Compare Visitor Insurance: Visitors Care vs Visitor Secure vs Inbound USA

Compare travel insurance benefits offered by Visitors Care Insurance, Visitor Secure Insurance and Inbound USA travel Insurance plans. These US travel insurance plans are fixed benefit visitor insurance plans for international travel. Compare price and benefits to find the best US travel medical insurance plan for your needs.

Compare Visitor Care vs Visitor Secure vs Inbound USA

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Age
Spouse
Start Date
End Date
Coverage
Citizenship
Visitors Care 
Maximum
Deductible
Visitor Secure 
Maximum
Deductible
Inbound USA Basic
Maximum
Deductible
Inbound USA Choice
Maximum
Deductible
Inbound USA Elite
Maximum
Deductible
IMG Tokio Marine HCC Seven Corners Seven Corners Seven Corners
Brochure & Details links
Coronavirus coverage
Not Available Not Available Not Available Not Available Not Available
Underwriter
Visitors Care Insurance Underwriter
Sirius International
Visitor Secure Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Choice Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Elite Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating
Visitors Care Insurance Rating
AM Rating : A (Excellent)
Visitor Secure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Inbound USA Basic Insurance Rating
AM Best Rating: "A" (Excellent)
Inbound USA Choice Insurance Rating
AM Best Rating: "A" (Excellent)
Inbound USA Elite Insurance Rating
AM Best Rating: "A" (Excellent)
Acute onset of pre-exiting condition
Only available to members under age 70:
Plan A:$25,000 max per coverage period
Plan B:$50,000 max per coverage period
Plan C:$100,000 max per coverage period
Only available to members under age 70:
Covered up to chosen plan maximum
Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Age 14 days to 69 years: Up to $75,000
Age 70 to 79 years: Up to $25,000
Age 14 days to 69 years: Up to $100,000
Emergency Medical Evacuation
Plan A: Up to $25,000
Plan B: Up to $50,000
Plan C: Up to $50,000
$50,000 lifetime maximum, except as provided under acute onset of pre-existing condition (not subject to deductible or coinsurance). $100,000 $100,000 $100,000
Repatriation of remains
Up to $7,500 for Return of Mortal Remains or $5,000 for Cremation/Burial $25,000 per member $20,000 for local cremation or burial $5,000 $25,000 for local cremation or burial $5,000 $30,000 for local cremation or burial $5,000
Common Carrier Accidental Death
$25,000 $25,000 lifetime maximum principal sum per member
Not subject to deductible
Death or loss of two limbs - principal sum
Loss of one limb - one-half the principal sum
$25,000 per Insured Person(aggregate limit of $125,000 per any one Accident) $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident) $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident)
Refund Policy
Cancellation before effective date gets full refund. Cancellation after effective date has $25 fee and refund will be on prorated basis. $25 fee is applicable for cancellation after effective date and unused portion of premium is refunded. Yes; Written notice before start date. Yes; Written notice before start date Yes; Written notice before start date.
Minimum Plan Life
5 days 5 days 5 days 5 days 5 days
Maximum Plan life
24 months. Policy period cannot be more than 12 months 364 days 364 days 5 days to 364 days(extend up to 1,092 days) 5 days to 364 days(extend up to 1,092 days)
Plan Renewals
Policy can be renewed for 2 years without breakage in the coverage. $5 renewal fee is applicable Renewable up to 364 days $5 for renewals online or by mail or fax; Online policies of 5 or more days are eligible for renewal; Policies purchased via fax or mail can be extended if purchased or renewed for 3 months or more $5 for renewals by fax or mail; Policies purchased for 3 months or more are eligible for renewal; Policies renewed for less than 3 months not eligible for future renewals. $5 for renewals online; Online policies of 5 or more days are eligible for renewal however the total number of days cannot exceed 6 months.
Emergency Local Amubulance
Plan A: Up to $250 max per period of coverage
Plan B: Up to $450 max per period of coverage
Plan C: Up to $475 max per period of coverage
$500 maximum Up to $250 Up to $500 Up to $750
Surgery
Plan A: Up to $2,000 max per surgical session
Plan B: Up to $3,300 max per surgical session
Plan C: Up to $5,500 max per surgical session
Plan A: $3,300 per session
Plan B: $4,400 per session
Plan C: $5,500 per session
Plan D: $7,150 per session
Up to $3,000 Up to $5,000 Up to $7,500
Assistant Surgeon
Plan A: Up to $450 max per surgical session
Plan B: Up to $825 max per surgical session
Plan C: Up to $1,375 max per surgical session
Plan A: $825
Plan B: $1,110
Plan C: $1,375
Plan D: $1,775
$500 $1,000 $1,500
Hospital Emergency Room
Plan A: $200 max per visit
Plan B: $330 max per visit
Plan C: $550 max per visit
Plan A: $1,450 per day, maximum 30 days
Plan B: $1,725 per day, maximum 30 days
Plan C: $2,000 per day, maximum 30 days
Plan D: $2,585 per day, maximum 30 days
Up to $250 Up to $500 Up to $750
Hospital Intensive Care Unit
Plan A: Up to an additional $400 max per day, 8 day max per period of coverage
Plan B: Up to an additional $660 max per day, 8 day max per period of coverage
Plan C:Up to an additional $850 max per day, 8 day max per period of coverage
Plan A: $2,200 per day, maximum 8 days
Plan B: $2,600 per day, maximum 8 days
Plan C: $3,000 per day, maximum 8 days
Plan D: $3,800 per day, maximum 8 days
Additional $500/day, 8 day maximum Additional $750/day, 8 day maximum Additional $1,000/day, 8 day maximum

