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Travel insurance for American Greencard Holders in the USA

Popular plans for Greencard holders medical insurance

Immigrant medical insurance compulsory for US visa

This rule will impact new immigrants to the US who are family members of current US citizens and are applying for visas to come to the US as immigrants. Failure to show proper US immigrant health insurance will be grounds to deny the visa according to this new rule.

While details of the new immigrant insurance requirements are still to be announced, the best US immigrant insurance plans that we offer on American Visitor Insurance work as short term health insurance which US immigrants can use till they are eligible for domestic US insurance plans.

America Greencard holders have full authorization to live and work permanently in the United States. They enjoy all benefits given to immigrants in the USA. This article gives insight to some of the benefits Green Card holders enjoy as well as inform residents of different ways to qualify for the Green Card

Several US green card travel benefits and few restrictions for Green Card Holders in America. Some of them are:

Green Card Holders in the USA can enter or leave America according to their wish without denial by the immigration officials at the port of entry. You have to keep track of entry and exit dates and should carry Green Card with you while traveling.
The Green Card has a lifetime validity, but a given Green Card will need renewal usually every 10 years.
Green Card Holders do not require employment sponsorship in the US. Some jobs in the US require security clearance and only US citizens or Green Card holders can get this clearance.
As a Green Card holder, you are allowed to start your own business, company or corporation.
You can apply for financial aid for education which may be sponsored by the government.
Green Card holders who have worked for a minimum of 10 years (40 quarters) in the USA have guaranteed social security benefits.
Except for the right of voting, Green Card holders enjoy all legal rights as US citizens.
Green Card holders can buy life or health insurance in America.
You can buy or sell property or any items as American citizens.

Different ways to qualify for American Green Card

To qualify for Green Card in the USA there are different eligibility criteria. Some of the important categories of immigration process that can grant Green Card for foreigners are listed here.

Immigrant Category Eligibility: To qualify for Green Card in the USA there are different eligibility criteria. The important categories of immigration process that can grant Green Card for foreigners are listed here. On a preference system, a foreigner who want to become a permanent resident through his/her qualified family member with a job or employment or a special category will be classified. However, the immediate relatives of US citizens are given highest immigration priority for permanent residence and there are a few exceptions.
Family Based Immigration: The immediate relatives of American citizens who need not have to wait for visa to become available.
Relatives who can get permanent residence quickly are
- Parent of a US citizen.
- Spouse of a US citizen.
- Unmarried children under the age of 21 of a U.S. citizen.
Please note: Only US citizens of at least 21 years of age can apply for their parents. Other family members have to wait for a visa to become available to apply for permanent residency.
- First Preference: Unmarried, adult (21 years or older) sons and daughters of U.S. citizens.
- Second Preference A: Spouses of permanent residents and the unmarried children (under 21 years)) of permanent residents.
- Second Preference B: Unmarried sons and daughters (21 years or older) of permanent residents.
- Third Preference: Married sons and daughters of U.S. citizens, their spouses and their minor children.
- Fourth Preference: Brothers and sisters of adult U.S. citizens, their spouses and their minor children.
Job or Employment Based: In this category, the immigration based on a job may help to apply for permanent residence when immigration number becomes available. Following is the order of preferences.
- First Preference: Priority Workers, including aliens with extraordinary abilities, outstanding professors and researchers, and certain multinational executives and managers.
- Second Preference: Members of professions holding an advanced degree or persons of exceptional ability (including individuals seeking a National Interest Waiver).
- Third Preference: Skilled Workers, professionals and other qualified workers.
- Fourth Preference: Certain special immigrants including those in religious vocations.
- Fifth Preference: Employment creation immigrants (investors or entrepreneurs).
Refugee or Asylum Based Status: Refugees in the USA or qualifying spouse or a child of a refugee have to apply for Green Card 1 year after the entry. In case of an asylum and a qualifying spouse or a child of asylee you may apply after 1 year of the granting of asylum status.
As per the US law, the refugees have to apply for Green Card 1 year after being admitted to the USA in refugee status.
Other Ways to Qualify: Some of the other ways to get green card will be if you are a Amerasian Child of a U.S. Citizen, American Indian born in Canada, Armed Forces Member, Cuban Native or Citizen, Diversity Immigrant Visa Program, Haitian Refugee, Help HAITI Act of 2010, and the Indochinese Parole Adjustment Act.

