Procedure to get the Instant Malta visa letter for application as required by the European consulates
Before traveling to Malta, it's essential to purchase Schengen visa travel insurance to meet the visa requirements. On American Visitor Insurance, you can easily complete an instant online purchase and receive a visa letter that can be submitted to the Malta consulate for your visa application. Once your travel insurance is purchased, you will receive insurance details, including a toll-free contact number, a virtual ID card, and an instant Schengen insurance letter for your visa application, which serves as proof of coverage.
Insure the health of the traveler due to accidental injuries or illness.
Know More »Insure your vacation expenses along with health of traveler
Know More »Insurance required while applying for Schengen visa for Malta
Know More »Malta, the archipelago nation located in the heart of the Mediterranean Sea is full of natural beauty, history and culture. Given its size, it is easy to explore, and given its sunshine throughout the year, it is an around the year destination and perfect during long dreary winters. In fact, Malta's capital, Valletta, was voted the sunniest city in the whole of Europe as well as the European capital of culture for 2018. The three islands of the country, Malta, Gozo and Comino are English speaking with over 7000 years of history.
Malta is the largest island and the cultural, commercial and administrative centre. Gozo is the second largest island, it is more rural, and popular for fishing, tourism, crafts and agriculture. Comino the smallest island is renowned for its crystal blue waters. Malta ishome to three UNESCO World Heritage sites and is often described as one big open-air museum. An amazing facet about Malta is that the islands have retained their past history despite all the 21st century changes.
While visiting Malta is exciting, international travelers should make sure that they have adequate and appropriate travel medical insurance. Travel medical insurance is also required to be issued an Schengen visa, however more importantly proper travel health insurance takes away any worry of medical emergencies. At American Visitor Insurance, international travelers can compare different productsand buy travel insurance online. Compare and buy best travel medical insurance for Malta.
Travel insurance for Malta is mandatory if you need a Schengen visa and must meet specific coverage criteria. If you do not need a visa then travel insurance is optional yet it is still highly recommended due to potential high medical costs for foreigners.
Individuals who are not citizens of the European Union (EU), European Economic Area (EEA), or Switzerland and who plan to stay in Malta for up to 90 days within a 180-day period for tourism, business, or family visits need to apply for Malta Schengen Visa. This visa allows travel to Malta and other Schengen Area countries. Exceptions may apply depending on the nationality of the traveler, as some countries have visa exemption agreements with the Schengen Zone.
To apply for a Schengen Visa to Malta, follow these steps:
Malta requires all international travelers (including US citizens) visiting the country to have Malta travel insurance coverage of €30,000 (around $34,035 USD ) even for short visits. Malta officials at the port of entry may ask for proof of travel insurance. It is important to have Travel insurance Malta for a smooth visit there. Travelers who need Malta visa should buy travel insurance satisfying Malta visa travel insurance requirements:
According to article 15 of regulation (EC) No 810/2009, of the European Parliament, the travel insurance requirements for the Schengen visa are:
The cheapest travel insurance for Malta cost starts from just $10 for a week. Schengen visa insurance cost depends on factors, such as the provider, the length of stay, the applicant's age, and the level of coverage required. It is advisable to compare the benefits of cheapest Schengen travel insurance before buying a plan that meets Schengen consulate requirements.
The best Malta visa travel insurance plans will vary from traveler to traveler depending on their unique needs. While some travelers will look for the cheapest travel insurance to Malta specifically to satisfy Malta visa insurance requirements, others will look for the most comprehensive Malta travel insurance coverage.
The cost for the health insurance for Malta Visa depends mainly on the age of the traveler and the duration of coverage required. The older the traveler the higher will be the cost. The longer the duration of coverage required, the greater will be the cost of medical insurance for Malta visa. The Malta visa insurance application quote facility on our website lists the travel insurance that satisfy Schengen visa consulate requirements. You can find the cheapest health insurance for Malta visa on American Visitor Insurance.
Schengen insurance cost ranges from $8 to $15 for a week. All the insurance plans listed below meet the Schengen visa requirements and are recognized by Schengen/EU embassies and consulates globally. Additionally, each provider allows you to download your Schengen visa letter on buying the policy. Travel medical insurance plans for Schengen countries can start at just $1 per day.
