Visitor health insurance plans for international travelers are available online and are offered by many US based short term travel health insurance providers. These visitor health insurance plans are broadly classified into two groups namely Fixed benefits and Comprehensive visitor insurance plans.
Fixed benefits visitor insurance plans:
Fixed benefits visitor insurance plans are also known as Scheduled Benefit plans and are cheaper and affordable travel health insurance plans. They are economically priced which makes them attractive to some travelers. But, before deciding to buy a fixed benefit plan, it is advisable to know the risks involved in purchasing Fixed benefit visitor insurance.
People usually think of buying health insurance as just a that assures them medical insurance cover. Individuals buying health insurance for travel often forget the expensive health care costs in the US. This eventually can become a nightmare in case there is an incident that incurs hospitalisation.
If people keep this in mind while purchasing insurance then they would have a second thought before buying fixed benefit visitor insurance plans.