Family Insurance Forum

Compare J1 Visa Insurance (US Exchange Scholar visa insurance)

Compare J1 Visa Insurance

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Family health insurance forum

Importance of J1 visa Insurance and coverage for dependants
questionHello,
What's the difference between the J1 insurance and other general insurance. Can I just buy insurance for a child?
Thank you,
Thomas

questionDear Thomas,
The plans that we have listed under J1 insurance satisfy the J visa requirements as directed by the US INS authorities. You can buy insurance for a child, if the child is on a J2 visa (dependant of J1), then you have to buy the J visa insurance plan, otherwise you can buy a general visitor insurance plan.
Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
questionHi,
I am a J1 visiting scholar from China. My daughter is visiting with me on a J2. I was wondering if my daughter alone can get insurance coverage as I already have coverage? Your suggestions are appreciated!
Thanks,
Yang

questionDear Yang,
Thanks for contacting us with your insurance needs!
The following Two plans have this provision where the J2 Visa holder alone can be covered without J1 Visa holder:
You can get all information about Atlas America:
Atlas America Insurance

See the brochure, search the PPO network and buy the policy.
This policy is very popular with international travelers and has many excellent features. In particular, their coverage of "acute onset" of pre-existing conditions up to $100,000 or the maximum of the plan (whichever is smaller) for medical expenses and an additional $25,000 for emergency medical evacuation can put your mind at ease.
Patriot Exchange:
Patriot Exchange student Insurance

Please let us know if we can help you in any further.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
questionHello! Good morning,
I am a visiting scholar in America as a J1. I came here at last year and have purchased my insurance for one year. Now my wife and daughter will come here as J2. I want purchase insurance for them. But I don't find the option for purchasing insurance only for J2. Would you like give me some advice for purchasing insurance only for J2? And how can I deal with it?
Thank you very much!
Xiaofeng

questionDear Xiaofeng,
Thank you for contacting us for your insurance needs. The Patriot Exchange insurance plan offered by International Medical Group (IMG) provides comprehensive insurance for international students (F1 visa) and J1 visa scholars in the USA.
The plan is also open to F2 visa and J2 Visa holders when the F1 or J1 visa holder has been given coverage by the University or Institute or has a current coverage.
Patriot Exchange student Insurance

Feel free to call or email us with any questions or comments you may have.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
questionHi,
My name is Yanping Ma, my birthday is June 12,1974. I will go to U.S as a J1 visiting scholar. I have bought healthy insurance for my son and myself today online.We I obtained the insurance papers
"This insurance coverage, offered by WorldTrips, does not meet the minimum standards required by the health care reform law."
I want to know whether the insurance plan I have bought is enough.
Additional, my husband will obtained J 2 vise as my dependent, and go to U.S during July 25,2014-Aug 8, 2014. He want to buy healthy insurance for his trip. Could we buy for him separately?
Looking forward your response.

Sincerely
Yanping

questionDear Yanping,
Atlas plan that you have purchased satisfies the requirements for the J1 visa and J2 Visa. We have confirmed this with the Insurance Company. You can purchase this plan for your husband as well who is on J2.
Atlas America:
Atlas America Insurance

We will sending an email to the Insurance Company to change the information for your Destination Country.
Please let us know if you have any questions or concerns. Thanks for your purchase!

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910
questionHi,
I am a fellow in foot and ankle surgery at University of Iowa Hospital and Clinics, Iowa City, Iowa and I have J1 VISA. My wife and my daughter have J2 VISA.
I already got the insurance from my hospital, but it did not cover my family.
So I would like you to help me choose appropriate insurance which can cover basic requirement of J2 Visa.
Only my wife and my daughter need insurance for 1 year. (We plan to live in USA for 2 years)
Between having contact for 1 year or longer contact for 2 years, which one is cheaper.

Personal data.
My wife is 33 years old. Healthy
My daughter 10 months old. Healthy
Could you provide one that can cover maternity and another one that not cover maternity?

Thanks
Chamnanni

questionDear Chamnanni,
Thank you for contacting American Visitor Insurance. For coverage for the J2 visa holders ALONE there is only one policy that will allow that. We regret to inform you that this policy does not have maternity coverage:
Patriot Exchange student Insurance

If you have any questions please email or call us at 1877-340-7910.

