Atlas America Insurance, Free Atlas travel insurance quote

Atlas America insurance is a travel medical insurance plan for visitors to the US. Atlas travel insurance is one of the few visitor insurance plans that waives co-insurance within the PPO network. It is an ideal visitor medical insurance for parents visiting USA and foreign tourists to the United States. This travel insurance is to take the risk out of international travel and includes coverage for Acts of Terrorism, complications of pregnancy and incidental trips home. Atlas america insurance pre existing conditions coverage includes coverage for acute onset of pre-existing conditions up to the age of 79 years in the event of life threatening conditions. Travelers can get free Atlas America Quotes by filling this form.
  • Brochures
  • Application
  • Example
  • Benefits
  • Advantages
  • Disadvantages
  • Comprehensive
  • ID Card
  • Detailed Description
Traveler 1: Age
Traveler 2: Age*
Start Date
End Date
Coverage
Citizenship
*Enter if required: Traveler 2 Age
Atlas America Travel Insurance Review
Insurance Provider
Insurance Provider
Tokio Marine HCC
Plan Life
Plan Life
364 days
Deductible Options
Deductible Options?
$0, $100, $250, $500, $1,000, $2,500 or $5,000 per certificate period.
Compare pages
Compare Atlas Plans
Atlas Travel vs Atlas Premium

PPO Network
Atlas America Insurance Network
PPO Network for Atlas travel insurance.
Policy Maximum
Policy Maximum?
Age 80+: $10,000.
Age 70 to 79: $50,000, $100,000 or $250,000.
All others: $50,000, $100,000, $250,000, $500,000, $1,000,000 or $2,000,000

Tokio Marine HCC(HCCMIS) Atlas America plan summary

eligibility Atlas America Insurance Eligibility
  • Non-US Citizens traveling outside their home country.
underwriters Atlas Travel Insurance Underwriter
  • Underwritten by Lloyds, London.

emergency-care Atlas Insurance Coinsurance?
  • Plan pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Best Rating Atlas America Insurance Rating
  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-

underwriters Atlas Travel Insurance Restrictions
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.

Does the Atlas America plan cover 100% outside PPO. Does it cover me in Panama an pay 100% inside and outside PPO?


The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.

Plan Benefits of Atlas America Insurance

Benefits Coverage
Hospital room and board Average semi-private room rate, including nursing services.
Intensive care unit Up to the overall maximum limit.
Emergency room co-payment Claims incurred in the U.S. - Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S. - No co-payment.
Urgent care center co-payment Claims incurred in the U.S. - Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.
Local Ambulance Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
Benefit Period 90 days per certificate period.
Emergency Medical Evacuation $1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition.
Repatriation of remains Overall maximum limit (not subject to deductible or coinsurance).
Return of minor children Up to $50,000 (not subject to deductible or coinsurance).
Emergency Reunion Up to $100,000, maximum of 15 days (not subject to deductible or coinsurance).
Acute onset of pre-existing condition emergency medical evacuation Covers up to $25,000 lifetime maximum (excludes chronic and congenital conditions).
Acute onset of pre-existing condition Under age 70: Covers up to overall maximum limit.
Age 70 to 79: Covers up to overall maximum limit or $100,000, whichever is lower.
(excludes chronic and congenital conditions)
Emergency dental (acute onset of pain) Up to $300 (not subject to deductible or coinsurance).
Accidental death & dismemberment
  • Members under age 18: Up to $5,000 lifetime maximum.
  • Members age 18-69: Up to $25,000 lifetime maximum.
  • Members age 70-74: Up to $12,500 lifetime maximum.
  • Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Accidental death & dismemberment buy up : $25,000
Common carrier accidental death Up to $50,000 for ages 18 through 69
Up to $10,000 under age 18
Up to $25,000 for ages 70 through 74
Up to $12,500 for ages 75 and older
Maximum of $250,000 for any one family or group.
Emergency Eye Exam for a Covered Loss Up to $150. $50 deductible per occurrence (plan deductible is waived).
Lost checked luggage Up to $1000 (not subject to deductible or coinsurance).
Trip interruption Up to $10,000 (not subject to deductible or coinsurance).
Travel delay Up to $100 a day after a 12-hour delay period, maximum of 2 days.
Natural disaster Up to $250 a day for 5 days (not subject to deductible or coinsurance).
Political evacuation Up to $100,000 lifetime maximum (not subject to deductible or coinsurance).
Terrorism Up to $50,000 lifetime maximum for eligible medical expenses only.
Hospital indemnity $100 per day of inpatient hospitalization (not subject to deductible or coinsurance).
Personal liability Up to $25,000 lifetime maximum
Up to $25,000 third person injury
Up to $25,000 third person property
Up to $2,500 related third person property
Personal Liability buy up : $75,000.
Lost or Stolen Passport/Travel Visa Up to $100 – not subject to deductible
Outpatient physical therapy and chiropractic care Up to $50 maximum per day. Must be ordered in advance by a physician (not subject to deductible or coinsurance).
Pet return Up to $1,000 (not subject to deductible or coinsurance).
Bedside visit Up to $1,500 (not subject to deductible or coinsurance).
Crisis Response (Ransom, Personal Belongings, and Crisis Response Fees and Expenses) Up to $10,000 (not subject to deductible or overall maximum limit).

Atlas America Insurance - Provider network and how to find hospital or doctor?

Tokio Marine HCC maintains a wide network of health care providers. In US there are 2 options: First Health care network and United health care.

You need to check your insurance card to find any one of the below 2 logos:
First Health Care Provider Network    United Healthcare Provider Network
  • If you are traveling within the U.S. and have First Health logo on your ID card then click here
  • If you are traveling within the U.S. and have United Healthcare logo on your ID card then click here

Outside US: Equian International Provider Network
Equian International Provider Network
If you are traveling outside the U.S. and have the Equian logo on your ID card, then click here
Find Provider Network

Buying Atlas America insurance in California

Residents of California must note that Atlas America insurance Provider is not licensed by the State of California as the insurance provider is called “non admitted” or “surplus line”. This means that the insurance company does not participate in the insurance guarantee funds created by California Law and insured claims will not be paid by the funds if the insurance company is unable to pay as promised.

However the customer will face this risk only if the insurance company is financially unable to pay their liabilities and this depends on their financial stability. The financial stability of a company is reflected by the insurance provider rating and having an AM rating of “A” and above indicates that the company is very stable and able to settle customer claims. Tokio Marine HCC holds a financial strength rating of “A++” (Superior) by A.M. Best Company.
To find other comprehensive visitor insurance plans :Click Here 

For more details see the :- Notice for California residents
AVI customer service

NEED HELP? Contact Us
We are here to help you!

  (877) 340-7910

Compare free Atlas America Quote and details with other travel insurance plans:
C Comprehensive Plans

Tokio Marine HCCMIS Resourceful Travel Insurance Links

Welcome to American Visitor Insurance  - Online Chat
Name is required
Email is required Email is invalid
Contact is required