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Atlas America insurance vs Safe Travels Elite insurance

Compare travel insurance benefits offered by Atlas America insurance, Safe Travels Elite Insurance plans. These US visitor insurance Safe Travels Elite is fixed benefit visitor insurance and Atlas America is a comprehensive benefit visitor insurance plan for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.

WorldTrips vs Trawick International visitor insurance cost calculator

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Atlas America vs Safe Travels Elite
Atlas America
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Safe Travels Elite
Plan Maximum
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 Atlas America vs Safe Travels Elite insurance benefits
Insurance Providers help
Medical Maximum Options help Age 80+: $10,000
Age 65 to 79: $50,000, $100,000
All others: $50,000, $100,000, $250,000, $500,000, $1,000,000, $2,000,000.		 $25,000, $50,000, $75,000, $100,000, $175,000.
Deductible Options help $0, $100, $250, $500, $1000, $2500, $5000. Safe Travels Elite insurance has $0 deductible
Coinsurance help Plan pays 100% of eligible expenses after the deductible up to the overall maximum limit. Not Available
Length of Coverage help Minimum : 5 days
Maximum : 364 days		 5 days to 365 days
Renewability help Yes : Up to 364 days Yes : 5 days to 364 days
 Medical Benefits
Hospital room and board help Average semi-private room rate, including nursing services.
Economy: Up to $1,400/day, 30 day maximum
Basic: Up to $2,000/day, 30 day maximum
Silver: Up to $2000/day, 30 day maximum
Gold: Up to $2000/day, 30 day maximum
Platinum: Up to $3,000/day, 30 day max
Diamond: $1,500 per day to a maximum of 30 days
Diamond Plus: $1,500 per day to a maximum of 30 days
Intensive care unit help Up to the overall maximum limit
Economy: Additional $2,100/ day, 10 day maximum
Basic: Additional $2,500/ day, 8 day maximum
Silver: Additional $2,500/ day, 8 day maximum
Gold: Additional $3000/ day, 8 day maximum
Platinum: Additional $4.5,000/ day, 10 day maximum
Diamond: $2,300 per day to a maximum of 8 days
Diamond Plus: $2,300 per day to a maximum of 8 days
Hospital indemnity help $100 per day of inpatient hospitalization (not subject to deductible or coinsurance). Not Available
Urgent Care Clinic help Claims incurred in the U.S.- Up to $15 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.
Economy: Limited to $55 per visit, one visit per dayand 30 visits per Policy Period
Basic: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Silver: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Gold: Limited to $100 per visit, one visit per day and 30 visits per Policy Period
Platinum: Limited to $130 per visit, one visit per day and 30 visits per Policy Period
Diamond: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
Diamond Plus: Limited to $75 per visit, one visit per day and 30 visits per Policy Period
 Emergency Services
Emergency local ambulance help Usual, reasonable and customary charges when covered illness or injury results in hospitalization as inpatient.
Economy: $500 per Inciden
Basic: $650 per Incident
Silver: $650 per Incident
Gold: $650 per Incident
Platinum: $750 per Incident
Diamond: $650 per Incident
Diamond Plus: $650 per Incident
Hospital emergency room help Outside the U.S: No co-payment.
Inside the U.S: Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Economy: $350 per Incident
Basic: $500 per Incident
Silver: $500 per Incident
Gold: $600 per Incident
Platinum: $800 per Incident
Diamond: $500 per Incident
Diamond Plus: $500 per Incident
 Dental
Emergency dental treatment help Up to $300 (not subject to deductible or coinsurance).
Economy: $600 per Inciden
Basic: $750 per Incident
Silver: $750 per Incident
Gold: $750 per Incident
Platinum: $750 per Incident
Diamond: $750 per Incident
Diamond Plus: $750 per Incident
 Acute Onset of Pre-Existing Condition
Acute Onset of Pre-Existing Conditions help Under 80 years of age,covers up to overall maximum limit. covers up to $25,000 lifetime maximum (excludes chronic and congenital conditions)
Economy: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Basic: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Silver: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Gold: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Platinum: Up to Policy Maximum Coverage related to Cardiac Conditions orStroke are limited to $25,000
Diamond: For ages 70-79, up to $25,000. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15k
Diamond Plus: For ages 70-79, up to $25,000. For ages 80 and above, up to $15k /Coverage related to Cardiac Conditions or Stroke are limited to $15,00
