WorldTrips International Student Health Insurance
WorldTrips International Student Health Insurance provides flexible medical coverage for F-1, J-1, and other international students. WorldTrips StudentSecure plans start at $1 per day and include Smart, Budget, Select, and Elite options. Compare 2026 plan costs, benefits, deductibles, and purchase your policy online in minutes.
Compare StudentSecure Smart, Budget, Select & Elite
*Premiums shown are based on a 20 year old international student with a 30 day coverage period and a $0 deductible.WorldTrips StudentSecure International Student Health Insurance Plans
WorldTrips StudentSecure International Student Health Insurance offers four plan options Smart, Budget, Select, and Elite to meet different coverage needs and budgets. These plans provide benefits including hospitalization, emergency medical care, prescription drugs, mental health coverage, and optional sports coverage for eligible international students. Compare the 2026 plans below to choose the right protection for your studies abroad.
Compare WorldTrips Student Secure Insurance Plans
Choose the WorldTrips Student Insurance plan that best matches your Budget, study duration, and healthcare needs. Below is a comparison of the four Student Secure health Insurance plans. Sample premiums shown are for a 20-year-old student with a $0 deductible and coverage including the USA.
- $200,000 policy maximum
- $100,000 maximum per injury or illness
- $50,000 Emergency Medical Evacuation
- Meets J-1 visa and many university insurance waiver requirements
- Affordable WorldTrips Student Insurance for short-term students
- No eligible pre-existing condition coverage (Acute Onset covered up to $25,000)
- No Repatriation of Remains benefit
- Lower emergency evacuation limit than other Student Secure plans
- $500,000 policy maximum
- $250,000 maximum per injury or illness
- $250,000 Emergency Medical Evacuation
- $25,000 Repatriation of Remains
- 12-month waiting period for eligible pre-existing conditions
- No vaccination benefit
- Includes maternity care up to $5,000 lifetime maximum for a covered pregnancy and newborn nursery care up to $250
- Eligible pre-existing conditions covered after a 12-month waiting period
- Excellent balance of coverage and affordability
- $1,000,000 policy maximum
- $500,000 maximum per injury or illness
- $300,000 Emergency Medical Evacuation
- $50,000 Repatriation of Remains
- Includes maternity care up to $10,000 lifetime maximum for a covered pregnancy and newborn nursery care up to $750
- Eligible pre-existing conditions covered after a 6-month waiting period
- Intercollegiate & Club Sports: Up to $5,000 per injury or illness
- Higher coverage limits for long-term students
- $5,000,000 policy maximum
- $500,000 maximum per injury or illness
- $300,000 Emergency Medical Evacuation
- $50,000 Repatriation of Remains
- Higher premium designed for students seeking maximum coverage
- Includes maternity care up to $15,000 lifetime maximum for a covered pregnancy and newborn nursery care up to $750
- Eligible pre-existing conditions covered after a 6-month waiting period
- Intercollegiate & Club Sports: Up to $5,000 per injury or illness
- Includes a vaccination benefit and preventive care after 6 months of waiting period
- Highest level of WorldTrips Student Insurance protection
How Much Does StudentSecure Insurance Cost in 2026?
The StudentSecure Insurance cost starts at $36 per month for a 20 year old international student studying in the USA. All StudentSecure plans include a $0 deductible per injury or illness, with premiums varying based on your age, coverage area, and your chosen StudentSecure plan.
The Student Secure medical insurance cost starts at just $36 per month for students studying outside the USA.
What Are the Important Factors While Buying Foreign Student Insurance?
- Student's age: The student's age is a vital factor that determines the cost of the best USA medical insurance for students. The prices vary for different age groups. The prices while buying f1 visa us health insurance will increase with the increase in the age of the student.
- The duration of coverage: The price of cheap graduate student health insurance USA can be either monthly or on a daily basis. The price will be more with an increase in the duration of coverage required.
- Maximum medical coverage: The cost of health insurance for international students in USA is directly proportional to the medical maximum coverage required. The cost of F1 student medical insurance is less for a budget conscious student who chooses basic coverage while higher medical maximum coverage will cost more.
What to Check Before Buying WorldTrips StudentSecure Student Health Insurance?
Before purchasing WorldTrips StudentSecure Student Health Insurance, compare more than just the premium. Check your university or visa insurance requirements, policy maximum, deductible, pre-existing condition coverage, emergency medical benefits, sports coverage, dependent eligibility, and payment options to choose the right Smart, Budget, Select, or Elite plan for your needs.
WorldTrips Student Insurance for International Students
WorldTrips Student Insurance for International Students provides affordable medical coverage for international students studying outside their home country. With four plan options Smart, Budget, Select, and Elite coverage starts at just $1 per day, making it easy to find a plan that fits your university requirements and budget. StudentSecure insurance meets J-1 visa and F1 visa insurance requirements, while all plans offer comprehensive medical benefits, 24/7 travel assistance, and flexible monthly or annual payment options.
Why Choose WorldTrips StudentSecure Health Insurance?
Choose from StudentSecure Smart, Budget, Select, and Elite plans to match your healthcare needs and budget. Coverage ranges from $200,000 to $5,000,000, with benefits varying by plan.
All StudentSecure plans include coverage for recreational sports. StudentSecure Select and Elite also provide coverage for eligible intercollegiate, interscholastic, intramural, and club sports, making them ideal for student athletes.
Pay monthly for greater flexibility or pay the full premium upfront. Choose the payment option that best fits your budget and study duration.
Every StudentSecure plan includes 24/7 multilingual travel assistance, providing emergency medical coordination, translation services, lost document assistance, and emergency travel support while studying abroad.
