Safe Travels International Cost Saver

Ideal for Non-U.S. citizensSchengen visaCovid-19 Coverage

Safe Travels International Insurance Cost

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Safe Travels International Cost Saver insurance

Safe Travels International Cost Saver plan provides travel Medical and other benefits the plan including $2,500 of Unexpected Recurrence of a Pre-existing Condition benefit. This plan is for anyone while traveling from their Home Country but not to the United States of America. It can be purchased for a minimum of 5 days up to a maximum 364 days. If a minimum of 5 days is purchased, the policy term may be extended with uninterrupted coverage for up to 364 days. This plan is not available to US citizens. or to anyone who has been outside their Home Country for more than 365 days prior to the coverage startingThis plan does not cover COVID -19.

Key benefits of Safe Travels International Cost Saver insurance

Accident and Sickness Medical Expense

Unexpected Recurrence of a Pre-Existing Condition

Schengen visa

Political and Natural Disasters Evacuation

Comprehensive plan

Cardiac Conditions Limit

Safe Travels International Cost Saver insurance reviews

Insurance provider
Trawick International
Safe Travels International Cost Saver rating
AM Best Rating: “A”
Safe Travels International CostSaver underwriter
Crum & Foster SPC
Policy maximum
50k $100k 250k 500k 1M
Plan life
5 days to 364 days, it can be Renewable
Safe Travels International Cost Saver can be renewed online
Deductible options
$0 $50 $100 $250 $500 $1k $2.5k $5k
Coinsurance of Safe Travels International Cost Saver
Network - The plan pays 100%
100%

Safe Travels International- Cost Saver - Claim Status

For Claim Status please contact 866-669-9004. These claims are not available in the Claims Portal.
Email: GBGClaims@cbpinsure.com
Mail claim form and all necessary documents to:
Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group
PO Box 2069
Fairhope AL 36533
Claims are processed at CBP

Key Highlights of Visitors Care

Safe Travels International Cost Saver - Key highlights

  • This plan is available for Non-US citizens traveling outside their home country excluding the US.
  • This policy is not valid for travel from, in, or to the United States of America.
  • The policy provides the medical maximum options of $50k, $100k, $250k, $500k, or $1M for emergency medical and hospitalization.
  • Co-insurance percentage is 100% up to the policy maximum after the deductible is met.
  • Coverage period of the plan is from 5 days to 364 days and the plan is extendable.
  • Unexpected recurrence of a pre-existing condition is covered up to $2500 per policy period.
  • Trip Interruption is covered for $7500 per policy period.
  • AD&D benefit available with a coverage of $25k.
  • Repatriation of Remains is available or up to $1M.

Trawick International Safe Travels International Cost Saver plan summary


What is the Eligibility to buy Safe Travels International - Cost Saver
  • For non-U.S. citizens/residents traveling anywhere outside their home country excluding USA
  • For ages 14 days to 89+ years
  • Plan is not available to any individual who has been residing outside their home country for more than 365 days prior to their effective date.
  • Extendable for up to 364 days
  • Coverage for minimum 5 days to maximum up to 364 days

Safe Travels International optional riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Accidental Death and Dismemberment Upgrade
  • What is Enhanced AD & D Rider offered by Safe Travels International travel health insurance?
  • What is Safe Travels International travel insurance Chaperone Replacement Rider?
  • What is Evacuation Plus Rider by Safe Travels International medical insurance?
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Steps to buy travel insurance


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Safe Travels International Cost Saver insurance - Common Questions

01. Does the Safe Travels International Cost saver include covid 19 testing?

Not Covered

02. Who is eligible to enrol in the Safe Travels International Cost saver travel insurance plan by Trawick international ?

The Safe Travels International Cost saver travel insurance plan by Trawick international is available for any travelers travelling outside their home country but does not cover for travel from US, in US and to US.

03. What is the minimum premiums for Safe Travels International plans?

There is a minimum premium of $10.00 for this plan. This plan is available up to 89+ years.

Compare Safe Travels International Plans from Trawick International
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Plan benefits of Safe Travels International Cost Saver insurance

  • Hospital room and board The average semi private room rate
    ICU Room and Board Charges Three times the average semi private room rate
    Well Doctor Visit Pays up to $125. One visit per person per policy period. This visit must occur within 21 days after the coverage is effective. Initial purchase of 30 days is necessary.
    Please register here for this benefit Click here.
  • Outpatient Medical Covered
    Cardiac Conditions Up to $25k per Policy Period for ages up to 69 or $15k per Policy Period for ages 70 and over per Policy Period
    Physiotherapy/Physical Medicine/Chiropractic Limited to $50 per visit, one visit per day and 10 visits per Policy Period.
    X-rays, Prescriptions and Ambulance Covered
    Ancillary Hospital Expenses Covered
    Physician's Non-Surgical Visits Covered
    Physician's Surgical Expenses Covered
    Assistant Physician's Surgical Expenses Covered
    Anesthesiologist Expenses Covered
    Prescription Drugs Covered
  • Emergency Medical Treatment of Pregnancy $2.5k per Policy Period
    Emergency local ambulance Covered
  • Dental Treatment (Injury and emergency alleviation of pain) $500 per Policy Period
  • Emergency medical evacuation 100% up to $2M
    Medically necessary repatriation 100% up to $15k per Policy Period
    Trip interruption $7.5k (Per Policy Period does not cover lost trip cost)
    Emergency reunion 15k
    Return of mortal remains or cremation/burial 100% up to $1M
    Return of minor children 5k
    Political Evacuation 25k
    Natural Disaster Evacuation $10k per Policy Period, Up to $250 per day to a max of 5 days for Reasonable Expenses
    Lost luggage $1k per Policy Period
    Hospital Confinement $150 per night up to a maximum of 15 nights
    Benefit Period We will pay eligible medical expenses for up to 90 days beginning on the first day of diagnosis or treatment of a covered Sickness or Injury while a covered person is outside their home country
    Local Burial/Cremation $5k Per Policy Period
  • Accidental Death & Dismemberment Principal Sum $25k
  • Unexpected Recurrence of a Pre-Existing Condition The first $20k of Covered Expenses up to age 65 or the first $10k of Covered Expenses for age 65 or over
  • Coma Benefit $10k
    Accidental Death & Dismemberment - Felonious Assault and Violent Crime $50k
    Adaptive Home and Vehicle $5k
    Seatbelt Benefit 10% up to $50k
    Airbag Benefit 10% up to $50k
    Hijacking and Air or Water Piracy Covered
Summary: Safe Travels International Cost Saver is an Excess Travel Medical plan with accident and sickness medical, emergency medical evacuation for Non-US citizens traveling outside their Home Country (Origin) but not to the USA. This plan is not available to anyone who has been outside their Home Country for more than 365 days prior to the coverage starting. This plan does not cover COVID 19.

