Global Medical Gold Insurance

Quotes

Age
Start Date
End Date
Gender
Payment Type
Coverage
Citizenship

Global Medical Gold insurance plan highlights

  • IMG Global Medical Gold Insurance is long-term, annually-renewable, major medical insurance that provides worldwide health insurance coverage to people of all nationalities.
  • This insurance is an ideal expatriate medical insurance plan for those who need a full range of medical benefits but for limited period of time.
  • Lifetime Maximum Limit Options?: $5,000,000 per individual.
  • Deductible Options?: $250 to $25,000 per period of coverage.
  • Insurance Provider: International Medical Group
  • Plan Name: Global Medical Gold
Global Medical Gold Links
  • Brochure
  • Application
  • Advantages
BUY ONLINE
Customer Care
  • Comprehensive
  • Claims
  • Provider Network
  • Renewal
International Medical Group’s Global Medical Gold plan summary


Underwriter
Eligibility
  • Individuals and families of any nationalty.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months
  • Worldwide coverage for non US Citizens

Plan options of Global Medical Gold
  • Lifetime Maximum Limit?: $5,000,000 per individual.
  • Deductible?: $250 to $25,000 per period of coverage.
  • Deductible Carry Forward:Included.
    • Treatment Outside the U.S.: 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
    • Treatment Inside the U.S. (using Medical Concierge): 50% of deductible waived, up to a maximum of $2,500. No coinsurance.
    • Treatment Inside the U.S. (PPO Network): Subject to deductible. No coinsurance.
    • Treatment Inside the U.S. (Non PPO Network): Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage.

Optional Riders
The traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
  • Global term life insurance (including AD & D)
  • Dental or Vision rider

Plan benefits of Global Medical Gold insurance
Plan Benefits 1st 36 months of continous coverage From the 1st day of the 37th month
hospital Hospitalization or Room & Board In U.S. - 100% of average semi-private room rate.
Outside of U.S. - 100% of private room rate (not to exceed 150% of semi-private room rate).
Up to a limit of $2,250 per day.
icu Intensive Care Unit 100% Up to a limit of $4,500 per day.
surgery Surgery 100% 100%
ambulance Local Ambulance due to Injury or Illness resulting in Hospitalization 100% $100 maximum limit per event - not subject to deductible or coinsurance.
evacuation Emergency Evacuation Up to maximum limit - not subject to deductible or coinsurance. $250,000 limit per period of coverage.Not subject to deductible or coinsurance.
hospital Emergency Reunion $10,000 lifetime maximum. $10,000 lifetime maximum.
Return of Mortal Remains Return of Mortal Remains or Cremation or Burial $25,000 lifetime maximum - not subject to deductible or coinsurance. $15,000 lifetime maximum - not subject to deductible or coinsurance.
man Mental or Nervous $10,000 per period - $50,000 maximum - Available after 12 months of continuous coverage. $2,500 maximum per period of coverage; Additional Sub-limit: In-patient limited to 25 days per period of coverage; Out-patient limited to max of 20 visits per period of coverage at 70% eligible expenses, up to $75 maximum per visit; Lifetime maximum of $30,000.
children Child Wellness (Under 18 years of age) $200 maximum per period of coverage - not subject to deductible or coinsurance - Available after 12 months of continuous coverage. $200 maximum per period of coverage - not subject to deductible or coinsurance.
adult Adult Wellness (19 years or older) $250 maximum per period of coverage - not subject to deductible or coinsurance - Available after 12 months of continuous coverage. $250 maximum per period of coverage - not subject to deductible or coinsurance.
Dental Emergency Dental due to Accident 100%. $500 per period of coverage.
hospital Hospital Indemnity (Outside the U.S. only) Private Hospitals: $400 per overnight and $4,000 maximum limit per calendar year.
Public Hospitals: $500 per overnight and $5,000 maximum limit per calendar year.
Dental Emergency Dental due to Sudden Unexpected Pain $100 per period of coverage. $100 per period of coverage.
hospital Pre-Existing Conditions Limitation $50,000 lifetime maximum; $5,000 per period of coverage after 24 months. $50,000 lifetime maximum; $5,000 per period of coverage

International Medical Group, IMG travel insurance Links

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