Global Medical Bronze Insurance

Global Medical Bronze Insurance Cost, Global health insurance cost

Age
Start Date
End Date
Gender
Payment Type
Coverage
Citizenship

What is Global Medical Bronze health insurance?

Global Medical Bronze is a long-term international health insurance plan designed for individuals and families worldwide. It provides annually renewable coverage, including benefits such as emergency medical care, hospitalization, outpatient treatment, and limited preventive care. Ideal for expatriates, global citizens, and travelers, this plan offers affordable international health protection while living or traveling abroad. U.S. citizens must plan to be residing outside U.S. on or before their effective date and renewal dates, for at least six out of the next 12 months.

Global Medical Bronze visitors insurance can be purchased from 5 days to 364 days which can be further renewed up to 2 years.

Traveler can get all Traveler can get the Global Medical Bronze insurance id card and all the plan document by using Global Medical Bronze insurance login. At American Visitor Insurance, International Travelers can contact the Global Medical Bronze insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Global Medical Bronze medical insurance Reviews

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Insurance provider
International Medical Group
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Rating
AM Best Rating: "A" (Excellent)
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Period of Coverage
Lifetime
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Maximum limits
Maximum limits $1,000,000 per individual
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Best for
Ideal for expatriates, global citizens, and travelers.
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Deductible options
Deductible options from
$250, $500, $1,000, $2.500, $5000, $10,000
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Underwriter
SiriusPoint Specialty Insurance Corporation, a White Mountains Insurance Group Company.

How much is Global Medical Bronze travel insurance coverage?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Global Medical Bronze insurance. Once reached, no other benefits will be available. Travelers up to age of 64 years can choose maximum limits of $1,000,000.

What is a deductible in Global Medical Bronze insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the Global Medical Bronze travel insurance actually starts to pay. Global Medical Bronze insurance has deductible options of $250, $500, $1000, $2,500, $5,000, $10,000.

What is a Coinsurance in Global Medical Bronze insurance?

Co-insurance is the percentage of eligible expenses the company will pay after the deductible is met. If the insured receives treatment in the PPO Network, Global Medical Bronze insurance pays 100%. And Outside the PPO Network the plan pays 80% of eligible expenses up to $5,000, then 100% up to the maximum Limit.

What are the key highlights of Global Medical Bronze insurance?

  • US citizens who reside outside of the US for at least 6 months of the next 12 months to be eligible for this plan.
  • Travel health insurance plan has a maximum lifetime of 365 days.
  • IMG travel insurance plan provides optional riders for term life insurance, dental and vision and Sports activities.
  • Pre-existing condition coverage is excluded with this plan.

Who is eligible for Global Medical Bronze insurance plan?

  • Individuals and families of any nationality.
  • Applicant's age must be between 14 days to 74 years. Travelers aged 75 years and above are not eligible and the coverage will end at 75 years.
  • US citizens must reside abroad or must leave US on the effective date and plan to reside outside US for atleast six of the next twelve months.
  • Worldwide coverage for non US Citizens

What optional benefits are included in Global Medical Bronze Insurance?

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Global term life insurance (including AD & D)
  • Dental or Vision rider
  • Terrorism and Sports Rider

What are the Global Medical Bronze Health Insurance Benefits?

