📌 What Is Pathway Travel Insurance?
Pathway Travel Insurance is a series of trip protection plans offered by Trawick International. These plans are designed to protect travelers from unexpected financial losses and medical emergencies before or during a trip. Pathway plans are mainly available to U.S. residents traveling within the United States or internationally.
What Are the Types of Pathway Travel Insurance Plans?
Trawick International's Pathway Travel Insurance plans offer specialized trip protection for U.S. residents. The four main types include:
- Pathway Domestic – Specifically designed for travel within the United States, covering trip-related risks closer to home.
- Pathway Essential – The most budget-friendly option, providing basic coverage for trip cancellation, interruption (up to $25,000), and primary medical expenses ($25,000).
- Pathway Plus – A mid-tier balanced plan designed for seniors or travelers seeking solid protection with higher limits than the Essential plan, covers trip cancellation up to $50,000.
- Pathway Premier – The highest level of protection in the series, featuring up to $100,000 in trip cancellation and $100,000 in primary medical coverage.
These plans provide comprehensive coverage options including trip cancellation, medical, evacuation, and optional Cancel For Any Reason (CFAR).
Traveler can get all the plan document and plan id card by using Pathway Plus login. At American Visitor Insurance, US Travelers can contact the Pathway Plus insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
⭐ Trawick International Pathway Insurance Reviews
❓ Why Should I Buy Pathway Travel Insurance?
Buying Pathway Travel Insurance is a smart choice for U.S. residents who want to protect the cost of their trips and cover potential medical expenses while traveling within the United States or internationally.
Top reasons to choose a Pathway plan include:- Primary Medical Coverage: Unlike many travel insurance plans that are secondary to your domestic health insurance, most Pathway plans provide primary coverage. This means the insurer pays first, simplifying claims and helping travelers with high-deductible health plans (HDHPs) avoid large out-of-pocket expenses.
- High Coverage Limits: Higher-tier plans, such as Pathway Premium, offer robust protection, including up to $100,000 for trip cancellation, $100,000 for primary medical expenses, and $1,000,000 for emergency medical evacuation.
- Flexible Cancellation Options: Cancel for Any Reason (CFAR) can be added to higher-tier plans if purchased within 21 days of the initial trip deposit, allowing you to recover up to 75% of non-refundable costs for reasons not normally covered.
- Domestic-Specific Solutions: The Pathway Domestic plan is designed for travelers within the U.S. who already have health insurance but want coverage for trip disruptions, cancellations, and baggage issues at a lower cost.
- Pre-Existing Condition Waivers: Most plans, except Pathway Essential, include a waiver for pre-existing medical conditions if the policy is purchased within a set timeframe, usually 14–21 days after the initial trip deposit.
- Modern Travel Perks: Many plans offer additional benefits such as a Traveler Lounge Pass for flight delays over two hours and complimentary pre-travel medication consultations with U.S.-licensed doctors via Runway Health.
- 14-Day Free Look Period: All Pathway plans include a 14-day free look period, allowing you to review the policy after purchase and cancel for a full refund if it does not meet your needs.
👤 Who Is Eligible for Pathway Insurance Plan?
- Valid for US Residents and US Citizens traveling within the U.S and/or internationally.
- Eligible for travelers ages 14 days to 85 years, offering flexible travel insurance coverage for individuals and families.
- Provides trip protection coverage for travel durations up to 90 days.
- Plan must be purchased prior to departure.
💰 How Much Does Pathway Insurance Cost?
Trawick International Pathway insurance plans $19 for a 15 days duration of trip. The cost of trip insurance is determined by factors such as
- Traveler’s age
- Trip Duration
For example, The price shown is for a 15-day trip with a $1,000 trip cost.
| Age of traveler | Pathway Domestic | Pathway Essential | Pathway Plus> | Pathway Premium |
|---|---|---|---|---|
| 0 - 20 years | $19 | $24 | $32 | $43 |
| 21 – 34 years | $22 | $28 | $37 | $50 |
| 35 – 49 years | $25 | $32 | $42 | $56 |
| 50 – 59 years | $31 | $40 | $52 | $68 |
| 60 - 69 years | $42 | $54 | $70 | $89 |
| 70 - 74 years | $59 | $75 | $98 | $125 |
| 75 – 79 years | $80 | $102 | $133 | $168 |
| 80 - 85 years | $119 | $152 | $197 | $248 |
🆕 What’s New with Pathway Travel Insurance Plans 2026?
Pathway Travel Insurance 2026 provides flexible trip protection coverage with a Free Look Period and airport lounge access for covered travel delays. Optional benefits like Cancel For Any Reason (CFAR), adventure sports coverage, and pre-existing condition coverage make it a smart choice for domestic and international travel insurance.
