Compare Visitor Insurance: Visitors Care vs Visitor Secure vs Inbound USA

Compare travel insurance benefits offered by Visitors Care Insurance, Visitor Secure Insurance and Inbound USA travel Insurance plans. These US travel insurance plans are fixed benefit visitor insurance plans for international travel. Compare price and benefits to find the best US travel medical insurance plan for your needs.


Compare Visitor Care vs Visitor Secure vs Inbound USA

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Visitors Care 
Maximum
Deductible
Visitor Secure 
Maximum
Deductible
Inbound USA Basic
Maximum
Deductible
Inbound USA Choice
Maximum
Deductible
Inbound USA Elite
Maximum
Deductible
IMG Tokio Marine HCC Seven Corners Seven Corners Seven Corners
Brochure & Details links
Coronavirus coverage
Not Available Not Available Not Available Not Available Not Available
Underwriter
Visitors Care Insurance Underwriter
Sirius International
Visitor Secure Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Choice Insurance Underwriter
Certain Underwriters at Lloyd's of London
Inbound USA Elite Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating
Visitors Care Insurance Rating
AM Rating : A (Excellent)
Visitor Secure Insurance Rating
AM Best Rating: A++ (Superior)
Standard & Poor’s Rating: AA-
Inbound USA Basic Insurance Rating
AM Best Rating: "A" (Excellent)
Inbound USA Choice Insurance Rating
AM Best Rating: "A" (Excellent)
Inbound USA Elite Insurance Rating
AM Best Rating: "A" (Excellent)
Acute onset of pre-exiting condition
Only available to members under age 70:
Plan A:$25,000 max per coverage period
Plan B:$50,000 max per coverage period
Plan C:$100,000 max per coverage period
Only available to members under age 70:
Covered up to chosen plan maximum
Age 14 days to 69 years: Up to $50,000
Age 70 to 79 years: Up to $25,000
Age 14 days to 69 years: Up to $75,000
Age 70 to 79 years: Up to $25,000
Age 14 days to 69 years: Up to $100,000
Emergency Medical Evacuation
Plan A: Up to $25,000
Plan B: Up to $50,000
Plan C: Up to $50,000
$50,000 lifetime maximum, except as provided under acute onset of pre-existing condition (not subject to deductible or coinsurance). $100,000 $100,000 $100,000
Repatriation of remains
Up to $7,500 for Return of Mortal Remains or $5,000 for Cremation/Burial $25,000 per member $20,000 for local cremation or burial $5,000 $25,000 for local cremation or burial $5,000 $30,000 for local cremation or burial $5,000
Common Carrier Accidental Death
$25,000 $25,000 lifetime maximum principal sum per member
Not subject to deductible
Death or loss of two limbs - principal sum
Loss of one limb - one-half the principal sum
$25,000 per Insured Person(aggregate limit of $125,000 per any one Accident) $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident) $25,000 per Insured Person(aggregate limit of $125,000 per any one Accident)
Refund Policy
Cancellation before effective date gets full refund. Cancellation after effective date has $25 fee and refund will be on prorated basis. $25 fee is applicable for cancellation after effective date and unused portion of premium is refunded. Yes; Written notice before start date. Yes; Written notice before start date Yes; Written notice before start date.
Minimum Plan Life
5 days 5 days 5 days 5 days 5 days
Maximum Plan life
24 months. Policy period cannot be more than 12 months 364 days 364 days 5 days to 364 days(extend up to 1,092 days) 5 days to 364 days(extend up to 1,092 days)
Plan Renewals
Policy can be renewed for 2 years without breakage in the coverage. $5 renewal fee is applicable Renewable up to 364 days $5 for renewals online or by mail or fax; Online policies of 5 or more days are eligible for renewal; Policies purchased via fax or mail can be extended if purchased or renewed for 3 months or more $5 for renewals by fax or mail; Policies purchased for 3 months or more are eligible for renewal; Policies renewed for less than 3 months not eligible for future renewals. $5 for renewals online; Online policies of 5 or more days are eligible for renewal however the total number of days cannot exceed 6 months.
Emergency Local Amubulance
Plan A: Up to $250 max per period of coverage
Plan B: Up to $450 max per period of coverage
Plan C: Up to $475 max per period of coverage
$500 maximum Up to $250 Up to $500 Up to $750
Surgery
Plan A: Up to $2,000 max per surgical session
Plan B: Up to $3,300 max per surgical session
Plan C: Up to $5,500 max per surgical session
Plan A: $3,300 per session
Plan B: $4,400 per session
Plan C: $5,500 per session
Plan D: $7,150 per session
Up to $3,000 Up to $5,000 Up to $7,500
Assistant Surgeon
Plan A: Up to $450 max per surgical session
Plan B: Up to $825 max per surgical session
Plan C: Up to $1,375 max per surgical session
Plan A: $825
Plan B: $1,110
Plan C: $1,375
Plan D: $1,775
$500 $1,000 $1,500
Hospital Emergency Room
Plan A: $200 max per visit
Plan B: $330 max per visit
Plan C: $550 max per visit
Plan A: $1,450 per day, maximum 30 days
Plan B: $1,725 per day, maximum 30 days
Plan C: $2,000 per day, maximum 30 days
Plan D: $2,585 per day, maximum 30 days
Up to $250 Up to $500 Up to $750
Hospital Intensive Care Unit
Plan A: Up to an additional $400 max per day, 8 day max per period of coverage
Plan B: Up to an additional $660 max per day, 8 day max per period of coverage
Plan C:Up to an additional $850 max per day, 8 day max per period of coverage
Plan A: $2,200 per day, maximum 8 days
Plan B: $2,600 per day, maximum 8 days
Plan C: $3,000 per day, maximum 8 days
Plan D: $3,800 per day, maximum 8 days
Additional $500/day, 8 day maximum Additional $750/day, 8 day maximum Additional $1,000/day, 8 day maximum