 Life
AD&D help Members under age 18: Up to $5,000 lifetime maximum.
Members age 18-69: Up to $25,000 lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum. Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Accidental death & dismemberment buy up: $25,000
Economy: $5,000 Principal Sum
Basic: $5,000 Principal Sum
Silver: $7,500 Principal Sum
Gold: $7,500 Principal Sum
Platinum: $10,000 Principal Sum
Diamond: $5,000 Principal Sum
Diamond Plus: $5,000 Principal Sum
Common carrier AD&D help Up to $50,000 for ages 18 through 69
Up to $10,000 under age 18
Up to $25,000 for ages 70 through 74
Up to $12,500 for ages 75 and older
Maximum of $250,000 for any one family or group.
Economy: $25,000 Principal Sum
Basic: $25,000 Principal Sum
Silver: $35,000 Principal Sum
Gold: $35,000 Principal Sum
Platinum: $35,000 Principal Sum
Diamond: Not Available
Diamond Plus: Not Available
 Evacuation
Emergency medical evacuation help $100,000 lifetime maximum, except as provided under acute onset of pre-existing condition.
Economy: $100,000 per Policy Period
Basic: $100,000 per Policy Period
Silver: $100,000 per Policy Period
Gold: Unlimited
Platinum: Unlimited
Diamond: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Diamond Plus: $50,000 per Policy Period and $25,000/Lifetime Maximum for Acute Onset over age of 80
Emergency reunion help Up to $100,000 maximum of 15 days (not subject to deductible or coinsurance) Not Available
Return of mortal remains or cremation/burial help Equal to the elected overall maximum limit - not subject to deductible or coinsurance or subject to the overall maximum limit.
Economy: $7,500 per Policy Period
Basic: $7,500 per Policy Period
Silver: $10,000 per Policy Period
Gold: $20,000 per Policy Period
Platinum: $25,000 per Policy Period
Diamond: $7,500 per Policy Period
Diamond Plus: $7,500 per Policy Period
Return of minor children help Up to $50,000 (not subject to deductible or coinsurance).
Economy: $2,100 per day to a maximum of 10 days
Basic: $2,500 per day to a maximum of 8 days
Silver: $2,500 per day to a maximum of 8 days
Gold: $2,500 per day to a maximum of 8 days
Platinum: $4,500 per day to a maximum of 8 days
Diamond: $2,300 per day to a maximum of 8 days
Diamond Plus: $2,300 per day to a maximum of 8 days
Political evacuation and repatriation help Up to $100,000 lifetime maximum (not subject to deductible or coinsurance).
Economy: $500 per Policy Period
Basic: $500 per Policy Period
Silver: $500 per Policy Period
Gold: $500 per Policy Period
Platinum: $500 per Policy Period
Diamond: $500 per Policy Period
Diamond Plus: $500 per Policy Period
Natural disaster evacuation help Up to $250 a day for 5 days (not subject to deductible or coinsurance).
Economy: $5,000 per Policy Period
Basic: $5,000 per Policy Period
Silver: $7,500 per Policy Period
Gold: $7,500 per Policy Period
Platinum: $10,000 per Policy Period
Diamond: $5,000 per Policy Period
Diamond Plus: $5,000 per Policy Period
Trip interruption help Up to $10,000 (not subject to deductible or coinsurance). Not Available
Terrorism help Up to $50,000 lifetime maximum for eligible medical expenses only. Not Available
Unique Advantages
  • Atlas America Insurance is designed for travelers on H1B/H4 visa holders or students on OPT status.
  • Covers treatment of complications of pregnancy during the first 26 weeks of pregnancy.
  • Urgent care benefit is covered up to $15 copay.
  • There is an additional coverage available for adventure sports as well on this plan.
  • It is a fixed benefit plan.
  • Acute onset of pre existing condition is covered up to 89 years.
  • Good provider network.
  • This elite plan has a $0 deductible.
 Travel Insurance
Underwriter TMHCC Insurance SPC Ltd and Houston Casualty Company Zurich Insurance Europe AG Belgian branch
Rating help AM Best Rating: A++ (Superior) Standard & Poor's Rating: AA- AM Best Rating: “A (Excellent)”
Brochure and Details

Atlas America vs Safe Travels Elite health insurance reviews

Visitors to USA must be aware of the high health care costs and the drawbacks of not buying visitors medical insurance. A small injury or sickness in the US which lead to hospitalization can result in huge medical bills. If the international tourist has bought adequate visitor medical insurance, then it would be easy to clear all the medical bills and have a hassle free trip. Without visitors insurance for USA, the traveller may get stranded with an expensive medical bill which can be traumatic. There are many visitor medical insurance available online and it is a challenge to select the best travel health insurance for USA.