Health insurance options for Green Card holders

Domestic Insurance options are not immediately available for new immigrants in the USA

Here are some insurance plans that work well for Green Card holders as new US immigrants must wait 5 years before they can qualify for Medicare. The plans work as bridge plans until eligibility for local plans is satisfied. The plans are the following:

Patriot America Lite/Patriot Platinum:
If a person has a green card, but maintains a residence outside the US, then they can purchase the Patriot America Lite or Patriot Platinum plans. On the application, a person should list their foreign address as their "home" address. They can only get coverage for time while outside this "home" address (up to 12 months). This is a very economical comprehensive plan. The difference between the America and Platinum plans is the level of coverage available. The Patriot Platinum offers the highest maximum and the best coverage of all plans offered by IMG ($1 million or $100 for 70-79 years old). The Patriot America Lite has lower maximums and lower limits in other areas (emergency medical evacuation, etc).

The Patriot America Plus by IMG is an excellent comprehensive plan that will cover new sickness and accident including COVID19. This plan is suitable for Green Card holders as long as they reside outside the US.

Patriot America Lite:

Plan Details Brochure Buy Now

Patriot Platinum:

Plan Details Brochure Buy Now

INF insurance provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US green card holders insurance plans:

What does visitor travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions coverage.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

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Find the best travel insurance

Find out the best insurance for your budget and needs
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How does travel insurance work?

Claims process for expenses due to injury or sickness
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How to buy travel insurance?

Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Compare travel insurance plans

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Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give international travelers a wide range of travel insurance options. Our company has two decades experience in understanding the diverse requirements of international travelers and in offering appropriate travel insurance options to them.

Our typical customers range from international travelers visiting family in the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, green card holders outside U.S during covid-19 pandemic, travelers to Schengen countries who need travel insurance to satisfy visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

Who is eligible to get Green Card in the US?

You will be eligible to seek Green Card in the US if you fall under one of these categories.

Immediate Relatives of U.S. Citizens.
Other Family Members.
Preferred Employees and Workers.
Ethnic Diversity.
Special Immigrants.
Refugee and Political Asylum.
Long-Term Residents.

Pre-existing conditions visitors insurance

Tips for travelers with pre-existing conditions

Here are some travel insurance tips for travelers with pre-existing conditions

Choose a travel medical insurance with pre-existing conditions coverage.
Read the policy carefully to understand what is covered and what is not.
Be aware of look back period for coverage of pre-existing conditions.
Consider buying an US travel health insurance plan with higher medical coverage.
Keep a copy of your medical records and list of medications when you travel.
Take your Doctor's prescription and medications during your trip.
Learn how to access healthcare at your destination.
Contact your US traveler insurance provider immediately in case of a medical emergency.
Disclose all pre-existing conditions when purchasing visitor health insurance.
Follow all procedures while submiting a claim.

What is visitors insurance for pre-existing conditions?

There are many health insurance for us visitors options for international travel. However, many usa travel insurance for visitors plans exclude pre-existing conditions. Hence the traveler insurance will not cover the costs of treating a pre-existing medical condition. However at American Visitor Insurance, we offer some travel medical insurance plans that have coverage for pre-existing conditions and the policy clearly states what is covered for a pre-existing conditions, as well as specifying a limit to this coverage.

Some travel health insurance plans like Atlas America, Patriot America Plus offer coverage for an acute onset of a pre-existing conditions, ie, when there is a sudden medical emergency without any prior symptom that needs to be treated immediately. This typically includes emergency medical treatment, hospitalization and evacuation expenses related to the acute onset of the pre-existing condition. INF insurance however has the INF Elite insurance which covers pre-existing conditions going beyond the acute onset coverage. It is important to compare visitors insurance for pre-existing conditions on American Visitor Insurance both for the price as well as pre-existing conditions coverage before making a decision.

How does travel insurance for pre-existing conditions work?

The travel health insurance plans which cover pre-existing conditions have clear definitions of what is a pre-existing condition, the look back period for pre-existing condition, whether the travel insurance coverage is limited to acute onset of pre-existing conditions, and if it provides full coverage for pre-existing conditions the coverage limit within the policy for pre-existing conditons. Any travel health insurance coverage for pre-existing conditions will depend on all these.

Factors to consider while purchasing visitors health insurance for pre existing conditions?