Compare Visitor Care vs Visitor Secure vs Inbound USA plans

Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA. The visitors to the US should compare different travel insurance plans, there are fixed benefit visitor medical insurance. They are affordable visitors insurance having specific benefit limits for different covered medical expenses. The benefit limits are not the same as the chosen plan maximum. Some of the popular fixed benefit visitors medical insurance plans are :
Inbound USA Basic, Inbound USA Choice, Inbound USA Elite from Seven Corners with ratings of “A” (Excellent) by A.M. Best and “A+” (Strong) by Standard & Poor’s
Visitors Care Insurance from International Medical Group with rating of A (Excellent) by A.M. Best.
Visitors Secure Insurance from TokioMarine HCC Medical Insurance Services with ratings of A++ (Superior) by AM Best Rating and AA- by Standard & Poor’s Rating.

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These fixed benefit cheapest visitor insurance plans offer coverage for acute onset of pre-existing conditions up to chosen plan maximum and available for travelers under 70 years of age for Visitors Care and Visitors Secure plans.
Inbound USA Basic: Up to $50,000 for travelers under 69 years and $25,000 for age 70 to 79 years.
Inbound USA Choice: Up to $75,000 for travelers under 69 years and $25,000 for age 70 to 79 years.
Inbound USA Elite: Up to $100,000 under 69 years of age.

Atlas America vs Patriot America Plus Insurance - FAQs

  • Safe Travels USA Comprehensive
  • Patriot America Plus
  • Liaison Travel Plus

Trawick International offers coverage for Covid19 illness. The Safe Travels USA Comprehensive travel insurance covers Covid19 for coronavirus and will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. The eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

Trawick international is a US based full service travel insurance provider specializing in travel related coverage for tourists, students, scholars, businesses, groups, and all other global travelers. Trawick International travel Insurance offers short term visitor travel insurance for international travelers. Trawick international health insurance coverage includes travel medical coverage for tourists, students, scholars, businesses and groups. Trawick International insurance provides Travel Insurance, Trip cancellation and Student Travel Medical Insurance. Trawick International has designed the programs for those traveling to the USA, individuals traveling abroad, US Citizens who are traveling in the USA and non US citizens traveling from their home country but not visiting the USA.

