condition||Sudden and Unexpected Recurrence of a Pre-existing Condition - Emergency Medical Evacuation: Up to $25,000|
|Sudden and Unexpected Recurrence of a Pre-Existing Condition||Sudden and Unexpected Recurrence of a Pre-existing Condition - Medical (for U.S. citizens only): up to $5,000 maximum, per insured person, per period of coverage (not per trip)|
|Accidental death & dismemberment||$25,000 principal sum. Not subject to deductible|
|Common carrier accidental death||$50,000 per insured adult and $250,000 maximum limit per family. Not subject to deductible.|
|Sports & Activities Coverage||Up to the Maximum Limit for basic sports (non-organized, non-contact, and non-collision activities)|
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
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Patriot Multi-Trip Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.