The following are important factors for buying travel insurance for pre-existing conditions

The definition of pre-existing conditions and the look back period under the policy.
The eligibility age limit for pre-existing conditions coverage.
Whether pre-existing condition coverage is limited to acute onset of pre-existing conditions.
The coverage limit for pre-existing conditions which is different from the policy medical maximum.
The deductible and out of pocket expenses for pre-existing conditions coverage.

Why is health insurance for travel to USA with pre-existing conditions coverage important?

Traveling anywhere outside worldwide is supposed to be an eye opening, special and a relaxed trip experience. Traveling with a health condition brings in more challenges in order to get covered for the unexpected medical expense in case of odd surprises during the trip. This calls out for an insurance plan that covers the pre-existing conditions that will relieve the unnecessary stress of taking extra care of yourself during your most memorable travel experience.

The plans also will be expensive considering the risks involved to cover pre-existing conditions. Many of the travel insurance plans exclude pre-existing conditions. At American Visitor Insurance we offer plans that cover acute onset of pre-existing conditions as well as some cover full pre-existing conditions.

Pre-existing conditions coverage - FAQ's

Unfortunately, this simple question has a fairly complicated answer. The answer is: it depends. Firstly, it depends on whether you are a US resident traveling outside the US or a visitor to the US. US residents can purchase trip cancellation insurance that can cover pre-existing conditions and even plans that are travel medical only without cancellation often are more generous in their coverage of pre-existing conditions. These plans may have specific requirements in order to waive the usual exclusion of coverage for pre-existing conditions (like purchase them within a certain number of days of your initial trip deposit or that you have a primary domestic insurance plan in the US), so you should check these details carefully if this is important to you.

Non-US residents or US residents traveling into the US have much more limited options to insure their pre-existing conditions are covered. Some plans offer coverage for "acute onset" of pre-existing conditions. However, this is misleading, since a careful look at their definition excludes chronic or congenital disorders from such coverage. Chronic illnesses are those that worsen over time and congenital disorders are issues one is born with. They exclude emergencies due to chronic illness because they will say that is not "acute" it is simply a worsening of your condition. There are only two policies we know of that offer coverage for pre-existing medical conditions. They are INF Premier and INF Elite plans.

Firstly, they define pre-existing conditions in the following way: A pre-existing condition is a condition for which the insured received treatment or took medication for in the previous 12 months before the start of the policy. If the medication dosage has not changed and is taken as a maintenance medication, this would NOT count as a flare up or treatment of the condition. In that case, very stable conditions that have no flare ups in the past 12 months are not even excluded as pre-existing conditions. Conditions that have had flare ups or doctor recommended treatment or change in medication, are still covered by the plans but with a higher deductible and a lower maximum.

INF Elite (also INF Elite 90) are comprehensive plans offering fairly complete coverage. INF Premier is a fixed plan. Find details on these plans here.

The above plans must be purchased for at least 90 days and can be quite pricey for seniors, but they offer the only real coverage for chronic conditions.

The other option, of course, is to take a plans with little ($1K) or no coverage for pre-existing conditions and take a risk that that condition will not flare up during the trip.

INF plans boast they offer "full" coverage for pre-existing conditions. This can be a little misleading. Firstly, any regular treatment or medication that is required by the condition is never covered. The main advantage to the INF Elite and INF Premier is that they cover sudden illness/injury regardless of whether it is pre-existing or not. The only difference is that a pre-existing condition will be covered with a higher deductible at at a lower maximum than any other "new" illness or injury. However, coverage is not limited to an emergency or life-threatening situation.

The "Acute Onset of a Pre-Existing Condition" is a sudden and unexpected outbreak or recurrence of a pre-existing medical condition which occurs without any advance warning either in the form of physician recommendations or symptoms and requires immediate care (within 24 hours of first symptoms). A Pre-Existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered acute onset.

The acute onset coverage benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or treatment existent or necessary prior to the effective date of coverage. An example of this might be someone who has a food allergy or bee allergy and is unknowingly exposed to their allergen and requires immediate medical attention.

Acute onset of a pre-existing condition can be defined as the sudden & unexpected occurrence of a pre-existing condition which requires in-patient, emergency hospitalization within 24 hours of exhibiting first symptoms. The main difference between acute onset & full pre-existing is that with Full Pre-Existing coverage, is that one is covered for all pre-existing conditions and associated medical costs and this includes follow up visits, hospitalizations and doctor’s visits, etc. The acute onset coverage will only cover the in-patient hospitalization expense.

