I am planning a 16 day trip to the USA do any of your policies include holiday cancellation? For example if I book my flights and then one of my elderly parents got sick or died and I had to cancel the flights?
The situation you describe is exactly what trip cancellation insurance is for! You purchase the plan and insure a specific value of the non-reimbursable portion of your trip. If you do have to cancel for a set reason like one you describe, you will get either 100% or 150% of your money back (depends on the policy). The reason you get more back is because, presumably, it will cost you more to rebook it next year. Some policies have a "cancel for any reason" which is more expensive, but give you more flexibility in cancelling your trip.
If you go on your trip, then you have medical coverage should you get sick or hurt, but the policy is still in force. For example, if one of those emergencies should come up, mid trip, your policy will get you back home and you will get whatever portion of your trip you lost from your mid-trip cancellation (technically called "trip interruption" in insurance jargon).
US citizens and residents have several options available to them. Non US residents also have an option for trip cancellation insurance.
The name of the plan is Round Trip International and it is offered by SevenCorners
Here are the links for the policy:
Round Trip International (for non US residents & non US citizens)
You can buy the RoundTrip International Travel Insurance
policy by perusing the policy brochure online
. Please let us know if we can help you in regarding to the RoundTrip International Travel Insurance plan details
Let us know if you have any more specific questions or concerns!
+1 (877) 340 7910Reviewed & Updated : January 2020