WorldTrips StudentSecure is designed specifically for international students studying outside their home country. StudentSecure Select and Elite meet J-1 visa and F1 visa insurance requirements, while all plans may satisfy many university insurance requirements, subject to your school's approval.
Depending on the plan selected, benefits include hospitalization, emergency medical treatment, physician visits, prescription medications, mental health services, emergency medical evacuation, repatriation, and eligible pre-existing condition coverage after the applicable waiting period.
StudentSecure Elite offers the most comprehensive benefits, including maternity coverage, newborn infant care, preventive care, and vaccinations, making it an excellent choice for students seeking the highest level of protection. These benefits are not available on all StudentSecure plans.
Buy your policy online in minutes and receive your insurance documents instantly by email. Manage, renew, or extend your coverage through the Member Portal and use the Find a Doctor tool to locate participating healthcare providers.
Who Is Eligible for WorldTrips StudentSecure Insurance?
To be eligible for WorldTrips StudentSecure Medical Insurance, applicants must generally meet the following requirements:
- Be 65 years of age or younger at the time of enrollment.
- Be a full-time student at an accredited college or university (excluding online-only institutions), or enroll within 31 days of becoming a full-time student.
- Be a full-time scholar affiliated with an educational institution, performing teaching or research for at least 30 hours per week.
- Reside outside your home country while pursuing educational activities in your host country.
- Not have obtained permanent residency in the host country.
- If studying in the U.S., hold a valid education-related visa, such as F-1, J-1, M-1, or another eligible student or exchange visa.
How Do StudentSecure Benefits Work in Real Life?
Here are a few Illustartive Scenarios of how an international student health insurance plan like StudentSecure can help during your study abroad journey.
- Emergency Room Visit for High Fever: You develop a high fever and severe dehydration that requires an emergency room visit. The StudentSecure plan provides coverage for eligible emergency medical treatment and medical personnel services and medical tests and medications that doctors prescribe, which results in lower expenses for you.
- Emergency Dental Care After an Accident: After an Accident Emergency dental coverage from StudentSecure applies when you damage or lose a tooth because of your recreational basketball accident. The four plans provide $500 in benefits to restore or replace natural teeth, which sustained damage during covered accidents.
- Critical Medical Emergency: StudentSecure international student health insurance provides coverage for hospital expenses and medical services and related costs when you face a critical medical emergency that needs extended hospital treatment. The plan provides an Emergency Reunion benefit which covers expenses for a family member to visit you during your hospital stay, which lasts five days or more, while providing meal and lodging expenses for a set duration within policy limits.
Why Do International Students Need Student Health Insurance?
International students often need health insurance for three main reasons:
Many visas require proof of medical coverage. Student Secure is designed to meet or exceed the insurance requirements for many visa types, including J-1. You will also receive a visa letter that can be used as proof of coverage.
Some schools or programs require student health insurance. Student Secure meets the requirements of many universities. If you want to opt out of your school’s plan, you may need to submit a waiver form.
Your regular health insurance may not cover you while studying in the USA or abroad. Many domestic plans do not pay for emergency medical evacuation or treatment outside your home country. Student Secure helps protect you from unexpected medical costs while you are away from home.
Why Do You Need WorldTrips International Student Insurance?
Studying abroad is an exciting journey but it's not without risks. From unexpected medical emergencies to accidents or illness, international students can face situations that may derail their education and drain their finances. That's where international student insurance becomes essential.
Here, we explain why having proper international student health insurance coverage from trusted providers like WorldTrips is not just a recommendation it's a necessity for every international student.
- Meets Most Visa and School Requirements
- F-1 and J-1 visa holders (USA)
- Most university and college programs worldwide
- Optional Practical Training (OPT) participants
- Emergency Medical Evacuation and Repatriation: One of the most overlooked but vital benefits StudentSecure covers medical evacuation to the nearest qualified hospital and repatriation of remains if needed. These services can cost $50,000+ without insurance.
- Pre-Existing Condition Coverage (After 6 or 12 Months): Unlike many other plans, StudentSecure offers limited coverage for pre-existing conditions after a waiting period of 6 or 12 months of continuous enrollment. This important feature helps students manage ongoing or chronic health conditions while studying abroad.
- Multiple Plan Levels for Any Budget: Choose from four affordable WorldTrips StudentSecure plan levels including Smart, Budget, Select, and Elite, so you can select the coverage that best fits your needs and budget.
What Is the Atlas MedEvac International Travel Insurance for Students?
Many international students already have insurance for their time abroad but need evacuation and repatriation coverage to meet their school or visa requirements. These students choose Atlas MedEvac insurance. This supplemental plan can provide the coverage you need without the added benefits and cost.
Atlas MedEvac InsuranceWorldTrips
- Available for non U.S. citizens traveling to the United States or any destination outside their home country
- Lifetime Maximum: Coverage up to $75,000
- Deductible: $0
- Emergency Medical Evacuation: Up to $50,000
- Repatriation of Remains: Up to $25,000
- Local Burial or Cremation: Up to $5,000
Access Quality Healthcare Abroad With Air Doctor
StudentSecure insurance policy holders now have the access to quality medical care through Air Doctor. It ensures you have a quality medical care within covered areas.
Explore Air Doctor Network »- Two Free Doctor Visits per Policy: Policy holders are eligible for two doctor visits at no cost, with no upfront payment or claim filing required. Policies lasting more than six months include a third visit.
- Telehealth Services for U.S. Coverage: For StudentSecure plans that include the U.S. coverage, Air Doctor are limited to telehealth (video) services. In-person visits can be accessed through the UnitedHealthcare PPO network. Through the Air Doctor app, policy holders can effortlessly connect with certified doctors, specialists, and healthcare providers worldwide.
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