Compare Cheap Travel Insurance

Compare travel insurance benefits offered by Visitors Care Insurance, Visitor Secure Insurance and Travel Medical USA Visitor Insurance plans. These US travel insurance plans are fixed benefit visitor insurance plans for international travel. Compare price and benefits to find the best US travel medical insurance plan for your needs.

How much does visitors health insurance USA cost?

Compare Visitors Care vs VisitorSecure vs Travel Medical USA insurance

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Age
Spouse
Start Date
End Date
Destination
Citizenship
Visitors Care  
Plan Maximum
Deductible
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Visitor Secure  
Plan Maximum
Deductible
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Travel Medical USA Visitor Basic
Plan Maximum
Deductible
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Travel Medical USA Visitor Choice
Plan Maximum
Deductible
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 Insurance Providers 
  Medical Benefits
Hospital room and board
Lite: Up to $825 max per day 30 day max per period of coverage
Plus: Inpatient - Up to $1.4k max per day 30 day max per period of coverage
Platinum: Inpatient - Up to $2k max per day 30 day max per period of coverage
Plan A: $1,450 per day, maximum 30 days
Plan B: $1,725 per day, maximum 30 days
Plan C: Up to $2k/day, 30 day max
Plan D: Up to $2,585/day, 30 day max
Up to $1k/day, 30 day maximum Up to $2k/day, 30 day maximum
Intensive care unit
Lite: In-Patient & Outpatient - Up to $400 max per surgical session
Plus: In-Patient & Outpatient - Up to 660 max per surgical session
Platinum: Inpatient - In-Patient & Outpatient - Up to $850 max per surgical session
Plan A: $2.2k per day, maximum 8 days
Plan B: $2.6k per day, maximum 8 days
Plan C: $3k per day, maximum 8 days
Plan D: $3.8k per day, maximum 8 days
Additional $500/day, 8 day maximum Additional $750/day, 8 day maximum
Surgery
Lite: In-Patient & Outpatient - Up to $2k max per surgical session
Plus: In-Patient & Outpatient - Up to $3.3k max per surgical session
Platinum: Inpatient - In-Patient & Outpatient - Up to $5.5k max per surgical session
Plan A: $3.6k per session
Plan B: $4.8k per session
Plan C:$6k per session
Plan D: $7.8k per session
Up to $3k Up to $5k
Outpatient Surgical Facility
Lite: Up to $750 max per surgical session
Plus: Up to $900 max per surgical session
Platinum: Up to $1k max per surgical session
Plan A: $1.1k maximum
Plan B: $1,150 maximum
Plan C:$1.2k maximum
Plan D: $1.5k maximum
Up to $750 Up to $1k
Private duty nurse
Lite: Up to $400 max
Plus: Up to $550 max
Platinum: Up to $550 max
Plan A: $550 maximum
Plan B: $550 maximum
Plan C:$550 maximum
Plan D: $700 maximum
Up to $500 Up to $650
Physician visits
Lite: $40 max per visit, 30 max visits per period of coverage
Plus: $60 max per visit, 30 max visits per period of coverage
Platinum: Up to $85 max per visit, 30 max visits per period of coverage
Plan A: $60 maximum per visit, 30 visits max.
Plan B: $75 maximum per visit, 30 visits max.
Plan C:$90 maximum per visit, 30 visits max.
Plan D: $115 maximum per visit, 30 visits max.
Up to $50/visit, 1/day, 30 visits maximum Up to $75/visit, 1/day, 30 visits maximum
Pre-Admission Testing
Lite: Up to $750 max per period of coverage
Plus: Up to $1.1k max per period of coverage
Platinum: Up to $1,100 max per period of coverage
