Compare IMG Travel Health Insurance Plans - Benefits, Coverage & Prices
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.
Ideal for international travelers outside the U.S., Starting at just $0.96/day
Patriot International Lite Comprehensive benefit travel medical insurance is available for both Non US citizens and US citizens traveling outside their home country,excluding USA. Available for individuals, families, and groups.
Key Features:Traveler can get the Patriot International Lite insurance id card and all the plan document by using Patriot International Lite insurance login. At American Visitor Insurance, International Travelers can contact the Patriot International Lite insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
The Patriot International Lite travel insurance offered by International Medical Group (IMG) is specifically designed for short term visitors outside the USA and is a hugely popular choice among tourists. This plan covers COVID-19 like any other illness.
The plan meets Schengen Visa requirements or Europe Long Term visa requirements as long as you choose a $50,000 maximum (at least) with a $0 deductible (some countries require a $0 deductible). Immediately after purchase, you will receive a confirmation email with details of the links to ID cards and a "visa letter".
The visa letter is what the consulate needs to see for visa purposes and states it covers COVID. They are considered official documents even though you print them out yourself. The plan is available for a minimum of 5 days and a maximum of 2 years.
There is a co-insurance in this plan which is designed in the following manner. Outside the US there is no co-insurance and the plan pays 100%. The deductible for this plan is per injury or sickness.
There are trip interruption and lost luggage benefits available within this plan. The coverage for acute onset of pre-existing conditions is available for a Non US citizen up to age 70. This coverage is up to the maximum limit of the plan or $500,000 whichever is lower. Coverage for the same is available up to plan maximum limit for a US citizen with primary health plan up to age 65 years.
For US citizens without the primary health plan, up to age 65, the coverage is available for up to $20,000 maximum limit. For US citizens older than 65 years the coverage available is up to $2,500 for the same. There is also an adventure sports rider available on this plan along with other riders like Evacuation rider and citizenship rider.
AM Rating: A(Excellent)
5 days to 12 months.
SiriusPoint Specialty Insurance Corporation
Secondary (Excess)
$50,000, $100,000, $250,000, $500,000, $1,000,000,$2,500,000
$0, $100, $250, $500, $1,000, $2,500
For International travelers going to Israel and Ukraine, Patriot International Insurance form IMG covers unexpected medical expenses while traveling to Israel including medical evacuation like ambulancecoverage and repatriation. This insurance is very economical and comprehensive to take care of unexpected medical problems while you are away from home. The medical emergencies related to the wars will be excluded from the coverage.
Patriot International Lite is an affordable travel medical insurance plan designed for U.S. citizens and non-U.S. citizens traveling outside their home country, excluding the United States.It's a great choice for international tourists, students, families, and business travelers who need essential medical coverage while abroad. Here are the key reasons to choose Patriot International Lite Insurance:
The Patriot international cost per month ranges between is starting at just $29 to $379 per month, based on:
Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.
Example: Below is the monthly cost of Patriot International Lite insurance of coverage with a $250 deductible, provided by American Visitor Insurance.
| Age of traveler | Medical Maximum | |||
|---|---|---|---|---|
| $50,000 | $100,000 | $500,000 | $1,000,000 | |
| 18 – 29 years | $29 | $35 | $41 | $45 |
| 30 – 39 years | $33 | $40 | $50 | $52 |
| 40 – 49 years | $55 | $65 | $74 | $74 |
| 50 – 59 years | $94 | $109 | $115 | $117 |
| 60 -64 years | $121 | $132 | $143 | $144 |
| 65 – 69 years | $143 | $156 | Not available | |
| 70 – 79 years | $214 | Not available | ||
For senior travelers aged 80 to 99, the cost is $379, with a maximum coverage of $10,000 and a deductible of $250.
Premium based on deductible factor: Higher deductibles = lower premiums
| Deductible | $0 | $100 | $250 | $500 | $1,000 | $2,500 |
|---|---|---|---|---|---|---|
| Factor | $1.25 | $1.10 | $1.00 | $0.90 | $0.80 | $0.70 |
When outside the U.S., you can also enjoy access to quality healthcare worldwide with our IMG's proprietary International Provider Access (IPA network) that includes more than 45,000 accomplished physicians and facilities allows you to access quality care worldwide. The IPA search tool will identify providers with direct billing.
local_hospital Find PPO Network Providers »Patriot International Lite Health Insurance provides coverage for travelers outside their residence country whose destination excludes the US and its territories.
Patriot International Lite insurance provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan can be renewable up to 2 years.
The cost of Patriot International Lite insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000 depending on the age of traveler.
To buy the Patriot International Lite insurance, you will need the travel dates and passport details of the traveler. This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of Patriot International Lite travel insurance online with a credit card on American Visitor Insurance. This can be done without the need of any paperwork or medical exam.
Patriot International Lite provides people outside their home country whose destination excludes the United States or its territories.
The different types of Patriot Insurance plans vary based on the level of coverage they offer. For example, the Patriot International Lite Insurance plan provides coverage for non-US citizens and US citizens traveling outside their home country, Excluding USA.
The Patriot International Platinum offers first class medical coverage up to $8,000,000 and provides coverage for non-US citizens and US citizens traveling outside their home country, Excluding USA.
Yes, you can buy Patriot International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Patriot International Lite travel insurance also offers visa letter in French if required.
Patriot International Lite insurance for US citizens travelling outside USA offers comprehensive coverage up to 1 million for emergency medical expenses.
Patriot International Lite insurance works for travelers outside their home country by offering comprehensive coverage for medical expenses only outside the US. After the deductible amount, Patriot International Lite insurance pays 100% of the eligible expenses.
For detailed working example of how it works, you can review Patriot International Lite insurance working example.
Yes Patriot International Lite Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot International Lite insurance online.
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Call our support team for instant help.
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Click to EmailTo file a claim with Patriot International Lite Insurance, follow these steps:
Download Form
Get claim form online
Call Support
1-800-628-4664
Submit Documents
Mail to International Medical Group, PO Box 240429, Apple Valley, MN 55124, USA.
Email Help
customercare@imglobal.com
Patriot medical insurance is not available for residents of Belarus, Russia, Iran, and Ukraine, and is also not available for travelers visiting these countries.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.