Procedure to get the Instant Portugal visa letter for application as required by the European consulates
Before traveling to Portugal, it is necessary to buy Schengen visa travel insurance to meet the Portuguese visa requirements. On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Portuguese consulate for your visa application. Once your travel insurance is purchased, you will receive the insurance details with the toll-free number, a virtual ID card, and the Schengen insurance letter for your visa application, which serves as proof of coverage.
Insure the health of the traveler due to accidental injuries or illness.
Know more »Insure your vacation expenses along with health of traveler.
Know more »Insurance required while applying for Schengen visa for Portugal.
Know more »Travel insurance for Portugal is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Portugal for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Portuguese Schengen Visa. This visa allows travel to Portugal and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
To apply for a Schengen Visa to Portugal, follow these steps:
According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for the Portuguese visa are:
Schengen visa insurance letter
Portuguese visa travel documents
Nationalities who need Portuguese visa
Schengen insurance cost ranges from $8 to $15 for a week. All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countries can start at just $1 per day.
The average cost of travel insurance for Schengen visa per week for 25 years old traveler with medical maximum of $50,000 and $0 deductible.
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick international insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Review Schengen Visa insurance plan benefits.
The cheapest travel insurance for Portugal cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.
The best Portugal visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Portugal visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Portugal travel insurance coverage.
Insurance for older travelers for visiting the Schengen countries
If you are a non-U.S. citizen or a U.S. Green card holder traveling to Portugal, you may need an Portuguese visa that satisfies Portugal travel insurance requirements which are the Schengen visa requirements, depending on your nationality. Do check the specific requirements based on your citizenship. Travelers from the USA visiting Portugal will in any event need to apply for a Schengen visa if their visit is for tourism, business, or family reasons and they plan to stay for up to 90 days. When applying for a visa to Portugal (or any other Schengen Area country), travel insurance is a mandatory requirement. The purpose of this travel insurance for the Portugal visa is to cover unexpected expenses related to medical emergencies, accidents, or trip disruptions during your time in Portugal.
The policy must cover emergency medical expenses of at least €30,000 (around US $34,035). It must include coverage for emergency medical evacuation which is transporting you to the nearest hospital or even back to your home country if needed. The insurance must cover the entire period of your stay in the Schengen Zone, from the date you enter Portugal until you leave. American Visitor Insurance offers international travel insurance that meets the Portugal travel insurance requirements, providing the necessary proof of travel health insurance required when applying for Portugal visa. You can call us at (877)-340-7910 if you need any help to buy travel insurance for Portugal which satisfies visa requirements.
US Green Card holders will need the Portuguese visa to travel there if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Portugal is required while applying for the Portuguese visa. US Green Card Holders can buy travel insurance to satisfy Portugal visa requirements for their visa application on American Visitor Insurance.
Satisfy Schengen visa requirements to apply for visa
Compare several plans to find what fits your needs best
Travel medical insurance protection for health emergency
Travel to Europe in peace with good insurance coverage
The cost of Portugal health insurance for travelers depends on the following:
Complete the Portugal visa insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different Portugal visa insurance options to identify what fits your needs best.
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the insurance documents & download visa letter is required.
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »This is the most common visa type for short-term stays in Portugal. It allows the holder to travel and stay in the Schengen area, including Portugal, for up to 90 days within a 180-day period.
There are three subtypes of Schengen visas:This is a long-stay visa for stays in Portugal exceeding 90 days. It is issued by the Portugal consular authorities based on national legislation.
Examples include student visas, work visas, and residence permits.
This visa type is for individuals who make a significant investment in Portugal (e.g., property purchase, capital transfer, or job creation).
This visa is for international students enrolled in Portuguese educational institutions.
Contact our customer service team, we are here to help you!
US citizens are advised to buy travel insurance for Portugal even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Portugal and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Portugal. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Know more »US citizens planning to stay in any of the 29 Schengen countries for more than 90 days within a 180 day period are required to apply for a Long stay (type D) visa. One of the requirements for this visa is proof of valid medical insurance with a minimum coverage of €30,000 (around US $34,035 as of May 2025), which is valid during the whole stay in the Schengen countries.
The insurance provider should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation, and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.
International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
Get Quote »
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
"Thank you for your prompt response. Your prompt response will be highly appreciated."
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
The best Portugal visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest Portugal visa insurance cost specifically to satisfy the visa requirements, others will look for the most comprehensive Portugal travel insurance coverage.
Patriot International Lite: Patriot International Lite insurance for Portugal visa is very popular among travelers visiting European countries and applying for Schengen Visa.
Travelers to Portugal applying for the Schengen visa can buy Portugal visa travel insurance on American Visitor Insurance. While it ironic to buy travel insurance for Portugal on American Visitor insurance, we offer several international travel insurance plans that specifically satisfy Portugal visa requirements as mandated by Schengen state consulates. Our compare Portugal visa insurance quote facility lists a range of cheap travel insurance that satisfy the Portugal visa requirements. After buying travel medical insurance for Portugal on our website travelers can immediately download the required visa letter to be used while applying for the Portugal visa.