Plan A: $1,100 maximum.
Plan B: $1,100 maximum
Plan C:$1.1k maximum
Plan D: $1,450 maximum
Up to $750 Up to $1k
Assistant Surgeon
Lite: Up to $450 max per surgical session
Plus:Up to $825 max per surgical session
Platinum: Up to $1,375 max per surgical session (20% of the primary surgeon’s eligible fee)
Plan A: $825
Plan B: $1,110
Plan C:$1,375
Plan D: $1,775
Up to $500 Up to $1k
Anesthetist
Lite: Up to $450 max per surgical session
Plus: Up to $825 max per surgical session
Platinum: Up to $1,375 max per surgical session
Plan A: $825
Plan B: $1,110
Plan C:$1,375
Plan D: $1,775
Up to $500 Up to $1k
Prescription Drugs and Medications
Lite: Up to $250 per period of coverage
Plus: Up to $250 per period of coverage
Platinum: Up to $250 per period of coverage
Plan A: $150 maximum
Plan B: $200 maximum
Plan C:$250 maximum
Plan D:$300 maximum
Up to $150 Per Period of Coverage Up to $200 Per Period of Coverage
  Emergency Services
Emergency local ambulance
Lite: Up to $250 max per period of coverage
Plus: Up to $450 max per period of coverage
Platinum: Up to $475 max per period of coverage
Up to $500 maximum Up to $250 Up to $500
  Dental
Dental Treatment due to Alleviate pain
Up to $550 max per period of coverage or unexpected pain to sound natural teeth Up to $550 maximum Up to $500 acccident coverage and sudden relief of pain Up to $750 acccident coverage and sudden relief of pain
  Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Lite: $25k max per coverage period (subject to sub-limits)
Plus: $50k max per coverage period (subject to sub-limits)
Platinum: $100k max per coverage period (subject to sub-limits)
Plan A: $50k lifetime maximum for eligible expenses
Plan B:$75k lifetime maximum for eligible expenses
Plan C:$100k lifetime maximum for eligible expenses
Plan D:$100k lifetime maximum for eligible expenses
Age 14 days to 69 years: Up to $50k
Age 70 to 79 years: Up to $25k
Age 80 and older: Not Available
Age 14 days to 69 years: Up to $75k
Age 70 to 79 years: Up to $25k
Age 80 and older: Not Available
  Life
Common carrier accidental death & dismemberment
$25k max per period of coverage $25k lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum $25k per Insured Person $25k per Insured Person (aggregate limit of $125k per any one Accident)
  Evacuation
Emergency medical evacuation
Lite: Up to $25k max
Plus: Up to $50k max
Platinum: Up to $50k max
$50k lifetime maximum, except as provided under acute onset of pre-existing condition. Available only to members under age 70. $100k $100k
Return of mortal remains or cremation/burial
$25k max with $5k max for Cremation/Burial $25k max with $5k max for Cremation/Burial $20k max with $5k max for Cremation/Burial $25k max with $5k max for Cremation/Burial
Travel Insurance
Underwriter
Visitors Care Insurance Underwriter
Sirius International
Visitor Secure Insurance Underwriter
Certain Underwriters at Lloyd's of London
ravel Medical USA Visitor Basic Underwriter
Certain Underwriters at Lloyd's of London
Travel Medical USA Visitor Choice Underwriter
Certain Underwriters at Lloyd's of London
Rating
Visitors Care Insurance Rating
AM Rating : A (Excellent)
Visitor Secure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Travel Medical USA Visitor Basic Rating
AM Best Rating: "A" (Excellent)
Travel Medical USA Visitor Choice Rating Rating
AM Best Rating: "A" (Excellent)
Brochure and Details
Best ways to travel abroad

