⚡ Get Quote

Best Los Angeles Travel Insurance

Age & Citizenship help
Destination help
Start date help
End date help

Travel Insurance for Los Angeles

Los Angeles, California — the “City of Angels” — is a vibrant, multicultural destination that draws millions of visitors every year. From the iconic Hollywood Sign and Hollywood Walk of Fame to sun-drenched beaches like Santa Monica and Venice Beach, Los Angeles offers something for everyone.

Explore world-class museums, theme parks, and cultural hotspots while enjoying the city’s Mediterranean climate. While enjoying all that Los Angeles has to offer, visitors should also consider travel health insurance. Medical care in the U.S. is very expensive, and visitor insurance ensures peace of mind during your stay in this exciting city.

Insurance for Los Angeles

El Pueblo de Nuestra Senora la Reina de Los Angelestranslated, this Spanish phrase means "The Town of Our Lady the Queen of the Angels". A little wordy for the Twitter fanatics of today, but there you have it - the original name for one of my favorite cities - LA, a city that I have had a crush on for years - long before I even set eyes on it. Being a huge fan of Hollywood and movies like 'LA Confidential', and 'Chinatown', as well as of shows like "Six Feet Under' and 'Entourage' I simply love the way the city looks.

Los Angeles is home to five professional sports teams, two of whom are moving to a new $2.6 billion stadium. It also is home to two nationally recognized high school show choirs (John Burroughs and Burbank) and has well known art galleries like the L.A.Louver, Hauser Wirth and Schimmel, Night Gallery, William Turner Gallery, The Loft at Liz’s, MuzeuMM, The Good Luck Gallery and Art Share L.A. The tourism in Los Angeles is also accessible to other charming California cities like Irvine, San Diego and Santa Barbara.

During my trip I stayed in the Melrose district where the Spanish-Colonial style of architecture dominates the landscape. Each house is unique in terms of both design and color - and while the cars parked outside are clearly of this century I look at it and imagine that things haven't changed that much since those homes were first built. And because I feel like the history of LA (as I know it, in my limited capacity) is not that far behind it's easy to slip in to one's version of the past.

Because none of my New York friends have anything nice to say about LA , I thought that , at best, I would appreciate the weather, and possibly the beach. Turns out it's neither. What I love about LA is what it stands for - the movies. There is this sexy Hollywood haze that hangs heavy over the city, giving me the feeling that at any moment I could run in to someone famous, some people call this smog, I call them killjoys.

LA is a huge, multi-cultural, warm city. It's the kind of city that puts you in the mood for romance - my specific image involved a younger Jack Nicholson (in any film), or Russell Crowe (not from 'The Insider'). But the best part of the city - like any fabulous city anywhere - is the people. They are nice and uniformly attractive, granted some may have taken a step too far but so what? You dye your roots don't you?

Anyway - the point is GO TO LA! And while you are there:
  • Do yourselves a favor and don't stay in a hotel, live like a local, possibly with a local. www.airbnb.com
  • Eat at Pampas Grill in the Farmers Market on Fairfax, and grab fish and pork tacos anywhere you can.
  • Drive through Laurel Canyon and Mulholland Drive. The Hollywood Hills are beautiful, take a moment at the vista points (I sound like my mother) - you can view the valley on one side and downtown LA on the other.
  • Take a picture of the Hollywood sign. I did not and am annoyed with myself now.
  • Go watch an improve show at The Groundlings. www.groundlings.com

Los Angeles Health Insurance for Visitors

I would strongly recommend all those visiting USA, especially California and Los Angeles to purchase travel insurance. Given the exorbitant cost of health care, you would not want to be forced to visit a hospital uninsured. US insurers have designed travel insurance plans specially for international travelers. You can compare and buy Visitor Insurance plans at American Visitor Insurance.

What Medical Benefits Are Included For USA Visitors?

💰 How Much Does Visitor Health Insurance USA Cost?

Healthcare in the U.S. is extremely expensive, and without good travel health insurance, even a simple doctor’s visit can become a financial burden. In 2026, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on the age, the insurance company, the type of visitors insurance, the coverage limits, and whether you want coverage for pre-existing conditions. If you are looking for a cheap option, some plans cost as little as $1 to $5 per day, making it an affordable way to stay covered.

Why is travel insurance USA is so important? A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it. Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.

👉 How much does cheap visitor insurance in USA cost?

Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans.

The cost of visitor insurance is calculated based on one-month quotes.