Atlas America vs Safe Travels Elite Insurance

Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Atlas America Insurance and Safe Travels Elite insurance offer excellent coverage both for small ailments as well as more serious injuries and sickness. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions. Atlas America is administered by WorldTrips. which is a cheaper visitor insurance plan form Trawick international offers fixed benefit coverage.

  • FEATURES
  • Cost*
  • Coverage type
  • Medical maximum
  • Acute on set of pre-existing
  • Eligible for green card
  • Maternity Coverage
  • Direct billing
  • Coverage duration
  • Eligible for OPT
  • Medical evacuation
  • Ideal for
  • Atlas America
  • $78
  • Fixed benefit plan
  • $25,000 to $175,000
  • Covers up to 89 years
  • Yes
  • Not Covered
  • First health care
  • 5 days to 364 days
  • No
  • Included, fixed limits
  • Budget conscious traveler, older travelers
  • Safe Travels Elite
  • $44
  • Comprehensive plan
  • $50,000 to $2,000,000
  • Covers up to 79 years
  • No
  • Covered
  • United health care
  • 5 days to 364 days
  • Yes
  • Up to $1,000,000
  • Higher coverage with broader benefits
*Cost for 45 years traveler; $50,000 maximum coverage; $250 deductible.

Atlas America vs Safe Travels Elite Insurance: A Quick Comparison

Atlas America Insurance

  • Offers maximum coverage up to 2 million.
  • Deductible options ranges from $0 to $5,000.
  • Covers pre-existing condition up to 79 years.
  • Renewable for up to 364 days.
  • $25 cancellation fee after the effective date.
  • Complications of pregnancy in the first 26 weeks of gestation.
  • Eligible for Non-US Citizens traveling outside their home country.
  • Covers injuries and illnesses from popular vacation sports at no extra cost.
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionPAPER APPLICATION
  • local_hospital

    Provider Network
    United Healthcare Provider Network

  • dentistry

    Dental Treatment
    Up to $300

  • ambulance

    Emergency Medical Evacuation
    Up to $1,000,000 lifetime maximum

  • medical_services

    Urgent Care Clinic
    $15 copay

  • airplanemode_inactive

    Trip Interruption
    Up to $10,000

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Safe Travels Elite

  • Offers maximum coverage up to $175,000.
  • Safe Travels Elite insurance has $0 deductible.
  • Acute onset of pre-existing condition is covered up to policy maximum up to the age of 69.
  • The Safe Travels Elite plan can be renewable up to 364 days.
  • $25 cancellation fee after the effective date.
  • This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
  • Covered Medically necessary repatriation 100% up to $15,000 per Policy Period
assignmentPLAN DETAILS picture_as_pdfBROCHURE descriptionREVIEWS
  • local_hospital

    Provider Network
    First Health network

  • flight_takeoff

    Political Evacuation
    $500 per Policy Period

  • dentistry

    Dental Treatment
    $600 - $750 per Incident

  • ambulance

    Emergency Medical Evacuation
    $100,000 (Economy, Basic & Silver)
    Unlimited (Gold & Platinum)

  • ambulance

    Ambulance Services
    $500 - $750 per Incident

  • shopping_cartBuy Now

What is the costs of Atlas America insurance and Safe Travels Elite insurance for different age groups?

Both Atlas America vs Safe Travels Elite provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.

You can compare cost for both Atlas America vs Safe Travels Elite plans.

Atlas America
Travelers Age Maximum $50K Maximum $100K
18 - 29 years $50 $63
30 – 39 years $60 $81
40 - 49 years $78 $96
50 - 59 years $131 $161
60 - 64 years $177 $226
65 - 69 years $206 $258
70 - 79 years $356 $444

Safe Travels Elite

Travelers Age Maximum $50K Maximum $100K
19 - 29 years $23 $36
30 - 39 years $25 $42
40 - 49 years $44 $57
50 - 59 years $61 $81
60 - 69 years $76 $100

Atlas America: For senior travelers aged 80 to 99, the cost is $528, with a maximum coverage of $10,000 and a deductible of $250.

