Hoover Dam
Hoover Dam is one of the world's great engineering marvels. This massive structure, completed in 1935, crosses the Colorado River, linking Arizona and Nevada.
Arizona, known for its dramatic desert landscapes and world-famous attractions, is a top destination for Canadians visiting the USA. With easy entry for up to six months under the Visa Waiver Program, Canadian citizens can enjoy the warm sunshine, iconic Grand Canyon views, and vibrant culture of the Southwest without needing a visa.
Whether exploring the red rock formations of Sedona or the bustling cities of Phoenix and Tucson, Canadian travelers to Arizona find endless adventure and relaxation opportunities.
From hiking the trails of Saguaro National Park to discovering Native American heritage sites, Canadians visiting Arizona enjoy a unique blend of nature and culture. Many snowbirds and retirees also choose Arizona for its pleasant winter climate, making it one of the most popular U.S. states for long-term Canadian visitors.
Buying travel insurance for Arizona from Canada is strongly recommended for every Canadian visitor. While Arizona offers excellent healthcare, medical costs in the USA can be extremely expensive for foreign travelers. Having Canadian travel medical insurance for Arizona ensures that visitors are protected against medical emergencies, hospital stays, or evacuation costs.
Best travel insurance for Canadians visiting Arizona typically includes coverage for emergency medical treatment, hospitalization, trip cancellation or interruption, and lost baggage. For older travelers and snowbirds, it’s important to choose a plan that covers pre-existing medical conditions and offers 24-hour emergency assistance services.
Visitors can easily compare travel insurance for Canadians to Arizona plans on American Visitor Insurance to find comprehensive and affordable protection that fits their travel needs.
Canadians planning a trip to Arizona can conveniently compare Arizona travel insurance plans online to find the most affordable travel insurance for Canadians visiting Arizona. The comparison tool helps identify top-rated U.S. travel insurance companies offering flexible coverage, competitive pricing, and reliable support.
All plans come with access to a Preferred Provider Organization (PPO) network, allowing Canadian travelers to enjoy lower hospital bills and quality healthcare while in the U.S. By choosing the right Canadian travel insurance for USA, visitors can travel with complete peace of mind knowing they are financially protected throughout their stay in Arizona.
Before traveling, always carry both printed and digital copies of your Arizona trip insurance policy and emergency contact details. Whether planning a short desert getaway or an extended winter escape, having the best travel insurance for Canadians visiting Arizona ensures security and peace of mind during your trip.
Stay hydrated, protect yourself from the desert sun with sunscreen and hats, and take time to explore Arizona’s national parks, golf resorts, and scenic drives. From the Grand Canyon to Monument Valley, every Canadian visitor to Arizona can enjoy a safe, unforgettable experience with the right travel insurance coverage.
Compare the best travel insurance for Canadians to Arizona easily and buy online at American Visitor Insurance. For assistance, call customer service or email us — our team will be glad to help you choose the ideal plan.
Canadians traveling to the US for more than 30 days are required to register with US immigration authorities and provide fingerprints. This will be a strict enforcement of an existing law which was previously applied inconsistently and aims to improve compliance with US immigration regulations.
This new rule, issued by the Department of Homeland Security (DHS), applies to all foreign nationals crossing the US-Canada land border who are 14 years or older and staying for more than 30 days in the USA. This will impact close to 3 million Canadians annually, including around 1 million "snowbirds" who spend extended winters in the US.
Canadian professionals on long-term assignments in the US must comply with the new registration and fingerprinting requirements. However, short-term visitors to the US, such as tourists and cross-border shoppers should not be impacted.
The cost of US visitor health insurance in 2025 has increasingly impacted disposable income, with a major portion going towards healthcare deductibles, co-payments, and co-insurance. Routine physician visits in the U.S. can cost around $176, while specialized procedures such as an echocardiogram may range from $1,000 in Massachusetts to $3,000 in New Jersey, depending on the provider. Common medical emergencies, such as a Diabetes Mellitus with Hyperglycemia visit to the ER, could cost between $2,500 and $5,000. A stroke requiring ICU care for 10 days could cost $120,000, while heart attack treatment—including ambulance, ER, ICU, EKG, MRI, and ongoing cardiologist care—can cost approximately $20,000. Acute kidney failure treatment averages over $22,000 in the U.S.