The cost for the health insurance for Portugal Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Portugal visa. The Portugal visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Portugal visa on American Visitor Insurance.
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Portugal for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Portugal Schengen Visa. This visa allows travel to Portugal and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
To apply for a Schengen Visa to Portugal, follow these steps:
To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:
Portugal visa travel insurance is a mandatory insurance for individuals applying for a Schengen visa to visit Portugal. As Portugal is part of the Schengen Area, travelers need to show proof of this insurance to meet visa requirements. This Portugal travel insurance must cover a minimum amount for medical expenses, repatriation, and emergency medical care during the stay in Portugal. It's essential that the coverage matches the visa regulations and provides necessary financial protection in case of unexpected events.
If you need a visa for traveling to Portugal (Schengen visa), then - Yes, Portugal travel insurance is necessary for applying for the Schengen visa. The Portugal visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Portugal , then buying travel insurance for Portugal is not mandatory for visits of less than 90 days. However given the cost of healthcare in Portugal , and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Portugal.
The cost for the Portugal visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Portugal travel insurance required, the greater will be the cost. Our cheap travel insurance to Portugal application quote facility lists the travel insurance that satisfy Portugal visa consulate requirements.
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Portugal are International Medical Group, Seven Corners, WorldTrips and Trawick International.
The cheapest travel insurance for Portugal cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required.
The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.
The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.
Yes, you can cancel your travel insurance plan if your Portugal visa is denied. There should be full reimbursement if you cancel before the travel dates.
However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted.
It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
Whether you need a visa to travel to Portugal depends on your nationality. Citizens of European Union (EU) countries do not need a visa. Citizens from visa-exempt countries, such as the USA, Canada, and Australia, do not require a visa for stays up to 90 days. However, citizens of non-EU countries and non-visa-exempt countries will need a visa for visiting Portugal. It is essential to check with the Portugal embassy or consulate for specific requirements based on your nationality and the purpose of your visit.
Travel insurance for Portugal is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Portugal is one of the more affordable and popular tourist destination in Europe. Portugal is popular for its charming cities, historic landmarks, beautiful beaches and religious sites. International tourists usually visit Lisbon the capital, the Algarve, Northern Portugal, Central Portugal, Madeira, Alentejo and the Azores. Portugal offers excellent food and wine at very affordable prices. American and international tourists should however buy proper travel insurance for Portugal visa while visiting Portugal. Domestic health insurance plans including US Medicare do not offer coverage outside US national borders.
Understanding and buying proper overseas travel insurance is now easy thanks to websites like American Visitor Insurance. While it is counter intuitive to buy insurance for visiting Portugal at American Visitor Insurance, we work with reputed US insurance companies to offer a wide choice of international travel insurance options both for visiting the USA as well as for traveling around the globe.
Our comparison tool and frequently asked questions help customers make an informed objective decision while buying travel insurance. Compare and buy cheap travel insurance to Portugal plans online and buy the most appropraite plan for their needs.
Portugal - General Information
Sunny Mediterranean climate, gorgeous beaches, historic sites, fabulous cuisine and affordable costs are just some of the reasons that make the Algarve one of the best places to visit in Portugal.
Portugal's remarkable period of conquest and exploration, the Age of Discovery, is re-enacted with astonishing effect at this slick interactive museum and theme park.
This magical fortress, dramatically set on a marble-sized island in the Tagus River near the town of Constância, is one of the most picturesque historical monuments in the region.
Nestled in the foothills of the Sintra Mountains on the Lisbon Coast, Sintra presents a spectacular setting of verdant hills, sprinkled with pretty villas and castles.
| City | Airport Name | IATA Code |
|---|---|---|
| Lisbon | Lisbon Portela Airport | LIS |
| Porto | Porto International Airport | OPO |
| Faro | Faro Airport | FAO |
| Madeira | Madeira International Airport | FNC |
Cheapest travel insurance for Schengen visa FAQs.
Know more »Best insurance for schengen visa blogs and articles
Know more »Travel insurance for Schengen visa, Schengen insurance forum.
Know more »Tourism and travel insurance information for visiting Schengen countries.
Click here to read more »Vacation and travel insurance information for US citizens visiting Europe.
Click here to read more »Insurance Information for Long term Europe Visa.
Click here to read more »Tools to find the best Schengen visa travel insurance.
Click here to read more »Travel health insurance to Portugal visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Portugal Schengen Visa insurance. These include:
1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.
2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.
Schengen visa insurance
Schengen visa letter
Group Travel Insurance
Annual travel insurance
Schengen Visa reviews
Europe trip from USA
Long term Europe visa
30,000 Euro travel
Schengen visa forum
Schengen visa Blogs
Schengen visa FAQ
Schengen visa factors
