Traveling outside your home country is a novel experience to a lot of travellers especially if they are visiting their son or daughter in another country who has been overseas for some time. People might just want to visit their family abroad whom they have not met in a long time or they might just want to vacation outside their home country.
To make their visit memorable, it is important to ensure that all of their documentation is complete and that they have all that they need while they are outside their home country. Travel health Insurance commonly known as Travel Insurance or Visitor Insurance is one such high priority item that will put the traveller at ease, and something that he/she can rely in case of any medical emergency while in a foreign country.
There are many US insurance companies that sell travel insurance plans online. Do consider these important factors before buying an insurance policy As they determine the price and benefits you get after buying insurance. The most factor among travel health insurance plans are Fixed/Limited benefits and Comprehensive visitor insurance plans.
Visitor Secure health insurance plan is a pre-defined fixed benefit plan offered by WorldTrips for international visitors traveling overseas and for US citizens traveling outside of the US.
This is an economical and affordable health insurance plan that travellers can readily buy for any minor injury or sickness and is suitable for a short trip for Non US citizens visiting the US. The plan is classified as plan A, plan B, plan C and plan D based on the policy maximum amounts they provide.
The policy maximum amounts available for people from 14 days up to the age of 69 are as below:
Each plan have their own fixed deductible amount that vary from $0 to $200 as suggested in the visitor secure insurance brochure. For people under the age of 69 this plan covers acute onset of pre-existing conditions up to the policy maximum except Plan D which provides $100,000 lifetime maximum for acute onset of pre-existing condition when the available policy maximum is $130,000.
This plan however does NOT cover acute onset of pre-existing condition for the age of 70 and above. The policy maximum available for the age range of 70 -79 are $50,000 and $75,000 only. For people above 80, this plan provides a policy maximum of $10,000 only. Here is an example of how the Visitor Secure insurance plan works.
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While travelling in the midst of a coronavirus pandemic, one must ensure that they have the right travel health insurance with proper Covid-19 coverage. At America visitor insurance travelers can get visitors insurance for Covid19 illness.
We offer a range of options for visitors where they can compare using our Visitors insurance for Covid19 comparison tool based on the factors like the travelers age, duration of travel, the maximum coverage required, deductible and the need for pre-existing conditions or for covid coverage.
Travelers can narrow down their search further by applying the “filter” option for Covid19 available in the tool. Please know we are here to help you make the best, informed decision to get coverage even for COVID19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Emergency Quarantine Indemnity for COVID-19: Visitor Secure insurance plan offers $50 per day for each day the travelers are quarantined abroad for a maximum of 10 days. Coverage must be bought for a minimum of 30 days and must show proof of quarantine mandated by a physician or governmental authority.
This quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or being symptomatic and waiting on diagnostic test results. It is not available while in your home country and not subject to deductible.