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Best Travel Insurance From Philippines to Japan 2026

Travel health insurance for Japan from Philippines starts at less than $1/day, and covers emergency medical care, doctor visits, and the acute onset of pre-existing conditions.

Looking for the Best Travel Insurance for Japan from Philippines? Get a free quote & compare Japan travel insurance plans in minutes.

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Which Travel Insurance Should I Buy from Philippines to Japan?

*Prices vary by age, trip duration, and coverage options.

What Are the Travel Requirements for Philippines Citizens Visiting Japan?

  • Tourist Visa: Required for tourism, visiting friends or relatives, or attending short-term events.
  • Business Visa: Required for business meetings, corporate visits, or professional activities. Visa applications are processed through accredited agencies authorized by the

Applicants must hold a valid passport and provide supporting documents such as a visa application form, photo, financial proof, and travel itinerary. Requirements may vary depending on the purpose of travel, so travelers should always verify the latest guidelines before departure.

Do Philippines Citizens Need Travel Insurance to Apply for a Japan Visa?

Travel insurance is not mandatory for Filipino citizens applying for a tourist visa to Japan.

However, Embassy of Japan in the Philippines strongly recommends does not require proof of travel medical insurance as part of the Temporary Visitor visa application process.

However, travel insurance is strongly recommended due to Japan's high healthcare costs. Medical treatment for foreign visitors can be expensive, and many hospitals require upfront payment if you do not have insurance.

Although not compulsory, having travel insurance shows financial preparedness and ensures protection during your trip.

What Kind of Insurance Coverage Is Recommended?

Filipino travelers visiting Japan should choose a plan that includes:

  • At least USD 100,000–300,000 in medical coverage
  • Emergency medical evacuation and repatriation
  • Coverage for illness, accidents, and hospitalization
  • Trip interruption or cancellation protection

How Much Travel Health Insurance Should Filipinos Buy for Japan?

  • Medical Coverage: Minimum USD 100,000; ideal USD 300,000
  • Emergency Medical Evacuation: At least USD 100,000
  • Repatriation of Remains: USD 25,000–50,000
  • Accidental Death & Dismemberment (AD&D): USD 10,000–50,000

International travel insurance from the Philippines to Japan

  • Nestled in the Pacific Ocean, Japan is renowned for seamlessly blending ancient traditions with cutting-edge technology. The country's history is shaped by samurai warriors, exquisite tea ceremonies, and serene Zen gardens, alongside towering skyscrapers and bullet trains.
  • Travelers to Japan can explore the bustling streets of Tokyo, visit historic Kyoto with its beautiful temples and gardens, or relax in the hot springs of Hakone with views of Mt. Fuji. Japanese cuisine is celebrated worldwide for sushi, ramen, tempura, and matcha tea, reflecting meticulous craftsmanship and seasonal ingredients.

How Much Does Travel Insurance from Philippines to Japan Cost in 2026?

The cost of travel insurance from Philippines to Japan ranges from $20 to $297 per month*. The cost may varies based on the traveler’s age, length of stay, chosen medical coverage limits, and deductible amount. Plans with higher coverage limits or lower deductibles may cost more.

The international travel insurance cost per month for Japan is calculated based on a $50,000 maximum coverage and a $250 deductible for all plans, except JapanSecure, which is based on a $0 deductible option and and WorldMed, which is quoted with a $500,000 maximum coverage.

Travel Insurance Plans for Japan Age 20 Age 40 Age 60
Atlas Essential InternationalCheapest Plan
WorldTrips		 $20 $40 $86
Safe Travels International Cost Saver
Trawick International		 $24 $73 $158
Patriot International Lite
IMG		 $29 $55 $121
Travel Medical Global Basic
Seven Corners		 $29 $56 $121
Atlas JapanSecure Best Plan
WorldTrips		 $38 $75 $165
Safe Travels International
Trawick International		 $36 $107 $233
Travel Medical Global Choice
Seven Corners		 $38 $84 $190
Atlas International Premium
WorldTrips		 $38 $76 $167
WorldMed Outbound
Travel Insure		 $72 $155 $297

Source: American Visitor Insurance®

Top Travel Insurance Recommendations for Japan from Philippines in 2026

Cheapest Travel Medical Insurance From Philippines To Japan

Atlas Essential International
$20/month for 20-year-old

Max Coverage: $50,000 | Deductible: $250

  • Low-cost travel insurance Japan
  • Medical maximum up to $1,000,000
  • Deductible options from $0 to $5,000
  • Pre-existing conditions: Not covered

Other affordable travel medical insurance plans from Philippines to Japan include Safe Travels International Cost Saver, Patriot International Lite .

