For International travelers going to Israel, Patriot International Lite form IMG covers unexpected medical expenses while traveling to Israel including medical evacuation like ambulance coverage and repatriation. This insurance is very economical and comprehensive to take care of unexpected medical problems while you are away from home. The medical emergencies related to the wars will be excluded from the coverage.
The Patriot International Lite travel insurance offered by International Medical Group (IMG) is specifically designed for short term visitors outside the USA and is a hugely popular choice among tourists. This plan covers COVID-19 like any other illness.
The plan meets Schengen Visa requirements or Europe Long Term visa requirements as long as you choose a $50,000 maximum (at least) with a $0 deductible (some countries require a $0 deductible). Immediately after purchase, you will receive a confirmation email with details of the links to ID cards and a "visa letter".
The visa letter is what the consulate needs to see for visa purposes and states it covers COVID. They are considered official documents even though you print them out yourself. The plan is available for a minimum of 5 days and a maximum of 2 years.
There is a co-insurance in this plan which is designed in the following manner. Outside the US there is no co-insurance and the plan pays 100%. The deductible for this plan is per injury or sickness.
There are trip interruption and lost luggage benefits available within this plan. The coverage for acute onset of pre-existing conditions is available for a Non US citizen up to age 70. This coverage is up to the maximum limit of the plan or $500,000 whichever is lower. Coverage for the same is available up to plan maximum limit for a US citizen with primary health plan up to age 65 years.
For US citizens without the primary health plan, up to age 65, the coverage is available for up to $20,000 maximum limit. For US citizens older than 65 years the coverage available is up to $2,500 for the same. There is also an adventure sports rider available on this plan along with other riders like Evacuation rider and citizenship rider.
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Travelling to the US OR Europe during the pandemic is very risky because the new Omicron and Delta variants are considered to be more infectious when compare to the other variants of the SAR’s. Patriot International Lite Travel Medical Insurance by IMG for travelers providing them coverage for all Covid19 related expenses.Travelers are offered covid-19 coverage irrespective of which variant caused the illness.
Satisfies Schengen visa requirements
Comprehensive coverage
Acute onset of a pre-existing condition
PPO network
Renewability
Medical Evacuation coverage
24/7 Travel Assistance Services
Until recently, most companies would not issue travel health insurance for persons traveling to Israel due to the continued conflict with Gaza and the warnings about travel to Israel given by the Department of State. However, we have some options that have become available for US travelers. If you want health insurance to cover unexpected medical expenses while traveling to Israel including medical evacuation like ambulance coverage and repatriation, you can purchase Patriot International Lite. This policy is offered by IMG which is a well-known and long-standing travel insurance company. This insurance is very economical and comprehensive to take care of unexpected medical problems while you are away from home. (The Patriot International Lite plan can be purchased by most nationalities.)
The Patriot International Lite plan will cover medical expenses, baggage loss, and other situations while you are on your trip. If you end up not going on your trip, you can simply cancel your Patriot International Lite plan for a full refund (before the day it starts).The medical emergencies related to the wars will be excluded from the coverage
Hopefully, the conflict in the region will end and there will be more policies to choose from for travel health insurance to Israel. Until then, we are glad to have at least a few options for travelers into that region of the world.
Be well and as ever we wish you safe and healthy travels!
International Medical Group (IMG) has been offering travel insurance products since 1990. Based in Indianapolis, IMG has more than 300 employees and offers 25+ travel insurance products for travelers to the US as well as for US citizens traveling overseas. Their products are ideal people traveling to the United States as tourists on B1 visa, international students on F1 visa, Exchange scholars on J visa, professionals on the H1B visa as well as US travelers who are looking for trip cancellation insurance for travel insurance.
Patriot International Lite Health Insurance provides coverage for travelers outside their residence country whose destination excludes the US and its territories.
Patriot International Lite insurance provides coverage for Acute on set of pre-existing conditions ,medical expenses, emergency medical evacuation, repatriation of remains, accidental death and dismemberment and more. The plan can be renewable up to 2 years.
The cost of Patriot International Lite insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.
To buy the Patriot International Lite insurance, you will need the travel dates and passport details of the traveler. This will include the name of the traveler, the date of birth, the passport number and the travel dates.
You can get the quotes and make an instant purchase of Patriot International Lite travel insurance online with a credit card on American Visitor Insurance. This can be done without the need of any paperwork or medical exam.
Patriot International Lite provides people outside their home country whose destination excludes the United States or its territories.
The different types of Patriot Insurance plans vary based on the level of coverage they offer. For example, the Patriot America Insurance plan provides coverage for non-US citizens traveling outside their home country.
