Global Medical Platinum Insurance Reviews

  • The plan provides a total lifetime coverage amount of $8,000,000.
  • Least deductible of $100.
  • Optional coverage for terrorism and sports.
  • Offers comprehensive coverage for medical, dental and vision.

Global Medical Platinum Insurance Cost, Global health insurance cost

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Global Medical Platinum Insurance Review, Global health insurance reviews

Global Medical Platinum Insurance
Insurance provider
International Medical Group
Plan life
Policy maximum?
$8,000,000 per individual
Deductible options?
$100 to $25,000 per period of coverage
Global Medical Platinum rating
AM Best Rating: "A" (Excellent)
Compare Global medical plans
Compare Global medical plans
Global Medical Platinum underwriter

Global Medical Platinum Insurance Links

  • Brochure
  • Details & Quotes
  • Application
  • Advantages
  • Comprehensive
  • Claims
  • Renewal
  • Provider Network

Example to show how Global Medical Insurance Platinum plan works?

Consider an example where your:
  • Insurance coverage is $8,000,000
  • Deductible is $250 per certificate period
  • Coinsurance for claims incurred inside US and in the PPO: After the deductible, 90% of first $5,000 and then 100% to the policy limit
  • Your claims for medical expenses is $24,850
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $24,850 minus $250 equals $24,600. Insured bears $250
  2. Apply 90% coinsurance for first $5,000 of $24,600. i.e. $5,000*0.90 equals $4500. Insurance Company will pay upto $5,000. Insured bears $500
  3. Plan/insurance company pays: $24,600 minus $500 equals $24,100 and insured bears $750
Global Medical Gold
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $250 $0 $250
Days in hospital $2,000/day for 3 days $4,500+$1000 $500 (10% of first $5,000)
Surgery $16,500 $16,500 $0
Prescription Drugs $600 $600 $0
X Ray $1,500 $1,500 $0
Total: $24,850 $24,100 $750

Unique Benefits

  • Non-US Citizens may avail of this plan wherever in the world they may be with no restrictions on time spent in any country.
  • Freedom to choose your health care provider.
  • No co-insurance outside USA and Canada!
  • Deductible reduced by 50% if treatment is sought within the PPO network.
  • Maternity benefit of up to $50,000 (lifetime benefit).
  • New-born care and congenital disorders covered up to $250,000 for first 31 days.
  • Non-emergency dental of up to $750 per calendar year.
  • Emergency dental due to accident: URC
  • Vision care of up to $100 for exams, up to $150 for materials per 24 month period.
  • High-school sports injury up to $20,000 per certificate period.
  • Mental/Nervous: $50,000 Lifetime benefit, available after 12 mos of continuous coverage.
  • Child Wellness: $400/period of coverage, available after 6 mos of continuous coverage.
  • Adult Wellness: $500/period of coverage, available after 6 mos of continuous coverage, for 18 years and older.
  • Optional Sports Rider is available providing lifetime coverage of $25,000 for adventure sports such as mountaineering, parachuting, and whitewater rafting. This optional rider also includes lifetime coverage up to $10,000 for amateur sports when not engaged for wage, reward, or profit along with contact sports like soccer and hockey.

Global Medical Platinum covid travel insurance coverage for Coronavirus, IMG covid insurance Travel insurance for Coronavirus Covid

The Global Medical Platinum insurance includes COVID19 coverage up to the policy maximum.

International Medical Group insurance, IMG travel insurance Links