Pathway Plus Travel Insurance
Trip cancellation up to $50,000 for US residents traveling within the US and abroad.
What is Pathway Plus travel insurance?
Pathway Plus by Trawick International is a well-rounded, mid-tier travel insurance plan ideal for U.S. residents taking domestic or international trips up to 90 days. Whether you’re traveling with family, exploring new destinations, or balancing protection with value, this plan delivers solid coverage for both your trip investment and unexpected medical needs with broader benefits than basic plans.
Safe Travels Pathway Plus insurance includes 100% Trip Cancellation and 125% Trip Interruption reimbursement, helping you recover prepaid, non-refundable trip costs if your travel plans are disrupted for covered reasons. It also provides primary emergency medical coverage up to $50,000, which means faster claims processing without involving your domestic health insurer.
The plan offers a Pre-Existing Condition Waiver if you purchase your policy within 14 days of your initial trip deposit and insure the full cost of the trip, your eligible pre-existing medical conditions are covered. The plan features a 180-day look-back period to evaluate pre-existing conditions.
Optional add-ons such as coverage for adventure and extreme sports, accidental death & dismemberment (AD&D), and rental car damage (except NY) provide further flexibility according to your style of travel and needs. Travelers also get distinct extras such as access to airport lounges in cases of flight delays and a pre-travel medical consultation with U.S.-licensed doctors through Runway Health.
After buying the plan, Traveler can get all the plan document and plan id card by using Pathway Plus login. At American Visitor Insurance, US Travelers can contact the Pathway Plus insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Pathway Plus Insurance Reviews
Why choose Pathway Plus travel insurance?
- Ideal for Domestic & International Trips: Designed for U.S. residents traveling within the U.S. or abroad for up to 90 days.
- Comprehensive trip coverage: Covers trip cancellation, interruption, trip delays, and missed connections—protecting your investment at each stage of travel.
- Emergency Medical Coverage: Provides coverage up to $50,000 for accident and sickness costs, and $350,000 for emergency evacuation and repatriation.
- Pre-Existing Conditions: Covers up to $50,000 of coverage if the plan is bought within 14 days of your first trip deposit.
- 14-day free look period: This plan also includes a 14-day free look period, allowing travelers to review the policy and cancel for a full refund if no claims have been made offering peace of mind before the trip begins.
- Optional add-on benefits for more protection: Customize your plan with rental car damage coverage, AD&D upgrades, and adventure or extreme sports protection.
- Baggage Protection: Protects against lost, stolen, or delayed baggage so you can travel with peace of mind.
- Underwritten by trusted providers: This plan is underwritten by either Technology Insurance Company or Wesco Insurance Company, both members of AmTrust Financial Services, Inc.
- Easy Access: Download your plan documents and ID card anytime through the Pathway Plus login portal.
- Customer Support: Get expert assistance from American Visitor Insurance licensed agents are available to help with quotes, plan details, and any questions you may have.
Who is eligible for Pathway Plus insurance plan?
- Available to U.S. residents traveling within the United States and abroad.
- Trip duration available up to 90 days.
- Coverage must be purchased before the start of the trip.
Key Benefits of Pathway Plus Insurance?
Pathway Plus provides essential protection for both your trip investment and medical needs during travel:
- Trip Cancellation: 100% of trip cost, up to $50,000.
- Trip Interruption: 125% of trip cost.
- Primary Emergency Medical Coverage: Up to $50,000.
- Emergency Medical Evacuation: Up to $500,000.
- Pre-Existing Condition Waiver available when purchased within 14 days of initial trip deposit.
- Optional Upgrades: CFAR, rental car damage, adventure sports coverage, and IFAR (where available).
- 14-Day Free Look Period: Cancel within 14 days for a full refund if no claims are filed, giving you peace of mind during review.
How much does Pathway Plus insurance cost?
The Pathway Plus insurance cost ranges from $32 to $7,065 for a 15 day trip. The cost of trip insurance is determined by factors such as the traveler’s residence, age, trip duration, total trip cost, maximum coverage selected, and any additional add-ons chosen.
