Travel insurance for American Greencard Holders in the USA

Patriot Platinum

Per Month

by IMG  img logo
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers acute onset of pre-existing condition
  • Know More
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Covers acute onset of pre-existing condition
  • Know More

INF Premier

Per Month

by INF  inf logo
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Fixed benefit plan with full pre-existing coverage*
    Know More

INF Elite

Per Month

by INF  inf logo
  • Plan Maximum
  • Deductible
  • coronavirus  COVID19 coverage
  • Comprehensive plan with full pre-existing coverage*
    Know More
Note: *Both the Premier plan and Elite plan have a fixed pre-existing condition maximum limit up to which the pre-existing condition would be covered.
An overview

Immigrant medical insurance compulsory for US visa

Insurance for Green card holders in USA

This rule will impact new immigrants to the US who are family members of current US citizens and are applying for visas to come to the US as immigrants. Failure to show proper US immigrant health insurance will be grounds to deny the visa according to this new rule.

While details of the new immigrant insurance requirements are still to be announced, the best US immigrant insurance plans that we offer on American Visitor Insurance work as short term health insurance which US immigrants can use till they are eligible for domestic US insurance plans.

America Greencard holders have full authorization to live and work permanently in the United States. They enjoy all benefits given to immigrants in the USA. This article gives insight to some of the benefits Green Card holders enjoy as well as inform residents of different ways to qualify for the Green Card

Several US green card travel benefits and few restrictions for Green Card Holders in America. Some of them are:
  • Green Card Holders in the USA can enter or leave America according to their wish without denial by the immigration officials at the port of entry. You have to keep track of entry and exit dates and should carry Green Card with you while traveling.
  • The Green Card has a lifetime validity, but a given Green Card will need renewal usually every 10 years.
  • Green Card Holders do not require employment sponsorship in the US. Some jobs in the US require security clearance and only US citizens or Green Card holders can get this clearance.
  • As a Green Card holder, you are allowed to start your own business, company or corporation.
  • You can apply for financial aid for education which may be sponsored by the government.
  • Green Card holders who have worked for a minimum of 10 years (40 quarters) in the USA have guaranteed social security benefits.
  • Except for the right of voting, Green Card holders enjoy all legal rights as US citizens.
  • Green Card holders can buy life or health insurance in America.
  • You can buy or sell property or any items as American citizens.

Different ways to qualify for American Green Card

To qualify for Green Card in the USA there are different eligibility criteria. Some of the important categories of immigration process that can grant Green Card for foreigners are listed here.

  • Immigrant Category Eligibility: To qualify for Green Card in the USA there are different eligibility criteria. The important categories of immigration process that can grant Green Card for foreigners are listed here. On a preference system, a foreigner who want to become a permanent resident through his/her qualified family member with a job or employment or a special category will be classified. However, the immediate relatives of US citizens are given highest immigration priority for permanent residence and there are a few exceptions.
  • Family Based Immigration: The immediate relatives of American citizens who need not have to wait for visa to become available.
    Relatives who can get permanent residence quickly are
    • Parent of a US citizen.
    • Spouse of a US citizen.
    • Unmarried children under the age of 21 of a U.S. citizen.
    Please note: Only US citizens of at least 21 years of age can apply for their parents. Other family members have to wait for a visa to become available to apply for permanent residency.
    • First Preference: Unmarried, adult (21 years or older) sons and daughters of U.S. citizens.
    • Second Preference A: Spouses of permanent residents and the unmarried children (under 21 years)) of permanent residents.
    • Second Preference B: Unmarried sons and daughters (21 years or older) of permanent residents.
    • Third Preference: Married sons and daughters of U.S. citizens, their spouses and their minor children.
    • Fourth Preference: Brothers and sisters of adult U.S. citizens, their spouses and their minor children.
  • Job or Employment Based: In this category, the immigration based on a job may help to apply for permanent residence when immigration number becomes available. Following is the order of preferences.
    • First Preference: Priority Workers, including aliens with extraordinary abilities, outstanding professors and researchers, and certain multinational executives and managers.
    • Second Preference: Members of professions holding an advanced degree or persons of exceptional ability (including individuals seeking a National Interest Waiver).
    • Third Preference: Skilled Workers, professionals and other qualified workers.
    • Fourth Preference: Certain special immigrants including those in religious vocations.
    • Fifth Preference: Employment creation immigrants (investors or entrepreneurs).
  • Refugee or Asylum Based Status: Refugees in the USA or qualifying spouse or a child of a refugee have to apply for Green Card 1 year after the entry. In case of an asylum and a qualifying spouse or a child of asylee you may apply after 1 year of the granting of asylum status.
    As per the US law, the refugees have to apply for Green Card 1 year after being admitted to the USA in refugee status.
  • Other Ways to Qualify: Some of the other ways to get green card will be if you are a Amerasian Child of a U.S. Citizen, American Indian born in Canada, Armed Forces Member, Cuban Native or Citizen, Diversity Immigrant Visa Program, Haitian Refugee, Help HAITI Act of 2010, and the Indochinese Parole Adjustment Act.

Health insurance options for Green Card holders

Domestic Insurance options are not immediately available for new immigrants in the USA

Here are some insurance plans that work well for Green Card holders as new US immigrants must wait 5 years before they can qualify for Medicare. The plans work as bridge plans until eligibility for local plans is satisfied. The plans are the following:

Inbound USA Choice:
The Inbound Choice plan is specifically designed for the recent immigrant and/or green card holder. It is renewable for up to 3 years. It is a fixed benefits plan which has set limits it pays for each medical expense. It is available to any age group and at the 80+ age group becomes the best option of insurance we offer (regardless of visa status).