Best Travel Medical Insurance From Philippines to Japan

Atlas JapanSecure Insurance
$38/month for 20-year-old

Max Coverage: $50,000 | Deductible: $0

  • Japan Secure has $0 deductible and higher coverage tailored for Japan.
  • Medical maximum up to $2,000,000
  • Acute pre-existing conditions covered (under 79)

Other top recommended Philippines to Japan travel medical insurance plans include Safe Travels International, Atlas Premium International.

Best Travel Insurance from Philippines to Japan for Pre-Existing Conditions?

Atlas JapanSecure Insurance WorldTrips

star Rating: A Excellent edit_square Underwriter: TMHCC Insurance SPC Ltd and Houston Casualty Company

JapanSecure insurance is one of the best travel insurance from Philippines to Japan with pre-existing condition coverage.

  • Acute Onset of a Pre-Existing Condition covered up to policy maximum for travelers up to age 79.
  • Emergency medical evacuation covered up to $25,000 for any condition covered under Acute Onset of a Pre-Existing Condition.
  • Policy maximum options from $50,000 to $2,000,000.
  • Coverage from 5 days to 364 days.
Here are additional best pre existing condition travel insurance plans for Japan that Filipinos travelers should consider: Patriot International Lite ,Atlas Premium International and Travel Medical Global Choice

What Does Travel Health Insurance Cover from Philippines to Japan?

🏥
Health Care Expenses

Covers hospital and medical expenses for sickness or accidental injuries during travel.

👨‍⚕️
Doctor Visit

Insures doctor visits required due to sudden illness or injury while traveling.

💊
Pharmacy Drugs

Covers eligible doctor-prescribed pharmacy drug expenses.

🚑
Medical Evacuation

Includes emergency medical evacuation to the nearest appropriate medical facility.

⚰️
Repatriation of Remains

Covers repatriation of remains to the home country in the event of death.

🩺
Pre-Existing Conditions

Some plans provide coverage for the acute onset of pre-existing conditions.

Best International Travel Insurance for Japan

Japan is one of the most fascinating destinations for Filipinos travelers—a place where centuries-old culture blends seamlessly with cutting-edge modern life. From the neon-lit streets of Tokyo to the peaceful temples of Kyoto and the scenic beauty of Mount Fuji, Japan offers a unique mix of tradition, technology, and natural charm.

Japan continues to attract a growing number of Filipinos tourists—students, families, business travelers, and solo explorers. With its efficient transportation system, cherry blossom festivals, warm hospitality, and rich culture, Japan promises an unforgettable travel experience.

Why Filipinos Prefer Traveling to Japan?

  • A perfect blend of tradition and technology makes Japan appealing to Filipinos tourists, students, and business travelers.
  • Japan is known for cleanliness, safety, punctuality, and efficiency, creating a comfortable environment for visitors.
  • Top attractions such as Tokyo, Kyoto, Osaka, Hiroshima, Mount Fuji, and Sapporo draw millions each year.
  • World-class public transport, iconic cuisine, cherry blossoms, and cultural festivals make Japan a memorable international destination.

Travel Insurance Coverage for Adventure Activities in Japan

Japan offers unforgettable adventure experiences — from skiing in Hokkaido and hiking Mount Fuji to kayaking in Okinawa, exploring forests in Yakushima, and diving in the Izu Peninsula. However, many standard travel insurance plans do not include high-risk or adventure activities. Filipinos travelers visiting Japan should carefully review their adventure insurance policy to ensure these activities are covered.

Most adventure travel insurance plans for Japan offer coverage for injuries, emergency medical treatment, and evacuation related to activities such as winter sports, mountain trekking, water sports, or outdoor excursions. If your itinerary includes adventure activities, choosing the right policy helps avoid unexpected medical expenses during your Japan trip.

  • Confirm that your plan covers adventure and outdoor sports like skiing, hiking, diving, kayaking, and cycling.
  • Some policies exclude high-risk or hazardous activities — review the terms before buying.
  • If you plan to climb Mount Fuji or dive in Okinawa, ensure your Japan adventure insurance includes emergency medical coverage.
  • Choose a policy with emergency evacuation and repatriation benefits for injuries during adventure activities.

👉 Selecting the best travel insurance for adventure sports in Japan helps Filipinos travelers explore mountains, islands, forests, and national parks safely. Compare top-rated plans and choose one that fits your adventure itinerary.

Medical Emergencies and Healthcare Access in Japan

Japan is known for its world-class healthcare system, modern hospitals, and highly trained medical professionals. However, treatment costs for tourists can be high, especially in major cities like Tokyo, Osaka, or Kyoto. Filipinos travelers must pay for all medical services unless they have the right insurance, which makes comprehensive travel health insurance for Japan essential.

