What is Trawick Trip Insurance?

Trawick Trip Insurance provides protection for travelers against trip cancellation, trip interruption, medical emergencies, travel delays, lost baggage, and more. It also offers optional add-ons like Cancel for Any Reason (CFAR).

How do I get a waiver for pre-existing medical conditions with my travel insurance policy?

Purchase an eligible Trip cancellation insurance plan like Voyager or Journey within the required time after your first trip deposit (usually 14–21 days) to qualify for a pre-existing condition waiver.

Is Trawick a reliable insurance provider?

Yes, Trawick International is a well-established provider since 1998 and is rated highly by customers.

What does 'trip cost' mean for my trip protection insurance policy?

'Trip cost' refers to the total amount of your non-refundable and prepaid expenses for your trip that you are insuring. This typically includes airfare, hotel bookings, cruise fares, pre-paid tours, and other non-refundable deposits. Rewards points or frequent flyer miles usually cannot be insured.

When should I buy travel insurance?

It is generally recommended to buy travel insurance as soon as you make your initial trip deposit. This is especially important if you want coverage for pre-existing conditions or the 'Cancel for Any Reason' benefit, as these often have time-sensitive purchase windows. Purchasing early also maximizes your coverage period.

Trawick Trip Insurance Reviews

Trawick International offers a wide range of trip insurance plans starting at just $19. Whether you are planning a trip within the U.S. or overseas, or on a cruise Trawick International’s budget-friendly travel insurance coverage is ideal for you.

On American Visitor Insurance you can easily compare Trawick International trip cancellation insurance plans, review benefits side by side, get instant quotes, and buy trip insurance coverage online. Whether you need trip cancellation protection, medical benefits, emergency evacuation, or coverage for pre-existing conditions, Trawick International trip insurance has options for every traveler.

Trawick Trip reviews

"I used the American Visitor Insurance site to compare several Trawick plans and chose Voyager for my overseas trip. The prices were competitive, and the customer care team made sure I understood the benefits and exclusions......"

Lara K

"I like how the American Visitor Insurance website makes it easy to compare Trawick trip insurance options like Voyager and Armor side by side. Their customer care team is always ready to guide you in finding the best coverage for your trip....."

Emily N

"The Armor plan from Trawick International, available on American Visitor Insurance, gave me peace of mind for my trip abroad. The customer care team was friendly and explained the coverage clearly before I bought it......."

David A

Which is the best trip insurance plan from Trawick International?

Available plans

Pathway Domestic Travel Insurance

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Rating: "A" (Excellent) Underwriter: Technology Insurance Company or Wesco Insurance Company

Pathway Domestic by Trawick International is an affordable travel insurance plan for U.S. residents traveling within the U.S.

Trip Cancellation: 100% of Trip Cost (Up to a Max. of $14,000).
Direct billing: Through first Healthcare Provider Network
Trip Interruption: 100% of the Insured Trip Cost.
Missed Connection: $250 for delays of 12 hours or more
Baggage Delay Coverage: $200 ($50 daily) 24 hours
Accidental Death & Dismemberment : $10,000.
Rental Car Damage: Up to $50,000.

Maximum trip cost ^?
$14,000
Maximum age ^?
14 days to 85 years
Trip duration^?
Up to 90 days

Pathway Essential Travel Insurance

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Rating: “A (Excellent)” Underwriter: Technology Insurance Company or Wesco Insurance Company

Pathway Essential is a budget-friendly travel insurance plan for U.S. residents traveling within the U.S.

Trip Cancellation: 100% of Trip Cost up to $25,000.
Direct billing: Through first Healthcare Provider Network
Trip Interruption: 100% of Trip Cost up to $25,000.
Travel Delay : $600/$150 day/12 Hour Delay
Missed Connection: $250 for delays of 6 hours or more
Baggage Delay Coverage : $250 ($75 daily) 24 hours.
Dental Coverage: $250.
Rental Car Damage: Up to $50,000

Maximum trip cost ^?
$25,000
Maximum age ^?
14 days to 85 years
Trip duration^?
Up to 90 days

Safe Travels Protect Insurance

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Rating: “A” Underwriter: Starr Indemnity & Liability Company

Safe Travels Protect is a budget-friendly travel insurance option for single trips.

