International citizens, US citizens and expatriates living and working outside their home for a major part of the year must be aware that domestic health care is not valid once they leave their national borders. They are eligible to buy global health insurance to avail exclusive benefits like preventive care, coverage for pre-existing conditions and are renewable as long as they meet the plan requirements. These Global medical insurance plans are offered by top US Insurance providers and are popular among Global citizens, Expatriates, US corporate employees, international businessmen and Global Nomads.
Expatriates who live and work outside their own country and other regular global travelers who often travel and live outside their home country must be aware of the limitations of their domestic health insurance which usually does not provide coverage outside their home country. As a foreign citizen, the expatriate will not be eligible for local subsidized medical care. Given that the price of healthcare in different parts of the world is rising drastically and also that the quality and price of healthcare vary significantly even within a country, it is important to buy good worldwide health insurance so that you can access quality healthcare globally.
There are different global medical insurance options that are popular among expats residing outside their home country. There are some more affordable fixed benefit global plans with pre-defined limits in the coverage they offer for different medical expenses which suffice for basic health care. There are also comprehensive global health insurance options which provide extensive healthcare cover up to the policy medical maximum usually available up to 8 million US Dollars. The benefits offered by global medical insurance are coverage for pre-existing conditions, maternity, preventive care, vision, dental expenses as well as medical evacuation.