FAQs Forum

Find the best visitors insurance USA, travel insurance for USA visitors, US international travelers, foreign students, all US visa’s and Schengen visa.

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Travel insurance FAQs

01.  FAQ

Hello,
1) How does this plan work as far as PPO network is concerned?
2) Are the claims paid by direct billing or have they got to pay it first and get reimbursed?
3) If the money is reimbursed on whose name will it be reimbursed?
4) Are there any specific medical conditions you know of that might need a pre certification for this plan?
Thank you,



Dear Sir,
Thanks for contacting us with your inquiry!

1) At WorldTrips we contract with First Health Network, but customers are able to see any provider they choose. It is obviously in their best interest to visit participating providers for repricing and direct billing purposes, but they would have coverage for covered expenses regardless.

2) We have direct pay capabilities with all of our plans, including Visitor Secure.With most claims incurred in the US we usually pay directly to the providers, especially if they are part of First Health Network. In the event that the provider does not want to accept our promise to pay, we would reimburse the member for their expenses accordingly based on their coverage.

3) If it is on a reimbursement basis, we would issue the reimbursement in the form of a check to the member directly. In the event the member prefers payment to another individual, or via another form of payment, i.e. wire transfer, those requests can usually be accommodated.

The following expenses must always be Pre-certified:

  • Inpatient care
  • Durable Medical Equipment
  • any Surgery or Surgical Procedure
  • Computerized Tomography (CAT Scan)
  • care in an Extended Care Facility
  • Magnetic Resonance Imaging (MRI)
Please feel free to contact us in case of further questions.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

Visitor insurance - Frequently asked questions

01.  What is the best health insurance for visitors to USA?

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans.

Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance.

A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

02.  Why is travel insurance for USA so expensive?

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

03.  How to buy travel insurance ? How to find the best international travel health insurance ?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies.

The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.


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Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Travel Medical Policy
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
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