Trip Cancellation:Up to 100% of Trip Cost Insured Maximum Benefit: $14,000.
Direct billing: Through first Healthcare Provider Network
Trip Interruption: Up to 100% of Trip Cost | Maximum Benefit: $14,000.
Trip Delay: Minimum 12 hours delay | Maximum of $300
Emergency Medical Evacuation: $250,000
Baggage Delay: Minimum 24 hours delay | Maximum $200
Dental Coverage: $250
Repatriation of Mortal Remains: Up to $350K

Maximum trip cost ^?
$25,000
Maximum age ^?
18 months
Trip duration^?
Up to 90 days

Pathway Premium Travel Insurance

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Rating: “A (Excellent)” Underwriter: Technology Insurance Company or Wesco Insurance Company

Pathway Premium offers top-tier travel and medical coverage for U.S. citizens on trips up to 90 days, domestic or international.

Trip Cancellation: 100% of the Insured Trip Cost up to $100,000.
Direct billing: Through first Healthcare Provider Network
Trip Interruption: 150% of Trip Cost up to $150,000.
Missed Connection (6 Hours) : $500
Travel Delay: $2,000 Maximum ($300/day)
Dental Coverage : $750.
Baggage Delay: $500 Maximum ($100/day).
Pre-Existing Conditions Coverage: Included Within 21 Days of Initial Deposit.
Rental Car Damage: $50,000.

Maximum trip cost ^?
$100,000
Maximum age ^?
Up to age 85
Trip duration^?
Up to 90 days

Safe Travels Rental Plus Insurance

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Rating: “A (Excellent)” Underwriter: United States Fire Insurance Company

Safe Travels Rental Plus is an ideal if your main trip exposure is from non-refundable bookings tied to lodging.

Trip Cancellation: 100% of Trip Cost (Up to a Max. of $10k)
Direct billing: Through first Healthcare Provider Network
Trip Interruption: Up to 125% of Insured Trip Cost up to a maximum of $12,500.
Travel Delay: $600 ($200 per day for delays 12 hours or more)
Emergency Evacuation: $250,000 including Medically Necessary Repatriation
Rental Car Damage Coverage : $25,000.
Baggage Delay : $750 ($500 Daily Limit) - 24 Hours.

Maximum trip cost ^?
$10,000
Maximum age ^?
14 days to 99 years
Trip duration^?
Up to 30 days

Safe Travels Armor Insurance

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Rating: “A (Excellent)” Underwriter: Starr Indemnity & Liability Company.

Safe Travels Armor is ideal if you want basic, affordable travel protection that still covers cancellation, interruption, medical emergencies, baggage, and delay.

Trip Cancellation: Up to 100% of Trip Cost Insured Maximum Benefit: $100,000.
Direct billing: Through first Healthcare Provider Network
Trip Interruption: Up to 150% of Trip Cost | Maximum Benefit: $100,000
Trip Delay: $1000 ($150 per day for delays of 12 hours or more)
Missed Connection: Minimum 12 hours delay | Maximum $500 per Covered Trip
Emergency Medical Evacuation: $1,000,000
Baggage Delay: Minimum 12 hours delay | Maximum $250 | Daily Limit of $100
Rental Car Damage Coverage: Optional - 50,000 | $100 Deductible

Maximum trip cost ^?
$100,000
Maximum age ^?
Up to 85 years
Trip duration^?
Up to 30 days

Safe Travels Defend Insurance

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Rating: “A (Excellent)” Underwriter: Starr Indemnity & Liability Company

Safe Travels Defend is available to US residents traveling within the United States and abroad.

Trip Cancellation: 100% of the Insured Trip Cost up to $50,000.
Direct billing: Through first Healthcare Provider Network
Trip Interruption: 100% of the Insured Trip Cost up to $50,000.
Trip Delay: $600 ($150 per day for delays of 12 hours or more)
Missed Connection: $300 per Covered Trip for delays of 12 hours or more
Rental Car Damage Coverage : Optional - $50,000/$100 Deductible (This benefit is not available in CT or NY).
Baggage Delay: Minimum 12 hours delay | Maximum $200.

Maximum trip cost ^?
$50,000
Maximum age ^?
Up to 85 years
Trip duration^?
Up to 90 days

Safe Travels AnyReason Insurance

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Rating: "A" (Excellent) Underwriter: Starr Indemnity & Liability Company

The Safe Travels AnyReason plan is most useful if you want stress-free cancellation flexibility and are planning a trip costing up to $10,000 per person.