Safe Travels USA Insurance is an affordable Covid19 travel insurance. Safe Travels USA Comprehensive by Trawick International is ideal for visitors to the USA looking for cheap travel health insurance including coverage for COVID-19/SARS-CoV-2.

The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).

If the traveller cancels the Safe Travels USA Comprehensive plan before the start of the plan, a full refund is available. If the cancellation request is after the start of the policy, then a prorated refund is available with a $25 cancellation fee contingent on not having any claim filed on this policy.

Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan

IMG is an award-winning provider of global insurance benefits and assistance services. International Medical Group (IMG) has been in the international travel health insurance market for 27 years and the company has been providing excellent world class medical insurance plans during this time. IMG on average takes less than 30 days to settle its claims.
International Medical Group provides US citizens and non-US citizens with international insurance resources to ease the stress of an unfamiliar culture or medical system. Whether you need individual coverage for a vacation, or group coverage for employees in locations around the world. It has an IMG international travel insurance plan to meet your needs.

Acute onset of pre-existing conditions means sudden, unexpected emergency due to a pre-existing condition that can be dangerous to life and the traveler cannot wait to get treatment in the home country but to receive treatment immediately. It should be noted that for acute onset coverage, treatment must be sought within the defined time period for the plan and chronic and congenital conditions may not be covered.

Patriot America Plus covid insurance coverage is available for plans purchased after September 1st, 2020. Patriot America plus insurance Coronavirus coverage includes eligible medical expenses resulting from COVID-19 up to the medical maximum.

Yes, the Patriot America insurance can be bought after arrival in the United States. It must be bought within 30 days for travelers above 65 years. The Patriot America plus can be purchased by travelers below the age of 65 years up to 6 months after arriving in the US.

Yes Patriot America Plus insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.

Patriot America Plus insurance works well for US visitors by offering comprehensive coverage for medical expenses only inside the US. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO or First Health PPO”, then after the deductible amount, Patriot America Plus insurance pays 100% of the eligible expenses. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Patriot America Plus insurance would pay 80% of eligible expenses up to $5,000, then 100% up to the maximum limit.
For detailed working example of how it works, you can review Patriot America Plus insurance working example.

Patriot America Plus Insurance is available for US citizens residing outside USA and visiting USA for short term. Patriot America Plus insurance for US citizens require them to have resided outside US continuously for the past 6 months and must have a current health plan in force.

Travelers can review this article on how to use Patriot America Plus visitor medical insurance in case of emergency in USA.

Yes Patriot America Plus Insurance is available for 364 days and can be renewed up to a maximum of 2 years. Travelers who wish to get extended coverage can renew Patriot America Plus insurance online.

Patriot America Plus Policy can be cancelled by submitting a written request to cancel@imglobal.com. However if you have filed claims, your premium is non-refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • $50 cancellation fee will be charged by the insurance company.
  • Only full month premium will be considered for refund.

This is precisely the question that our entire website is dedicated to answering. We strive to be a one-stop shopping comparison site giving you a range of USA travel insurance options for your situation by providing several resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you an ideal tourist medical insurance in USA. We offer Patriot America insurance by International Medical Group (IMG) which is one of the most popular visitor insurance plans for USA that can set your mind at ease and cover you in the United States.

Seven Corners has introduced coronavirus travel insurance plans with Covid 19 coverage to protect the safety of international travelers. At American Visitor Insurance we are committed to getting you the best Seven Corners coronavirus travel insurance coverage in these uncertain times.
The Seven Corners Covid 19 travel insurance plans with Coronavirus coverage include Travel Medical Assistance Services, Trip Management Assistance Services, Travel Intelligence Services, 24 Hour Customer Assist Services, Worldwide Provider Network Access, Wellabroad Access to all Insured, Myplan Access to all Major Medical and Group Members.

Yes. See the schedule of benefits and benefit highlights in this brochure for details. Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

Individuals and families including unmarried dependent children traveling outside of their Home Country.

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