The Patriot International Lite Insurance plan provides coverage for non-US citizens traveling outside their home country and offers additional benefits such as coverage for adventure sports. The Patriot Platinum Insurance plan provides coverage for US citizens traveling outside the US.
Yes, you can buy Patriot International insurance as it satisfies the Schengen visa requirements as mandated by the European consulates and also offers the Schengen visa letter as required by the Schengen state consulates. Patriot International Lite travel insurance also offers visa letter in French if required.
Patriot International Lite insurance for US citizens travelling outside USA offers comprehensive coverage up to 1 million for emergency medical expenses.
Patriot International Lite insurance works for travelers outside their home country by offering comprehensive coverage for medical expenses only outside the US. After the deductible amount, Patriot International Lite insurance pays 100% of the eligible expenses.
For detailed working example of how it works, you can review Patriot International Lite insurance working example.
Yes.Patriot International Lite plan is available for both US and Non-US citizens traveling outside the US.This plan can be renewed up to 24 months.
Yes Patriot International Lite Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot International Lite insurance online.
Yes, IMG offers travel insurance with coverage for Covid19 as for any other illness. Imglobal has trip cancellation insurance products (insures the cost of the trip as well as health of the traveler) as well as travel health insurance products (insurance only the health of the traveler). IMG also has products for international students, exchange scholars and expatriates.
Yes, IMG does offer Cancel for any reason coverage as an add-on product on some of their trip insurance plans.
International Medical Group (IMG) is an Indiana based company offering travel insurance products since 1990. IMG has over 320 employees and offers over 25 travel insurance products for travelers to the US as well as for US citizens traveling overseas.
International Medical Group (IMG) has been accredited by the Better Business Bureau since 2005 and has an A- rating.
Planning to travel overseas needs detailed and well balanced planning of the trip. It is very important for travelers to buy travel health insurance while travelling away from their home country. A travel insurance cover will provide protection towards all sudden accidents and illness. While traveling to the US, international travelers should include a visitors insurance cover for a safe and stress free travel.
The domestic health insurance of the home country invariably provides little or no coverage in a new country.A visitors medical insurance plan will protect the insured from huge medical bills in case of hospitalization in a foreign country. An insured traveler can get cashless medical facilities up to the insured amount within the US.
A travel health insurance (also known as visitors insurance) plan provides coverage for travelers outside their home country for both long and short trips as opposed to domestic health insurance which cover offers protection for the insured within their home country .The visitors medical insurance offers protection both for medical and travel accidents and illness while on an international trip. The insured receive medical care and assistance for unexpected medical and travel events while travelling overseas.
Visitor IMG patriot insurance is available for all categories of the travelers like for vacationers, business men, Students, short visits and annual multi-trips depending on the duration of the stay and the visa type of the traveler.
The IMG travel health insurance plan covers:
Patriot International Lite travel insurance only covers acute onset of pre-existing conditions when they meet certain criteria. An acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition that occurs spontaneously and without advance warning either in the form of physician recommendations or symptoms. The plan covers acute onset of pre-existing conditions for insured persons under the age of 70, up to the overall policy maximum. However, the plan does not cover any chronic or congenital conditions, or any complications or consequences arising from such conditions.
Yes, Patriot International Lite covers covid19 like any other covered medical condition if the virus was contracted after the policy effective date.
No, quarantine coverage is not included in the Patriot International Lite plan. The plan does not provide any benefit for quarantine expenses related to COVID-19 or any other condition. The plan only covers medical expenses and other covered travel and emergency services for a traveler’s temporary stay outside of their home country.
Patriot International Lite insurance review shows that is a travel medical insurance plan that covers travelers outside their home country, excluding the USA. Here are some of the main exclusions of the plan:
Yes, Patriot International Lite insurance meets Schengen visa requirements. The Patriot international lite Schengen visa plan satisfies the following criteria for Schengen visa insurance:
With your Patriot International Lite plan, you have access to a wide network of medical providers around the world. You have the freedom to seek treatment with any medical provider of your choice, but you may save money and time by using a provider within the network. You can use the International Provider Access (IPA) tool to search for doctors, hospitals, clinics, and other facilities in your destination country. If you use a network provider, you will not have to pay for eligible medical expenses up front and then submit a claim for reimbursement. The provider will bill IMG directly for covered services. You will also benefit from reduced or waived deductibles and coinsurance when you use a network provider.
For international travelers going to Israel and Ukraine, IMG's Patriot International Lite will cover both countries but any injuries or medical emergencies related to the wars will be excluded from the coverage.
Traveling in groups? Get coverage from IMG Patriot Group travel insurance!.
Need coverage for the IMG acute onset of pre-existing conditions insurance?
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Visitors Care Insurance is an affordable fixed benefit insurance plan.
Frequently asked questions and answer about travel insurance plans.
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