Safe Travels Elite: For senior travelers aged 70 to 89 years, Safe Travels Elite Diamond offers maximum coverage of $50,000 and $100,000 with $100, $200 deductible.

What are the advantages of buying Safe Travels Elite plan?

The Safe Travels Elite plan is a cheapest insurance option for international visitors to the U.S., providing fixed benefits for essential medical services. It includes coverage for the acute onset of pre-existing conditions, emergency medical evacuation, accidental death, and repatriation of remains. The plan offers flexible coverage from 5 to 364 days and supports direct billing through the First Health Care Network.

Why should i buy Trawick Safe Travels Elite travel insurance?

You should consider buying travel insurance from Trawick's Safe Travels Elite if you are a non-U.S. resident visiting the United States and are looking for a low-cost, basic medical insurance plan that offers essential coverage during your stay.

Top Reasons to Buy Safe Travels Elite by Trawick International:

  • Affordable Premiums : Fixed-benefit plan like Safe Travels Elite are typically cheaper than comprehensive plans, making them a good option for short-term visits or for travelers on a budget.
  • Acute on set of pre-existing conditions: this plan covers acute on set of pre-existing conditions up to 89 years.
  • Access to PPO Network : Includes First Health PPO Network for reduced costs if you visit in-network providers.
  • Flexible coverage: Coverage available from 5 days to 364 days.
  • Wide Eligibility & Age Range : Accepts applicants from 14 days to 89 years.
  • Especially suitable for green card holders, parents, grandparents, or older visitors traveling to the U.S.

Atlas America vs Safe Travels Elite travel insurance - FAQs

  • Atlas America Travel Medical insurance - FAQ's

    Does the Atlas Travel Insurance plan provide Any trip cancellation coverage?
    Atlas Travel does not provide any reimbursement if you must cancel your trip prior to departure. However, it does include a Trip Interruption benefit if you must end your trip early due to a covered reason. Note that Atlas Travel medical insurance has a lower premium than most travel insurance plans because it does not include a Trip Cancellation benefit. It also provides more medical benefits with higher coverage limits than most travel insurance plans.
    Who can I buy Atlas America travel insurance?
    Atlas America travel insurance is designed for non-U.S. citizens traveling outside their home country, including visits to the United States. It is available to individuals aged 14 days and older, with coverage duration ranging from 5 days to 364 days. The plan is suitable for tourists, business professionals, students, and families visiting the U.S.
    Can visitors to USA buy Atlas America insurance who are already in USA for quite some time?
    Yes, Atlas America insurance is a good option for visitors to US who have been here for some time and do not have a current insurance coverage. It is also an excellent plan for international students who are on the OPT status, H1B visa holders and for Spouses of H1B visa holders on the H4 visa status.
    Does Atlas America insurance offer coverage for sports?
    Atlas America covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkelling, water skiing, and others - at no additional cost. Certain extreme sports are excluded from coverage.
    Does Atlas America offer coverage for maternity?
    Well, Atlas America offers coverage for complications of pregnancy during the first 26 weeks of gestation.
    Can I extend my medical coverage from Atlas America insurance if I want to extend my duration of stay in USA?
    Yes, US Visitors who had initially bought for less than 364 days can renew Atlas America insurance online up to 364 days.
    Does Atlas America insurance cover pre-existing conditions?
    Atlas America is a best travel insurance pre existing conditions Insurance that offers coverage for acute onset of pre-existing are covered up to the age of 80 years. It excludes coverage for chronic and congenital conditions. For visitors aged up to 70 years, it offers coverage up to overall maximum limit. Visitors aged between 70 to 79 years can get coverage up to the overall maximum limit or $100K, whichever is lower.
    How to use Atlas America visitor medical insurance in case of emergency in the United states?
    Visitors can review this article on how to use Atlas America visitor medical insurance in case of emergency in the United States.
    Does the Atlas America plan cover 100% outside PPO. Does it cover outside the United States and pay100% inside and outside PPO?
    The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.
    What are the US state and country restrictions to buy Atlas America Visitors Insurance plan?
    The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington; or in the countries of Canada or Australia at time of purchase.
    How does Atlas America insurance offer coverage for medical expenses?
    Atlas America insurance offers comprehensive coverage for visitors to USA. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “First Health care network or United health care.”. When Traveling Outside the United States, you need to visit Equian International Provider Network to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Atlas America insurance pays 100% up to maximum limit. For detailed working example of how it works, you can review Atlas America insurance working example.
    Does Atlas America insurance satisfy US visa requirements?
    As a visitor to the United States, you will need to have a visa issued in your passport to be allowed in to country. You can find out whether or not you need a US visa by reviewing the visa waiver program list of countries by the US government. The type of visa that you need will be based on the reason of your travel to the US. Atlas America insurance offered by WorldTrips works ideally for visitors to the US applying for any of these visas.
    Some of the common US visas are:
    1. Visitor visa or Tourist Visa
    2. Student visa (F1 visa)
    3. J visa (exchange scholar visa)
    4. H1B work visa
    5. Fiancee visa