Compare Fixed Benefit Visitor Insurance plans for USA

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic.

There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans, there are fixed benefit visitor medical insurance. They are affordable visitors insurance having specific benefit limits for different covered medical expenses. The benefit limits are not the same as the chosen plan maximum. Some of the popular fixed benefit visitors medical insurance plans are :

Travel Medical USA Visitor Basic, Travel Medical USA Visitor Choice from Seven Corners with ratings of “A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s, Visitors Care Insurance from International Medical Group with rating of A (Excellent) by A.M. Best and Visitors Secure Insurance from World Trips with ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating.

These fixed benefit cheapest visitor insurance plans offer coverage for acute onset of pre-existing conditions up to chosen plan maximum and available for travelers under 70 years of age for Visitors Care and Visitors Secure plans, Travel Medical USA Visitor Basic: Up to $50k for travelers under 69 years and $25k for age 70 to 79 years and Travel Medical USA Visitor Choice Up to $75k for travelers under 69 years and $25k for age 70 to 79 years.

Factors for comparing WorldTrips vs IMG vs Seven Corners travel insurance

Following are some of the travel insurance aspects that an international tourists need to focus on while comparing among Visitors Care vs VisitorSecure vs Travel Medical USA Visitor insurance:

Compare medical maximum coverage:

This the maximum coverage expense that the plan would offer for the medical expenses. Visitors Care offers maximum coverage up to 100k,Visitorsecure offers maximum coverage up to 130k while Travel Medical USA Visitor insurance offers coverage up to 150k. The coverage may vary for older travelers with reduced plan maximum.

Compare deductible options:

This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. All of these plans offer a set of deductible options for the travelers to choose from. Visitors Care Plus and Visitor Secure Insurance have a range of deductible option from $0 up to $100 while Travel Medical USA Visitor Basic and Travel Medical USA Visitor Choice has deductible options from $0 up to $200.

Compare provider network:

This is that network of health care providers associated with the insurance plan. Insurance companies work with different provider networks and agree on costing for different medical treatments in order to control the overall costs of health care expenses . An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.

Contrast the renewability options:

Sometime the travel plans may change and a US visitor may be required to extend their period of stay. Visitors Care can be renewed up to 2 years while Travel Medical USA Visitor insurance and VisitorSecure plans available from 5 days to 364 days.

Compare eligibility options:

Visitor Secure is available for people traveling to the US and abroad, Visitors care plan is available for Non US citizens travelling outside their home country while Travel Medical USA Visitor insurance plans provides coverage for Non US citizen traveling to the U.S.This plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).

Acute onset of Pre-existing conditions coverage:

Visitors care and Visitor Secure offers coverage for acute onset of pre-existing conditions up to the age of 70 years while Travel Medical USA Visitor plans offers coverage up to the age of 79 years for acute onset of pre-existing conditions.

Visitors Care vs VisitorSecure vs Travel Medical USA Visitor Insurance – FAQs

  • Visitors Care Insurance FAQs

    Is IMG a good insurance company?

    IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
    International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.


    How does Visitors Care insurance work?

    Visitors Care insurance offers fixed benefit coverage for medical expenses. Visitors Care Insurance has specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan’s maximum coverage. The visitor when seeking treatment at a hospital, needs to pay the chosen deductible first, then the plan will start paying specific limits for the every medical expenses.
    For detailed working example of how it works, you can review Visitors Care insurance working example


    How can a visitor use Visitors Care insurance in case of emergency in USA?

    International Medical Group (IMG) offers the Patriot America Plus insurance plan which has good coverage for acute onset of pre-existing conditions up to the age of 70 years.


    Which is the most affordable plan offered by International medical group?

    Travelers can review this article on how to use Visitors Care insurance in case of emergency in USA.

  • VisitorSecure Insurance FAQs

    Is WorldTrips Travel Insurance Good?

    WorldTrips offers a range of international travel insurance plans specifically considered for the needs of international travelers and students. WorldTrips travel insurance products are ideal for NON US citizens traveling to the US or outside their home country, for US citizens traveling outside the US and international students studying outside their home country. The Atlas America insurance Covid covers Coronavirus and acute onset of pre-existing conditions and is very popular with international travelers.


    Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

    WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas. This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.


    Is there coverage for Covid19 illness in WorldTrips travel insurance?

