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Patriot America Plus Group Insurance

Patriot America Plus Group Insurance Reviews, Patriot America Plus insurance cost

Patriot America Plus Group
Insurance provider
International Medical Group
Policy maximum?
$50,000, $100,000, $500,000 per insured person
Deductible options?
$0, $100, $250, $500, $1,000 or $2,500 per insured person
Patriot America Plus Group insurance underwriter
Underwritten by Sirius International Insurance Corporation, a White Mountains Insurance Group Company.

Patriot America Plus Group Links

  • Brochures
  • Comprehensive

Patriot America Plus Group travel insurance

  • Patriot America Plus Group Insurance offers medical insurance coverage for groups of non US citizens travelling to the USA. Patriot America Plus Group is a short term travel medical insurance offering coverage for pre-existing conditions.
  • Ideal Plan for these group:
    • College students studying overseas
    • Families sponsoring J1 visa holders
    • International travelers on vacations
    • Visiting relatives from home country
    • Newly arrived immigrants

International Medical Group Patriot America Plus Group visitor health insurance summary

Patriot America Plus Group insurance eligibility
  • Non US citizens travelling to the USA.
  • International travelers requiring continuing coverage.
  • For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
Patriot America Plus Group coinsurance?
  • For treatment received outside the U.S: No coinsurance.
  • For treatment received within the U.S:
    • In the PPO Network: The plan pays 100%.
    • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.

Optional-coveragePatriot America Plus Group optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Adventure Sports rider
  • Chaperone Replacement Rider
  • Enhanced AD & D Rider
  • Evacuation Plus Rider




Acute Onset of a Pre-existing Condition
  • Under 70 years of age: Up to period of coverage maximum limit.
  • Acute Onset of a Pre-existing Condition - Emergency Medical Evacuation
    • Under 70 years of age: $25,000 maximum limit.
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Patriot America insurance Coronavirus, Patriot America insurance covid 19 coverage for Coronavirus, Patriot America Plus covid

Patriot America Plus group insurance does not cover covid 19, however IMG offers Patriot America Covid 19 travel insurance with Patriot America Plus and Patriot Platinum travel insurance.

Plan benefits of Patriot America Plus Group insurance

Benefits Coverage
Hospital room and board Average semi-private room rate, including nursing services
Intensive care unit Up to the overall maximum limit.
Surgery Up to the maximum limit
Physician visits Up to $15 copay for walk-in clinic. Up to $25 copay for urgent care center. (Copay not applicable when $0 deductible is selected)
Emergency local ambulance Up to the maximum limit
Emergency room accident Up to the maximum limit
Emergency dental treatment $300 maximum limit due to accident or unexpected pain to sound natural teeth
Traumatic Dental Injury Up to the period of coverage maximum limit. Subject to deductible and coinsurance. (Treatment at a hospital due to an accident)
Continuation of Treatment Period Earlier of 6 months per Injury or Illness or upon return to Home Country
Prescription Drugs Up to the Maximum Limit
Emergency medical evacuation $1,000,000 maximum limit. (independent of the maximum limit)
Emergency reunion $50,000 maximum limit
Return of mortal remains or cremation/burial $50,000 maximum limit for return of mortal remains or ashes to country of residence, or $5,000 maximum limit for cremation or local burial at the place of death.
Return of minor children $50,000 maximum limit.
Political evacuation $10,000 maximum limit.
Natural disaster Up to $250 per day and maximum limit of five days for accommodations. Not subject to deductible.
Terrorism Up to $50,000 lifetime maximum.
Hospital indemnity Up to $100 per overnight up to a maximum of 10 overnights.
Common carrier accidental death $50,000 per insured person and $250,000 maximum limit per lifetime and per family.
Accidental death & dismemberment $25,000 principal sum.
Trip interruption Up to $5,000
Lost luggage Up to $50 per item; maximum of $250.

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