Atlas America Travel Insurance

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Atlas America Insurance

Atlas America Insurance for Visitors

Traveling outside one’s own home country now more common given today’s global village. People travel overseas as many have their children and families living in different countries including the US whom they visit, people also travel for their education and skill development, career prospects and work, last but not the least, people travel on vacations to explore new lands.

Travel Insurance or travel health Insurance or Visitor Health Insurance is very important along with other important items one

WorldTrips Atlas America Insurance
might consider. When it comes to travel insurance the health insurance that you might have in your home country is not of any use while outside your home country.

For international travel, especially while traveling to the United States there are many popular travel insurance plans made available by private insurance companies. You need to consider some vital factors before buying visitor insurance. Some among them are 2 kinds of travel insurance plans namely Fixed and Comprehensive visitor insurance .

Let's focus on a comprehensive plan that is very popular and suitable for many visitors visiting the US. Atlas America visitor medical insurance is a comprehensive visitor health insurance plan from the company WorldTrips. This plan is an ideal plan for parents visiting US or visitors visiting US.

This plan offers policy maximum coverage for acute onset of pre-existing conditions visitor insurance for people below the age of 80. This plan is the only visitor plan that offers coverage for pregnancy complications for a pregnant woman visiting US for a short term. This pregnancy complication coverage is available only up to 26 weeks of pregnancy after which pregnancy is treated as pre-existing condition.

This plan has another major bonus that it does not charge the premium for a child who is under 10 years of age when the child is accompanied by an adult. This provision is available for only one child accompanied with one adult.

Apart from these Atlas America Visitor Insurance does not have any arrival time restriction which makes it perfect for people who are living in US for a while on their work Visa like H1B or on OPT status while they are without any insurance temporarily during changing jobs or visiting US on an official purpose occasionally. This is how Atlas America insurance plan works, it has a 100% Coinsurance applicable after the deductible while paying the expenses.

This co insurance quotient is applicable only to the first $5K of the expense. If you happen to visit a provider within their PPO network which is United HealthCare, then this co insurance is waived and 100% of the expense after the deductible is paid by the insurance company. All these features of Atlas America travel insurance plan make it very attractive.

Key benefits of Atlas America Insurance For US visitors

Acute onset of a pre-existing condition

Comprehensive plan

Urgent care


United health care PPO

Sports Coverage

Testimonials - From Our Customers

"Thank you for such helpful information. You've impressed me as I have contacted other companies and haven't gotten half of the information from them that you have sent me. I will take what you've said into consideration and hope to be in touch soon."
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"I recently visited your website for the first time to buy insurance for travel to US. I found the information very good. Your customer support was fantastic and awesome. You were so dedicated to take care of my inquiries. I would rate your service 100/100."
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"I am pleased to say that your company is very professional in the field of Insurance. The customer is happy to get easily connected and then you very patiently explain the difference between various plans to suit each customer's need."
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Lori Fields

Atlas America insurance for USA , Atlas America travel insurance reviews

Atlas America insurance is a travel medical insurance plan for visitors to the US. Atlas America visitors insurance is one of the few visitor insurance plans that waives co-insurance within the PPO network. It is an ideal visitor medical insurance for parents visiting USA and foreign tourists to the United States. This travel insurance is to take the risk out of international travel and includes coverage for Acts of Terrorism, complications of pregnancy and incidental trips home. Atlas America visitors insurance pre existing conditions coverage includes coverage for acute onset of pre-existing conditions up to the age of 79 years in the event of life threatening conditions. 79 years old turing 80 during the coverage period, Atlas America plan does not affect coverage as long as the plan is purchased at age 79.

Atlas Travel is designed for global travelers seeking:
  • Coverage for unexpected medical expenses, including Covid-19 related expenses
  • Emergency Medical Evacuation benefit
  • Supplemental travel benefits including Trip Interruption, Travel Delay, and Lost Checked Luggage.

Atlas America Insurance Reviews

Insurance provider
Atlas America rating
AM Best Rating: A++ (Superior) Standard & Poor’s Rating: AA-
Atlas America insurance underwriter
Underwritten by Lloyds, London.
Plan life
364 days.
Deductible options
$0 $100 $250 $500 $1k $2,500 or $5k
Policy maximum
  • Age 80+: $10k
  • Age 65 to 79: $50k $100k
  • All others: $50k $100k $250k $500k $1M $2M
Coinsurance of WorldTrips Atlas America

Atlas America insurance In Network: The plan pays 100%


Atlas America insurance Out of Network:: The plan pays 100%


Atlas America Health Insurance - Key Highlights

  • This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
  • This plan is available to Non-US citizens traveling to USA.
  • The deductible options for this plan are $0, $100, $250, $500, $1k, $2500 and $5k per Certificate period.
  • The policy maximum options available with this plan are $50k, $100k,250k, $500k, $1M or $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50k and $100k and for people above 80 the only option is $10k.
  • You will be eligible for coverage of acute onset of pre-existing conditions if you are younger than 80 and all the conditions mentioned in the brochure are met. This includes a $25k lifetime maximum for emergency medical evacuation.
  • Claims incurred in the US, there will be $200 emergency room co-payment for each use of the emergency room for illness unless you are admitted to the hospital. For claims outside the US, there is no co-payment. No co-payment for treatment of injury in emergency room.
  • Claims incurred in the US, there will be $15 Urgent Care center co-payment for each visit and the co-payment is waived for members with $0 deductible . For claims outside the US, there is no co-payment.
  • Trip Interruption coverage available for upto $10k not subject to deductible
  • Travel Delay coverage is available for upto $100 a day for a 12 hour delay requiring an unplanned overnight stay. This is subject to a maximum of 2 days - not subject to deductible.
  • Lost checked luggage up to $1k - not subject to deductible.
  • Political Evacuation available up to $100k lifetime maximum not subject to deductible.
  • Bedside visit up to $1500 not subject to deductible.
  • Crisis Response - Ransom, Personal belongings and crisis response fees and expenses coverage is available as follows: Not subject to deductible or overall maximum limit - Up to age 18 - $10k per member, from age 18 to 69 - $50K per member, age 70 to 74 - $25K and for age 75+ $12,500.
  • Emergency Medical Evacuation is covered for $1M lifetime maximum except as provided under acute onset of pre-existing condition (Not subject to deductible or overall maximum limit)

WorldTrips travel insurance - Common Questions

01. Is WorldTrips travel insurance a reliable insurance company? Is WorldTrips insurance a good insurance company?

WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe. Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.

This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.

02. What are the benefits of Atlas travel insurance?

Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.

The benefits offered on the Atlas visitor medical insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.

03. What is the coverage area of WorldTrips Atlas travel insurance?

Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.

04. How much does WorldTrips travel insurance cost?

The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.

05. How do I purchase Atlas Travel Medical Insurance?

You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas America Travel Insurance. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.

06. What are the requirements for applying for Atlas Visitor Insurance?

The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

07. Is WorldTrips insurance a legit company?

WorldTrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system .The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.

08. Can I buy travel insurance from Worldtrips?

WorldTrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings. WorldTrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.

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Expertise in offering travel insurance
20+ years!

Customers from
All U.S. states!

Customers from over
180 countries!