Policy maximum
$10k, $50k, $100k, $2M
Deductible
$0, $100, $250, $500, $1k, $2.5k, $5k
Comprehensive benefit plan
Benefits for covered medical expenses go all the way up to the plan maximum.
Physical therapy
Up to $50 maximum per day.
Emergency medical evacuation
$1M lifetime maximum.
PPO Network
Ideal for Popular US visitor insuranceLow-cost comprehensive visitors insurance
Atlas Essential is for budget-conscious travelers, an Atlas Essential travel medical insurance policy provides coverage for the basic necessities as you travel outside of your home country. Atlas Essential insurance has two plans:
After buying the plan, Traveler can get all the plan document and plan id card by using Atlas Essential login. At American Visitor Insurance, US Travelers can contact the Atlas Essential customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Reviews, Ratings and Experiences
The plan doesn't cover pre-existing condition
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $10,00,000 | |
| 14d - 17 years | 1.18 | 1.47 | 1.62 | 2.04 | 2.34 |
| 18 - 29 years | 1.20 | 1.50 | 1.66 | 2.09 | 2.38 |
| 30 - 39 years | 1.43 | 1.93 | 2.26 | 2.42 | 2.66 |
| 40 - 49 years | 1.87 | 2.30 | 2.58 | 3.06 | 3.51 |
| 50 - 59 years | 3.12 | 3.84 | 4.76 | 5.39 | 5.93 |
| 60 - 64 years | 4.23 | 5.39 | 7.19 | 7.82 | 8.59 |
| 65 - 69 years | 4.93 | 6.16 | |||
| 70 - 79 years | 8.49 | 10.59 | |||
| 80 + years | 12.59 | ||||
| Age of traveler | Medical Maximum | ||||
|---|---|---|---|---|---|
| $50,000 | $100,000 | $250,000 | $500,000 | $10,00,000 | |
| 14d - 17 years | 0.63 | 0.76 | 0.86 | 0.99 | 1.04 |
| 18 - 29 years | 0.65 | 0.79 | 0.87 | 1.01 | 1.07 |
| 30 - 39 years | 0.77 | 0.95 | 1.10 | 1.24 | 1.35 |
| 40 - 49 years | 1.30 | 1.49 | 1.57 | 1.78 | 1.89 |
| 50 - 59 years | 2.21 | 2.42 | 2.61 | 2.78 | 3.00 |
| 60 - 64 years | 2.79 | 2.90 | 3.09 | 3.41 | 3.62 |
| 65 - 69 years | 3.29 | 3.63 | |||
| 70 - 79 years | 5.05 | 5.56 | |||
| 80 + years | 9.25 | ||||
For coverage inside USA Atlas Essential insurance pays:
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
Consider an example where your:
Insurance coverage $50,000
Deductible $500 per certificate period
Medical expenses Claims$29,500
The Atlas Essential Insurance plan covers set amount up to a maximum of $50k. The insured must pay the deductible ($100). After that, the insurance company pays fixed amount as defined in the policy for specific treatment. In hypothetical case, the insured has to pay the difference between the amount insurance pays and the actual billed amount.
If you are at least 14 days old and traveling internationally, you are eligible for coverage. You must purchase coverage for at least 5 days, though you do not have to travel all 5 days.If you are under age 65, you may select an overall maximum limit between $50,000 and $2,000,000. Applicants age 65 to 79 may choose an overall maximum limit of $50,000 or $100,000. Atlas Essential travel insurance offers a $10,000 policy maximum to applicants over age 80.
No. Atlas Essential insurance does not cover pre-existing conditions.
The cost of Atlas Essential America visitor medical insurance is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit, the co-insurance and the deductible.
The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler. To get a quote Click here
WorldTrips maintains a wide network of health care providers.
Outside US: There is no preferred provider organization (PPO) outside the US. To find doctors and hospitals outside the US, then click hereDownload Atlas Essential insurance claims form
Frequently asked questions and answer about travel insurance plans.
Read more »Blog to compare different Atlas Travel insurance plans.
Read more »