    WorldTrips is provided with the Atlas travel insurance plan to include coverage for Covid illness in their insurance coverage. The Atlas travel insurance products are available for both US Citizens and Non–US citizens. Travelers can get a quote among the various options they offer according to the travel requirements.


    Is WorldTrips insurance a legit company?

    WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system. The company offers several travel insurance plans for travelers with financial support, access to the best healthcare support and 24/7 emergency travel assistance.


    Can I buy travel insurance from WorldTrips?

    WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

  • Travel Medical USA Visitor Basic- FAQ's

    Is Seven Corners a real insurance company? Is Seven Corners Legit? Is Seven Corners a good insurance company?

    Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Inbound USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US. It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.


    What are the benefits of Travel Medical USA travel insurance?

    Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.


    What is the coverage area of Travel Medical USA Visitor Basic travel insurance?

    Travel Medical USA Visitor Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.


    Does Travel Medical USA Visitor Basic Insurance covers pre-existing conditions?

    Yes, Travel Medical USA Visitor Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.


    How much does Travel Medical USA Visitor Basic travel insurance cost?

    The cost of the Travel Medical USA Visitor Basic travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

  • Travel Medical USA Visitor Choice- FAQ's

    Is Seven Corners a real insurance company? Is Seven Corners Legit? Is Seven Corners a good insurance company?

    Seven Corners Inc. has been offering travel insurance products since 1997. Seven Corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Travel Medical insurance and Inbound USA insurance products Seven Corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US. It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.


    What are the benefits of Travel Medical USA travel insurance?

    Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.


    What is the coverage area of Travel Medical USA Visitor Basic travel insurance?

    Travel Medical USA Visitor Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.


    Does Travel Medical USA Visitor Basic Insurance covers pre-existing conditions?

    Yes, Travel Medical USA Visitor Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.


    How much does Travel Medical USA Visitor Basic travel insurance cost?

    The cost of the Travel Medical USA Visitor Basic travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

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US visitor health insurance - Common Questions

01. How can the insured use US visitor health insurance?

Hospitals and Urgent care – the Insured can produce their visitor medical insurance card at the urgent care in an event of falling sick or injured while in the US. If the insured requires medical assistance then he can visit a hospital where cashless medical services can be availed.

Prescriptions– The insured can buy prescribed medicines for a medical ailment that occurs during travel and file a claim for reimbursement along with the proof of the receipt.

Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

02. What does Secure USA visitors medical insurance cover?

Travelers to the US or anywhere outside their home country should have adequate visitor insurance coverage for a safe journey.

  1. Any new sickness or injury that occurs during the trip after the start of the policy.
  2. Accidents or illness occurred during the trip
  3. Medical emergencies and medical evacuation
  4. Cover for hospital treatment ,doctor expenses and prescribed drugs
  5. Some plans cover acute onset of pre-existing conditions
  6. Dental emergencies (again offered by some insurance plans)

What does the visitor health insurance not cover?

  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Maternity coverage if conception occurs before purchase of visitor health insurance
03. What does the visitor health insurance not cover?
  1. Preventive care like routine health checks, physical examinations, inoculation, vaccination
  2. Regular treatment for pre-existing conditions
  3. Maternity coverage if conception occurs before purchase of visitor health insurance

Compare Travel health insurance USA

IMG Visitors Care insurance

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Visitor Secure Insurance

Visitor Secure US health insurance is ideal for parents and older travelers traveling to the US. Visitor Secure insurance for visitors to USA offers coverage up to chosen plan maximum for acute onset of pre-existing conditions.

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Visitors Care Insurance

Visitors Care Insurance is an affordable fixed benefit American visitors medical insurance plan for international travelers visiting United States of America. When you have parents, in laws, other family members or friends visiting the USA.

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Travel Medical USA Visitor Insurance

Travel Medical USA Visitor travel insurance by Seven Corners is the most affordable, cheapest visitor medical insurance option for international travelers visiting the USA. The Travel Medical USA Visitor visitor insurance plan provides fixed or scheduled benefit insurance.

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Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers