Visitor medical insurance cover for heart attacks

Insurance Resources Factors to Consider Insurance FAQ How to buy?

Visitors Insurance are very popular given the increase in the number of people traveling outside their home country. People who travel internationally, are often insecure about the coverage for healthcare, while they are in a foreign land. It is because the healthcare is hugely expensive, when it comes to developed countries like the US and other parts of Europe. It is intimidating to be without health insurance in a foreign land which means you will have to pay out of pocket in case of unexpected injury or sickness that might need medical assistance.

With all this being said, people are eagerly looking to buy health insurance plans for visitors before leaving their home country in order to have this protection shield while traveling. There are various travel health insurance plans also known as visitor insurance plans available online.

Before buying health insurance plan for a temporary basis for visit to a foreign country, it is necessary to remember certain points:

Duration of the visit
Age of the visitor/visitors
Home country citizenship
Destination country
Any extra coverage needed for the visitor's existing health condition.

Let's talk about the heart related condition for a pre-existing condition:
The most important exclusion in the insurance for coverage of pre-existing condition is that, the prescription medication and the routine maintenance involved in treating the condition is not covered. Only any emergency or urgent situations, which can be reported by the doctor as acute onset or sudden recurrence of the pre-existing condition will be covered.

Heart diseases including heart attack rates have increased greatly in the recent years. Studies show that people suffer from various kinds of heart related diseases. As far as the visitor health insurance is concerned, if the condition has occurred prior to the insurance plan becomes effective, it is considered as a pre-existing condition. Heart Attack is one such heart related pre-existing condition. Most of the visitor health insurance for pre-existing condition plans available in the market today, have coverage for the acute onset or sudden recurrence of pre-existing condition. People with age of below 70 qualify for the maximum coverage available for the acute onset of pre-existing condition in a plan. Some plans limit this age to 65. For people above age 70, the options get limited and similarly the amount covered also reduces. Most comprehensive visitor insurance plans provide minimum coverage for even people above age 70. The bottom line is to find the right plan for your specific needs.

Atlas Travel and Atlas Premium plans from Tokiomarine HCC are excellent comprehensive plans which extend their coverage for acute onset of pre-existing condition for people above 70 until age 80. These plans have worldwide coverage available.
Atlas Travel plan:-

Plan Details Buy Now Brochure

Atlas Premium Insurance:-

Plan Details Buy Now Brochure

Liaison Travel plans from Seven Corners are definitely good comprehensive choices for travel outside home country. They have worldwide coverage available with coverage for acute onset of pre-existing condition.
Liaison Travel Elite:-

Plan Details Buy Now Brochure

Liaison Travel Economy:-

Plan Details Buy Now Brochure

Liaison Travel Choice:-

Plan Details Buy Now Brochure

Amongst the Fixed benefit plans, Visitors care insurance offers coverage for acute onset of pre-existing conditions with sublimits.
Visitors Care Insurance:-

Plan Details Buy Now Brochure

Another fixed benefit plan from Trawick International called Safe Travels Visitors to USA covers up to $25,000 for pre-existing conditions which are cardiac or heart related diseases for people up to and including age 69. For people above this age, the Safe Travels Visitors to USA Diamond plan pays up to $15,000 for pre-existing conditions which are cardiac or heart related diseases.
Safe Travels Visitors to USA:-