Renewal of Insurance Forum

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Renewal of Insurance question and answers

Travel insurance Auto renewal
questionHi,

Hi i bought a policy recently. when it expired does it auto renew?
Thank you,
Sam

questionDear Sam,

No. Whatever dates you entered and paid for are a one-time charge (with the exception of a very few student medical insurance plans which can be signed up for with monthly renewals). Most travel insurance policies CAN be renewed before they expire, but if you do nothing, your visitor travel insurance coverage simply ends with no further charge. You may get an email reminder that you CAN renew your policy, but if you do not need additional coverage, you can safely ignore it.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : May 2021
Visitor medical insurance coverage for non emergency/non surgical doctor visits
questionHi,

I am looking at my renewal right now but need the following clarified.
1. Does this policy cover me to visit a doctor for non-emergency / non-surgical visits?
2. If yes, how much do I pay towards the cost and towards any
Thank you,
Steve

questionDear Steve,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!.
The plan covers non emergency and non surgical visits.
If you go within the PPO network, then there will be 10% co-insurance applicable that you need to pay after paying the on time deductible and the rest of the money is covered by the insurance company. The 10% co-insurance is applicable for the first $5000 of the expense, after which the insurance company will cover the 100%.

Please note that this response is for a comprehensive plan which has a 10% coinsurance in network and a 20% coinsurance out of network. Different plans have different coinsurance percents and policies, so be sure to check the one you are interested in before your purchase.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : January 2020
questionHi,

I had purchased a policy for my fiancé (Patriot Travel Medical Insurance) in March, 2017. We are recently married and but still seeking permanent insurance for her. She is now living here in Fairlawn, Ohio USA.
The policy is good from March 8, 2017 to July 8, 2017. If I need to extend the policy for 30 or 60 days what do I need to do to make that happen?
Thank you,
Robert

questionDear Robert,

Thank you for contacting us at American Visitor Insurance for your visitor health insurance needs!. You can renew the Patriot America insurance plan online by using the following weblink -

Patriot America     Renewal

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : January 2020
questionHi,
My current coverage expires on April 1. I tried to renew for another month but it won't allow me. When can I renew?
Thank you,
Rian

questionDear Rian,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!. You should be able to renew your plan in the last month of the policy unless you have already renewed it for the maximum time allowed (6 or 12 months, usually 12). You should get an email from the company telling you the policy is up for renewal and then you can simply click on the hotlink to go through their online process.
If you have reached the limit of your policy, you can purchase a new policy to begin on the day after your policy is set to expire. Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : January 2020
questionHi,

I forgot to extend my insurance, seems my policy is expired. I didn't see link to extend my insurance. Can you please help me.
Best regards,
Manoj Kumar

questionDear Manoj,

Thank you for contacting us at American Visitor Insurance for your visitor health insurance needs!. Since your policy has expired, you will simply have to purchase a new one. Links are below for the policy for your convenience.
You can get all information about Atlas insurance, see the brochure, search the PPO network and buy the policy in the website.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease. To purchase the Atlas America plan, you can go directly to this site:
Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : January 2020
questionHi,

I have missed the renewal date for this IMG contract:
HUERTA, GUILLERMO
The expiration/extension date was 28-May-2014.
Is there a way I could renew it now please?
Thank you very much
Br Charles J

questionDear Charles,

Thank you for contacting us at American Visitor Insurance for your US visitor health insurance needs!. Once the policy has expired, you have to purchase a new policy.
Depending on the age of the insured this may be as simple as applying again online. I will put the links below for your convenience. If there is any issue, please do not hesitate to contact us with your issues or concerns.
To purchase and/or get a quote for the Visitor’s Care plan:

Buy Now
Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : January 2020
questionDear Customer support,

I currently have Atlas International Policy E91107720 which is valid to 30 Jan 2015. At that time I will still be 69 years old and I would like to renew the policy for one year. On 03 Jul 2015 I will turn 70. My question is: if I renew the policy while I am still 69 and turn 70 during the policy period, will the amount of coverage (currently $500,000) remain the same when I turn 70 in the middle of what would be the then existing policy period? Please advise!
Thanks,
Joseph

questionDear Joseph,

Thank you for contacting us at American Visitor Insurance for your Atlas International Insurance needs!. The member will have the maximum benefit options that correspond to their age at the time the policy goes into effect. So , you would maintain that level of coverage throughout the length of the certificate period even though you turn 70 during the certificate period. Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : January 2020

Frequently asked questions

There are different factors for buying best health insurance for USA visitors. Visitors should compare fixed benefits and comprehensive visitor insurance plans. Foreign visitors to USA travel insurance customers should understand the concepts of deductibles and co-insurance and Pre-existing conditions travel health insurance. A prudent and well informed traveler will make the correct choice while buying tourist insurance in USA for his or her unique needs.

There is no denying that travel insurance to USA is unfortunately very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs. One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance for USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies. The travel insurance comparison allows travelers compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the international traveler insurance deductible, any international travel health insurance plans with coverage for pre-existing ailments, travel insurance international coverage for Covid19 ... The global travel insurance comparison also allows travelers to buy the best travel insurance based on ones needs by completing an online application and paying using a credt card. One completing the purchase the travel insurance plan is emailed to the customer.

Related Forum Entries

  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens traveling outside USA
    4. US citizens visiting Australia
    5. Pre Existing Conditions
    6. Coverage for Australians
    7. Senior Citizens
    8. Family
    9. Maternity
    10. Atlas Travel Policy
    11. Puerto Ricans visiting mainland USA
    12. Patriot Travel Policy
    13. Liaison Travel Policy
    14. How an insurance plan works?
    15. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. F1 Visa Insurance
    6. OPT Insurance
    7. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. E2 Visa Insurance Forum
  8. International Health Insurance Forum
    1. Global Health Insurance
  9. Green Card Holders
  10. Schengen Visa Insurance Forum
  11. Insurance Cancellation Forum
  12. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
    4. how to use insurance?
  13. Direct Billing & Claims Forum
  14. Safe Travel Forum
  15. Trip Cancellation insurance
  16. Trip protection insurance
  17. International travel insurance
Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs

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