  • Safe Travels Elite Travel Medical insurance - FAQ's

    Safe Travels Elite is a legit insurance plan?

    Yes, Safe Travels Elite is a legitimate visitor medical insurance plan offered by Trawick International and underwritten by Zurich Insurance Europe AG, which holds an A.M. Best rating of “A” (Excellent). It is designed for non-U.S. citizens traveling to the U.S. and provides limited benefit coverage for medical expenses, emergency medical evacuation, trip interruption, and COVID-19-related medical costs.

    How can I buy the Safe Travels Elite visitor insurance plan?

    You can purchase Safe Travels Elite insurance on American Visitor Insurance. The plan starts at approximately $23 per month, making it a budget friendly choice for travelers seeking essential medical coverage in the U.S. For assistance with the application process call us at (877)-340-7910 and our licensed insurance agents will be happy to help!

    What is the advantage of buying Safe Travels Elite?

    Safe Travels Elite Insurance is an affordable Covid19 travel insurance. Safe Travels Elite Insurance Covid19 travel insurance by Trawick International for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

    Who is eligible to enrol in the Safe Travels Elite travel insurance plan by Trawick international?

    The Safe Travels Elite travel insurance plan by Trawick international is available for foreign residents visiting USA and worldwide and for travelers up to the age of 69 years

    Can Green Card Holders can buy Safe Travels Elite visitor insurance?

    The plan is available to green card holders visiting the USA only if they have a residence outside the United States and have not been residing in the U.S. for more than 365 days prior to the policy effective date.

    What are the requirements for purchasing Safe Travel elite travel insurance?

    The main requirements for applying for Safe Travel elite travel insurance is the travelers passport details and the travel dates. You can apply online on American Visitor Insurance or call (877)-340-7910 to get help while applying.

    Does Safe Travels Elite travel medical Insurance cover pre-existing conditions?

    Safe Travels Elite travel medical insurance offers best coverage for acute onset of pre-existing conditions up to policy maximum per period for persons under age 70 (cardiac $25,000). For ages 70 to 79, the benefit reduces to $25,000 (cardiac $15,000) and reduces to $15,000 at age 80.

    Are adventure sports covered in Safe Travel Elite health insurance Plan?
    No, the Safe Travels Elite health insurance plan does not cover adventure sports. Additionally, there is no option to add an adventure sports rider to this plan.
    How do I cancel Safe Travels Elite visitor insurance from Trawick International?

    You can cancel your Safe Travels Elite visitor insurance from Trawick International by following these steps:

    • Before the policy's effective date: You are eligible for a full refund.
    • After the policy's effective date (if no claims have been submitted): You may receive a partial refund, but only for full months remaining on the policy, minus a $25 cancellation fee.
    • If a claim has been submitted: The policy cannot be canceled.
    • To request cancellation, send an email with your policy details. You may also need to fill out a cancellation form

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Review travel medical insurance - Blogs and articles

Atlas America Insurance

Atlas America insurance is a travel medical insurance plan for visitors to the US. It is an ideal visitor medical insurance for parents visiting USA and foreign tourists to the United States..

Read more »

Safe Travel Elite Insurance

Safe Travels Elite offers Scheduled Benefits accident and sickness medical coverage, is a fixed benefit , cheap US visitor medical insurance plan. The plan is available to foreign travelers coming to the US.

Read more »

Which are the best visitors insurance companies?

You can find reliable insurance providers like International Medical Group (IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide, and INF Insurance.

Which are the best visitors insurance companies?

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