Most Japan travel health insurance plans cover hospitalization, sudden illness, accidents, emergency evacuation, and prescription medication. Some insurers also offer cashless treatment at network hospitals in Japan, allowing visitors to access urgent medical care without upfront payments.

  • Covers doctor visits, diagnostic tests, medicines, treatment, and hospital charges.
  • Emergency evacuation provides timely transport to the nearest suitable medical facility.
  • 24/7 helpline assistance across cities like Tokyo, Osaka, Kyoto, and Sapporo.
  • Multilingual assistance to help travelers manage emergencies and communication challenges.
Choosing the best travel medical insurance from Philippines to Japan ensures financial protection and peace of mind throughout your trip.

Factors for Cost of Travel Insurance From Philippines to Japan

👤 Age of the Traveler

The cost of travel insurance is directly proportional to the age of the traveler. Older travelers generally pay higher visitor health insurance premiums.

🧾 Type of Travel Insurance

Comprehensive travel insurance plans that offer extensive coverage are more expensive. Travelers can choose between single trip or multi trip travel insurance .

🏥 Medical Maximum Coverage

Travel insurance pricing depends on the maximum medical coverage selected and is inversely proportional to the deductible chosen.

🌍 Region of Coverage

Travel insurance costs vary by region. Coverage in certain countries is more expensive than in others.

🗓️ Duration of Travel Insurance

Longer visitor medical insurance durations result in higher insurance costs.

🎯 Add-On Benefits

Optional add-on benefits such as adventure sports coverage increase the overall cost of travel insurance.

How to Buy the Best Travel Insurance from Philippines to Japan?

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1: Find the Best Travel Insurance for Japan

Fill in the travel insurance quote form with traveler information, trip dates, and coverage requirements for your journey from Philippines to Japan for complete protection.

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2: Compare Top Travel Insurance Plans for Japan

Easily review and compare Japan travel insurance plans based on medical coverage and premiums to find the best fit for your trip with complete confidence.

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3: Buy Your Preferred Travel Insurance Plan Online

Easily select your preferred international travel insurance plan and complete the online payment within minutes using a credit or debit card.

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4: Review Policy Details Before Traveling

Check your policy details carefully — including medical benefits, emergency contacts, and claim procedures — before traveling to Japan.

Why Buy Japan Travel Insurance from American Visitor Insurance?

With over 20 years of experience, American Visitor Insurance helps Filipinos travelers choose the most suitable travel medical insurance for Japan, including coverage for seniors, long stays, and pre-existing conditions.

  • Visa support letters for Japan travel
  • Guidance on pre-existing condition coverage
  • Help correcting application or passport errors
  • Multilingual customer support

Cheap Travel Insurance from Philippines to Japan – FAQ’s

1. Do I need travel insurance for Japan from the Philippines ?

Yes, it is recommended that you buy international travel insurance for Japan from the Philippines . Travel insurance can help protect you from unexpected medical expenses and other travel-related issues.

2. How much does travel insurance cost in Japan?

The cost of travel insurance for Japan from the Philippines can vary based on several factors, including the duration of your trip, coverage limits, your age, and the type of coverage you choose. It's recommended to compare quotes for travel insurance for Japan from the Philippines on American Visitor Insurance online to find a policy that suits your needs and budget.

3. What does international travel insurance Japan from the Philippines cover?

International travel insurance for Japan typically covers the following:

  • Medical expenses: This includes emergency medical expenses, hospitalization, and medical evacuation.
  • Trip cancellation and interruption: This covers the cost of your trip if you need to cancel or interrupt it due to unforeseen circumstances such as illness, injury, or death.
  • Baggage loss and delay: This covers the cost of lost, stolen, or damaged baggage, as well as the cost of replacing essential items if your baggage is delayed.
  • Personal liability: This covers you if you are held legally responsible for causing injury or damage to someone else or their property.
  • Emergency assistance: This provides 24/7 emergency assistance services, including medical referrals, emergency cash transfers, and translation services.

The coverage and cost of travel insurance for Japan varies depending on the type of coverage you choose and the duration of your stay.

4. How can I buy best travel insurance from the Philippines to Japan?

You can compare and buy the best travel insurance Japan from the Philippines on American Visitor Insurance after comparing available travel insurance plans for Japan depending up on the requirements and budget that works best for their needs.