Patriot America Lite/Patriot Platinum:
If a person has a green card, but maintains a residence outside the US, then they can purchase the Patriot America Lite or Patriot Platinum plans. On the application, a person should list their foreign address as their "home" address. They can only get coverage for time while outside this "home" address (up to 12 months). This is a very economical comprehensive plan. The difference between the America and Platinum plans is the level of coverage available. The Patriot Platinum offers the highest maximum and the best coverage of all plans offered by IMG ($1 million or $100 for 70-79 years old). The Patriot America Lite has lower maximums and lower limits in other areas (emergency medical evacuation, etc).

The Patriot America Plus by IMG is an excellent comprehensive plan that will cover new sickness and accident including COVID19. This plan is suitable for Green Card holders as long as they reside outside the US.

Patriot America Lite:   
Patriot Platinum:
INF insurance provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US green card holders insurance plans:

What does visitor travel insurance cover?

medical expensesHealth care expenses
Covers hospital expenses for sickness or accidents.
doctor visitDoctor visit
Insures Doctor visits for sudden injury or sickness.
pharmacy drugsPharmacy drugs
Doctor prescribed eligible pharmacy drugs expenses.
medical evacuation Medical evacuation
Medical evacuation expenses to nearest facility included.
repatriation of remains Repat of remains
Repatriation of remains to home country included.

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Claims process for expenses due to injury or sickness
Step by step guide to buying the best travel insurance online
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Why American visitor insurance?

American Visitor Insurance works with reputed US travel insurance providers to give international travelers a wide range of travel insurance options. Our company has two decades experience in understanding the diverse requirements of international travelers and in offering appropriate travel insurance options to them.

Our typical customers range from international travelers visiting family in the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, green card holders outside U.S during covid-19 pandemic, travelers to Schengen countries who need travel insurance to satisfy visa requirements, trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.

Our licensed dedicated customer support team provide service at all times helping customers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency. We also provide answers to all international travel insurance questions, reviews of different products, testimonials for customers as well as provide an user friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.

Who is eligible to get Green Card in the US?

You will be eligible to seek Green Card in the US if you fall under one of these categories.
  • Immediate Relatives of U.S. Citizens.
  • Other Family Members.
  • Preferred Employees and Workers.
  • Ethnic Diversity.
  • Special Immigrants.
  • Refugee and Political Asylum.
  • Long-Term Residents.
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Greencard holders insurance information

Visitor insurance resources

Visitor insurance resources

Visitors travel insurance for medical emergency outside your home country.

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Factors for travel insurance

Visitors insurance factors

Important factors while deciding on the best travel insurance for USA.

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Types of visitor insurance

Types of travel insurance online

Understanding different types of travel health insurance plans.

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Claims Procedure

Travel insurance claims procedure

Travel insurance online claims process for getting medical care in a hospital.

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Steps to buy
Online travel insurance for American greencard holders

 Step 1: Finding the available America green card holders plans

Complete the travel insurance quote request form by providing details of the traveler and insurance requirements

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Review the travel insurance policy documents received by email for coverage details and relevant contact numbers

Step by step travel insurance

Factors that determine the cost of US health insurance for green card holders


The cost of US health insurance is directly proportional to the age of the green card holder. The older the green card holder and greater will be the cost of the US health insurance.

Types of US Green card holder medical insurance plans

Comprehensive health insurance which provide exhaustive coverage are more expensive than fixed benefit health insurance.

Medical maximum coverage and deductible options

The price of medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.

Any optional add on benefits

There will be an additional price increase for any add on benefits.

Duration of US medical insurance

The longer the duration of medical insurance required, the higher will be the cost.

Green card insurance with Covid coverage

There are many US Green card holders either without proper health insurance for permanent residents, or have medical insurance for Green card holders over 65 but without any Covid19 coverage. Even though Covid related fatalities have come down, Covid remains a threat due to the increase in the Covid sub-variants.

Any hospitalization due to Covid can be very expensive and having good medical insurance for permanent residents has become essential. At American Visitor Insurance, we are committed to getting the best Covid Green card travel insurance. The covid-19 coverage plans treat coronavirus related illness like any other illness irrespective of the variant.

The following US insurance providers offer Green card holder health insurance including the best health insurance for Green card holders over 65 years old.

WorldTrips Covid health insurance

Atlas America Insurance: WorldTrips Coronavirus immigrant health insurance namely Atlas America insurance offers Covid19 US immigrant health insurance coverage for unexpected medical expenses

International Medical Group (IMG) Green card holder health insurance

The Patriot America Plus and Patriot Platinum America insurance can be

used by green card holders as long as they maintain a residence outside the US. These plans offered by IMG are specifically designed for short term travel to USA. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age.

The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. Persons under 70 years of age can get up to $1 million maximum coverage. These plans also cover COVID19 illness up to the maximum of the policy. Please note the Patriot America Lite plan does NOT cover COVID!

Global Underwriters Covid health insurance

Diplomat America Insurance: Global Underwriters namely Diplomat America insurance offers Covid19 US green card health insurance coverage for unexpected medical expenses

INF health insurance for new green card holders, INF Green card holder insurance

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing health insurance for elderly immigrants that does not provide adequate insurance coverage in light of the coronavirus pandemic.

US Green card holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite plan insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID19. Green Card holders can buy INF plans as long as they have a residence outside the US.

Please know we are here to help you make the best, informed decision to get Covid19 green card parents health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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