Full Pre-existing means we will cover any issue regarding a pre-existing condition, however, if one is traveling to the United States solely for medical treatment, that will not be covered. INF plans do not cover any medical tourism related claims. Pre-existing conditions under the INF plans are covered with a higher deductible and a lower maximum than other illnesses or injuries. These are chosen or specified when you purchase you plan.

Yes, the INF policies will cover any pre-existing issue that the traveler may have during their stay in the United States. This includes blood pressure, diabetes, kidney related issues and arthritis, all of which are covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 Plans.

The insurance company takes on an enormous risk by insuring individuals and including coverage for pre-existing conditions without any prior medical examination. Under the INF plans, you are paying more, but you are getting the full value for the money you pay given the very high cost of US healthcare. With the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 Plans, even though it is expensive, you can have the comfort of knowing that you are covered for any emergency or contingency. This peace of mind given the expensive US healthcare expense is what makes INF plans worth it despite being expensive.

The list of covered services under Visitors insurance full pre-existing conditions coverage can be found on the American Visitor Insurance website of the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus and INF Elite 90 Plan pages. INF plans are open to green card holders

What is the best US visitors insurance for Green card holders to USA?

The best US visitors insurance for Green card holders to USA is listed here:

The INF Elite plans are designed for travelers who need coverage for full pre-existing medical conditions up to age 99 years. INF Elite plans are comprehensive plans available for people traveling to the US and provide flexible coverage. Minimum Purchase of 90 days is required on the plans.
Safe Travels USA Comprehensive offers coverage for acute onset of pre-existing conditions up to 69 years the limit is up to the medical maximum purchased per period of coverage and for any coverage related to cardiac disease, coverage is limited to $25,000.
Patriot America plus is Comprehensive travel insurance covers acute on set of pre-existing conditions up to chosen maximum limit aged up to 70 years. This plan is available for Non US citizens travelling to the USA and US citizens and Non US citizens living abroad can buy this plan for visiting the US for short while. Plan is suitable for Green Card holders as long as they reside outside the US.
Safe Travels USA is a cheap travel medical insurance plan that covers sudden, unexpected recurrence of a Pre-existing Condition for Non-US Citizens and Non-US Residents while visiting the USA up to 89 years.
Diplomat America is available for Non US citizens and Non-US residents while visiting the United States.Available for Green card holders.Covers pre-existing condition after 24 months of waiting period.

Green card holders to USA - FAQ's

Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.

Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.

The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.

In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.

Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.

Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.

Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:

The maximum medical coverage available for the age of the traveler
The cost of insurance and deductible and co-insurance expenses
The Preferred provider organisation (PPO) network of the insurance provider and user reviews
The coverage for pre-existing conditions and any exclusions and limitations of the policy
The customer assistance and emergency helpline of the insurer

Visitor health insurance which insures mainly the health of the traveler against accident or sickness when he/she is traveling overseas is very important since healthcare is very expensive, especially in the USA. Visitor health insurance is important even if you have health insurance in your home country which you believe will work in the US. The main reason for this is that US insurance providers negotiate with the healthcare providers in the US to get a better pricing for medical services, something that is not available to international insurance providers. This makes US healthcare very expensive even with travel medical insurance coverage which do not have negotiated rates with US healthcare providers.

Visitor insurance which focuses on insuring the travel expenses along with the health of the traveler is very important to protect travelers from unforeseen risks and emergencies that may occur during their trip. Travel insurance can provide coverage for various situations such as:

Medical expenses due to illness or injury
Trip cancellation or interruption due to unforeseen reasons
Loss or delay of baggage or personal belongings
Passport or travel document theft or loss
Emergency evacuation or repatriation
Legal liability or personal accident
Travel assistance and support

Having the best visitor insurance is really important given its relative cost to that of the trip and the cost of healthcare overseas. Visitor insurance can help you save money, time, and hassle in case something goes wrong during your trip. It can also give you peace of mind and confidence to enjoy your travel experience. Therefore, travel insurance is strongly recommended for travelers to travel safely and securely.

It is easy to find the best visitor insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.

