Safe Travels Elite vs Safe Travels USA Comprehensive travel insurance reviews
Travelling to the US without American visitor medical insurance can be very risky. Travelling involves uncertain situations and emergencies like sudden sickness or injuries due to accidents, trip delay, loss of passport and much more… by which you can get stranded with huge medical bills and financial losses. Many of you are aware of the high health care cost for visitors to US and the expenses arising from hospitalization can be traumatic. There are top rated insurance providers who offer a wide range of visitors insurance that is available online and it is important to choose the best travel health insurance for USA.
Here the visitor can compare US visitor insurance cost of different travel insurance plans, in particular US travel health insurance plans like Safe Travels USA Comprehensive insurance and Safe Travels Elite insurance as they offer excellent coverage both for small ailments as well as more serious injuries and sickness. These travel insurance plans for USA are ideal for Older travelers and parents as they have good coverage for acute onset of pre-existing conditions. Safe Travels USA Comprehensive and Safe Travels Elite Insurance is administered by Trawick International services with AM Best Rating: "A" (Excellent).
- FEATURES
- Cost*
- Coverage in USA?
- Parents/Seniors are eligible?
- Covers Acute onset of Pre-existing?
- Eligible for Green card holders?
- Renewable and Cancellable?
- A.M. Best Rating
- Underwriter
- Insurance company
- Buy now
Safe travels USA comprehensive vs Safe Travels Elite Insurance: A Quick Comparison
Safe Travels USA Comprehensive
- Offers maximum coverage up to 1 million.
- Deductible options ranges from $0 to $5000.
- Acute Onset of a Pre-Existing Condition covered upto $20,000 (up to and including age 64), $10,000 (ages 65 - 69), N/A for ages 70+
- Plan can be extended up to 364 days.
- $25 cancellation fee after the effective date.
- The plan is available for Non US residents traveling to the US.
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $250 - ambulance
Emergency Medical Evacuation
100% up to $1,000,000 - medical_services
Urgent Care Clinic
$30 copay per Incident - shopping_cartBuy Now
Safe Travels Elite Insurance
- Offers maximum coverage up to $175,000.
- Safe Travels Elite insurance has $0 deductible.
- Acute onset of pre-existing condition is covered up to policy maximum up to the age of 89.
- The Safe Travels Elite plan can be renewable up to 364 days.
- $25 cancellation fee after the effective date.
- This plan is a comprehensive plan that provides worldwide coverage including or excluding the US.
- local_hospital
Provider Network
- dentistry
Dental Treatment
$600 - $750 per Incident - ambulance
Emergency Medical Evacuation
$100,000 (Economy, Basic & Silver)
Unlimited (Gold & Platinum) - ambulance
Ambulance Services
$500 - $750 per Incident - shopping_cartBuy Now
How much does Safe travels USA comprehensive vs Safe Travels Elite insurance cost per month?
Both Safe Travels Elite and Safe travels USA comprehensive provide excellent coverage for travelers visiting the US on a short-term basis. However, it's important to compare the two plans closely to determine which one best meets your specific needs.
You can compare the cost for both Safe Travels USA Comprehensive and Safe Travels Elite plans.
Safe Travel USA Comprehensive : offers for senior travelers aged 80 to 99, the cost is $1014, with a maximum coverage of $50,000 and a deductible of $250.
Safe Travel Elite : for senior travelers aged 70 to 89 years, Safe Travels Elite Diamond offers maximum coverage of $50,000 and $100,000 with $100, $200 deductible.
NEED HELP?
Contact our customer service team, we are here to help you!
Safe Travels USA insurance review – FAQ’s
-
What is Safe Travels USA Comprehensive insurance?Safe Travels USA Comprehensive is a travel medical insurance plan offered by Trawick International for non-U.S. citizens visiting USA. It is available for travelers up to 89 years and can be purchased for durations ranging from 5 days to 364 days, with options for renewal. Plan offers extensive medical coverage, including up to $1,000,000 for medical coverage for accidents and illnesses and limited coverage for acute onset of pre-existing conditions up to 89 years. Safetravelusa insurance plans participates in First Health PPO network which is a very widely recognized PPO network all over the U.S. COVID-19 expenses are covered and treated as any other sickness.
What is the advantage of buying Safe Travels USA Comprehensive plan?- Safe Travels USA Comprehensive insurance is a visitor insurance plan for non-U.S. citizens visiting the USA
- Plan provides coverage up to $1,000,000 in medical expenses for accidents and illnesses
- Travelers can purchase coverage for a minimum of 5 days up to a maximum of 364 days, with options for extensions
- Includes limited coverage for the acute onset of pre-existing conditions
- Plan treats COVID-19 as any other illness, providing coverage for related medical expenses.
Who is eligible to enrol in the Safe Travels USA Comprehensive travel insurance plan by Trawick international ?The Safe Travels USA Comprehensive travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA is not available for US citizens and US permanent residents (Green card holders).
Can a traveler extend or renew the Trawick international Safe Travels USA Comprehensive plan?Yes, the Safe Travels USA Comprehensive plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Comprehensive plan
Does Safe Travels USA Comprehensive Insurance cover pre-existing conditions?Yes, Safe Travels for visitors to the USA insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.
Does Trawick Safe Travels USA Comprehensive insurance covers sports?Yes. Safe Travels USA Comprehensive covers sports activity up to $50,000 which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.- Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
- Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
- Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
-
Does Safe Travels Elite Insurance cover pre-existing conditions?
Yes Safe Travels Elite travel medical insurance offers the best coverage for acute onset of pre-existing conditions up to the age of 70 years.
What benefits are included with the Safe Travels Elite plan?Safe Travels Elite plan offers both in-patient and out-patient benefits. It also provides coverage for Acute on set of pre-existing conditions, cardiac conditions and evacuation benefit.
Is Safe Travels Elite a good insurance?Yes, Safe Travels Elite visitor insurance is a good choice for non US citizens visiting the US, particularly those who are looking for affordable travel medical insurance. This is a fixed benefit plan which offers coverage for accident and sickness medical coverage for persons up to 89 years of age. It includes:.- Coverage for eligible medical expenses including hospitalization, surgery, physician visits, and prescriptions.
- Offers acute onset of pre-existing conditions, including related to cardiac disease
- Wellness visit covered up to $125 (Within the first 21 days of the start date, if you purchase a minimum of 30 days of coverage.)
- The plan is available from 5 to 364 days and extendable up to 24 months
- You can find doctors, hospitals, and urgent care in the First Health PPO Network.
- Covid-19 covered as any other illness
How do I cancel a Safe Travels Elite Insurance from Trawick International?For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.
Cancellation before effective date:- A full refund would be considered
Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:
- If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
- If no claims have been filed with the Company, then
-
- a cancellation fee of US $25 will be charged;
- only full month premiums will be considered as refundable;
- If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
Are adventure sports covered in Safe Travel Elite health insurance plan?No, the Trawick Safe Travels Elite health insurance plan does not cover adventure sports. Additionally, there is no option to add an adventure sports rider to this plan
Can Green Card Holders can buy Safe Travels Elite?The Safe Travels Elite Travel Medical Insurance plan is available to green card holders visiting the USA only if they have a residence outside the United States and have not been residing in the U.S. for more than 365 days prior to the policy effective date.