Several factors contribute to these high healthcare costs, including significant administrative expenses, advanced technology reliance, labor costs, and the expensive malpractice insurance required in the U.S. system. Hospitals and private insurance companies employ numerous billing clerks to manage the complex billing and insurance processes, adding to overall expenses.
Despite the complexity of costs, it is crucial for Canadian travelers visiting the USA to have visitors medical insurance in the USA. Insurance significantly reduces medical bills if the hospital is part of a PPO network compared to paying out-of-pocket without coverage. Simply having US visitor health insurance substantially lowers the cost of care, providing financial protection during your trip. For Canadians visiting the U.S., having proper health insurance for visitors to the USA is essential to avoid overwhelming medical expenses.
If you are looking for affordable travel insurance for Canadians visiting Arizona, some of the best options include Patriot International Lite by International Medical Group and Travel Medical Global Basic from Seven Corners. These plans provide essential coverage at budget-friendly prices, making them ideal for Canadian travelers to Arizona who want reliable protection without overspending.
Age: 40 years | Plan: $50,000 | Deductible: $250
Planning a trip from Canada to Arizona? Choosing the best travel insurance for Canadians traveling to Arizona ensures peace of mind, financial protection, and coverage for medical emergencies, trip interruptions, and other unexpected events. Top recommended plans include:
These Canada travel insurance plans for Arizona are designed to cover emergency medical expenses, hospitalization, trip cancellations, lost luggage, and other travel risks. By selecting one of these top-rated plans, Canadian travelers to Arizona can enjoy a safe and worry-free journey with complete protection during their trip.
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $50,000 | Deductible: $250
Age: 40 years | Plan: $2,000,000 | Deductible: $250
The average cost of Arizona travel insurance from Canada ranges between $55 and $320. Pricing depends on factors such as the traveler’s age, trip duration, coverage limits, deductible amount, the type of health insurance selected, and whether pre-existing conditions are included. For most Canadian travelers to Arizona, there are affordable travel insurance options available for less than a dollar per day, making it easy to protect against unexpected medical emergencies during your trip.
Comprehensive plans typically cost more but provide higher coverage limits, stronger benefits, and additional features like emergency evacuation and repatriation. These plans are ideal for Canadian visitors to Arizona seeking peace of mind and full protection while traveling.
The international travel insurance cost per month with a deductible of $250 offers an excellent balance between affordability and extensive protection—perfect for Canadian snowbird travel health insurance or long-term stays in Arizona.
| Insurance Plans | Plan Max Range | Provider Network | Age 40 | Age 60 |
|---|---|---|---|---|
| Patriot International Lite | $50,000 - $1,000,000 | IPA Network | $55 - $74 | $121 - $144 |
| Travel Medical Global Basic | $50,000 - $1,000,000 | Visit Wellabroad.com | $56 - $77 | $121 - $159 |
| Safe Travels International Cost Saver | $50,000 - $1,000,000 |  |
$73 - $122 | $159 - $235 |
| Travel Medical Global Choice | $50,000 - $1,000,000 | Visit Wellabroad.com | $84 - $113 | $190 - $253 |
| Safe Travels International | $50,000 - $1,000,000 | |
$107 - $151 | $233 - $346 |
| Patriot International Platinum | $2,000,000 - $8,000,000 | IPA Network | $116 - $158 | $247 - $294 |
Source: American Visitor Insurance®
Arizona is known for its breathtaking natural wonders like the Grand Canyon, Sedona’s red rock formations, Monument Valley’s desert landscapes, the Petrified Forest, and the towering Saguaro cacti of the Sonoran Desert. The state’s urban highlights include Phoenix, known for its desert beauty and cultural attractions, and Scottsdale, famous for its resorts, art galleries, and lively Southwestern charm.
Most of Arizona is dry and hot but it gets cooler when you go up into the mountains. Because of that you can find all sorts of different plants and animals, from the ones that live in the desert to the ones that live in the forest.Basically, Arizona is a really special place with beautiful views, old history and a lot of fun things you can do outside.
Hoover Dam is one of the world's great engineering marvels. This massive structure, completed in 1935, crosses the Colorado River, linking Arizona and Nevada.
The pools at the base have a bluish green tint to the water, and the fall is forked so it appears that there are two falls when the river is flowing heavily.
Grand Canyon looking out over the endless ridges of colorful cliff walls, deep ravines and geologic wonderfeatures like hikes, mule rides and rafting.