For example here we are showing Pathway Plus insurance cost for a 15 days trip length and a trip cost of $1,000, $5,000, $10,000 and $25,000 respectively.
| Age of traveler | Trip cost of $1,000 | Trip cost of $10,000 | Trip cost of $25,000 | Trip cost of $50,000 |
|---|---|---|---|---|
| 0 - 20 years | $32 | $264 | $608 | $1,218 |
| 21 – 34 years | $38 | $290 | $716 | $1,434 |
| 35 – 49 years | $43 | $339 | $843 | $1,639 |
| 50 – 59 years | $53 | $431 | $1,081 | $2,177 |
| 60 – 69 years | $70 | $572 | $1,441 | $2,906 |
| 70 - 74 years | $98 | $767 | $1,923 | $3,869 |
| 75 – 79 years | $133 | $1,003 | $2,507 | $5,037 |
| 80 - 85 years | $198 | $1,419 | $3,526 | $7,065 |
Why Trawick International Pathway Plus Is a Smart Choice for U.S. Travelers?
For U.S. residents looking for solid, affordable, and reliable trip protection, Pathway Plus by Trawick International delivers well-rounded benefits without the higher cost of premium-tier plans. It is ideal for travelers taking family vacations, international holidays, cruises, group tours, or domestic trips where you want dependable protection but don’t need the maximum limits offered by premium plans.
Pathway Plus is a primary travel insurance plan, meaning it pays first for covered trip and medical claims a major advantage for travelers who want smooth claims processing and fewer coverage hurdles.
Top Primary Trip Cancellation Insurance at an Affordable PriceUnlike many mid-tier plans that offer secondary coverage, Pathway Plus provides Primary Trip Cancellation and Interruption, which helps streamline your claims process.
With Primary coverage, you benefit from:
- Faster, no-hassle claims.
- No requirement to involve your domestic health insurance.
- Quick reimbursements for cancelled or interrupted trips.
- Better financial protection for last-minute disruptions.
This makes Pathway Plus a strong upgrade over basic plans and a great value for travelers who want meaningful protection without premium pricing.
Why Pathway Plus Works Well for Travelers With High-Deductible Health Plans?
If you rely on an HDHP, unexpected travel medical bills can be stressful. Pathway Plus helps reduce that risk by offering primary medical coverage up to $50,000, which is suitable for many international destinations and emergency situations.
This plan is ideal for:
- Families taking vacations.
- Seniors seeking moderate but reliable medical coverage.
- Business travelers.
- Travelers with minor or stable medical conditions.
- Cruise passengers looking for balanced protection.
This makes Pathway Plus a strong upgrade over basic plans and a great value for travelers who want meaningful protection without premium pricing.
What are the conditions covered under trip cancellation and trip interruption?
This plan offers several Optional Coverages including:
- Sickness, accidental injury, or death of you, a family member, or a traveling companion (or a non-traveling family member).
- Termination or layoff of you or your traveling companion.
- Weather-related issues causing complete cessation of common carrier services at the departure point.
- Natural disaster at your destination rendering accommodations uninhabitable.
- Terrorist incident at the travel destination.
- Approved military leave revoked or military reassignment.
- Being directly involved in a traffic accident en route to your departure.
- Mechanical breakdown of your common carrier.
- Being hijacked, quarantined, required to serve on a jury, or subpoenaed.
What are the benefits of Pathway Plus insurance?
-
Trip Cancellation help 100% of the Insured Trip Cost up to $50,000 Trip Interruption help 125% of Trip Cost up to $62,500 Travel Delay (12 Hours) help $1,000 Maximum ($200/day) Missed Connection (6 Hours) help $300 Baggage and Personal Effects help $750 Maximum ($100/article) Baggage Delay Coverage help $300 Maximum ($100/day) Emergency Accident & Sickness Medical Expense help $50,000 Dental Coverage $500 Emergency Evacuation & Repatriation help $350,000 Pre-Existing Conditions Coverage Included Within 14 Days of Initial Deposit 180 day look back Accidental Death & Dismemberment - Common Carrier help $25,000 Type of Coverage Primary -
Adventure Sports and Extreme Sports $5,000 Rental Car Damage (Not available for NY) $50,000
Pathway Plus insurance - PPO network
If you have this logo on your ID Card:
You can find a provider in the USA by using the following link www.firsthealthinternational.com
Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.