Plan Name Plan max range Deductible Age 35 Age 55 Age 75
Safe Travels Advantage $25,000 - $150,000 $0 $19 - $54 $29 - $82 $59 -$160
Visitors care $25,000 - $100,000 $100 $19 - $41 $29 - $62 $64 - $144
Safe Travels Elite $25,000 - $175,000 $0 $25 - $71 $36 - $110 $105 - $150
Visit USA Budget $50,000 - $150,000 $250 $30 - $49 $42 -$74 $81
VisitorSecure $50,000 - $130,000 $100 $31 - $55 $46 - $84 $93 - $135
Travel Medical USA visitor basic $50,000 - $150,000 $100 $39 - $47 $56 - $68 $178 - $196

Source: AmericanVisitorInsurance®

👉 How much does the best comprehensive visitor insurance cost per month?

The cost of comprehensive visitor insurance starts around $53 month, depending on factors such as age, coverage limits, deductible, and optional add-ons. Higher-tier plans with extensive coverage, including pre-existing condition benefits and lower deductibles, tend to be more expensive. On average, a good comprehensive health insurance plan costs $58 to $108 per month for a 35 year old traveler.

The cost of best visitor health insurance for visitors to USA is based on one-month quotes with a $250 deductible.

How much does 6 month medical insurance for visitors to USA cost?

For a 60 years old traveler, the cost of USA visitor insurance for extended stay typically ranges around $122 to $1,050, based different coverage options on American Visitor Insurance. The best 6 month USA travel insurance which is affordable, reliable and essential depends on the age, medical needs, and traveler’s budget. From ER visits to urgent care, stay covered for 6 months in the U.S starting from just $1.50/day!

How Much Does It Cost to Visit Los Angeles?

The total cost depends on travel style:

  • Airfare: Seasonal, varies by departure city
  • Accommodation: Budget to luxury ($100–$500+ per night)
  • Transportation: Rental cars, ride-sharing, limited public transport
  • Food & Entertainment: $50–$200 per day
  • Travel Insurance: $2–$15 per day depending on age, coverage, and plan type

Safety Tips for Travelers in Los Angeles

  • Stay alert in crowded tourist areas
  • Avoid unsafe or isolated neighborhoods at night
  • Follow traffic rules; LA is a car-centric city
  • Keep emergency contacts and insurance information handy
  • Protect yourself from sun exposure and heat

Top Places to Visit in Los Angeles in 2026

  • Hollywood: Walk of Fame, Hollywood Sign, TCL Chinese Theatre
  • Beaches: Venice Beach, Santa Monica, Malibu
  • Theme Parks: Disneyland, Universal Studios Hollywood
  • Museums: The Getty Center, LACMA, Natural History Museum
  • Parks & Scenic Views: Griffith Observatory, Runyon Canyon, Echo Park

Why You Need Travel Insurance in Los Angeles?

Healthcare in the U.S. is expensive, and medical emergencies can quickly become costly. Visitor travel insurance helps cover:

  • Hospitalization and emergency care
  • Doctor visits and medical tests
  • Medical evacuation, if needed
  • Coverage for pre-existing conditions (depending on the plan)

Having travel insurance ensures peace of mind, allowing you to focus on enjoying your trip without worrying about unexpected medical bills.

Why Visitor Insurance Matters in Los Angeles?

Medical care in the United States can be extremely expensive, even for minor emergencies. When visiting Los Angeles, following the right Visiting Los Angeles tips includes securing the right Travel insurance for Los Angeles to avoid unexpected financial stress.

Los Angeles Travel Insurance helps protect visitors by covering:

  • Hospitalization and emergency medical care
  • Doctor visits and diagnostic tests
  • Medical evacuation or repatriation to your home country
  • Coverage for certain pre-existing conditions (depending on the plan)

With reliable USA visitor insurance, travelers can explore Los Angeles with confidence and peace of mind, knowing that unexpected medical expenses won’t disrupt their trip or budget.

Los Angeles Health Insurance for Travelers- FAQ's

1.  Is Los Angeles suitable for international and senior travelers?

Yes, Los Angeles is ideal for international visitors, families, and senior travelers. The city offers a wide range of attractions, dining options, and accommodations. However, due to long travel distances, heavy traffic, and high healthcare costs, planning ahead is important—especially for medical coverage.

2.  Why is travel health insurance important when visiting Los Angeles??

Medical care in Los Angeles and across the U.S. is very expensive. Even a short emergency room visit can result in high medical bills. Travel health insurance helps protect visitors by covering emergency treatment, hospitalization, doctor visits, and other unexpected medical expenses.

