The US is one of the most developed nations in the world and is well known for having the best and most sophisticated medical treatment facilities. While we all know of the highly developed health care system, paying medical bills could be a nightmare for the uninsured in the USA. The health care system is largely owned and operated by the private sector and insurance plays a very large part in paying for this healthcare. Most medical insurance plans in the US are offered by private insurance companies with a few exemptions such as Medicare, Medicaid, TRICARE and Children's Health Insurance Programs. The US Census Bureau has reported that America is one of the biggest countries in the world where an individual spends more on health care expenses than any other nation. Though not all are insured in America, the US has the third highest public health care expenditure per capita since the medical care is costly in the country.
Health Care Facility in America
There are many active health care debates on the ways to standardize the right to health care, access, fairness, efficiency, cost, choice, value, and quality for everyone residing in the USA. Recent changes by President Obama in passing the Affordable care act adds to this debate. As mentioned earlier the US health care system is mainly in the private players' hands though federal, county, state and city governments also own certain facilities. For decades, the nonprofit hospitals share 70% of the total hospitals in America. There are government owned hospitals mainly operated by the local county and city governments in America. In the US hospitals provide some outpatient care in their emergency rooms and specialty clinics, but primarily exist to provide inpatient care.
Health Insurance for tourists in the US
There are several insurance providers in the private sector who offer health insurance coverage for both US and Non US citizens residing in the country. The insurance plans designed for different segments of society are tailored to suit individual requirements. Those who are new immigrants or visitors to America can purchase insurance plans from private insurance companies. The coverage period and medical benefits of these plans are tailored to meet the requirements of the individuals, family, businessmen. who stay in America for a given specific period.
Travelers who are planning their visit to the US need not worry about choosing insurance plans that can cover them in case of an emergency. Insurance customers can access the plans offered by private insurance companies of America on this Website. The above compare facility for visitors allows them to make an informed choice while buying health insurance. Be aware of the expensive health care in America and get covered under a proper medical insurance before leaving your home country.
At American Visitor Insurance, we are often asked how the visitor medical insurance plans work. People are concerned that in the end, as maybe they have read or heard, the visitor travel insurance policy will not pay for medical expenses they are expected to be covered. Well, we would like to reassure you that all the companies we work with pay out hundreds of thousands of dollars in claims every year to their customers all around the world. So, to put your mind at ease, we thought we could give some details about how claims procedure work and what steps a client should take in using their travel insurance. Know more