The average cost of travel insurance for Schengen visa per week for 25 years old traveler with medical maximum of $50,000 and $0 deductible.
| Insurance Plans | Provider Network | Cost | How to download Visa letter |
|---|---|---|---|
| Atlas International | No PPO | $8 | WorldTrips insurance ID cards via Client Zone |
| Patriot International Lite | IPA Network | $10 | IMG insurance ID cards from My IMG |
| Atlas Premium International | No PPO | $11 | WorldTrips insurance ID cards via Client Zone |
| Travel Medical Global Choice | Wellabroad.com | $11 | Seven Corners insurance ID cards via Client Zone |
| Safe Travels International |  |
$15 | Trawick international insurance ID cards via Client Zone. |
Source: American Visitor Insurance ®
Review Schengen Visa insurance plan benefits.
To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:
At American Visitor Insurance, it’s easy to get the best deal for insurance to meet Schengen visa requirements. Simply use our compare engine to review travel policies and prices. All the plans listed will give you access to a “visa letter” which you can print out minutes after your purchase which shows you have the insurance that is required for your visa. Change in plans? Not sure when your will be traveling? No problem! All plans are very flexible and can either be pushed back, moved forward, or cancelled for a full refund (before they start)! If two people are over 70 years old, you can be quoted together on American Visitor Insurance, but some companies require you to fill out separate applications for each person (but the total cost will NOT change). Note that for travelers over 80, it can be cheaper to get a trip cancellation plan like one offered by IMG and they also provide a visa letter for you! Please call us at 877-340-7910 if you have any questions or concerns!
The best travel insurance for a US senior vacationing in Malta are available on American Visitor Insurance. A very economical plan for seniors under 70 years is the Altas International plan which costs about $170 per month. You purchase it for the days you need coverage. For seniors under 80, the Patriot International Lite plan is the most economical which costs about $270 per month. If you are over 80 years of age and want at least $50,000 coverage (which would be required for a Long Term Europe visa), you must purchase the Safe Travels Outbound plan which costs about $670 per month. All of these plans will give you a “visa letter” you can download and print out if you need it for a Long Term stay and all are excellent options for visitor insurance while abroad. Note that prices are for a $50,000 maximum with a $0 deductible imitating the visa requirements, but if you do not need to satisfy those requirements, you can put a higher deductible on the policy and reduce the cost of the plan.
Insurance for older travelers for visiting the Schengen countries
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Satisfy Schengen visa requirements to apply for visa
Compare several plans to find what fits your needs best
Travel medical insurance protection for health emergency
Travel to Europe in peace with good insurance coverage
The cost of Italian health insurance for travelers depends on the following:
Complete the Malta visa insurance quote request form by providing details of the traveler and insurance requirements.
Compare the price and the benefits of the different Malta visa insurance options to identify what fits your needs best.
Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
Review the insurance documents & download visa letter is required.
#1 Policy Maximum is the maximum eligible medical expenses that the plan will cover.
#2 Deductible is the amount of expenses that must be paid out of pocket before an insurer will pay any expenses.
#3 Europe travel insurance for US residents Click here to read more »Contact our customer service team, we are here to help you!
US citizens are advised to buy travel insurance for Malta even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Malta and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Malta. Given the pandemic, some European consulates are in fact insisting on Covid quarantine travel insurance while issuing travel visas.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Know more »US citizens planning to stay in any of the 29 Schengen countries for more than 90 days within a 180 day period are required to apply for a Long stay (type D) visa. One of the requirements for this visa is proof of valid medical insurance with a minimum coverage of €30,000 (around US $34,035 as of May 2025), which is valid during the whole stay in the Schengen countries.
The insurance provider should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation, and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs.
Get Quote »US senior citizens who have Medicare coverage should buy international travel health insurance while traveling outside the United States. Good travel health insurance is required since Medicare offers very limited coverage outside the US.
International travel always involves risks. This is especially true for older travelers and given that the costs of medical evacuation and health care outside the United States is expensive, buying good Medicare Supplemental international Travel insurance coverage is prudent.
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If you need a visa for traveling to Malta (Schengen visa), then - Yes, Malta travel insurance is necessary for applying for the Schengen visa. The Malta visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Malta, then buying travel insurance for Malta is not mandatory for visits of less than 90 days. However given the cost of healthcare in Malta, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy Malta holiday insurance.
Malta visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Malta visa form and click the 'get quote' button.
A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed. The applicant can then buy the best Malta visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.
