SafeTravels Armor Trip Protection insurance

Trip cancellation up to $15k for US Citizens and residents traveling within the US and abroad.

SafeTravels Armor Trip Protection insurance

Buy Safe Travels Armor Insurance Cost

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Safe Travels Armor insurance for US citizens

Safe Travels Armor is available to US residents traveling within the United States and abroad. The Safe Travels Armor plan covers trip cancellation 100% up to $15K and trip interruption 150% up to $22,500. Also included is $100K primary emergency accident and sickness medical coverage. It covers pre-existing medical conditions when coverage is purchased within 14 days of deposit and the full, nonrefundable trip cost is insured. It offers $1K for potential accommodations/lodging expenses due to trip delay and airline ticket change fee.

This plan offers Optional Coverages including:

  • Cancel for any reason (CFAR) provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this plan. Must be included at the time of purchase and within 14 days of the initial trip deposit date. To qualify for the CFAR benefit, you must insure the full, nonrefundable trip cost. (Not available to residents of NY)
  • Rental car damage coverage $50K

Key benefits of Safe Travels Armor

Primary medical coverage

Pre-existing coverage

Cancel for Any Reason

Rental car Damage Coverage

Emergency Medical evacuation

Emergency Accident & Sickness Medical Expense

Safe Travels Armor insurance reviews

Insurance provider
Trawick International
Safe Travels Armor Rating
AM Best Rating: “A (Excellent)”
Safe Travels Armor Underwriter
Starr Indemnity & Liability Company
Trip Cancellation
100% of Trip Cost (Up to a Max. of $15k)
Key Highlights of Visitors Care

Safe Travels Armor - Key Highlights

  • Designed for those who are looking for the highest available benefits
  • Cancel for Any reason available within 14 days of deposit
  • Pre-Existing Coverage on plans purchased within 14 days of initial deposit
  • Available to US residents traveling within the United States and abroad
  • Up to $100K of Primary Medical coverage
  • Plan is available up to 18 months in advance of departure
  • Maximum trip length is 90 days
  • Comprehensive coverage for pre-and post departure coverage
  • Rental Car damage is covered for up to $50k.
  • 14 Day Free Look Period
  • COVID is treated the same as any other illness
  • Emergency Evacuation and Repatriation
  • Lost Baggage and Baggage Delay
  • Trip Cancellation, Trip Interruption, Emergency Medical and Evacuation, Baggage

Safe Travels Armor Insurance plan summary


What is the Eligibility to buy Safe Travels Armor
  • Valid for US Residents and US Citizens traveling within the U.S and/or internationally
  • Covers up to age 85
  • Coverage for a maximum of 90 days
  • Plan is available for purchase 18 months in advance of departure

How to Claim Safe Travels Armor Insurance?

Here are the steps:
  • Begin the claims process by downloading and completing the Claims Form.
  • Ensure that you include photocopies of all passport pages and itemized bills.
  • Submission of these documents is time-sensitive, and they must be sent within 90 days following your medical provider visit.

Claims filing address and email:

For questions or claim status updates, reach out to the claim department via phone at 8779167920 or email them at Trawickclaims@cbpinsure.com
Address: Co-ordinated Benefit Plans LLC on Behalf of Crum and Forster SPC
PO Box 2069 Fairhope AL 36533
Email: Trawickclaims@cbpinsure.com
Toll-Free: 866-669-9004 or 866-696-0409

Trawick International Best cruise insurance for US travelers
Click here to read more »

Safe Travels Armor Information

  • Safe Travels Armor Advantages

    • Trip Cancellation is covered for 100% of trip cost with this plan up to a maximum of $15k.
    • Emergency medical evacuation and repatriation is covered for $1M.
    • Pre-existing condition is included with this plan.
    • Coverage for a maximum of 90 days
    • Plan is available for US residents traveling within the US or abroad.
    • This plan covers cancel for any reason
  • Safe Travels Armor Disadvantages

    • This plan doesn't available for Non-US residents.
Safe Travels Armor

Provider network and how to find hospital or doctor?

We have two different network providers for our plans.
If you have this logo on your ID Card:
first Healthcare Provider Network
You can find a provider in the USA by using the below button
Click here to read more »

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

If you have this logo on your ID Card:
aetna
You can find a provider in the USA by using the below button
Click here to read more »

Type in the zip code and then choose OPEN CHOICE PPO to search by name or provider type. You may need to contact a few to find an appointment right away.

Safe Travels Armor - Common Questions

01. What is the cost of Safe Travels Armor?

The plan offers a variety of benefits including trip cancellation, trip interruption, emergency medical and evacuation, baggage, and more. The plan also covers pre-existing medical conditions when coverage is purchased within 14 days of deposit and the full, nonrefundable trip cost is insured. The Safe Travels Armor plan covers trip cancellation 100% up to $15k and trip interruption 150% up to $22,500.