Safe travels Insurance related coverage

Safe travels Insurance related coverage

Travel Insurance for Pre-Existing Conditions

Here are some travel insurance tips for travelers with pre-existing conditions

  1. Choose a Visitor insurance for pre-existing conditions plan
  2. Read the policy document carefully to understand the coverage.
  3. Be informed of any waiting periods for coverage of pre-existing conditions.
  4. Consider buying a visitors insurance policy with higher coverage limits.
  5. Carry a copy of your medical records and list of medications with you when traveling.
  6. Ensure that you carry your medical prescription and medicines during your trip.
  7. Know how to access medical care in your destination.
  8. Contact your visitors insurance provider immediately in case of any medical emergency.
  9. Disclose all pre-existing conditions when buying visitors health insurance.
  10. Follow all necessary procedures to file a claim for reimbursement of medical expenses.

What are the factors for visitors insurance with pre-existing conditions coverage?

The following are the important factors to consider while purchasing visitors insurance for pre-existing conditions

  1. The definition of pre-existing conditions and the look back period under the policy.
  2. The eligibility age limit for pre-existing conditions coverage.
  3. Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
  4. The coverage limit for pre-existing conditions which is different from the policy medical maximum.
  5. The deductible and out of pocket expenses for pre-existing conditions coverage.
  6. The renewability of the policy and its implication for pre-existing condition coverage.

Trawick International Pre-existing conditions travel insurance

Safe Travels Elite plan from Trawick International offers Acute onset of Pre-existing condition coverage up to 89 years and Safe Travels USA Comprehensive plan offers Acute onset of Pre-existing condition coverage up to 69 years. Safe Travels USA and Safe Travels USA Cost Saver cover unexpected recurrence of a pre-existing medical conditions up to $1000 for age up to 89 years for residents visiting USA and worldwide.

For Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound has a pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside the US.

Why is travel health insurance for pre-existing conditions coverage important?

There are many international travelers who travel with medical ailments and it is important for them to be well informed about visitors insurance for pre-existing conditions. Most US travel insurance plans exclude coverage for pre-existing conditions. The definition of pre-existing conditions varies for different insurance providers as they have a ‘look back’ period and any medical ailments during this look back period would be considered pre-existing.

At American Visitor Insurance, we have plans which provide coverage for acute onset of a pre-existing condition up to a clearly defined limit in the policy document. All of these details can be best understood by comparing visitors insurance for pre-existing conditions plans and reviewing the policy brochures.

How does travel insurance for pre-existing conditions work?

The visitor medical insurance plans which cover pre-existing conditions clearly define what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions or if it provides full coverage for pre-existing conditions and the coverage limit within the policy for pre-existing conditions. Any visitors travel health insurance for pre-existing conditions coverage will depend on all these factors.

Pre-existing conditions coverage - FAQ's

01. How do I know if my pre-existing condition is covered by travel insurance?

Unfortunately, this simple question has a complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance like the Safe Travels Voyager, Safe Travels Single Trip Protection, Safe Travels First Class Trip Protection, Safe Travels Explorer Plus and Safe Travels Journey plans and they can cover pre-existing medical condition exclusion waiver. These plans however may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There is a policy we know of that offer temporary medical insurance with coverage for acute onset of pre-existing conditions. It is Trawick International’s Safe Travels USA Comprehensive.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

Trawick International’s Safe Travels USA Comprehensive covers Acute onset of Pre-existing condition coverage up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35k, with a $25k Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.

02. Do Trawick International travel insurance plans cover pre-existing conditions?

Safe Travels USA Comprehensive and Safe Travels Elite from Trawick International offers acute onset of Pre-existing condition coverage up to 89 years, Safe Travels USA and Safe Travels USA Cost Saver covers unexpected recurrence of a pre-existing medical conditions up to $1k for age up to 89 years for residents visiting USA and worldwide. For the Non-US citizens traveling outside their home country excluding the US Safe Travels International and Safe Travels International Cost saver covers unexpected recurrence of a pre-existing medical conditions up to $1k. Another plan Safe Travels Outbound have pre-existing conditions look back period up to 6 months for US citizens and US residents traveling outside of the US.

03. What does "acute onset of pre-existing conditions" mean?

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms).

A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset. The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

Steps to buy
US Safe Travels International - Cost Saver insurance online

 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

 4: Review the visitors insurance plan documents received by email

Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

Step by step travel insurance

Factors that determine the cost of US safe travels international - cost saver insurance plans

Age of the traveler

The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the visitors health insurance.

Type of travel insurance

Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.

Medical maximum coverage and deductible options

The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Region of coverage

Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.

Duration of travel insurance

The longer the duration of visitor medical insurance required, the higher will be the cost.

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