Trip Cancellation: 100% of the Insured Trip Cost up to $10,000 per person.
Direct billing: Through first Healthcare Provider Network
Cancel for Any Reason: Available within 7 days of initial trip deposit date.
Trip Interruption: $100% of the Insured Trip Cost | Maximum Benefit Amount: $10,000
Trip Delay: Minimum 12 hours delay | Maximum of $500 | Daily Limit: $100
Emergency Medical Evacuation : $100,000.
Baggage Delay: Minimum 24 hours delay | Maximum $200.
Dental Coverage: $250

Maximum trip cost ^?
$10,000
Maximum age ^?
Up to 85 years
Trip duration^?
Up to 90 days

Pathway Plus Travel Insurance

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Rating: “A (Excellent)” Underwriter: Technology Insurance Company or Wesco Insurance Company

Pathway Plus offers travel and medical coverage for U.S. residents on trips up to 90 days, domestic or international.

Trip Cancellation: 100% of the Insured Trip Cost up to $50,000.
Direct billing: Through first Healthcare Provider Network
Trip Interruption: 125% of Trip Cost up to $62,500.
Missed Connection (6 Hours) : $300
Dental Coverage: $500
Pre-Existing Conditions Coverage : Included Within 14 Days of Initial Deposit 180 day look back.
Rental Car Damage: $50,000.

Maximum trip cost ^?
$50,000
Maximum age ^?
Up to 85 years
Trip duration^?
Up to 90 days

TrueNorth Trip Protection Lite

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Rating: “A (Excellent)” Underwriter: AXIS Reinsurance Company (Canadian Branch)y

TrueNorth Trip Protection Lite is an affordable Canadian trip protection plan designed for residents looking for budget trip cancellation insurance in Canada.

Trip Cancellation: 100% of the Insured Trip Cost up to $25,000.
Trip Interruption: 100% of Trip Cost up to $25,00.
Travel Delay : $2,000
Accommodations & Meals: $350
Repatriation of Remains : Unlimited/li>

Maximum trip cost ^?
$25,000
Maximum age ^?
Up to 89 years
Trip duration^?
Up to 90 days

TrueNorth Trip Protection Plus

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Rating: “A (Excellent)” Underwriter: AXIS Reinsurance Company (Canadian Branch)

TrueNorth Trip Protection Plus is designed for Canadian travelers who want complete trip protection paired with the highest medical coverage limits.

Trip Cancellation: 100% of the Insured Trip Cost up to $25,000.
Trip Interruption: 100% of the Insured Trip Cost up to $25,000
Emergency Medical Coverage : $5,000,000
Emergency Medical Evacuation: Unlimited
Repatriation of Remains : Unlimited

Maximum trip cost ^?
$50,000
Maximum age ^?
Up to 89 years
Trip duration^?
Up to 90 days

Trawick International has two TrueNorth plans specifically for Canadian residents: TrueNorth Trip Protection Lite and TrueNorth Trip Protection Plus. Both are distinct from the U.S. resident offerings and are underwritten for Canadians (via Axis Reinsurance Company, Canadian Branch), with a 10-day free look period if you haven’t departed or filed a claim.

TrueNorth Trip Protection Lite: is a more basic cancellation/interruption product. It provides 100% trip cancellation and interruption coverage (up to $25,000), up to $2,000 for trip delay (with specified sub-limits for accommodations/meals and special events), unlimited repatriation of remains, and 24/7 travel assistance
TrueNorth Trip Protection Plus: offers higher medical limits compared to the Lite plan, along with other enhanced benefits. It includes the same 100% trip cancellation/interruption up to $25,000 and $2,000 trip delay, plus up to $5,000,000 in hospital & medical coverage, unlimited emergency medical evacuation, up to $1,500 for baggage and personal effects, passport assistance, accidental dental, and AD&D coverage. It also provides higher sub-limits for delay (accommodation/meals and special events) and enhanced repatriation/burial benefits.

Which is the best annual travel insurance with trip cancellation coverage from Trawick?

The best annual travel insurance plan with trip cancellation coverage from Trawick is the Safe Travels Annual Executive plan. It offers the most comprehensive protection, including trip cancellation, interruption, medical expenses, and more deal for frequent international travelers. The Executive plan costs around $817 per person and covers unlimited trips throughout the year, with each trip lasting up to 30 days.

For more budget-friendly options, Trawick also offers the Safe Travels Annual Basic plan, starting at just $163 per person, and the Safe Travels Annual Deluxe plan, priced at approximately $421 per person. All three plans provide annual multi-trip coverage with varying benefit levels, allowing travelers to choose the protection that best fits their needs and budget.

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Why should you buy trip insurance from Trawick International?