On purchasing the travel health insurance for Malta, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Malta visa letter that may be presented to the consulate as proof of coverage.
A traveler from any of the Schengen visa required countries visiting Malta for less than 90 days is required to buy short term travel medical insurance to apply for Malta visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Malta for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Malta are International Medical Group, Seven Corners, WorldTrips and Trawick International.
This is surely dependent of the traveler's requirements. The travel will have to do a research online based on his or her requirements. It is advisable to compare Malta visa insurance products before buying the cheap travel medical insurance for Malta visa.
The following European countries are not part of the Schengen zone : Albania, Andorra, Armenia, Azerbaijan, Belarus, Bosnia & Herzegovina, Cyprus, Georgia, Ireland, Kosovo, North Macedonia, Moldova, Monaco, Montenegro, Russia, San Marino, Serbia, Turkey, Ukraine, The United Kingdom and the Vatican.
The Schengen region is a travel zone of several European countries where citizens can travel freely within this region without a visa, while the European Union is an economic and political union of several European countries.
Yes, you can cancel your travel insurance plan if your Malta visa is denied. There should be full reimbursement if you cancel before the travel dates. However, if you cancel after the start date, the premium may be refunded on a prorated basis with a cancellation fee, but only if no claims have been submitted. It is important to carefully review the terms and conditions of the policy while buying it, and to contact the insurance provider if you have any questions or concerns. If you need to cancel your policy due to a visa denial, you may need to provide proof of your visa denial to the insurance provider.
Yes, you can cancel your Malta travel medical insurance, but the terms and conditions and refund policy will vary depending on the insurance provider and the specific policy you purchased. If you ask for cancellation after the insurance start date, you may only receive a partial refund depending on how long you have had the policy and if you've already made any claims. If you need to cancel your Schengen travel insurance, you should contact your insurance provider directly to inquire about the cancellation process and refund policy.
Travel to Malta without travel medical insurance is not recommended due to unforeseen events such as illness, a family emergency, or natural disasters. Travel medical insurance to Malta provides coverage for unexpected medical emergencies, which can be costly if you need treatment abroad. A lot of professions are buying travel insurance for Malta work visa. Having it ensures that you are protected in case of accidents or illnesses during your trip. Additionally, Malta consulate requires international travelers to show proof of insurance while applying for visa.
Yes, you can still get travel insurance Malta even if you're already traveling. Many insurance providers offer "late purchase" or "already traveling" policies that allow you to buy coverage after you've begun your trip. However, these policies may have restrictions, such as limited coverage or a waiting period before certain benefits take effect. Read the policy details carefully and ensure that it meets your needs before purchasing.
Malta - General Information
A strategically important seaport, this fortified city is the elegant capital of the Republic of Malta. The entire city of Valletta is testimony to the grandeur of the Knights of Malta.
Gozo Island is the most idyllic destination of the Maltese Islands. This little island is the perfect place to enjoy a relaxing vacation while still discovering cultural attractions.
The Blue Lagoon is a mesmerizing scene of crystal-clear turquoise waters. It has a South Pacific quality with the waters lapping over a white-sand seabed.
The Blue Grotto is approached by a winding road on a cliff high above the Mediterranean Sea. The spectacular coastal scenery provides an exciting introduction to the nature site.
| City | Airport Name | IATA Code |
|---|---|---|
| Luqa | Malta International Airport | MLA |
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Click here to read more »Travel health insurance for Malta visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Malta Schengen Visa insurance. These include:
1. Pre-existing medical conditions: Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing medical condition, any medical treatment related to that condition may not be covered.
2. Treatment for chronic illnesses: Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses, such as diabetes or heart disease. These conditions are generally excluded from coverage, so if you require ongoing treatment for a chronic illness, you may need to look for a specialized insurance policy.
3. Non-emergency medical treatment: Schengen travel insurance is designed to cover medical emergencies and unexpected illnesses. It typically does not cover preventive care such as routine medical check-ups, vaccinations, or elective treatments.
4. Extreme sports and adventure activities: Many Schengen Visa health insurance policies exclude coverage for extreme sports and adventure activities, such as bungee jumping, skydiving, or scuba diving. If you plan to participate in these activities during your trip, you may need to buy additional coverage.
5. Mental health conditions: Schengen visa insurance generally do not cover mental health conditions, such as depression or anxiety. If you require treatment for a mental health condition during your trip, you may need to seek out specialized coverage.
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