3.  Is travel insurance mandatory for visiting Los Angeles?

No, travel insurance is not mandatory for U.S. tourist visas. However, it is strongly recommended due to the high cost of healthcare and the risk of unexpected medical emergencies during travel.

4.  Is travel insurance required for visiting Los Angeles?

TNo, it’s optional but highly recommended due to high medical costs.

5.  Why is travel insurance to USA so expensive?

There is no denying that travel insurance to USA is sadly very expensive. The main reason for this is simply because the cost of healthcare in the USA is very expensive and the travel insurance USA costs are directly related to the healthcare costs.

One more factor for some USA travel insurance plans to be very expensive is that there are specially designed travel insurance USA plans available for older travelers, with higher medical coverage as well as some plans with coverage for pre-existing ailments.

6.  How to buy travel insurance?

There are many international travel health insurance plans for coverage both in the USA as well as around the world offered by US insurance providers. Given the several travel insurance international options, it can be confusing to find the best health insurance for international travel for your needs. What is very useful in making this decision is to compare travel insurance USA of different companies.

The travel insurance comparison allows travelers to compare prices as well as coverage benefits in an objective manner. The traveler can change relevant factors like the medical maximum coverage required, the deductible, coverage for pre-existing ailments... The comparison tool also allows travelers to buy the best Los Angeles travel insurance based on ones needs by completing an online application and paying using a credit card. One buying the travel insurance for Los Angeles, all the plan documents are emailed to the customer.

7.  Does travel insurance work in the US?

Yes, travel insurance provides coverage for unforeseen medical and travel emergency that may occur while n the US.

8.  Do I need medical insurance to travel to the US?

Purchasing medical insurance for travelling to the US is not mandatory, however it's best to get a travel medical insurance. Healthcare in the US is very expensive and if there is need for hospitalization travelers may end up in a huge financial loss.

An adequate US travel insurance plan will provide coverage for medical expenses incurred in case of any injury or illness especially during the pandemic.

9.  Is medical insurance required for a US tourist visa?

It’s not compulsory for a person who is travelling to the US on a tourist’s visa to get medical insurance.But it is advisable to get maximum protection for an international trip to avoid inconveniences and have a stress free trip.

What Are the Popular Tourist Destinations in Los Angeles?

Buy visitor insurance Los Angeles

Griffith Park & Observatory

One of the largest municipal parks in the United States, Griffith Park offers a welcome escape from L.A. traffic.

Los Angeles travel insurance

Getty Center

The oil magnate Jean Paul Getty was considered one of the richest men in the world when he established the J. Paul Getty Trust in 1953.

Travel insurance Los Angeles

Disneyland

Located around an hour’s drive from Downtown Los Angeles in Orange County, Disneyland was the first of Walt Disney’s chain of theme parks.

Visitors Insurance for Seniors

50

Travel medical insurance for seniors over 50 years

Know more »
60

Visitor medical insurance for travelers above 60 years

Know more »
65

Best travel insurance for over 65s

Know more »
70

US Visitors insurance for travelers above 70 years

Know more »
75

Visitor medical insurance for travelers above 75 years

Know more »
80

Visitor health Insurance for travelers above 80 years

Know more »
90

US Visitors insurance for travelers above 90 years

Know more »
elderly_woman

US Travel medical insurance for older travelers

Know more »

Popular Tourist Destination Cities in California

Find the Best US Visitor Insurance Coverage - Blogs and Articles

description

Affordable travel insurance Online

Fixed benefit or scheduled benefit plans are the most affordable travel insurance plans.

Learn More »
flight_takeoff

Best international travel insurance

International travel insurance plans covering pre-existing conditions which many older travelers look for.

Learn More »
balance

Compare US travel insurance online

Compare quotes online for best travel insurance online, Fixed vs comprehensive travel insurance USA.

Learn More »
public

Advantages of buying travel insurance online

Compare and buy the best travel medical insurance plans online.

Learn More »
description

Buy cheap travel insurance for USA

There are many cheap international insurance plans also known as visitor insurance plans.

Learn More »
question_mark

How does travel insurance work?

Coinsurance & Deductible - How visitor travel insurance works.

Learn More »

Travel Insurance for Domestic Trips in the US

Should I Get Travel Insurance for Domestic Travel Within the U.S., Even When Visiting Los Angeles?

Getting travel insurance for domestic travel within the U.S., even when visiting Los Angeles, is a smart decision for many travelers. Although Los Angeles is a popular and well-developed destination, unexpected issues such as trip cancellations, flight delays, lost baggage, or emergency medical expenses can still occur and lead to significant costs.