Trawick International travel insurance is designed to provide travelers peace of mind whether you are traveling in the U.S. or going abroad. Affordable domestic plans start at just $19, and offer flexible options, and benefits to meet often unexpected travel disruptions. Trawick International makes it affordable to protect your trip and health while traveling. Trawick also offers many plans that also have COVID-19 coverage, pre-existing condition waivers, and optional upgrades and upgrades.

Key reasons to choose Trawick International:

Flexible Options: Trawick International gives travelers flexible options with multiple plans that allow you to match your protection with your trip needs and budget. Many of their plans offer optional upgrades such as Cancel For Any Reason (CFAR) that offer more trip flexibility.
Domestic and international plans: Domestic travel insurance plans start at $19, making them perfect for U.S. trips or trips abroad.
Strong medical and medical evacuation benefits: Emergency medical treatment abroad and reimbursement for emergency medical evacuation (to the nearest appropriate facility or home) should you need it if you are injured or become ill while abroad.
Pre-existing condition waiver: Certain plans, purchased within the time frame of the plan (usually between 10–21 days from your first payment toward your trip) allow for pre-existing medical condition exemptions.
Rental car insurance: Certain plans allow for reimbursement for damage or theft of the rental car. You may no longer have to rely solely on the rental car company's insurance.
Trip investment coverage: Trip cancellation or trip interruption coverage provides reimbursement of non-refundable costs incurred due to covered unforeseen events.
Baggage and personal effects coverage: Baggage protection provides cover in the event your baggage is lost, delayed, stolen, or damaged, and some plans reimburse you for essentials, if your baggage is delayed.
Free Look Period: Most plans offer a 10–15 day review period (from the date of purchase) during which you can cancel for a full refund, provided you haven’t started your trip or filed a claim.

Trawick International travel insurance provides extensive coverage to protect your travel investment and provide you if something goes wrong before and during your trip. Depending on the type of plan you choose, your policy may include:

Trip Cancellation – Reimbursement for up to 100% of your prepaid and non-refundable trip cost if you cancel your trip for a covered reason: you are sick, are injured, have a death in your immediate family, bad weather, job loss, or other covered situations.
Trip Interruption – A reimbursement of the unused portion of your trip and additional transportation to get home early if any of the covered reasons force you to shorten your trip.
Cancel For Any Reason (CFAR) – Optional upgrade that allows you to cancel for any reason not covered by the policy and receive a reimbursement of up to 75% of your prepaid and non-refundable trip cost (you must buy within the required time frame).
Travel Delay – Reimbursement of your meals, accommodation, and local transportation if you are delayed for a covered reason (bad weather, mechanical breakdown, airline strikes, etc.) and must stay overnight somewhere.
Missed Connection – If your missed connection is due to a covered and delayed flight or other mode of transportation, then you are eligible for additional out-of-pocket expenses.
Emergency Medical Expenses – Coverage for necessary medical treatment if you become sick or injured while traveling, including hospitalization, physician services, and prescription medications.
Emergency Medical Evacuation & Repatriation – Transportation to the nearest appropriate medical facility or to return home if it is medically necessary and coverage for the return of remains in the event of death.
Rental Car Damage Coverage – Reimbursement for costs incurred as a result of theft or damage to a rental vehicle if included or purchased as an optional upgrade.
Travel Assistance Services – 24/7 multilingual assistance with medical referrals, travel arrangements, lost documents, and many other services.

What is the best travel insurance for domestic travel from Trawick International?

The Pathway Domestic plan is Trawick International’s best option for travelers taking trips within the United States. It’s specifically designed to cover trip cancellations, interruptions, delays, and baggage issues for U.S. domestic travel. This plan does not include medical coverage, making it ideal for travelers who already have health insurance but want to protect their trip investment. The Pathway Domestic travel insurance cost starts just at $19.

How much does Trawick International trip insurance cost?

Trawick International trip insurance plans for a 15 day trip start at just $19 on American Visitor Insurance, offering options for domestic (U.S.) and international travel, including cruises. Higher-tier plans include expanded medical benefits, trip protection, and optional upgrades. The table below compares each plan’s trip cost limit, maximum trip duration, coverage type, medical coverage, and starting price to help you choose the right option for your trip.

For example, the prices shown are based on a 20-year-old traveler with a 15-day trip duration and a $1,000 trip cost.

