GeoBlue Xplorer Premier travel health insurance

Navigator Missionary Insurance

Xplorer Premier Insurance

Xplorer Premier Insurance provides unlimited annual and lifetime medical maximum. The plan offers comprehensive coverage across the world and can be customized to satisfy the traveler's needs. It covers pre-existing conditions with creditable coverage. The plan has no waiting period or sublimts for preventive services. After 364 days of continuous coverage, GeoBlue Xplorer members may re-enroll in a plan that matches their existing benefits.

GeoBlue Covid19 Travel health insurance by Xplorer Premier insurance with coronavirus coverage covers medically necessary COVID-19 testing and treatment is covered.

Free quotes to buy Geoblue Xplorer Premier Travel Insurance

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Max Coverage Options
Deductible

$10,000,000

$1,000

$2,000

$5,000

$10,000

GeoBlue Xplorer Premier Review

Insurance provider
Geoblue
Xplorer Premier insurance rating
AM Best Rating: "A-" (Excellent)
Policy maximum
$10,000,000
Deductible options
$0, $1,000, $2,000, $5,000, $10,000
Plan life
Life time
Xplorer Premier insurance Underwriter
GeoBlue Xplorer Premier is underwritten by 4 Ever Life
Xplorer Premier Insurance

Benefits of buying Xplorer premier insurance

The GeoBlue Xplorer Premier plan provides:
  • Ability to customize the plan to suit your needs
  • Unlimited annual and lifetime medical maximum
  • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage
  • Deductible is waived for outpatient office visits with contracted physicians
  • Terrorist-related injuries are covered
  • No waiting period associated with any preventive services
  • No precertification penalty imposed
  • Contracted providers bill GeoBlue directly, eliminating paperwork and out-of-pocket expenses for you
  • Convenient mobile tools to connect to quality care across the globe and for emergency needs, to filling a simple prescription, to translating symptoms, to finding the right doctor at home or abroad

GeoBlue Xplorer Premier Insurance summary


Navigator for Student insurance eligibility
  • Travelers aged 74 years and below at the time of application are eligible.
  • US Citizens, US permanent residents and all legal residents of US (citizens and foreign nationals) are eligible.
  • An employee of a US company, whereby the company is domiciled in the state listed below and the company pays the premium.
  • The Eligible Member must be scheduled to reside outside of his/her home country for at least 3 months per year.

GeoBlue Navigator for Student plan highlights
  • Coverage of COVID-19 testing and treatment.
  • Contraceptive services, surgeries and supplies are covered under the policy.
  • Unlimited annual and lifetime medical maximum.
  • Deductible waived for office visits with doctors.
  • No waiting period or sublimit for preventive services.
  • No precertification penalty for inpatient or outpatient care.
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Plan benefits of Xplorer Premier Insurance

  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Lifetime Maximum per Insured Person
    Unlimited Unlimited Unlimited
    Annual Maximum per Insured Person
    Unlimited Unlimited Unlimited
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Preventative Care For Babies/Children: (Birth to Age 18)
    a. Office Visits/examination
    b. Immunizations, Lab work & X-rays
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Preventative Care for Adults: (Age 19 and Older)a. Routine Pap Smears, annual mammogram
    b. PSA For Men
    c. Annual Physical Examination Health Screening
    d. Diagnostic lab work & X-rays
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Annual Physical Examination/Health Screening, Subject to a $750 Maximum per Calendar Year and limited to one per Calendar Year
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Primary Care Office Visits
    All except a $10 copay per visit All except a $30 copay per visit 60% to Coinsurance Maximum then 100%
    Urgent Care Facility
    100% All except a $75 copay per visit 60% to Coinsurance Maximum then 100%
    Professional Services
    Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work.
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    In-patient medical emergency
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    In-patient drugs
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Ambulatory Surgical Center
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Ambulance Service
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Accidental Dental
    $1,000 per year, $200 per tooth $1,000 per year, $200 per tooth $1,000 per year, $200 per tooth
    Acupuncture and Chiropractic Services
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Durable Medical Equipment
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Infusion Therapy
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Physical/Occupational Therapy, deductible is waived.
    ​$50 limit per visit, 12 visits per year ​$50 limit per visit, 12 visits per year ​$50 limit per visit, 12 visits per year
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Inpatient Mental Health
    100% up to 60 days 80% up to 60 days 60% up to 60 days
    Outpatient Mental Health
    100%, No Deductible $10 Copayment 100%, No Deductible $30 Copayment 60% to Coinsurance Maximum then 100%
    Inpatient Substance Abuse
    100% up to 60 days detox 80% up to 60 days detox 60% up to 60 days detox
    Outpatient Substance Abuse
    100%, No Deductible $10 Copayment 100%, No Deductible $30 Copayment 60% to Coinsurance Maximum then 100%
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Basic Prescription Drug Benefit Subject to $1000 Maximum per Insured Person per Policy Period
    100% up to 60 days 80% up to 60 days 60% up to 60 days
    Optional Rider. Subject to $25,000 Maximum per Insured Person per Policy Period
    100% of actual charges Generics: 100% after $10 copay
    Brandname: 100% after $10 copay
    Injectables: 70%
    Generics: 100% after $10 copay
    Brandname: 100% after $10 copay
    Injectables: 70%
    Inpatient Substance Abuse
    100% of actual charges Generics: 100% after $10 copay 100% of actual charges
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Emergency Medical Transportation
    Up to $250,000 N/A N/A
    Repatriation of Remains
    Up to $25,000 N/A N/A
    Accidental Death & Dismemberment
    $50,000 $50,000 $50,000
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Home Health Care, Subject to a maximum of 30 visits per Calendar Year
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Skilled Nursing Facilities, Subject to a maximum of $250 per day for a maximum of 50 days per Calendar Year
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Hospice, Subject to a maximum of $5,000 per lifetime
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%

Steps to buy travel insurance


Complete the quote form by entering your travel information

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GeoBlue Xplorer Premier Insurance - Common questions

Are Geo Blue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

Is there coverage for Covid-19 illness in Geo Blue travel insurance?

GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

Is Geo Blue Travel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

What cover does a Geo Blue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

Geo Blue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geo Blue travel insurance plans.

Why should I buy travel insurance from Geo Blue Travel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

Who can buy Xplorer Premier plan?

Xplorer Premier long term global medical insurance is popular among:

  • American expatriate
  • High net-worth global lifestyle
  • International business assignee
  • Foreign worker in the U.S.
  • Employers, church and missionary organizations
  • Embassies, expatriate websites, chambers of commerce
  • Exchange programs, associations, international property managers
  • Financial consultants

What are the key highlights of Xplorer insurance?

Following are some of the key benefits of buying Xplorer expat and global long term insurance

  • Unlimited lifetime max on medical
  • 100% coverage abroad

How GeoBlue Xplorer Premier insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.
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US Eligible States

Following are the US Eligible States :

Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New York, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming

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