  • Hospital room and board help Subject to deductible and coinsurance for average private room rate
    Surgery help Up to the maximum limit
    Intensive care unit help Subject to deductible and coinsurance
    Assistant Surgeon help 20% of primary surgeon’s charge
    Hospital Indemnity(Inpatient hospitalization outside the U.S. only)? help Private Hospitals: $400 maximum limit per overnight and $4k maximum limit per period of coverage
    Public Hospitals: $500 maximum limit per overnight and $5k maximum limit per period of coverage. Not subject to deductible or coinsurance
    Chemotherapy or Radiation Therapy help Subject to deductible and coinsurance
    Physical therapy help Subject to deductible and coinsurance. $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery
    Treatment Outside the U.S. help 50% of deductible waived, up to a maximum of $2.5k. No coinsurance
    Treatment Inside the U.S. (using Medical Concierge) help 50% of deductible waived, up to a maximum of $2.5k. No coinsurance
    Treatment Inside the U.S. (PPO Network) help Subject to deductible. No coinsurance
    Treatment Inside the U.S. (Non PPO Network) help Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
    Office visits and Diagnostic/X-Ray $300 maximum per visit - lab tests; $250 maximum per visit - diagnostic X-rays $500 maximum limit - specialists/physician charges (pre-inpatient / post-inpatient) Subject to deductible and coinsurance
    CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, Cystoscopy Subject to deductible and coinsurance. $600 maximum limit per examination
    Transplants help $250k lifetime maximum
  • Emergency local ambulance(Injury or Illness resulting in an inpatient hospital admission) help $1.5k maximum limit per event. Not subject to deductible or coinsurance
    Emergency Room Accident help Up to the maximum limit
    Emergency room illness help Subject to deductible and coinsurance. Covered only if admitted as inpatient
    Emergency medical evacuation help $50k maximum per period of coverage. Not subject to deductible or coinsurance
    Emergency reunion help $10k maximum limit. Not subject to deductible
    Return of mortal remains or cremation/burial help $10k maximum limit. Not subject to deductible
  • Traumatic Dental Injury Treatment at a hospital facility help $1k per period of coverage
    Non-Emergency Dental Optional Rider
  • Pre-Existing Conditions Limitation help Excluded
  • Prescription Coverage help Subject to deductible and coinsurance.Available for 90 days following related inpatient treatment or outpatient surgery.$600 maximum limit per event(includes dressings and durable medical equipment)

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IMG Global Medical Plans Insurance - Common Questions

1. What are the payment options for Global Medical Bronze medical insurance?

Global Medical Bronze Insurance offers multiple payment options to suit different needs. These typically include:

  1. Annual Payment: Pay the full premium upfront for the year, often at a discounted rate.
  2. Semi-Annual Payment: Split the premium into two payments, made every six months.
  3. Quarterly Payment: Divide the premium into four payments, made every three months.
  4. Monthly Payments: Most medical insurance plans, including Bronze plans, allow you to pay your premium on a monthly basis. This is the most common and convenient payment option.

2. Is Global Medical Bronze medical insurance cost suitable for travelers or expatriates?

Yes, Global Medical Bronze insurance, offered by International Medical Group (IMG), can be suitable for both travelers and expatriates, offering affordable, comprehensive coverage for medical emergencies and healthcare needs while abroad.

3. What does Global Medical Bronze medical insurance cover?

  • Preventative Coverage : it covers up to $250 lifitime maximum
  • Emergency medical evacuation : Maximum per period of coverageup to $50,000.
  • Emergency Room Accident covers up the maximum limits
  • Emergency reunion covers up to the $10,000 up to the maximum limits

4. Does Global Medical Bronze Health Insurance cover pre-existing conditions?

No, the Global Medical Bronze plan generally does not cover pre-existing conditions. This exclusion is standard for many insurance plans at its coverage level,

How do I file Global Medical Bronze health insurance claims?

To file a claim with Global Medical Bronze, follow these steps:

  1. Download the Claims Form: Access the Global Medical Bronze insurance claims form online.
  2. Contact Customer Support: Call the toll-free number 1-800-628-4664 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Claims Department:
    • Mailing Address: International Medical Group, P.O. Box 9162, Farmington Hills, MI 48333.
  4. Email Assistance: For additional help or inquiries, email customercare@imglobal.com.
Know more about IMG Claims »

What are the restrictions of Global Medical Bronze?

Global Medical Bronze Insurance is not offering coverage for residents of Belarus, Russia, or Ukraine and travelers visiting Belarus, Russia, or Ukraine.