The types of US travel insurance plans are fixed benefit and comprehensive visitors insurance. Compare Comprehensive vs fixed benefit visitors insurance for USA.
| Feature | Fixed Benefit Visitor Insurance USA | Comprehensive Visitor Insurance USA |
| 💲 Cost | Affordable with lower premiums | More Expensive due to extensive coverage |
| 🛡️ Coverage | Fixed amount per benefit limited or coverage under certain conditions | Benefits for covered medical expenses up to the plan maximum |
| 📉 Deductibles | Usually higher deductibles for lower cost | Often lower deductibles, more coverage |
| 🌐 PPO network | Usually no PPO network participation | Offers PPO network access with discounted rates |
| 💳 Payment method | Usually requires you to pay upfront and then seek reimbursement from the insurer | Allows direct billing(cashless), so the insurer handles payments to the provider |
| ❤️ Pre-existing conditions coverage | Not all plans offer coverage. Some offer coverage up to a specified limit | Some plans offer coverage, while some others offer coverage only for acute onset of pre-existing conditions |
| 👥 Recommended for | Budget conscious travelers who only need basic coverage. | Travelers who want comprehensive coverage for any medical needs. |
Best health insurance plans for international students in Arizona.
Learn More »Best health insurance plans for international students in Arizona.
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Learn More »When Canadians are planning a trip to Arizona, choosing the right travel insurance is crucial, especially for travelers with pre-existing medical conditions. Among the available options, the following INF plans stand out for their comprehensive coverage and benefits, offering peace of mind while exploring Arizona’s islands:
Canadian snowbirds need to understand that provincial health plans offer very limited protection once you are outside your home province or outside Canada.
Most provincial health plans only cover a small portion of medical costs outside Canada. In many cases, coverage is reduced or even suspended if you are away for more than six months in a calendar year.
Always confirm with your provincial health authority how long you can be away without losing eligibility for health benefits. Each province has its own rules.
If you remain in the U.S. longer than your visa or cross-border privileges allow, you may face immigration and tax-related obligations.
For longer stays, consult a cross-border legal or tax advisor to avoid issues with residency status and reporting requirements.
👉 While provincial health care offers security at home, it won’t fully protect you during extended stays in the U.S. That’s why snowbirds should plan carefully both for their health coverage and their legal stay.
While a standard vacation is often brief, snowbirds will generally spend 3-6 months outside of Canada, which means:
American Visitor Insurance serves as a one-stop destination for Snowbird coverage. American Visitor Insurance partners with top-rated U.S. insurers including International Medical Group (IMG), Trawick International, and Global Underwriters we provide Canadians with the best Snowbird travel insurance options conveniently in one place.
Use our easy online compare engine to review several top insurance plans side by side and choose the best snowbird insurance coverage for your travel schedule, budget, and medical needs for destinations across the US, Mexico, the Caribbean, and other warm-weather regions.
American Visitor Insurance has been offering Snowbird insurance for nearly two decades now providing thousands of Canadian and international snowbirds easy purchase insurance options through our platform before heading south for extended stays in Florida, Arizona, Texas, Mexico, or island getaways in the Caribbean.
Our licensed knowledgeable customer support team helps travelers understand coverage options, policy benefits, and claim procedures so you can make informed decisions with complete peace of mind.
Enjoy medical coverage for emergencies, hospital care, and evacuation, backed by leading international insurers and extensive PPO networks across North America and beyond.
Compare, choose, and buy your plan online at American Visitor Insurance in minutes with 24/7 assistance available whenever you need help during your travels.
Travel tips for international travelers – Safety, Comfort and Wellness.
Many U.S. citizens and American expats living in Canada frequently travel back to the United States to visit family, attend business meetings, or for personal reasons. During these visits, it’s crucial to have medical insurance for U.S. citizens visiting the USA to stay protected against unexpected health expenses.
At American Visitor Insurance, we offer some of the best travel insurance plans for U.S. expats visiting the USA. These short-term health insurance plans are ideal for U.S. citizens living abroad who need temporary coverage while in the United States.
Top-rated U.S. travel health insurance plans designed by IMG, a trusted American insurance provider, include: Patriot America Lite, Patriot America Plus, and Patriot Platinum America. Another popular option is the Diplomat America Insurance plan from Global Underwriters.