The cost of travel health insurance which focuses on the health of the traveler depends on factors such as:

The age and health of the traveler (older the traveler, higher the cost)
The destination and duration of your trip (cost in US is most expensive)
The amount of medical maximum coverage chosen (higher the coverage, higher the cost)
The deductible and co-insurance of the insurance
Any add-on benefits (pre-existing conditions coverage etc.. cost more)

Yes. There are six main exclusions (applies to all the INF plans) Cancer Dialysis Cataract / Vision sickness Mental Illness (depression / anxiety) Preventive / Maintenance care (except for INF Elite Plus and INF Premier Plus) Sleep Apnoea.

Yes, Green Card holders are eligible to enroll in the INF Plans as long as they maintain a residence outside the US.

Yes, people who are already in the US, can buy the INF plans, but they must get prior permission to apply for INF plans. To do this, they must submit the following forms:

Latest I -94
Health attestation form
Any prior health insurance information (if applicable)

The I-94 form is a government doc that can be filled out on line, they should choose “Get most Recent” on the website here: https://i94.cbp.dhs.gov/ and you should complete this “health attestation form”.

Note: Hop Travel Assist plans are not available if visitors are already in abroad

Yes, you can purchase INF travel medical insurance even if you have pre-existing conditions. INF offers INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 plans that travel insurance with pre existing conditions. However, coverage for pre-existing conditions may have some limitations and exclusions depending on the plan and your specific condition. It is important to carefully review the policy details and ensure that the coverage meets your specific needs.

INF travel medical insurance for pre-existing conditions is a type of travel insurance that provides coverage for individuals who have pre-existing medical conditions.

The INF insurance plans are designed to provide coverage for medical emergencies and unexpected medical events that may occur while traveling. The plans include benefits such as hospitalization, doctor visits, prescription medication, emergency medical evacuation, and more.

INF offers best health insurance for visitors to USA with pre-existing conditions, including the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90. These plans have varying levels of coverage and benefits, so it is important to review each plan carefully to determine which one best fits your specific needs.

The cost of the INF visitors insurance will vary depending on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF insurance offers.

The INF Elite Travel Insurance plan is INF’s comprehensive insurance for visitors traveling to the United States. There are 3 types of INF insurance Elite plans and the price of these plans varies depending on the coverage they provide. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan.

The INF Elite plan is a comprehensive travel medical insurance plan that offers coverage for emergency medical and dental expenses, medical evacuation, trip interruption, and other benefits for visitors to the USA. The INF Elite plan, INF Elite 90 plan and INF Elite Plus plan are all part of the Elite Network of plans offered by INF.

The INF Elite 90 plan is designed for travellers who need coverage of eligible medical expenses up to 90%.
The INF Elite Plus plan provides coverage for pre-existing conditions as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.
INF Elite Plus also provides Preventive & maintenance care benefits, which can be used for a number of different covered medical services and offers coverage for TDAP, Flu, etc Vaccines.

You can apply for INF insurance online through American Visitor Insurance. You can also call them at +1 (877) 340 7910 to get more information on how to apply for INF insurance from licensed insurance agents.

The maximum length of coverage for INF insurance is 364 days.

INF insurance is available for international visitors to the United States, Canada or Mexico.

The main requirements for applying for INF insurance is the travelers passport details and the travel dates. You can apply for INF insurance online on American Visitor Insurance or call +1 (877) 340 7910 to get help in applying for INF insurance.

To purchase INF insurance coverage, you must not be a citizen or permanent resident of the host country you are traveling to, ie the US, Mexico, or Canada. The coverage is available for non-U.S. residents and non-U.S. citizens traveling to the United States, Mexico or Canada between the ages of 14 days and 79 years. US green card holders can buy INF insurance if they have a residence outside the USA. The coverage duration is available from 5 days up to 364 days.

There is a minimum purchase of 90 days required to buy these INF Elite plans.

The INF plans use the United Healthcare Preferred Provider Organisation (PPO). This means that even if the pre-existing coverage limit is low, customers will still be able to access the full PPO discounts via United Health Care (UHC).

For example : A customer has to go to the Emergency Room (ER) for blood pressure and get a bill of $10,000 and the customer has the INF HOP UltraPlus plan. Although the UltraPlus covers $700 for pre-existing, the customer will get the PPO discount on the bill since it is covered. This in itself can translate to very significant savings such as an 80% discount + $700 paid out. This means your total coverage was $8,700 and out of pocket expense is only $1,300.