Compare Visitor Care vs Visitor Secure vs Inbound USA plans

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans, there are fixed benefit visitor medical insurance. They are affordable visitors insurance having specific benefit limits for different covered medical expenses. The benefit limits are not the same as the chosen plan maximum. Some of the popular fixed benefit visitors medical insurance plans are :
Inbound USA Basic, Inbound USA Choice, Inbound USA Elite from Seven Corners with ratings of “A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s
Visitors Care Insurance from International Medical Group with rating of A (Excellent) by A.M. Best.
Visitors Secure Insurance from World Trips with ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating.
AVI customer service

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These fixed benefit cheapest visitor insurance plans offer coverage for acute onset of pre-existing conditions up to chosen plan maximum and available for travelers under 70 years of age for Visitors Care and Visitors Secure plans.
Inbound USA Basic: Up to $50,000 for travelers under 69 years and $25,000 for age 70 to 79 years.
Inbound USA Choice: Up to $75,000 for travelers under 69 years and $25,000 for age 70 to 79 years.
Inbound USA Elite: Up to $100,000 under 69 years of age.

Visitors Care vs Inbound USA - FAQs

  • IMG
    Visitors Care
  • trawick logo
    Inbound USA Basic
  • Seven -corners
    Inbound USA Choice
  • Seven -corners
    Inbound USA Elite

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
For detailed working example of how it works, you can review Visitors Care insurance working example

International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.

Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

Refer the ID cards provided by SevenCorners Insurance at the time of Inbound USA enrolment which will have all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Inbound USA Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes Inbound USA Basic insurance is available up to a maximum of 364 days. Visitors to USA can renew Inbound USA Basic insurance online to extend their coverage.

If your travel plan is changed and want to cancel Inbound USA Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable. Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

According to SevenCorners policy brochures, The sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Inbound USA Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

Travelers can review this article on how to use Inbound USA Basic visitor medical insurance in case of emergency in the United States.

Inbound USA Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Inbound USA Basic insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Basic pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Basic insurance working example

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions. We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Inbound USA Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

Refer the Inbound USA ID card provided by SevenCorners insurance at the time of enrolment. This has all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Inbound USA Choice insurance. Show them your Inbound USA Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes Inbound USA Choice insurance is available up to a maximum of 3 years. Visitors and Immigrants to USA can renew Inbound USA Choice insurance online to extend their coverage.

If your travel plan is changed and want to cancel Inbound USA Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.


Following are the cancellation policy terms and conditions:
Cancellation before effective date:
  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Inbound USA Choice offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $75,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

Travelers can review this article on how to use Inbound USA Choice visitor medical insurance in case of emergency in the United States.

Inbound USA Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Inbound USA Choice insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Choice insurance working example

The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense. We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries. We can get you the best visitor medical insurance in USA. We offer Inbound USA Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

Refer the ID cards provided at the time of enrolment which will have all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Inbound USA Elite insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes Inbound USA Elite insurance is available up to a maximum of 3 years. Visitors and Immigrants to USA can renew Inbound USA Elite insurance online to extend their coverage.

If your travel plan is changed and want to cancel Inbound USA Elite insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Inbound USA Elite offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $100,000. No coverage for visitors above 70 years for pre-existing conditions.

Visitors to USA can review this article on how to use Inbound USA Elite visitor medical insurance in case of emergency in the United States.

Inbound USA Elite insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Inbound USA Elite insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Elite pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Elite insurance working example

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