WorldTrips Student Insurance for Sports Coverage Benefit

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WorldTrips WorldTrips Insurance plans offering sports insurance coverage

StudentSecure Budget

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  • StudentSecure Budget Insurance Eligibility
    • Individuals up to the age of 65 years.
    • Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
    • The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
    • Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
    • Must not have obtained residency status in the Host Country.
    • Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
    • This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 12 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
  • Coinsurance
    • Inside the United States
      • In ppo network: Plan pays 80% of the next $25,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
      • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
    • Outside the United States
      • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
  • Restrictions
    • StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.

StudentSecure Select

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  • StudentSecure Select Insurance Eligibility
    • Individuals up to the age of 65 years.
    • Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
    • The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas.
    • Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
    • Must not have obtained residency status in the Host Country.
    • Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
    • This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
  • Coinsurance
    • Inside the United States
      • In ppo network: Plan pays 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit.
      • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
    • Outside the United States
      • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
  • Restrictions for StudentSecure Select Plan
    • StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.

StudentSecure Elite

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  • StudentSecure Elite Eligibility
    • Individuals up to the age of 65 years.
    • Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week.
    • The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
    • Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
    • Must not have obtained residency status in the Host Country.
    • Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
    • This plan meets J-1 visa requirements, covers pre-existing condition coverage after policy is in effect for 6 months and some intercollegiate, interscholastic, intramural, or club sports coverage.
  • Coinsurance for StudentSecure Elite Plan
    • Inside the United States
      • In ppo network: Plan pays 100% of eligible expenses, after the deductible, up to the overall maximum limit.
      • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
    • Outside the United States
      • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
  • Restrictions
    • StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase

StudentSecure Smart

Details Brochures Buy Online  
  • StudentSecure Smart Eligibility
    • Individuals up to the age of 65 years.
    • Individuals must be a full time student at a college or university, excluding online colleges and universities, or within 31 days of being a Full-time Student at a college or university; or must be a Full-time Scholar affiliated with an educational institution and performing work or research for at least 30 hours per week. The Full-time Student/Scholar status requirement is waived for Participants within the US holding a valid F-1 visa including those students on OPT or a J-1 visa. Full-time status requirements remain in force for individuals holding M-1, or other category visas
    • Must be residing outside his or her Home Country for the purpose of pursuing international educational activities.
    • Must not have obtained residency status in the Host Country.
    • Participants in the U.S. must hold a valid education related Visa. A copy of the I-20 or DS2019 may be requested.
    • This plan meets J-1 visa requirements, covers pre-existing condition coverage only for the acute onset of a pre-existing condition.
  • Coinsurance
    • Inside the United States
      • In ppo network: Plan pays 80% of eligible expenses after the deductible up to the overall maximum limit.
      • Out of ppo network: Usual, reasonable, and customary. You may be responsible for any charges exceeding the payable amount.
    • Outside the United States
      • After the deductible, plan pays 100% of eligible expenses to the certificate period maximum.
  • Restrictions for StudentSecure Smart Plan
    • StudentSecure is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the country of Canada or Australia at time of purchase.

WorldTrips Sports Insurance - Frequently Asked Questions

Does StudentSecure Select insurance offer coverage for Team sports.

StudentSecure Select insurance offers up to $5,000 maximum for medical expenses for treatment of injuries while taking part in Intercollegiate, interscholastic, intramural, or club sports.

Will I lose StudentSecure Select coverage when I graduate or if I leave school?

Yes, StudentSecure Insurance is available for full time students and will end its coverage once you graduate. You can buy the Atlas travel insurance plan for more coverage.

How does StudentSecure Select insurance offer coverage for medical expenses?

StudentSecure Select insurance offers comprehensive coverage for international students. After the deductible amount. If the student seeks treatment with the provider network namely “First Health care network or United health care”. When studying outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, StudentSecure Select insurance pays 80% of the next $5,000 of eligible expenses, then 100% to the overall maximum limit while seeking treatment in a provider network.

Outside the provider network, it is Usual, reasonable, and customary charges and the student may be responsible for any charges exceeding the payable amount. StudentSecure Select Insurance offers 100% of eligible expenses to the certificate period maximum after the deductible for claims outside the US. For detailed working example of how it works, you can review StudentSecure Select insurance working example.


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