5. What is travel insurance for Japan from the Philippines Cost?

The price of travel insurance from the Philippines to Japan can vary depending on several factors, including:

  • Coverage Limits: The higher the coverage limits for medical expenses, trip cancellations, and other benefits, the higher the premium.
  • Travel Duration: The length of your trip influences the cost of travel insurance. Longer trips typically result in higher premiums.
  • Age of Insured: Younger individuals often pay lower premiums compared to older individuals due to lower perceived health risks.
  • Coverage Type: Comprehensive plans with a broader range of coverage options may cost more than basic plans.
  • Pre-Existing Conditions: Some plans may offer coverage for pre-existing conditions, which can affect the cost.
  • Deductibles and Copayments: Plans with lower deductibles and copayments may have higher premiums.
  • Provider and Plan Chosen: Different insurance providers and specific plans within those providers can have varying costs.

Common Medical Problems for Filipinos in Japan

  • Cold, flu, or respiratory infections
  • Food allergies due to unfamiliar ingredients
  • Accidents from winter sports, hiking, or city travel
  • Heat exhaustion during summer
  • Chronic illness flare-ups (hypertension, diabetes)

Embassy of Philippines in Japan

apartmentEmbassy of the Philippines in Tokyo

location_on 5-15-5 Roppongi Minato-ku, Tokyo 106-8537, Tokyo, Japan

call +81 3 5562 1600

print +81 3 5562 1603

email consular@philembassy.net

Japan Flag

General Information About Japan

Japan is an East Asian island nation known for its rich culture, advanced technology, and scenic landscapes. From historic temples and serene gardens to bustling modern cities, Japan offers a unique blend of tradition and innovation for international travelers.

📍 Located in East Asia, Japan is famous for cities like Tokyo, Kyoto, Osaka, and its beautiful cherry blossoms. The official language is Japanese, and the local currency is the Japanese Yen (JPY).

🌤️ The best time to visit Japan is from March to May and September to November, when the weather is pleasant and perfect for sightseeing, festivals, and outdoor activities.

💡 Travelers visiting Japan are advised to purchase Japan travel health insurance to stay protected against medical expenses, travel delays, and baggage loss during their trip.

  • Travel insurance for Japan General Information Japan

    • location_city Capital: Tokyo
    • location_on Location: East Asia
    • euro Currency: Japanese yen
    • language Language: Japanese
    • groups Population: Around 123 million
    • event Best time to visit: March to May, Sep. to Nov.
    • map Vacation spots: Tokyo, Kyoto, Osaka, Chiba, Hakone, Yokohama, Nara, Nagoya, Sapporo, Kobe, Hiroshima, Kamakura, Nikko.

  • What Are the Popular Tourist Destinations in Japan?

    Hiroshima Peace Memorial

    Hiroshima Peace Memorial

    Peace Memorial Museum with its numerous exhibits dealing with the issue of world peace, Memorial Cenotaph and Flame of Peace, as well as the Atom Bomb Dome.

    Itsukushima Shrine

    Itsukushima Shrine

    Itsukushima Shrine, a Shinto temple dedicated to the Princess daughters of the wind god Susanoo.

    Fukuoka's Castle

    Fukuoka's Castle

    Fukuoka Castle (Fukuoka-jo) is one of the highlights of a visit to Fukuoka and also well known for its many events and festivals.

  • What are the Main Airports in Japan

    City Airport Name IATA Code
    Tokyo Narita International Airport NRT
    Tokyo Haneda Airport (Tokyo International Airport) HND
    Osaka Kansai International Airport KIX
    Osaka Itami Airport (Osaka International Airport) ITM
    Nagoya Chubu Centrair International Airport NGO
    Sapporo New Chitose Airport CTS
    Fukuoka Fukuoka Airport FUK
    Okinawa (Naha) Naha Airport OKA

Popular Tourist Destination Cities in Japan

Kyoto travel insurance

Kyoto
Osaka travel insurance

Osaka
Tokyo travel insurance

Tokyo
Chiba travel insurance

Chiba

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How Do Filipinos Travelers File a Medical Claim With Japan Travel Insurance?

Filing a claim is simple when the correct steps are followed. For Filipinos visiting Japan, most Japan travel insurance plans purchased on American Visitor Insurance offer easy online claim submission and 24/7 customer support.

Steps to file a medical claim:

  • Call the insurance assistance number immediately
    Use the emergency number on your policy to report the incident.
  • Visit a recommended private or approved hospital
    The assistance team will guide you to a suitable medical facility in cities or tourist areas.
  • Collect all medical documents
    Keep bills, prescriptions, reports, discharge papers, and doctor notes for claims.
  • Submit documents online through the claims portal
    Most insurers provide a digital portal or email option.
  • Receive reimbursement or direct billing support
    Some hospitals may work directly with insurers; otherwise, reimbursement is provided after review.
This process applies to all major Japan travel medical insurance plans offered on American Visitor Insurance.

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