| Insurance Providers | |
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| Coinsurance |
In-network: The plan pays 75% of the cost for eligible expenses in the United States
Out-of-network : the plan pays 60% in addition to the deductible. |
The plan pays 80% up to $5k of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available |
| Length of Coverage |
90 days up to 12 months. |
15 days to 365 days |
| Renewability |
Yes |
Not Renewable |
| Medical Benefits |
| Hospital room and board |
In-Network
:Average semi-private room rate, including nursing services
Out-Network
:Average semi-private room rate, including nursing services |
Covered |
| Intensive care unit |
In-Network: 75% up to policy maximum
Out-network: 60% up to policy maximum |
$500k |
| Urgent Care Clinic |
In-Network: $25 copay, 100% up to Policy Maximum
Out-network: $50 copay, 100% up to Policy Maximum |
Not Covered |
| Emergency Services |
| Emergency local ambulance |
In-Network: 75% up to policy maximum
Out-network: 60% up to policy maximum |
Not Covered |
| Hospital emergency room |
In-Network: 75% up to policy maximum
Out-network: 60% up to policy maximum |
Covered |
| Dental |
| Emergency dental treatment |
Up to $300(Unexpected pain or treatment due to an accident) |
Accident: Usual & Customary Expense; Palliative: $100 |
| Acute Onset of Pre-Existing Condition |
| Acute Onset of Pre-Existing Conditions |
Plan Covers pre-existing conditions up to 99 years |
24 Months prior to the start date of coverage |
| Life |
| AD&D |
$25,000 principal sum, Not subject to deductible |
$25k (Enhanced Benefit Amounts available) with paralysis and coma, seat belt and airbag, felonious assault and home alteration and vehicle modification benefits |
| Common carrier AD&D |
Not Covered |
Covered |
| Evacuation |
| Emergency medical evacuation |
In-Network: 75% up to policy maximum
Out-network: 60% up to policy maximum |
The average semi private room rate |
| Emergency reunion |
$100,000 maximum limit. Not subject to deductible |
Not Covered |
| Return of mortal remains or cremation/burial |
$25,000 maximum limit for Return of Mortal Remains or $5,000 maximum limit for Cremation/Burial |
Covered up to $500k |
| Return of minor children |
$100k maximum limit. Not subject to deductible |
Covered up to $50k |
| Political evacuation and repatriation |
Not Covered |
Covered up to $50k |
| Natural disaster evacuation |
Not Covered |
Covered up to $50k |
| Unique Advantages |
- Best Comprehensive plan
- This plan covers pre existing condition for age 69 and below up to $25,000 and for age s 70 and above it covers up to $20,000.
- Coverage for medical expenses, evacuation, and repatriation.
- $50,000 coverage available for people above age of 80 years.
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- Provides an excellent sports rider for adventurous sports such as snowboarding, mountain climbing, and motor scooter.
- It is a comprehensive coverage plan.
- $20k coverage for 80+ travelers - best coverage.
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| Travel Insurance |
| Underwriter |
Underwritten by Sirius International Insurance Corporation |
Underwritten by C&F Cayman SPC for and on behalf of ITI SP |
| Rating |
AM Rating : A- |
AM Best Rating: "A" (Excellent) |
| Brochure and Details |
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