Traveler Lounge Pass:
Complimentary airport lounge access when your flight is delayed. Don’t let a delayed flight ruin your trip. With Traveler Lounge Pass, enjoying free airport lounge access is simple.
- Purchase a participating travel insurance policy from Trawick International.
- Register your flight and all travelers on the policy at least 24 hours before your scheduled departure time.
- If your flight is delayed by more than 2 hours, we’ll automatically send a link to your registered email and phone to claim your lounge access.
- Traveler Lounge Pass comes with all Pathway plans at no extra cost.
Runway Health Pre-Travel Medication Readiness:
Prevent common travel illnesses like malaria, motion sickness, altitude sickness, typhoid, nausea, traveler’s diarrhea, and more with support from a physician before, during, and after your trip. All in just three easy steps:
- Purchase a participating travel insurance policy from Trawick International.
- Start your free online Medication Readiness Consultation.
- Speak with a U.S. licensed physician and get prescribed medications delivered to your home in just a few days.
Runway Health Pre-Travel Medication Readiness Consultation is included with all Pathway plans at no extra cost!
🔔 Why Should I Buy Pathway Insurance Plans on American Visitor Insurance?
Buying Pathway Travel Insurance through American Visitor Insurance is a smart choice for U.S. residents and international travelers because it offers:
- Trusted Provider: American Visitor Insurance is a licensed and experienced insurance agency that specializes in U.S. travel and visitor insurance.
- Easy Comparison: You can compare all Pathway plans in one place and choose the coverage level that fits your travel needs and budget.
- Affordable Pricing: Get competitive rates starting as low as $19 for a 15-day trip, with transparent pricing based on age, trip duration, and coverage level.
- Convenient Purchase: Policies can be purchased online quickly, with immediate coverage options and a 14-day free look period.
- Expert Support: Access to customer service that can answer questions, help with claims, and guide you in choosing the best plan.
In short, buying Pathway insurance through American Visitor Insurance ensures you get reliable coverage, competitive rates, and personalized support for safe and worry-free travel.
Need Assistance Choosing The Right Plan?
Need help understanding your policy?
Our Customer Service team is available 24x7, putting your needs first every step of the way.
❓ Pathway Travel Insurance - FAQs
The Pathway Collection is a group of travel insurance plans that offer better protection and convenience for travelers. It includes benefits like lounge access during flight delays and medical consultations before traveling.
Pathway plans are ideal for U.S. residents traveling domestically or internationally who want complete travel insurance along with extra services such as medical support and lounge access.
The Free Look Period is a set number of days after purchase during which you can review the policy and cancel for a full refund if you’re not satisfied.
If your flight is delayed by more than 2 hours, you’ll get a link via SMS and email to access a participating airport lounge at no cost.
It’s a free telehealth service where travelers can consult with a U.S.-licensed doctor to get prescriptions for medications that help prevent common travel illnesses.
Runway Health can provide travel-related medications such as those for malaria, altitude sickness, motion sickness, traveler's diarrhea, and more, based on your destination and health needs.
No, the Pathway plans is currently available only to U.S. residents.
Yes. All Pathway plans provide primary emergency medical coverage for unexpected illness or injury while traveling.
Trawick Pathway plans don’t include adventure sports by default, but you can add optional coverage at checkout. This rider covers activities like skiing, scuba diving, zip lining, and whitewater rafting. Competitive or high-risk sports are excluded.
American Visitor Insurance is the best place to buy Trawick Pathway plans because it offers:
- Expert guidance from a trusted team with over 20 years of experience.
- Easy comparison tools to help you choose the right plan.
- The same low price as buying directly, with no extra fees.
- Personalized support before, during, and after your purchase.
- Access to exclusive options and detailed plan information.
🏥 What Is the Pathway Insurance PPO Network?
Pathway insurance - Provider network and how to find hospital or doctor?If you have this logo on your ID Card:
You can find a provider in the USA by using the following link www.firsthealthinternational.com
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
If you have this logo on your ID Card:
You can find a provider in the USA by using the below button
Click here »
Type in the zip code and then choose OPEN CHOICE PPO to search by name or provider type. You may need to contact a few to find an appointment right away.
📝 How Do I File a Claim With Pathway Plus Insurance?
To file a claim with Pathway Plus Insurance, follow these steps:
Download Form
Get claim form online
Call Support
(888) 301-9289
Submit Documents
Mail to Trawick International, P.O. Box 2284, Fairhope,AL 36533.
Email Help
info@trawickinternational.com