If you have this logo on your ID Card:
You can find a provider in the USA by using the below button
Click here
Type in the zip code and then choose OPEN CHOICE PPO to search by name or provider type. You may need to contact a few to find an appointment right away.
Get quotes for Pathway Plus trip insurace!
Review and compare the best Pathway Plus Travel insurance quotes.
Compare Pathway Plus insurance quotes »Pathway Plus insurance - FAQ's
Trawick International’s Pathway Plus is a mid-level travel medical insurance plan designed for international travelers—especially non-U.S. citizens traveling outside their home country (not valid for travel to/from the U.S.)
Yes. Pathway Plus plan covers trip cancellation up to 100% of the trip cost up to $50,000.
Yes, Pre-existing condition coverage available if purchased within 14 days of the initial deposit.
No, CFAR is not available with the Pathway Plus plan. Only covered reasons for cancellation/interruption apply, such as illness, job loss, or natural disasters.
Adventure or extreme sports coverage is not included in the Pathway Plus plan. However, optional coverage for such activities is available for an additional cost.
Yes, Pre-existing condition coverage available if purchased within 14 days of the initial deposit.
The Pathway Plus plan includes a complimentary pre-travel medication readiness consultation through Runway Health. This service connects travellers with U.S.-licensed physicians for a quick online consultation. If medically appropriate, a personalized prescription medicine travel kit is prepared and shipped directly to your door before departure. To take advantage of this benefit, simply register at trawick.runwayhealth.com before your trip.
Yes. If your flight is delayed by more than 2 hours, the Pathway Plus plan provides access to a Traveler Lounge Pass, provided you registered your flight at TravelerLoungePass.com at least 24 hours in advance.
Yes, the plan includes a 14-day Free Look Period. If you haven’t started your trip or filed a claim, you may cancel within 14 days of purchase for a full refund.
Yes. Pathway Plus provides primary emergency medical coverage, which means the insurer can pay hospitals or medical providers directly for covered medical expenses. This can reduce or eliminate upfront out-of-pocket costs during an emergency, especially when traveling abroad.
Yes. When purchased through American Visitor Insurance, Pathway Plus includes a 14-day Free Look Period. If you cancel the plan within 14 days of purchase and haven’t started your trip or filed a claim, you can receive a full refund. After this period, the plan becomes non-refundable.
Yes. Most HDHPs offer limited or no coverage in the United States and do not pay for medical evacuation, trip cancellation, or baggage losses. Pathway Plus helps fill these gaps by offering primary medical coverage up to $50,000, $500,000 in evacuation, and strong trip protection benefits, making it a practical choice for HDHP users.
No. Pathway Plus has no medical deductible, so covered emergency medical expenses are eligible from the start without requiring you to pay anything upfront.
How do I file a claim with Pathway Plus Insurance?
To file a claim with Pathway Plus Insurance, follow these steps:
- Download the Claims Form: Access the Pathway Plus insurance claims form online.
- Contact Customer Support: Call the toll-free number (888) 301-9289 for guidance or assistance.
- Complete and Submit Documents: Fill out the claims form and send it, along with any required supporting documents, to the Co-ordinated Benefit Plans LLC on Behalf of Global Benefits Group:
- Mailing Address: Trawick International, P.O. Box 2284, Fairhope,AL 36533.
- Email Assistance: For additional help or inquiries, email info@trawickinternational.
NEED HELP?
Contact our customer service team, we are here to help you!
Summary of Pathway Plus insurance
Pathway Plus by Trawick International, available through American Visitor Insurance, is a mid-tier primary travel insurance plan for U.S. travelers that offers dependable protection for both trip costs and emergency medical needs. The plan includes 100% Trip Cancellation, 125% Trip Interruption, $50,000 in primary emergency medical coverage, and $500,000 for emergency medical evacuation. Travelers can qualify for a Pre-Existing Condition Waiver when purchasing within 14 days of the initial trip deposit. Additional benefits include travel delay, baggage protection, missed connections, and optional upgrades such as CFAR, rental car damage coverage, adventure sports coverage, and IFAR. It’s an affordable, reliable choice for travelers who want strong coverage through American Visitor Insurance without paying premium-plan rates.
Compare Trawick International Travel Health Insurance Plans - Benefits, Coverage & Prices
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.