The cost of health insurance for U.S. citizens visiting the USA from Canada depends on several factors such as the traveler’s age, length of stay, policy maximum, and deductible amount. On average, short-term travel health insurance for U.S. expats returning to the USA can range between $45 and $320 depending on the plan and benefits selected.
Comprehensive plans like Patriot America Plus or Diplomat America offer extensive benefits including emergency medical coverage, hospitalization, evacuation, and repatriation. These are ideal for U.S. citizens living in Canada who frequently visit the U.S. and want maximum protection during their stay.
For those seeking affordability, choosing a plan with a moderate deductible (for example, $250 per trip) offers a good balance between cost and coverage. This ensures peace of mind for U.S. travelers returning home temporarily while keeping premiums low.
Even though you are a U.S. citizen, if you live abroad, your domestic U.S. health insurance or Medicare typically does not cover you while residing outside the country. Therefore, when traveling back to the U.S., having temporary medical insurance for U.S. expats visiting the USA ensures you are protected from high medical costs.
Compare plans and buy U.S. visitor health insurance easily online through American Visitor Insurance to find the most suitable and affordable U.S. expat insurance options for your needs.
Approximate monthly cost of expat health insurance for visiting USA for a 40-year-old traveler with a $100 deductible.
| Travel insurance USA | Coverage | Provider Network | Cost |
|---|---|---|---|
| Patriot America Lite | $50,000 | |
$79 |
| Patriot America Plus | $50,000 | |
$84 |
| Patriot Platinum America | $2,000,000 | |
$161 |
| Diplomat America | $50,000 | No PPO | $138 |
Source: American Visitor Insurance®
Many Canadians visit Arizona multiple times a year — whether to enjoy the warm desert winters, for business trips, or to visit family and friends. For these frequent travelers, purchasing a new single-trip policy every time can be time-consuming and costly. That’s why an annual multi-trip travel insurance plan is the smarter, more convenient option.
Why Choose Annual Multi-Trip Insurance?A couple from Canada, aged 64 and 61, were visiting family in Arizona with travel insurance purchased from their home country. Their policy was about to expire, but they decided to extend their stay by another 20 days and needed continued medical coverage during that period.
Since their Canadian insurance could not be extended from abroad, they needed a short-term U.S. visitor insurance plan that:
We recommended three popular comprehensive visitor insurance plans suitable for travelers already in the U.S.:
Yes. Snowbird visitors and tourists traveling to Arizona can easily purchase snowbird health insurance Arizona plans that provide comprehensive medical protection during their stay. We recommend buying travel insurance for Canadian snowbird visitors from the day they leave Canada until their return.
However, many insurers on American Visitor Insurance also allow you to purchase coverage even after you have already started your trip to the USA.
Snowbird travel medical insurance provides financial protection against unexpected medical emergencies while in the USA. Most travel insurance for Canadian snowbirds to Arizona also covers baggage loss or delay, trip interruptions, and emergency assistance services.
These plans let you visit any doctor or hospital during an emergency. For non-emergency care, check your policy network to reduce out-of-pocket expenses and access direct billing whenever possible.
Yes. Most Canadian provincial health plans offer minimal or no coverage outside Canada. Since the cost of healthcare in the US is very high, Canadian snowbird tourists visiting Arizona should purchase international travel insurance to cover emergency medical expenses.
The Arizona travel health insurance for Canadian snowbird tourists also includes benefits like trip interruption, trip delay, and baggage protection, ensuring peace of mind throughout your stay.
Snowbird tourists in the USA can visit urgent care centers, local doctors, or hospitals if necessary.
However, medical services in the US are expensive and must be paid out-of-pocket unless you have valid US tourist or snowbird health insurance. To avoid large medical bills, we highly recommend buying a travel medical insurance for snowbirds in Arizona policy before departure.
In the event of a covered illness or injury, contact your insurance provider’s claims department immediately. They will explain the claims process, guide you through the documentation requirements, and help with reimbursement or direct billing. Most Arizona snowbird medical insurance plans offer 24/7 customer support to assist with emergencies and hospital arrangements.
The cost of being a snowbird in Arizona depends on your lifestyle, accommodation type, and length of stay. On average, a single-family rental home costs around $1,500 per month, with additional monthly expenses like groceries and fuel averaging $1,000.