The Full pre-existing conditions coverage plans treat any issue related to a pre-existing condition like a New Accident and Sickness, subject to the policy maximum and deductible limits. This explains why 'Full pre-existing conditions visitor insurance coverage' plans are more expensive than coverage only for 'pre-existing conditions'.

In short the answer is Yes. INF insurance will cover any pre-existing conditions ranging from blood pressure, diabetes, to kidney complications and arthritis. All of these issues are all covered by the INF Premier, INF Premier Plus, INF Elite, INF Elite Plus, INF Elite 90 best travel insurance for pre existing conditions

Compare the best travel insurance for full pre-existing conditions plans Compare INF Full pre-existing conditions.

Note: **INF Premier, Elite, Elite Plus , Premier Plus and Elite 90 plans have a minimum purchase should be 90 days.

Green Card holders have different eligibility criteria and knowing this will aid to find the right plan that best fits the needs of the individual.

Green Card holders who permanently live in the US:
The Affordable Care Act (ACA), also known as Obamacare, requires most individuals in the United States, including lawful permanent residents (Green Card holders), to have health insurance of some form. If you belong to this category, if you have not enrolled in the domestic health care plan, then consider to buy a short-term health insurance plan until the next enrolment period. This could be a Green card holder short term medical insurance plan that satisfies the requirements of an immigrant or Green Card holder.

Green Card holders who travel between their home country and the US:
Green Card holders who are shuttling between their home country and the US and are not living permanently in the US and have a residence outside the US can buy a visitors health insurance plan that satisfies the requirements of an immigrant or Green Card holder traveling to home country and the US. Affordable Care Act may not apply if you spend more than 330 days outside of the US. Most of the short-term visitor insurance plans for Green Card holders are for this category where they maintain their residency in another country.

Green Card holders who are new immigrants:
If you are a new immigrant , then you are eligible to purchase any short term health insurance plan also known as visitor insurance plan that satisfies the requirements of Green Card holders while you wait to enroll in a domestic health care. If you decide to permanently live in the US, then these plans will not cover you in the US. These plans cover you only if you can show that you live outside of the US for at least 6 months in a year.

As a Green Card holder, also known as a lawful permanent resident, you are granted several benefits in the United States. These benefits include:

Permanent residency: A Green Card signifies your status as a lawful permanent resident of the United States. It allows you to live and work in the country indefinitely, as long as you maintain your residency status.
Employment opportunities: Green Card holders have the right to work in the United States without the need for additional work authorization. You can pursue employment in most occupations and industries, and you are not restricted to a specific employer or job.
Social security benefits: Green Card holders may be eligible for certain social security benefits, such as retirement benefits, disability benefits, and survivor benefits. These benefits are available to individuals who have paid into the social security system through their employment.
Education benefits: As a Green Card holder, you have access to educational opportunities in the United States. You can enroll in public schools and institutions of higher education, and you may be eligible for in-state tuition rates at state universities and colleges.
Protection under U.S. law: Green Card holders are entitled to the legal protection and rights provided by U.S. laws. This includes protection against unlawful discrimination, access to the courts, and other legal rights and responsibilities.
Ability to sponsor family members: Green Card holders have the opportunity to sponsor certain family members for immigration benefits. This may include spouses, unmarried children, and, in some cases, parents and siblings.
Pathway to U.S. citizenship: Green Card holders may have the option to apply for U.S. citizenship after meeting certain eligibility requirements. Becoming a U.S. citizen offers additional benefits, such as the right to vote and the ability to obtain a U.S. passport.

Green Card holders can be people who have been living in the US for longtime or they can be new immigrants who are residing in the US recently. The USCIS government authority allows the Green Card holders to live in the US for 6 months and stay outside of the US for 6 months with a re-entry permit, a person with Green Card can stay outside the US for up to 2 years.

Yes, there are many short term health insurance plans available for Green Card applicants. Not having any kind of health insurance is not advisable considering the expensive healthcare in the US. Some plans consider the home country is the one where the individual is a permanent resident and some plans consider it is the one where the individual is currently residing. Here are some plans that are suitable for Green Card applicants waiting for the Green card:

Green card holders can get health insurance in 2 types:

Group health insurance plans are usually purchased in an organization by the employer and the head of that organization covers part or most of the expenses.These are cheaper and are purchased for a large number of people.

These plans can be extended to the family to include children, spouse and parents of the individual as well. If the parents are over 65, then they will have to purchase an individual insurance plan.