Plan name	Trip cost	Trip duration	Coverage type	Medical coverage	Cost
Pathway Domestic	Up to $14,000	90 days	Domestic (U.S. only)	Not covered	$19
Safe Travels Protect	Up to $14,000	90 days	Domestic & International	$25,000	$24
Pathway Essential	Up to $25,000	90 days	Domestic & International	$25,000	$24
Safe Travels Defend	Up to $50,000	90 days	Domestic & International	$50,000	$31
Pathway Plus	Up to $50,000	90 days	Domestic & International	$50,000	$32
Safe Travels Armor	Up to $100,000	90 days	Domestic & International	$100,000	$42
Pathway Premium	Up to $100,000	90 days	Domestic & International	$100,000	$43
Safe Travels Rental Plus	Up to $10,000	30 days	Domestic & International	$40,000	$53

Source: American Visitor Insurance®

Safe Travels Voyager: High medical coverage (often up to $250,000 per person), high emergency medical evacuation limits (up to $1 million), generous trip interruption benefits (150% of insured trip cost), and strong travel delay benefits.
Pathway Premium: This plan also offers high coverage for trip cancellation (100% up to $100,000) and trip interruption (150%). It includes primary emergency medical coverage and covers pre-existing conditions if purchased early. It also offers a CFAR option.
Safe Travels Armor: This plan provides strong trip cancellation coverage (up to $100,000) and offers an optional Cancel for Any Reason (CFAR) up to $15,000. It's often highlighted for its robust medical coverage.
Safe Travels Protect: This plan is often highlighted as a more affordable option that still provides essential coverage for trip cancellation/interruption and emergency medical expenses.
Safe Travels AnyReason: As the name suggests, this plan is specifically designed around the "Cancel for Any Reason" benefit, offering a high percentage of reimbursement for cancellations.

Trawick International trip insurance - FAQ’s

Yes. Trawick offers plans for domestic U.S. trips, international trips, and cruises. Pathway Domestic is designed specifically for U.S. domestic travel.

Not all plans include medical coverage. For example, Pathway Domestic does not offer medical benefits, while other plans offer limits ranging from $25,000 to $1,000,000./p>

Yes. Select plans offer a pre-existing condition waiver if purchased within a specific time frame (usually 10–21 days after your first trip payment).

Some plans offer optional CFAR coverage, allowing you to cancel your trip for reasons not covered under standard cancellation terms and receive partial reimbursement.

Yes. Many Trawick International plans cover cruise travel and include benefits such as missed connection, trip delay, trip interruption, and itinerary change protection. Popular choices for cruise travelers include the Pathway Plus and Pathway Premium plans, which offer strong trip protection and high medical and evacuation limits; Safe Travels Protect and Safe Travels Armor, which provide solid medical and cancellation benefits; and Safe Travels Voyager, which includes high medical limits and an optional Cancel For Any Reason (CFAR) upgrade for maximum flexibility.

The majority of Trawick International trip insurance plans will cover trips that are less than 90 days. However, several plans offer to cover even longer or shorter trips ranging from 30 days to as many as 180 days depending on your plan. Always review the plan details to be sure of the maximum trip length for your coverage.

You can purchase Trawick International trip insurance plans easily through American Visitor Insurance, a trusted platform offering plan comparisons, instant quotes, and secure online enrollment. This allows you to review multiple Trawick plans, check pricing based on your trip details, and buy coverage in just a few minutes.

Trawick International insurance - Provider network and how to find hospital or doctor?
If you have this logo on your ID Card:

You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

Compare Trawick International Travel Health Insurance Plans - Benefits, Coverage & Prices

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Which is the best trip insurance plan from Trawick International?

Pathway Domestic Travel Insurance

Pathway Essential Travel Insurance

Safe Travels Protect Insurance

Pathway Premium Travel Insurance

Safe Travels Rental Plus Insurance

Safe Travels Armor Insurance

Safe Travels Defend Insurance

Safe Travels AnyReason Insurance

Pathway Plus Travel Insurance

TrueNorth Trip Protection Lite

TrueNorth Trip Protection Plus

What are the trip insurance options for Canadian travelers with Trawick International?

Which is the best annual travel insurance with trip cancellation coverage from Trawick?

Why should you buy trip insurance from Trawick International?

Who can buy Trawick International trip insurance plans?

What Trawick International travel insurance covers?

What is the best travel insurance for domestic travel from Trawick International?

How much does Trawick International trip insurance cost?

What are the most popular Trawick trip cancellation insurance plans?

Trawick International trip insurance - FAQ’s

What is the provider network for Trawick International trip insurance?

How do I file a claim with Trawick International trip insurance?

Compare Trawick International Travel Health Insurance Plans - Benefits, Coverage & Prices

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