Regards,
www.americanvisitorinsurance.com
Customer care
877 340 7910

J1 visa Insurance Blog

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J1 visa Insurance FAQ

Commonly asked questions about J1 visa health insurance.

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J1 Forum for J1 Visa Insurance - Frequently asked questions

J1 Visa Insurance - Frequently asked questions

Which plan is best suited for J1 and J2 Visa holder?

>We have many plans that satisfy J visa requirements and work ideally for J1 and J2 Visa holders. Some of the US health insurance plans require the J1 Visa holder to be the primary applicant for the J2 visa holder to be eligible. If only the J2 visa applicant alone needs a plan we have a popular health insurance plan by International Medical Group (IMG) known as Patriot Exchange. Please find the details of this plan here:

Atlas America Insurance

Does the domestic plans cover J2 Visa holders?

While we cannot state whether or not they cover J2 Visa holders completely, they might not meet the specific J visa health insurance requirements as defined by the immigration authorities. The J2 visa eligibility and medical insurance coverage is dependent on the J1 exchange program.

Can a visiting foreign scholar come to the United States on a visitor's visa?

Yes, a visiting scholar can come to the US on a B-1 "visitor for business" visa. Under Certain situations a person on a B-1 visa status is permitted by the U.S. Citizenship and Immigration Service (USCIS) regulations to be reimbursed for expenses, and, under the amended law, can also be paid an honorarium. Visiting scholars who are going to meet all of their own expenses can also come in B-1 status. Getting a B-1 visa does not require any formal immigration document from the University.

To obtain a B-1 visa, a prospective scholar should have an invitation letter from the department with which the scholar will be affiliated, detailing the dates and activities of the contemplated visit, and indicating what if anything is to be provided in the way of reimbursements and honoraria.

What can happen if I do not satisfy the J visa insurance requirement?

Following are some benefits that are are covered by the international medical insurance:

The Department of State views health insurance as very, very important! The regulations require that your J program sponsor should terminate your status in the U.S. as a J visa holder if you willfully fail to comply with the J visa insurance requirement.

Can a J2 individual purchase insurance

Most health insurance policies available for foreign scholars requires that the J1 visa holder be the primary applicant on the insurance policy. However there is one policy offered by International Medical Group (IMG) which can be purchased only by the J2 visa dependent as long as the J1 scholar is insured by the institution sponsoring the J visa holder. This policy is the Patriot Exchange plan.

The Patriot Exchange insurance plan by IMG is very economical and with many excellent benefits. One advantage of the policy is that if the insured has access to a health center, they only pay a $5 copay (instead of the usual $100 deductible). As a copay, this is payable at every visit, however, even many visits will be cheaper than a single $100 deductible. A disadvantage to this Patriot Exchange policy is that there is no maternity coverage and no coverage for pre-existing conditions. For more details on IMG’s Patriot Exchange, including brochure and pricing, please use these web-links:

Brochure     Buy

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Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Travel Medical Policy
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs

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Covid19 J1 visa coronavirus insurance for exchange scholars in the US

There are many J1 visa holders currently in the US either without proper J visa coronavirus health insurance, or having medical insurance that does not provide coverage for Covid19. At American Visitor Insurance, we are committed to getting you the best Covid19 J1 visa medical insurance coverage available in these uncertain times.
These are some of the few Covid19 J1 visa health insurance. These plans satisfy J visa requirements and cover medical expenses arising from Covid19 illness. The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and any mutation or variation of SARS-CoV-2.
There are also many J1 visa holders currently stranded in the US who are not enrolled in any courses. In this situation they are not limited to buying j1 visa insurance and can buy short term US visitors medical insurance. The visitors health insurance plans are cheaper and ideal for exchange scholars in the US while they are not enrolled in courses. J1 visa holders can review and compare visitor insurance plans and find Covid19 USA J1 visa insurance coverage that fit your needs. Please know we are here to help you make the best, informed decision to get Covid19 J visa health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

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J1 visa Insurance FAQ

Commonly asked questions about J1 visa health insurance..

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J1 visa Insurance Blog

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J1 Visa Insurance Companies

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