Individual insurance plans are purchased from a health insurance company and the cost of the insurance is covered by the individual themselves.Your employer is not involved in this. If the plan offered by your employer does not suit your needs , then you can purchase your own individual plan and opt out of the insurance.

Green card holders over 65 have some key considerations:

Medicare: Green Card holders who are 65 or older may be eligible for Medicare, a federal health insurance program. Medicare consists of several parts, including Part A (hospital insurance) and Part B (medical insurance). Eligible individuals can enroll in Medicare to help cover healthcare costs as well as supplement this coverage with other plans.
Medicaid: Green Card holders over 65 with limited income and resources may be eligible for Medicaid, a joint federal and state program that provides health coverage to low-income individuals and families. Eligibility requirements and benefits vary by state, so it's important to check the specific rules in your state of residence.

If one has not lived in the US or worked prior to receiving their Green Card, they must purchase their own health insurance plan catering to seniors. This can be difficult as many options do not cover pre-existing conditions for people over 65 and the cost also can be high, however, at American Visitor Insurance, we do offer option to purchase an US short term health insurance plans for older Green card holders till they become eligible for domestic health insurance.

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Greencard holders insurance information

Visitor insurance resources

Visitors travel insurance for medical emergency outside your home country.

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Visitors insurance factors

Important factors while deciding on the best travel insurance for USA.

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Types of travel insurance online

Understanding different types of travel health insurance plans.

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Travel insurance claims procedure

Travel insurance online claims process for getting medical care in a hospital.

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Steps to buy
Online travel insurance for American greencard holders

Step 1: Finding the available America green card holders plans

Complete the travel insurance quote request form by providing details of the traveler and insurance requirements

Step 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3: Buy the travel insurance that you like best for

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4: Review the travel insurance plan documents received by email

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers

Factors that determine the cost of US health insurance for green card holders

Age

The cost of US health insurance is directly proportional to the age of the green card holder. The older the green card holder and greater will be the cost of the US health insurance.

Types of US Green card holder medical insurance plans

Comprehensive health insurance which provide exhaustive coverage are more expensive than fixed benefit health insurance.

Medical maximum coverage and deductible options

The price of medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Any optional add on benefits

There will be an additional price increase for any add on benefits.

Duration of US medical insurance

The longer the duration of medical insurance required, the higher will be the cost.

Travel insurance for green card holders

Senior citizen travel insurance

Travel medial insurance for a senior citizen green card holders.

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Pre-existing conditions travel insurance

Compare best pre-existing condition coverage for green card holders.

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Annual travel insurance

Annual travel insurance for individuals who take multiple trips within a year.

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Medical insurance for Green card holders

Green card insurance with Covid coverage

There are many US Green card holders either without proper health insurance for permanent residents, or have medical insurance for Green card holders over 65 but without any Covid coverage. Even though Covid related fatalities have come down, Covid remains a threat for the unvaccinated.

Any hospitalization due to Covid can be very expensive and having good medical insurance for permanent residents has become essential. At American Visitor Insurance, we are committed to getting the best Covid Green card travel insurance. The covid medical coverage plans treat coronavirus related illness like any other illness.

The following US insurance providers offer Green card holder health insurance including the best health insurance for Green card holders over 65 years old.

Covid health insurance for Green card holders - Available plans

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

Popular travel insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure and INF insurance.

US visitors insurance providers

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Pre-existing conditions visitors insurance

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What is the best US visitors insurance for Green card holders to USA?

Green card holders to USA - FAQ's

NEED HELP?Contact our customer service teamWe are here to help you!

(877)-340-7910

Click to send an email

Greencard holders insurance information

Visitor insurance resources

Visitors insurance factors

Types of travel insurance online

Travel insurance claims procedure

Steps to buyOnline travel insurance for American greencard holders

Factors that determine the cost of US health insurance for green card holders

Age

Types of US Green card holder medical insurance plans

Medical maximum coverage and deductible options

Any optional add on benefits

Duration of US medical insurance

Popular travel Destination for green card holders

Travel insurance for green card holders

Senior citizen travel insurance

Pre-existing conditions travel insurance

Annual travel insurance

Medical insurance for Green card holders

Green card insurance with Covid coverage

US visitors insurance providers

US visitors insurance providers

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Steps to buy
Online travel insurance for American greencard holders