Atlas Essential Coronavirus Insurance Reviews for Covid19

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Atlas Essential travel insurance coverage for Coronavirus

Atlas Essential insurance with coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Atlas Essential insurance review, Atlas travel insurance

Insurance provider
Tokio Marine HCC

Policy maximum^?
Age 80+:$10,000.
Age 65 to 79:$50,000, $100,000.
All others:$50,000, $100,000, $250,000, $500,000, or $1,000,000

Atlas Essential insurance underwriter
Underwritten by Lloyds, London.

Atlas Essential insurance rating

AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-

Deductible options^?
$0, $100, $250, $500, $1,000, $2,500 or $5,000 per certificate period.

Atlas Essential Links

Application
Comprehensive
COMPREHENSIVE PLAN
Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of Essential paid in the event of catastrophic medical emergencies.

These plans do not have benefit limits based on the type of medical expense.

Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
ID Card
Detailed description

Atlas Essential travel insurance, Atlas Essential America insurance review

Atlas Essential is for budget-conscious travelers.
Atlas Essential travel medical insurance policy provides coverage for the basic necessities as you travel outside of your home country.

A working example of using Atlas Essential travel insurance (Offered by Tokio Marine HCC)

Consider an example where your:

Insurance coverage is $50,000
Deductible is $500 per certificate period
Coinsurance for claims incurred within the PPO: : The plan pays 75% of eligible expenses after the deductible to the overall maximum limit.
Your claims for medical expenses is $29,500

Below is a simple calculation showing how much the plan/insurance company pays you:

Apply 75% coinsurance for medical Maximum: $29,500 i.e. $29,500*0.75 equals $22,125 company pays $22,125
Apply 25% coinsurance for medical Maximum: $29,500 i.e. $29,500*0.25 equals $7,375 insured bears $7,375

What are some insurance terms important in Atlas Essential Insurance reviews?

Review Atlas Essential Insurance to know these important aspects of international visitor insurance for USA:

Plan Maximum coverage of Atlas Essential travel insurance:
This the maximum coverage that the plan would offer for the medical expenses. Atlas Essential insurance offers maximum coverage up to 2 million. The coverage may vary for older travelers with reduced plan maximum. Age 80 or older - $10,000; Age 65 to 79 - $50,000, $100,000.
What is a deductible in Atlas Essential visitors insurance?
This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Atlas Essential insurance offer a set of deductible options for the travelers to choose from. Atlas Essential insurance has a range of deductible option from $0 up to $5,000.
What is a provider network of Atlas Essential Medical Insurance?
It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
What is coinsurance in Atlas Essential visitor insurance?
This is a percentage of the bill that the travel has to pay. Atlas Essential plan pays 75% of eligible expenses after the deductible to the overall maximum limit with in PPO network and Usual, reasonable, andcustomary. You may be responsible for any charges exceeding the payable amount in Out side the PPO network.
Renewability of Atlas Essential Travel health insurance
Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Atlas Essential Insurance can be renewed for 364 days.
Eligibility to buy Atlas Essential Insurance Online
Atlas Essential Insurance is a popular US visitor insurance plan that offers comprehensive medical coverage to Non US citizens visiting US for a short period. Atlas Essential Insurance is quite popular among h1b/ h4 visa holders and students on opt status as it has not limitation on buying insurance if they are already in the US for quite some time.

Atlas Essential Travel Insurance Advantages

Atlas Essential Insurance Covid19 travel insurance by TokioMarine HCCMIS for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Atlas Essential Insurance – Ideal for US visas ?

All international travelers coming to the United States will need an US visa issued unless you are a national of a country that is part of the US visa waiver program. The countries which are part of the US Visa waiver program are listed here. The specific visa that you need is contingent on the reason for travel to the US. Atlas Essential Insurance is ideal for travelers applying for the following visas to the United States.

Some of the Common US visas are :

Does Atlas Essential Insurance cover covid illness?

TokioMarine HCCMIS Covid19 travel insurance by Atlas Essential travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.