Domestic travel insurance helps protect prepaid, non-refundable expenses like flights, hotels, theme park tickets, and tours, while also offering coverage for trip interruptions and travel delays. For travelers without comprehensive health insurance or those planning an expensive or extended stay in Los Angeles, travel insurance provides valuable financial protection and peace of mind, making it a practical choice for stress-free domestic travel.

Domestic Travel Insurance for Your Trip to Los Angeles

  • Covers trip cancellations and interruptions due to unexpected events such as illness, emergencies, or weather-related delays.
  • Protects non-refundable travel expenses including flights, hotels, rental cars, and attraction tickets.
  • Provides coverage for flight delays and missed connections, which are common when traveling to or from Los Angeles.
  • Includes benefits for lost, delayed, or stolen baggage and personal belongings.
  • Offers emergency medical and urgent care coverage, especially helpful for travelers without comprehensive health insurance.
  • Helps with emergency transportation or evacuation if medically necessary.
  • Ideal for family vacations, business trips, and long stays in Los Angeles.
  • Ensures financial protection and peace of mind while traveling within the United States.

Which Is the Cheapest Los Angeles City Domestic Trip Insurance Plans?

The Cheapest domestic travel insurance for Los Angeles City trips within the US is Pathway domestic insurance.

Other affordable domestic travel insurance for Los Angeles Trips include Trip Protection Economy, and Travelex Advantage insurance.

These plans offer essential coverage at low cost, making them ideal for U.S. residents seeking budget-friendly protection for travel within the country.

Pathway Domestic
Trawick International

$19 Per month

Age: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days

  • Offers trip cost up to $14,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $250,000
  • Medical evacuation up to $250,000
Buy Online »

Trip Protection Economy
Seven Corners

$26 Per month

Age: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days

  • Offers trip cost up to $10,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $10,000
  • Medical evacuation up to $100,000
Buy Online »

Travelex Advantage
Travelex

$36 Per month

Age: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days

  • Offers trip cost up to $10,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $50,000
  • Medical evacuation up to $250,000
Buy Online »
Additional cheap trip insurance plans for Los Angeles are:
  • iTravelInsured Choice: Affordable trip protection insurance from IMG covering trip cancellations, interruptions, delays, and lost baggage. Coverage up to $10,000.
    Includes enhanced medical coverage, cruise protection, and sports coverage, making it ideal for family vacations and road trips. (Cancel for Any Reason is not available for Los Angeles residents.)
  • Safe Travels Protect: Budget-friendly travel insurance plan offering essential protection for trip cancellations, interruptions, and emergency medical expenses within the U.S. Coverage up to $14,000.
    A simple and affordable plan offering solid coverage for cancellations, delays, and medical emergencies, ideal for budget-conscious domestic travelers.
  • Pathway Essential: An affordable trip cancellation insurance option that covers the basics trip cancellations, interruptions, delays, and emergency medical care offering up to $14,000 in protection. Perfect for budget-minded travelers who want dependable coverage at the lowest cost..
    Budget-friendly plan that provides reliable coverage for trip cancellations, delays, and medical emergencies perfect for cost-conscious travelers.

What Are the Best Domestic Travel Insurance Plans for Los Angeles City?

The Best domestic travel insurance for Los Angeles residents is iTravelInsured Travel LX.

Other top-rated options include Pathway Premium and Travelex Ultimate Insurance.

These plans provide comprehensive coverage with features such as:

  • Higher trip limits
  • Robust emergency medical benefits
  • Optional Cancel for Any Reason (CFAR)
  • Additional travel protections

Ideal for travelers seeking maximum coverage and peace of mind within the USA.

Pathway Premium
Trawick International

$43 Per month

Age: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days

  • Offers trip cost up to $100,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $100,000
  • Medical evacuation up to $1,000,000
Buy Online »

Travelex Ultimate
Travelex

$57 Per month

Age: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days

  • Offers trip cost up to $50,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $250,000
  • Medical evacuation up to $1,000,000
Buy Online »

