It offers the most economical global coverage of all IMG plans for those seeking affordable benefits for inpatient care.
Global Medical Bronze Insurance Cost
Global Medical Bronze covid travel insurance coverage for Coronavirus, IMG covid insurance
The Global Medical Bronze insurance includes COVID19 coverage up to the policy maximum for new purchasers after September 1st 2020. Customers who are renewing existing plans purchased before September 1st 2020 and want the new Covid19 coverage benefits should let their existing plan expire and then purchase a new plan. Extending or renewing their existing plan will not provide the additional benefits listed above.
Clearly defined limits under fixed benefits coverage. More affordable when compared to comprehensive plans, but with correspondingly less coverage. This works for small ailments, but can be inadequate for major expenses.
Cheapest options in the market definitely more affordable
Fixed benefits plans are have specific benefit limits for different covered medical expenses.These benefit limits are not the same as the plan medical maximum.
Plan benefits of Global Medical Bronze insurance, Health insurance coverage international
Treatment Outside the U.S.50% of deductible waived, up to a maximum of $2,500. No coinsurance
Treatment Inside the U.S. (using Medical Concierge)50% of deductible waived, up to a maximum of $2,500. No coinsurance
Treatment Inside the U.S. (PPO Network)Subject to deductible. No coinsurance
Treatment Inside the U.S. (Non PPO Network)Subject to deductible. Plan pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum per period of coverage
Outpatient Office visits and Diagnostic/X-Ray$300 maximum per visit - lab tests; $250 maximum per visit - diagnostic X-rays $500 maximum limit - specialists/physician charges (pre-inpatient / post-inpatient) Subject to deductible and coinsurance
Emergency room accident100%
Emergency room illnessSubject to deductible and coinsurance. Covered only if admitted as inpatien
Hospitalization/room & boardSubject to deductible and coinsurance for average semi-private room rate
CAT Scans, MRI, Echocardiography, Endoscopy, Gastroscopy, CystoscopySubject to deductible and coinsurance. $600 maximum limit per examination
Assistant Surgeon20% of primary surgeon’s charge
Chemotherapy or Radiation TherapySubject to deductible and coinsurance
Physical therapySubject to deductible and coinsurance. $40 maximum per visit - 10 visit limit per event. Available for 90 days following inpatient treatment or outpatient surgery
Transplants$250,000 lifetime maximum
Prescription CoverageSubject to deductible and coinsurance. Available for 90 days following related inpatient treatment or outpatient surgery. $600 maximum limit per event(includes dressings and durable medical equipment)
Orphan or Biologic Drugs (Available when all conditions are met) » Approved in writing by company » Medically necessary » Not experimental or investigational Applies to period of coverage max. Max limit applies towards lifetime max.
Inpatient Treatment maximum limit: $250,000. Outpatient Surgery: up to the maximum limit. Subject to deductible and coinsurance. Does not apply to maximumlimit per event
Healthy Travel Preventative Coverage$250 lifetime maximum. Not subject to deductible or coinsurance. Applies to vaccinations and preventative prescription drugs administered by a physician within 30 days prior to the insured person’s initial effective date and before departing to any destination
Emergency Local Ambulance (Injury or Illness resulting in an inpatient hospital admission)$1,500 maximum limit per event. Not subject to deductible or coinsurance
Emergency evacuation$50,000 maximum per period of coverage. Not subject to deductible or coinsurance
Emergency reunion$10,000 lifetime maximum. Not subject to deductible or coinsurance
Interfacility Ambulance Transfer ( Transfer from one licensed health care facility to another licensed health care facility)$1,500 maximum limit per event. Not subject to deductible or coinsurance.U.S. only
Return of mortal remains$10,000 lifetime maximum. Not subject to deductible or coinsurance
Traumatic Dental InjuryTreatment at a hospital facility$1,000 per period of coverage
Non-Emergency DentalOptional Rider
Hospital Indemnity(Inpatient hospitalization outside the U.S. only)Private Hospitals: $400 maximum limit per overnight and $4,000 maximum limit per period of coverage Public Hospitals: $500 maximum limit per overnight and $5,000 maximum limit per period of coverage. Not subject to deductible or coinsurance
Pre-Existing Conditions LimitationExcluded
Cheap international health insurance - Global insurance