It also offers $1k for potential accommodations/lodging expenses due to trip delay and airline ticket change fee. The plan offers Optional Coverage’s including Cancel for Any Reason (CFAR) which provides reimbursement for 75% of the prepaid, non-refundable, forfeited payments you paid for your trip if you cancel your trip for any reason not otherwise covered by this plan. Rental Car Damage Coverage is also available as an optional benefit. The plan is available to US residents traveling within the United States and abroad.

02. What is the coverage for Safe Travels Armor emergency medical and evacuation?

The Safe Travels Armor plan offers $100,000 primary emergency accident and sickness medical coverage. The plan also covers emergency medical evacuation.

03. How do I file a claim with Safe Travels Armor?

To file a claim with Safe Travels Armor, you can use the online claim submission portal provided by Trawick International. To begin, you will need your number from your ID card or confirmation email. Any correspondence from Trawick International about your claim will be sent to the email address on file.

Alternatively, you can email or mail a claim form to Trawick International. However, it is important to note that a claim that is filled on the wrong form or mailed to the wrong address will delay or prevent processing, so be careful to choose the correct documents.

04. Can I purchase the Safe Travels Armor plan for international travel?

Yes, the Safe Travels Armor plan is available to US residents traveling within the United States and abroad.

05. Are pre-existing medical conditions covered by Safe Travels Armor?

The Safe Travels Armor plan covers pre-existing medical conditions when coverage is purchased within 14 days of deposit and the full, nonrefundable trip cost is insured.

06. Is the Safe Travels Armor plan suitable for business travel?

Yes, the Safe Travels Armor plan is suitable for business travel. The plan provides coverage for trip cancellation, trip interruption, emergency medical and evacuation, baggage, and more. The plan also covers pre-existing medical conditions when coverage is purchased within 14 days of deposit and the full, nonrefundable trip cost is insured.

The Safe Travels Armor plan covers trip cancellation 100% up to $15k and trip interruption 150% up to $22,500. It also offers $1k for potential accommodations/lodging expenses due to trip delay and airline ticket change fee.

04. What are the exclusions of Safe Travels Armor?

The following are some of the exclusions that are not covered by the Safe Travels Armor plan:

  • Pre-existing medical conditionsthat are not covered by the plan when coverage is not purchased within 14 days of deposit and the full, nonrefundable trip cost is insured.
  • Cancel for Any Reason (CFAR)benefit does not cover any reason that is already covered by the plan.
  • Rental Car Damage Coverageis an optional benefit and is not available in all states.
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Plan benefits of Safe Travels Armor insurance

  • Trip Cancellation 100% of Trip Cost (Up to a Max. of $15k)
    Trip Interruption Up to 150% of Insured Trip Cost
    Travel Delay $1K ($150 per day) 12 hours
    Missed Connection $500 for delays of 12 hours or more
    Airline Reissue or Cancellation Fees $100 / 6 hours
    Rental Car Damage Coverage (Not available in NY or TX) (Optional Coverage) $50K ($100 Deductible)
  • Cancel for Any Reason 75% of Trip Cost Available within 14 Days of Deposit
    Emergency Accident & Sickness Medical Expense $100K with deductible $50.
    Pre-Existing Medical Condition Exclusion Waiver Included Within 14 Days of Deposit
  • Accidental Death & Dismemberment - Common Carrier $25K
    Free Look This plan has a Free Look period where you may cancel the insurance and receive a refund of premium provided no claim has been filed and you have not left on your trip. The number of "Free Look" days varies by state. See Plan Documents for details.
  • Emergency Evacuation $1M
    Repatriation of Mortal Remains $1M
  • Baggage Coverage $1K ($100 per article, 50% special items)
    Frequent Travel Loyalty $250
    Baggage Delay Coverage $250 ($100 daily) 12 hours
    Baggage and Personal Effects $1k
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Safe Travels Armor Insurance Restrictions

  • This plan is not available for travel to or in Cuba, North Korea, Syria, Iran, Sudan, Ukraine/Crimea, Belarus, and Russia. This plan is not available to anyone over the age of 85.
  • Few Optional Coverages are not available in some states.

Safe travels Insurance related coverage

Safe travels Insurance related coverage

Plan Definitions

Free look period: is 14 days except in the following states: Arkansas 15 day Free Look, Texas 15 day Free Look, Virginia 15 day Free Look, Florida 21 day Free Look, Indiana 30 day Free Look, New York: After the14-day Free Look period has expired the insured may cancel their policy at any time with a pro-rata refund if the insured has not started their trip and a claim has not been filed or intended to be filed.

Pre-existing medical condition exclusion waiver: Exclusion is waived if coverage is purchased within 14 days of the initial trip deposit date, and the full, non-refundable trip cost is insured, and you are medically able to travel on the policy effective date.

Travel medical and dental expense-primary: For necessary covered expenses while on your covered trip and as a result of an accidental injury or emergency sickness that first manifests itself during the covered trip and the initial documented treatment is given by a physician during this trip.

Optional rental car damage: We will reimburse you for the cost of repairs and rental charges imposed by the rental company while the car is being repaired, the actual cash value of the car or the maximum benefit. You must be a licensed driver and listed on the rental agreement in order for coverage to apply.

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