TrueNorth Trip Protection Plus Travel Insurance

Trip cancellation and interruption coverage for Canadian residents.

TrueNorth Trip Protection Plus insurance cost calculator

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What is TrueNorth Trip Protection Plus travel insurance?

TrueNorth Trip Protection Plus is a comprehensive travel insurance plan for Canadian residents traveling to the USA or other international destinations. It offers higher medical limits including up to $5 million in emergency medical coverage along with 100% trip cancellation and interruption, trip delay benefits, baggage coverage, emergency medical evacuation, accidental dental, AD&D, and 24/7 travel assistance. The plan also includes a 10-day free look period, giving you the flexibility to cancel for a full refund if your trip hasn’t started and no claims have been filed.

After buying the plan, Traveler can get all the plan document and plan id card by using TrueNorth Trip Protection Plus login. At American Visitor Insurance, US Travelers can contact the TrueNorth Trip Protection Plus insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

TrueNorth Trip Protection Plus Insurance Reviews

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Insurance provider
Trawick International
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Rating
AM Rating: “A (Excellent)â€
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Underwriter
AXIS Reinsurance Company (Canadian Branch)
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Best for
  • Canadians needing high medical coverage
  • Short-term vacationers

Why choose TrueNorth Trip Protection Plus insurance?

TrueNorth Trip Protection Plus is designed for Canadian travelers who want complete trip protection paired with the highest medical coverage limits. It’s ideal for trips to the USA, cruises, or any destination where healthcare costs can be significant. This plan also comes with a 10-day free look period for added flexibility. Key benefits include:

  • High Medical Coverage: Up to $5 million in emergency hospital & medical protection.
  • Trip Cancellation & Interruption: 100% reimbursement up to $25,000 for covered reasons.
  • Trip Delay: Up to $2,000 for extra expenses, with sublimits for accommodations, meals, and special events.
  • Emergency Medical Evacuation: Unlimited coverage for transportation to the nearest medical facility.
  • Baggage & Personal Effects: Up to $1,500 for lost, stolen, or damaged items.
  • Accidental Dental & AD&D: Protection for unexpected dental injuries and accidental death or dismemberment.
  • 24/7 Travel Assistance: Global support for emergencies, travel changes, and more.
  • 10-Day Free Look: Cancel within 10 days for a full refund if no travel has started and no claims filed.

Who is eligible for TrueNorth Trip Protection Plus insurance plan?

  • For Canadian residents traveling outside of Canada.
  • You must be a Canadian resident covered by your provincial or territorial GHIP for your entire trip.
  • The maximum trip duration depends on your age:
    • 0–59 years - 90 days
    • 60–69 years - 30 days
    • 70–89 years - 16 days

What are the conditions covered under trip cancellation and trip interruption?

  • Sickness, Injury, or death of You or your Traveling Companion.
  • Sickness, Injury, or death of a Family Member, Traveling Companion's Family Member, Business Partner, Key Employee, or Caregiver not on the Covered Trip with you.
  • Bankruptcy or Default of a Travel Supplier.
  • Cancellation of your cruise or tour.
  • A schedule change announced by the airline or due to a strike making the Covered Trip unusable.
  • Adverse Weather leading to delay resulting in losing a minimum of 30% of your holiday.
  • Termination or layoff impacting You, your Travelling Companion, or the Spouse of either of you.
  • Loss or theft of Your of your Travelling Companion's passport or travel documents.
  • Act of terrorism, war, impending war, or health concern leading to an Avoid All Travel warning.
  • Injury, Illness, or death of your Family Pet.

What are the benefits of TrueNorth Trip Protection Plus insurance?

  • Trip Cancellation help 100% of the Insured Trip Cost up to $25,000
    Trip Interruption help 100% of the Insured Trip Cost up to $25,000
    Trip Interruption - return flight $750
    Travel Delay help $2,000
    Accommodations & Meals $1,500
    Special Events $1,500
    Hospital & Medical $5,000,000
    Accidental Dental $1,500
    Emergency Medical Evacuation Unlimited
    Accommodations & Meals $3,500
    Incidental Expenses $250
    Repatriation of Remains Unlimited
    Cremation/Burial at Destination $10,000
    Passport replacement Reasonable & customary
    Per item limit $500
    Personal money $100
    AD&D - 24 hour $50,000
    AD&D - Air Common Carrier $100,000

TrueNorth Trip Protection Plus insurance - FAQ's

1. What is TrueNorth Trip Protection Plus plan?

A worldwide travel insurance plan providing trip cancellation, trip interruption, trip delay, emergency medical, baggage protection, repatriation, and 24/7 travel assistance coverage for Canadian residents.

2. What does TrueNorth Trip Protection Plus cover?

It covers up to 100% of travel expense for cancellation and interruption (up to CA $25,000), trip delay benefits (up to CA $2,000), emergency medical up to CA $5,000,000, baggage insurance up to CA $1,500, AD&D, evacuation.

3. Who can buy TrueNorth Trip Protection Plus insurance?

TrueNorth Trip Protection Plus is available to Canadian residents between the ages of 0–89 with provincial/territorial health coverage. Not sold in Quebec, PEI, NB, NWT, Nunavut, Yukon.

4. What happens if my luggage is delayed or lost?

TrueNorth Trip Protection Plus offers baggage & personal effects coverage to a maximum of CA $1,500, subject to per-item sublimits, and features baggage delay protection.

5. Can I cancel TrueNorth Trip Protection Plus plan after purchase?

Yes, there's a 10‑day free look period. If you have not begun travel and no claims are made, you can cancel for a full refund

6. Is COVID-19 covered under TrueNorth Trip Protection Plus plan?

Yes, COVID‑19 events are eligible if they occur according to named covered reasons like illness, quarantine orders, or travel supplier bankruptcy—but coverage is subject to policy terms.

7. Can I buy the TrueNorth Trip Protection Plus plan through American Visitor Insurance?

Yes American Visitor Insurance allows Canadian residents to easily compare and purchase TrueNorth Trip Protection Plus, with instant online quotes and plan comparisons.

NEED HELP?

Contact our customer service team, we are here to help you!

How do I file a claim with TrueNorth Trip Protection Plus Insurance?

To file a claim with TrueNorth Trip Protection Plus Insurance, follow these steps:

  1. Download the Claims Form: Access the TrueNorth Trip Protection Plus insurance claims form online.
  2. Contact Customer Support: Call the toll-free number (888) 301-9289 for guidance or assistance.
  3. Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
    • Mailing Address: Trawick International, P.O. Box 2284, Fairhope,AL 36533.
  4. Email Assistance: For additional help or inquiries, email info@trawickinternational.
Know more about Trawick International Claims »

What are the restrictions of TrueNorth Trip Protection Plus plan?

TrueNorth Trip Protection Plus is not offering coverage for New Brunswick (NB), Northwest Territories (NT), Nunavut (NU), Prince Edward Island (PE), Quebec (QC), Yukon (YT) and not available for travel to Israel or countries restricted by Canada Global Affairs.