Itravelinsured LX
IMG

$102 Per month

Age: 20 years | Trip Cost: $1,000 | Trip Duration: 15 days

  • Offers trip cost up to $150,000
  • Trip cancellation up to 100% trip cost
  • Emergency medical coverage up to $500,000
  • Medical evacuation up to $1,000,000
Buy Online »
Additional top domestic trip insurance plans are:
  • Trip Protection Elite: The best trip plans for NY residents traveling to the USA offer comprehensive travel insurance that provides protection for trip cancellations, interruptions, missed connections, and lost baggage, with coverage up to $30,000.
    Includes optional Cancel for Any Reason (CFAR), Cancel for Work Reasons, Lost Ski Days & Equipment Rental and Rental Car Damage.
  • Trip Protector Preferred: Premium domestic travel insurance plan offering coverage for trip cancellations, delays, baggage loss, and emergency medical expenses within the U.S. Coverage up to $50,000.
    Includes 24/7 concierge assistance and access to a nationwide medical network, ideal for frequent travelers.
  • Travel Insurance Select Elite: Top-tier domestic travel insurance plan providing protection for trip cancellations, interruptions, delays, and emergency medical coverage across the U.S. Coverage up to $100,000.
    Includes optional Cancel for Any Reason (CFAR) upgrade and pre-existing condition waiver for added flexibility.

How Much Does The Best Travel Insurance Cost in 2026?

How much is trip cancellation insurance for a month?

There are cheap trip insurance plans starting at $19 for a 15 day trip with a $1,000 trip cost. The travel insurance cost is based on the -

  • Age of the traveler
  • Trip length
  • Trip cost

Approximate cost of Trip insurance plans is for a 40-year-old traveler, 15 days trip length and $1,000 trip cost. This table gives the average trip cancellation insurance cost for different ages.

Plan Name Trip cancellation Age 20 Age 40 Age 60 Age 70
Pathway Domestic 100% of Trip Cost (Up to a Max. of $14,000) $19 $25 $42 $59
Safe Travels Protect 100% of Trip Cost (Up to a Max. of $14,000) $24 $32 $39 $74
Safe Travels Explorer 100% of Trip Cost (Up to a Max. of $30,000) $28 $37 $52 $95
Pathway Plus 100% of Trip Cost (Up to a Max. of $50,000) $32 $43 $70 $98
Trip Protection Basic 100% of your nonrefundable Trip Cost up to $30,000 $34 $47 $70 $70
Itravelinsured Choice 100% of Trip Cost $39 $50 $73 $110
Travel Insurance Select Basic 100% of Trip Cost $42 $42 $87 $102
Safe Travels Armor 100% of Trip Cost (Up to a Max. of $100,000) $43 $55 $67 $124
Pathway Premium 100% of Trip Cost (Up to a Max. of $100,000) $43 $56 $90 $126
Trip Protector Economy 100% of Trip Cost(Up to a Max. of $5,000) $47 $55 $71 $75
Safe Travels Voyager 100% of Trip Cost (Up to a Max. of $100,000) $62 $76 $102 $189
Trip Protection Choice 100% of your nonrefundable Trip Cost up to $100,000 $65 $87 $118 $118
Itravelinsured LX 100% of Trip Cost $102 $114 $138 $171

Source: American Visitor Insurance®

Why Do I Need Medical Evacuation Insurance for Travel Within the US?

Domestic travel insurance for medical evacuation is quite cheap in the context of the total trip cost and is very important to get access to quality healthcare. This coverage protects US travelers who are traveling far from Los Angeles City whether on a cruise or in remote areas like national parks and mountain ranges and in need of emergency medical care. Regular US health plans will not cover costly air ambulance transport, making emergency medical evacuation coverage essential.

🗺️ Annual Travel Insurance for Travel Within USA from Los Angeles

Voyager Annual insurance by Travel Insure

Designed for U.S. citizens or permanent residents who travel frequently for business or pleasure
  • Take an unlimited number of covered trips during the 364 day Policy period
  • Covers domestic and international trips - up to 90 days each
  • Offers two plan levels namely Silver and Gold offer options for different needs and budgets
  • Provides coverage for Emergency Accident and Sickness, Emergency Medical Evacuation, Baggage & Personal Effects, Baggage Delay, and Accidental Death and Dismemberment
  • The Gold plan includes additional benefits like Trip Interruption and Political Natural Disaster Evacuation

Enroll just once a year and enjoy peace of mind knowing you have dependable medical coverage and assistance whenever you travel more than 100 miles from home. Go anywhere in the world, as often as you like, up to 90 days at a time during the year with Voyager Insurance.

Which Are the Best Visitors Insurance Companies?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Venbrook International, Global Underwriters, GeoBlue, HTH Worldwide, Trawick International, Travel Insurance Services, INF insurance, Travelex and BlueCross BlueShield Global Solutions.

Which are the best visitors insurance companies?

IMG Logo
HTH Worldwide
IMG Logo
BCBS Logo