However, it’s essential to include the cost of snowbird health insurance in Arizona in your budget. The Canadian provincial health insurance plan provides very limited coverage outside Canada, so having affordable snowbird travel insurance USA is crucial to protect against high US healthcare costs.
Typically, Canadian snowbirds can stay in Arizona for up to six months at a time under a B1/B2 visa. Many retirees and long-term visitors enjoy the warm winter weather and use long-stay snowbird insurance to remain fully covered throughout their stay in the USA.
Coverage for pre-existing medical conditions depends on the insurance plan. Some providers on American Visitor Insurance offer full coverage, others cover only the acute onset of pre-existing conditions, while some may exclude them entirely.
It’s important to compare Canadian snowbird travel insurance for Arizona options and read the policy terms carefully to understand the coverage limits and waiting periods.
Arizona’s universities and community colleges attract many Canadian students every year, especially to top institutions like the University of Arizona, Arizona State University, and Northern Arizona University. Since healthcare in the U.S. can be extremely costly, it is essential for students to have student health insurance for studying in Arizona to protect against unexpected medical expenses.
Canadian students can compare and buy affordable student insurance for studying in Arizona that:
Canadian students studying in Arizona cannot enroll in U.S. citizen healthcare plans. However, several international student insurance options are available through our website.
While many Arizona colleges offer institutional health plans, these tend to be expensive. In contrast, international student health insurance for Canadian students in Arizona provides similar coverage at a lower price. These plans may include benefits for pre-existing conditions, maternity, and mental health, depending on the selected option.
For budget-conscious students, there are economical plans that cover essential medical needs, ensuring compliance with university waiver requirements while saving costs.
Canadian students studying in the U.S., especially in Arizona, can buy their coverage directly through our website. The top options are offered by IMG and Global Underwriters.
Global Underwriters plans are ideal for students participating in official college sports teams or recreational clubs, as they allow adding a collegiate sports rider to cover sports-related injuries.
IMG offers multiple student plans including:
Patriot Exchange is the most economical option but excludes maternity and mental health coverage.
Student plans must be purchased for full months. For example, if a student stays for one month and a few extra days, the plan must be bought for two full months. Coverage ends automatically when the student returns to Canada.
Guide to buying the best international travel insurance for USA.
Learn More »Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
Learn More »When planning your winter escape to Arizona, one of the key priorities for Canada snowbird health insurance Arizona is ensuring that you have the right medical coverage for pre-existing conditions. Depending on your comfort with risk and budget, you can choose from both affordable fixed and comprehensive policies that provide protection while you enjoy the sunny Arizona climate.
Popular options for Arizona travel insurance for Canadians include Patriot America Plus and Safe Travels USA. These plans can be purchased before departure from Canada for up to 12 months, offering flexibility such as full refunds before the policy starts and easy extensions for as few as 5 days—perfect for Canadian snowbirds visiting Arizona.
If you do not require COVID-19 coverage, you can consider cost-effective plans like Patriot America Lite and Safe Travels USA Cost Saver. These policies exclude COVID coverage, making them budget-friendly while still offering reliable protection for Canadian snowbirds in Arizona.
For travelers with pre-existing heart or stroke conditions, comprehensive and fixed-benefit plans such as Safe Travels Elite and Safe Travels Comprehensive are excellent choices. These provide coverage up to $25,000 for cardiac and stroke issues for travelers up to age 69, and $15,000 for ages 70–89.
With so many health insurance for Canadians in Arizona options available, it can be overwhelming to find the best match for your medical and travel needs. If you need personalized guidance, give us a call. Our licensed agents will help you select the most suitable travel medical insurance for snowbirds and ensure complete peace of mind during your stay in Arizona.
Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.
Learn More »International travel insurance plans covering pre-existing conditions which many older travelers look for.
Learn More »Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.
Learn More »Compare and buy the best travel medical insurance plans online.
Learn More »There are many cheap international insurance plans also known as visitor insurance plans.
Learn More »Coinsurance & Deductible - How visitor travel insurance works.
Learn More »
👉 Learn more about how to protect yourself while traveling as a Canadian Snowbird: Know more »
Provides coverage for multiple trips within a specified period, typically one year.
Read more »Travel insurance designed for older individuals, often referred to as "snowbirds".
Read more »Provides coverage for individuals with pre-existing medical conditions, particularly for "snowbirds".
Read more »Snowbird travel insurance
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